QD
Price
$3.29
Change
-$0.03 (-0.90%)
Updated
Jul 22, 03:54 PM (EDT)
Capitalization
562.25M
44 days until earnings call
YRD
Price
$6.17
Change
-$0.01 (-0.16%)
Updated
Jul 22, 02:30 PM (EDT)
Capitalization
431.55M
23 days until earnings call
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QD vs YRD

Header iconQD vs YRD Comparison
Open Charts QD vs YRDBanner chart's image
Qudian
Price$3.29
Change-$0.03 (-0.90%)
Volume$100
Capitalization562.25M
Yiren Digital
Price$6.17
Change-$0.01 (-0.16%)
Volume$137
Capitalization431.55M
QD vs YRD Comparison Chart in %
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QD
Daily Signalchanged days ago
Gain/Loss if bought
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YRD
Daily Signalchanged days ago
Gain/Loss if bought
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QD vs. YRD commentary
Jul 22, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is QD is a Hold and YRD is a Hold.

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COMPARISON
Comparison
Jul 22, 2025
Stock price -- (QD: $3.32 vs. YRD: $6.18)
Brand notoriety: QD: Notable vs. YRD: Not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: QD: 88% vs. YRD: 57%
Market capitalization -- QD: $562.25M vs. YRD: $431.55M
QD [@Finance/Rental/Leasing] is valued at $562.25M. YRD’s [@Finance/Rental/Leasing] market capitalization is $431.55M. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

QD’s FA Score shows that 0 FA rating(s) are green whileYRD’s FA Score has 1 green FA rating(s).

  • QD’s FA Score: 0 green, 5 red.
  • YRD’s FA Score: 1 green, 4 red.
According to our system of comparison, YRD is a better buy in the long-term than QD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

QD’s TA Score shows that 3 TA indicator(s) are bullish while YRD’s TA Score has 5 bullish TA indicator(s).

  • QD’s TA Score: 3 bullish, 5 bearish.
  • YRD’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, YRD is a better buy in the short-term than QD.

Price Growth

QD (@Finance/Rental/Leasing) experienced а -4.05% price change this week, while YRD (@Finance/Rental/Leasing) price change was +3.17% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +1.68%. For the same industry, the average monthly price growth was +7.58%, and the average quarterly price growth was +16.62%.

Reported Earning Dates

QD is expected to report earnings on Sep 04, 2025.

YRD is expected to report earnings on Aug 14, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+1.68% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
QD($562M) has a higher market cap than YRD($432M). QD has higher P/E ratio than YRD: QD (19.77) vs YRD (1.55). YRD YTD gains are higher at: 33.169 vs. QD (17.730). YRD has higher annual earnings (EBITDA): 2.54B vs. QD (-339.48M). QD has more cash in the bank: 8.79B vs. YRD (5.85B). QD has less debt than YRD: QD (9.37M) vs YRD (27.7M). YRD has higher revenues than QD: YRD (4.71B) vs QD (398M).
QDYRDQD / YRD
Capitalization562M432M130%
EBITDA-339.48M2.54B-13%
Gain YTD17.73033.16953%
P/E Ratio19.771.551,272%
Revenue398M4.71B8%
Total Cash8.79B5.85B150%
Total Debt9.37M27.7M34%
FUNDAMENTALS RATINGS
QD vs YRD: Fundamental Ratings
QD
YRD
OUTLOOK RATING
1..100
8277
VALUATION
overvalued / fair valued / undervalued
1..100
70
Overvalued
43
Fair valued
PROFIT vs RISK RATING
1..100
6477
SMR RATING
1..100
8755
PRICE GROWTH RATING
1..100
4247
P/E GROWTH RATING
1..100
989
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

YRD's Valuation (43) in the Internet Software Or Services industry is in the same range as QD (70). This means that YRD’s stock grew similarly to QD’s over the last 12 months.

QD's Profit vs Risk Rating (64) in the Internet Software Or Services industry is in the same range as YRD (77). This means that QD’s stock grew similarly to YRD’s over the last 12 months.

YRD's SMR Rating (55) in the Internet Software Or Services industry is in the same range as QD (87). This means that YRD’s stock grew similarly to QD’s over the last 12 months.

QD's Price Growth Rating (42) in the Internet Software Or Services industry is in the same range as YRD (47). This means that QD’s stock grew similarly to YRD’s over the last 12 months.

YRD's P/E Growth Rating (9) in the Internet Software Or Services industry is significantly better than the same rating for QD (98). This means that YRD’s stock grew significantly faster than QD’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
QDYRD
RSI
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 7 days ago
85%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
82%
Bullish Trend 2 days ago
72%
Momentum
ODDS (%)
Bullish Trend 2 days ago
79%
Bullish Trend 2 days ago
82%
MACD
ODDS (%)
Bearish Trend 2 days ago
82%
Bullish Trend 2 days ago
70%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
78%
Bullish Trend 2 days ago
77%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
81%
Bullish Trend 2 days ago
79%
Advances
ODDS (%)
Bullish Trend 13 days ago
76%
Bullish Trend 21 days ago
79%
Declines
ODDS (%)
Bearish Trend 7 days ago
81%
Bearish Trend 5 days ago
79%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
82%
N/A
Aroon
ODDS (%)
Bullish Trend 2 days ago
78%
Bullish Trend 2 days ago
81%
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QD
Daily Signalchanged days ago
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YRD
Daily Signalchanged days ago
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YRD and

Correlation & Price change

A.I.dvisor indicates that over the last year, YRD has been loosely correlated with LX. These tickers have moved in lockstep 57% of the time. This A.I.-generated data suggests there is some statistical probability that if YRD jumps, then LX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To YRD
1D Price
Change %
YRD100%
+1.81%
LX - YRD
57%
Loosely correlated
+11.71%
FINV - YRD
53%
Loosely correlated
+1.63%
LU - YRD
47%
Loosely correlated
+5.05%
QFIN - YRD
46%
Loosely correlated
-0.71%
XYF - YRD
45%
Loosely correlated
+1.04%
More