OPBK
Price
$12.63
Change
-$0.04 (-0.32%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
188.45M
64 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$29.78
Change
+$0.43 (+1.47%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
3.57B
62 days until earnings call
Intraday BUY SELL Signals
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OPBK vs UCB

Header iconOPBK vs UCB Comparison
Open Charts OPBK vs UCBBanner chart's image
OP Ban
Price$12.63
Change-$0.04 (-0.32%)
Volume$588
Capitalization188.45M
United Community Banks
Price$29.78
Change+$0.43 (+1.47%)
Volume$12.06K
Capitalization3.57B
OPBK vs UCB Comparison Chart in %
OPBK
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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VS
OPBK vs. UCB commentary
Nov 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OPBK is a Hold and UCB is a Hold.

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COMPARISON
Comparison
Nov 20, 2025
Stock price -- (OPBK: $12.66 vs. UCB: $29.35)
Brand notoriety: OPBK and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OPBK: 58% vs. UCB: 116%
Market capitalization -- OPBK: $188.01M vs. UCB: $3.62B
OPBK [@Regional Banks] is valued at $188.01M. UCB’s [@Regional Banks] market capitalization is $3.62B. The market cap for tickers in the [@Regional Banks] industry ranges from $172.58B to $0. The average market capitalization across the [@Regional Banks] industry is $8.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OPBK’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • OPBK’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, OPBK is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OPBK’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • OPBK’s TA Score: 4 bullish, 4 bearish.
  • UCB’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, both OPBK and UCB are a good buy in the short-term.

Price Growth

OPBK (@Regional Banks) experienced а -3.95% price change this week, while UCB (@Regional Banks) price change was -3.04% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.96%. For the same industry, the average monthly price growth was +1.62%, and the average quarterly price growth was +11.33%.

Reported Earning Dates

OPBK is expected to report earnings on Jan 22, 2026.

UCB is expected to report earnings on Jan 20, 2026.

Industries' Descriptions

@Regional Banks (-0.96% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.57B) has a higher market cap than OPBK($188M). UCB has higher P/E ratio than OPBK: UCB (11.65) vs OPBK (8.01). UCB YTD gains are higher at: -6.893 vs. OPBK (-16.981). OPBK has less debt than UCB: OPBK (62.2M) vs UCB (155M). UCB has higher revenues than OPBK: UCB (953M) vs OPBK (88M).
OPBKUCBOPBK / UCB
Capitalization188M3.57B5%
EBITDAN/AN/A-
Gain YTD-16.981-6.893246%
P/E Ratio8.0111.6569%
Revenue88M953M9%
Total CashN/A202M-
Total Debt62.2M155M40%
FUNDAMENTALS RATINGS
OPBK vs UCB: Fundamental Ratings
OPBK
UCB
OUTLOOK RATING
1..100
2311
VALUATION
overvalued / fair valued / undervalued
1..100
18
Undervalued
76
Overvalued
PROFIT vs RISK RATING
1..100
4465
SMR RATING
1..100
4713
PRICE GROWTH RATING
1..100
6160
P/E GROWTH RATING
1..100
8091
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPBK's Valuation (18) in the Regional Banks industry is somewhat better than the same rating for UCB (76). This means that OPBK’s stock grew somewhat faster than UCB’s over the last 12 months.

OPBK's Profit vs Risk Rating (44) in the Regional Banks industry is in the same range as UCB (65). This means that OPBK’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is somewhat better than the same rating for OPBK (47). This means that UCB’s stock grew somewhat faster than OPBK’s over the last 12 months.

UCB's Price Growth Rating (60) in the Regional Banks industry is in the same range as OPBK (61). This means that UCB’s stock grew similarly to OPBK’s over the last 12 months.

OPBK's P/E Growth Rating (80) in the Regional Banks industry is in the same range as UCB (91). This means that OPBK’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OPBKUCB
RSI
ODDS (%)
Bullish Trend 2 days ago
58%
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
68%
Bearish Trend 2 days ago
70%
Momentum
ODDS (%)
Bearish Trend 2 days ago
59%
Bullish Trend 2 days ago
57%
MACD
ODDS (%)
Bearish Trend 2 days ago
69%
Bullish Trend 2 days ago
69%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
69%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
55%
Bearish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 7 days ago
66%
Bullish Trend 9 days ago
57%
Declines
ODDS (%)
Bearish Trend 3 days ago
61%
Bearish Trend 7 days ago
71%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 3 days ago
63%
Aroon
ODDS (%)
Bearish Trend 2 days ago
59%
Bearish Trend 2 days ago
65%
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OPBK
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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OPBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPBK has been loosely correlated with UCB. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if OPBK jumps, then UCB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPBK
1D Price
Change %
OPBK100%
+0.08%
UCB - OPBK
64%
Loosely correlated
+1.42%
CWBC - OPBK
64%
Loosely correlated
+1.28%
EFSC - OPBK
64%
Loosely correlated
+0.38%
RBCAA - OPBK
63%
Loosely correlated
+0.18%
BHRB - OPBK
63%
Loosely correlated
+1.18%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with FNB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
+1.42%
FNB - UCB
92%
Closely correlated
+0.26%
FULT - UCB
91%
Closely correlated
+1.29%
UBSI - UCB
91%
Closely correlated
+1.52%
FFBC - UCB
91%
Closely correlated
+1.20%
WSFS - UCB
91%
Closely correlated
+1.65%
More