PRAA
Price
$16.20
Change
-$0.31 (-1.88%)
Updated
Aug 15 closing price
Capitalization
632.99M
79 days until earnings call
UHAL
Price
$57.75
Change
-$0.54 (-0.93%)
Updated
Aug 15 closing price
Capitalization
10.04B
80 days until earnings call
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PRAA vs UHAL

Header iconPRAA vs UHAL Comparison
Open Charts PRAA vs UHALBanner chart's image
PRA Group
Price$16.20
Change-$0.31 (-1.88%)
Volume$373.63K
Capitalization632.99M
U-Haul Holding
Price$57.75
Change-$0.54 (-0.93%)
Volume$116.12K
Capitalization10.04B
PRAA vs UHAL Comparison Chart in %
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PRAA
Daily Signalchanged days ago
Gain/Loss if bought
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UHAL
Daily Signalchanged days ago
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PRAA vs. UHAL commentary
Aug 17, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PRAA is a Hold and UHAL is a Hold.

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COMPARISON
Comparison
Aug 17, 2025
Stock price -- (PRAA: $16.20 vs. UHAL: $57.75)
Brand notoriety: PRAA and UHAL are both not notable
PRAA represents the Savings Banks, while UHAL is part of the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: PRAA: 96% vs. UHAL: 78%
Market capitalization -- PRAA: $632.99M vs. UHAL: $10.04B
PRAA [@Savings Banks] is valued at $632.99M. UHAL’s [@Finance/Rental/Leasing] market capitalization is $10.04B. The market cap for tickers in the [@Savings Banks] industry ranges from $668.6B to $0. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $58.48B to $0. The average market capitalization across the [@Savings Banks] industry is $21.61B. The average market capitalization across the [@Finance/Rental/Leasing] industry is $7.49B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PRAA’s FA Score shows that 1 FA rating(s) are green whileUHAL’s FA Score has 1 green FA rating(s).

  • PRAA’s FA Score: 1 green, 4 red.
  • UHAL’s FA Score: 1 green, 4 red.
According to our system of comparison, UHAL is a better buy in the long-term than PRAA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PRAA’s TA Score shows that 5 TA indicator(s) are bullish while UHAL’s TA Score has 6 bullish TA indicator(s).

  • PRAA’s TA Score: 5 bullish, 2 bearish.
  • UHAL’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, PRAA is a better buy in the short-term than UHAL.

Price Growth

PRAA (@Savings Banks) experienced а +5.13% price change this week, while UHAL (@Finance/Rental/Leasing) price change was +1.39% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.49%. For the same industry, the average monthly price growth was +4.08%, and the average quarterly price growth was +19.58%.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -0.06%. For the same industry, the average monthly price growth was -3.07%, and the average quarterly price growth was +3.23%.

Reported Earning Dates

PRAA is expected to report earnings on Nov 03, 2025.

UHAL is expected to report earnings on Nov 05, 2025.

Industries' Descriptions

@Savings Banks (+2.49% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

@Finance/Rental/Leasing (-0.06% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
UHAL($10B) has a higher market cap than PRAA($633M). UHAL has higher P/E ratio than PRAA: UHAL (40.67) vs PRAA (7.12). UHAL YTD gains are higher at: -16.413 vs. PRAA (-22.451). UHAL has higher annual earnings (EBITDA): 1.76B vs. PRAA (216M). UHAL has more cash in the bank: 1.7B vs. PRAA (189M). PRAA has less debt than UHAL: PRAA (3.5B) vs UHAL (7.24B). UHAL has higher revenues than PRAA: UHAL (5.83B) vs PRAA (1.14B).
PRAAUHALPRAA / UHAL
Capitalization633M10B6%
EBITDA216M1.76B12%
Gain YTD-22.451-16.413137%
P/E Ratio7.1240.6717%
Revenue1.14B5.83B20%
Total Cash189M1.7B11%
Total Debt3.5B7.24B48%
FUNDAMENTALS RATINGS
PRAA vs UHAL: Fundamental Ratings
PRAA
UHAL
OUTLOOK RATING
1..100
5755
VALUATION
overvalued / fair valued / undervalued
1..100
33
Fair valued
86
Overvalued
PROFIT vs RISK RATING
1..100
10048
SMR RATING
1..100
8083
PRICE GROWTH RATING
1..100
6180
P/E GROWTH RATING
1..100
10013
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PRAA's Valuation (33) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for UHAL (86) in the Finance Or Rental Or Leasing industry. This means that PRAA’s stock grew somewhat faster than UHAL’s over the last 12 months.

UHAL's Profit vs Risk Rating (48) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that UHAL’s stock grew somewhat faster than PRAA’s over the last 12 months.

PRAA's SMR Rating (80) in the Miscellaneous Commercial Services industry is in the same range as UHAL (83) in the Finance Or Rental Or Leasing industry. This means that PRAA’s stock grew similarly to UHAL’s over the last 12 months.

PRAA's Price Growth Rating (61) in the Miscellaneous Commercial Services industry is in the same range as UHAL (80) in the Finance Or Rental Or Leasing industry. This means that PRAA’s stock grew similarly to UHAL’s over the last 12 months.

UHAL's P/E Growth Rating (13) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that UHAL’s stock grew significantly faster than PRAA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PRAAUHAL
RSI
ODDS (%)
N/A
Bullish Trend 2 days ago
64%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
67%
Bearish Trend 2 days ago
63%
Momentum
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
65%
MACD
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
66%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
62%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
66%
Bearish Trend 2 days ago
64%
Advances
ODDS (%)
Bullish Trend 4 days ago
64%
Bullish Trend 4 days ago
60%
Declines
ODDS (%)
Bearish Trend 2 days ago
72%
Bearish Trend 2 days ago
61%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
62%
Bullish Trend 2 days ago
67%
Aroon
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
52%
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PRAA
Daily Signalchanged days ago
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UHAL
Daily Signalchanged days ago
Gain/Loss if bought
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PRAA and

Correlation & Price change

A.I.dvisor indicates that over the last year, PRAA has been loosely correlated with ECPG. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if PRAA jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PRAA
1D Price
Change %
PRAA100%
-1.88%
ECPG - PRAA
59%
Loosely correlated
-2.24%
OMF - PRAA
51%
Loosely correlated
-2.09%
AGM - PRAA
49%
Loosely correlated
+0.14%
UHAL - PRAA
49%
Loosely correlated
-0.93%
SYF - PRAA
48%
Loosely correlated
-1.84%
More