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SHG vs WF
Which Stock Would AI Choose? Shinhan Financial Group (SHG) vs. Woori Financial Group (WF) Stock Comparison
Key Takeaways
- Shinhan Financial Group (SHG) reported strong Q1 2026 results with net income up 9% year-over-year, boosting recent stock momentum.
- Woori Financial Group (WF) missed Q1 2026 profit expectations, contributing to relatively softer near-term performance.
- SHG YTD return stands at approximately 24%, outperforming WF's 14% amid Korean market volatility.
- Both stocks have delivered robust one-year gains over 85%, reflecting resilience in the South Korean financial sector.
- SHG boasts a larger market cap of $33B versus WF's $16B, indicating greater scale.
- Tickeron's AI tools highlight momentum advantages for SHG in current conditions.
Introduction
Shinhan Financial Group (SHG) and Woori Financial Group (WF), two leading South Korean financial holding companies traded as American Depositary Receipts (ADRs) on the NYSE, offer investors exposure to Asia's dynamic banking sector. This stock comparison analyzes their business models, recent market performance, and key metrics amid evolving interest rates and regional economic shifts. Traders seeking diversified international plays or those monitoring Korean financials for relative strength will find value in understanding their contrasts in scale, earnings momentum, and growth trajectories in the current environment.
SHG Overview and Recent Performance
Shinhan Financial Group Co., Ltd. (SHG) is a diversified financial services provider operating primarily in South Korea, with segments in banking, credit cards, securities, insurance, and others. It offers deposits, loans, trading, and insurance products across Asia. In recent market activity, SHG shares have shown upward momentum, trading around $66.73 with a 52-week range of $34.19–$73.40. Positive sentiment stems from robust Q1 2026 results, including net income of KRW 1.62 trillion (up 9% YoY) and revenue surging 76.8%, alongside a stable CET1 ratio (Common Equity Tier 1, a key measure of bank capital strength) of 13.19%. A quarterly dividend announcement further supported price stability, driving gains in recent weeks despite broader KOSPI underperformance.
WF Overview and Recent Performance
Woori Financial Group Inc. (WF) operates through banking, insurance, credit cards, investment securities, and other units, providing loans, deposits, cards, and asset management services internationally. Shares recently hovered near $67.14, within a 52-week range of $34.80–$84.71. Recent performance reflects caution following Q1 2026 net profit of KRW 603.8 billion, which fell short of expectations despite growth efforts. While YTD returns reached 14%, influences like interest rate pressures and competitive dynamics in Korean lending have tempered gains in recent weeks, with focus shifting to upcoming strategic updates.
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Head-to-Head Comparison
Both SHG and WF feature similar business models centered on integrated banking, cards, securities, and insurance in South Korea, exposing them to domestic lending growth and rate sensitivity. SHG edges in scale with a $33B market cap versus WF's $16B, supporting broader diversification. Recent momentum favors SHG with superior YTD returns (24% vs. 14%), though WF shows stronger 5-year gains (217% vs. 135%). Risk factors include geopolitical tensions and NII (net interest income) fluctuations; sentiment tilts toward SHG post-earnings beat, while WF offers value trade-offs in longer-term positioning.
Tickeron AI Verdict
Tickeron’s AI currently leans toward SHG based on consistent recent trend strength, earnings outperformance, and higher YTD relative positioning amid Korean financial sector dynamics. Factors like stable capital ratios and dividend policy enhance its probabilistic edge over WF in the near term, though both warrant monitoring for market shifts.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SHG is a Hold and WF is a StrongBuy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
SHG’s FA Score shows that 3 FA rating(s) are green whileWF’s FA Score has 4 green FA rating(s).
- SHG’s FA Score: 3 green, 2 red.
- WF’s FA Score: 4 green, 1 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
SHG’s TA Score shows that 3 TA indicator(s) are bullish while WF’s TA Score has 3 bullish TA indicator(s).
- SHG’s TA Score: 3 bullish, 6 bearish.
- WF’s TA Score: 3 bullish, 6 bearish.
Price Growth
SHG (@Regional Banks) experienced а -5.15% price change this week, while WF (@Regional Banks) price change was -6.93% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +0.73%. For the same industry, the average monthly price growth was +5.09%, and the average quarterly price growth was +12.91%.
Reported Earning Dates
SHG is expected to report earnings on Jul 24, 2026.
WF is expected to report earnings on Jul 23, 2026.
Industries' Descriptions
@Regional Banks (+0.73% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| SHG | WF | SHG / WF | |
| Capitalization | 30B | 14.2B | 211% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 23.364 | 2.941 | 794% |
| P/E Ratio | 9.91 | 7.59 | 131% |
| Revenue | 18.74T | 13.49T | 139% |
| Total Cash | N/A | N/A | - |
| Total Debt | 132.88T | 88.7T | 150% |
SHG | WF | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 16 | 8 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 51 Fair valued | 14 Undervalued | |
PROFIT vs RISK RATING 1..100 | 1 | 1 | |
SMR RATING 1..100 | 1 | 1 | |
PRICE GROWTH RATING 1..100 | 44 | 49 | |
P/E GROWTH RATING 1..100 | 21 | 28 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
WF's Valuation (14) in the Major Banks industry is somewhat better than the same rating for SHG (51) in the Financial Conglomerates industry. This means that WF’s stock grew somewhat faster than SHG’s over the last 12 months.
WF's Profit vs Risk Rating (1) in the Major Banks industry is in the same range as SHG (1) in the Financial Conglomerates industry. This means that WF’s stock grew similarly to SHG’s over the last 12 months.
WF's SMR Rating (1) in the Major Banks industry is in the same range as SHG (1) in the Financial Conglomerates industry. This means that WF’s stock grew similarly to SHG’s over the last 12 months.
SHG's Price Growth Rating (44) in the Financial Conglomerates industry is in the same range as WF (49) in the Major Banks industry. This means that SHG’s stock grew similarly to WF’s over the last 12 months.
SHG's P/E Growth Rating (21) in the Financial Conglomerates industry is in the same range as WF (28) in the Major Banks industry. This means that SHG’s stock grew similarly to WF’s over the last 12 months.
| SHG | WF | |
|---|---|---|
| RSI ODDS (%) | N/A | 1 day ago 89% |
| Stochastic ODDS (%) | 1 day ago 61% | 1 day ago 55% |
| Momentum ODDS (%) | 1 day ago 59% | 1 day ago 56% |
| MACD ODDS (%) | 1 day ago 62% | 1 day ago 70% |
| TrendWeek ODDS (%) | 1 day ago 54% | 1 day ago 59% |
| TrendMonth ODDS (%) | 1 day ago 63% | 1 day ago 53% |
| Advances ODDS (%) | 8 days ago 60% | 8 days ago 65% |
| Declines ODDS (%) | 1 day ago 53% | 1 day ago 58% |
| BollingerBands ODDS (%) | 1 day ago 55% | 1 day ago 64% |
| Aroon ODDS (%) | 1 day ago 55% | 1 day ago 50% |
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WF and
Correlation & Price change
A.I.dvisor indicates that over the last year, WF has been closely correlated with SHG. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if WF jumps, then SHG could also see price increases.