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SHG vs WF
Which Stock Would AI Choose? Shinhan Financial Group Co., Ltd. (SHG) vs. Woori Financial Group Inc. (WF) Stock Comparison
Key Takeaways
- SHG has delivered stronger year-to-date and one-year returns compared with WF, reflecting more robust recent momentum in market pricing.
- Both companies operate as major South Korean financial groups with diversified banking, securities, and insurance operations, exposing them to similar domestic economic and regulatory factors.
- WF offers a higher trailing dividend yield, providing a potential income advantage for yield-focused investors relative to SHG.
- Valuation metrics show WF trading at a lower price-to-earnings ratio, which may appeal to value-oriented strategies, while SHG commands a higher market capitalization consistent with its larger scale.
- Recent market activity has been influenced by broader Korean financial sector sentiment, with both stocks exhibiting lower beta relative to the market, indicating relatively defensive price behavior.
- Analyst price targets suggest upside potential for both, though consensus views remain tied to macroeconomic conditions in South Korea and global interest-rate trends.
Introduction
This comparison examines SHG and WF, two leading South Korean financial holding companies listed on the NYSE. The analysis focuses on their business profiles, recent performance patterns, and relative positioning within the regional banking sector. Investors and traders seeking exposure to Asian financial services or comparing large-cap bank stocks with differing scale and yield characteristics may find the review relevant for portfolio construction and relative-value assessments.
SHG Overview and Recent Performance
Shinhan Financial Group Co., Ltd. (SHG) provides banking, credit card, securities, insurance, and other financial services primarily in South Korea with operations extending to Vietnam and Japan. In recent weeks, the stock has traded within a range influenced by domestic economic indicators and sector sentiment. Market activity has reflected steady demand for its diversified offerings, supporting a year-to-date return of approximately 31 percent amid broader equity movements. Lower beta readings suggest relative stability compared with more cyclical names, while ongoing earnings contributions from core banking and card segments have helped maintain investor interest.
WF Overview and Recent Performance
Woori Financial Group Inc. (WF) operates through banking, insurance, credit card, capital, investment securities, and other segments, serving clients in Korea and select international markets. Recent market activity shows the shares responding to similar macroeconomic drivers as peers, with a year-to-date return near 6 percent. The stock has maintained a defensive profile consistent with its beta, while a competitive dividend yield has drawn attention from income-oriented market participants. Performance in recent weeks has aligned with sector-wide flows tied to interest-rate expectations and regional growth outlooks.
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Head-to-Head Comparison
Both SHG and WF function as diversified financial groups headquartered in South Korea, yet SHG maintains a larger market capitalization and broader international footprint. Growth drivers for SHG include scale advantages in credit-card and securities operations, while WF emphasizes competitive dividend distributions and cost-efficient banking activities. Recent momentum has favored SHG on a total-return basis, whereas WF trades at a lower trailing price-to-earnings multiple, presenting a valuation contrast. Risk factors for both include exposure to Korean regulatory changes, interest-rate cycles, and regional economic conditions, with neither exhibiting extreme volatility relative to global banks. Market sentiment remains tied to macroeconomic data releases and sector rotation patterns.
Tickeron AI Verdict
Based on observable factors such as trend consistency in recent returns, relative stability, and positioning within the financial sector, Tickeron’s AI models would currently assign a higher probabilistic preference to SHG for strategies emphasizing momentum alignment. WF may receive consideration in value or income-focused frameworks given its lower valuation multiples and elevated yield. These assessments reflect statistical patterns rather than guarantees of future outcomes.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SHG is a Buy and WF is a StrongBuy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
SHG’s FA Score shows that 3 FA rating(s) are green whileWF’s FA Score has 4 green FA rating(s).
- SHG’s FA Score: 3 green, 2 red.
- WF’s FA Score: 4 green, 1 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
SHG’s TA Score shows that 5 TA indicator(s) are bullish while WF’s TA Score has 6 bullish TA indicator(s).
- SHG’s TA Score: 5 bullish, 3 bearish.
- WF’s TA Score: 6 bullish, 4 bearish.
Price Growth
SHG (@Regional Banks) experienced а -2.18% price change this week, while WF (@Regional Banks) price change was +5.93% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +1.19%. For the same industry, the average monthly price growth was +0.68%, and the average quarterly price growth was +13.65%.
Reported Earning Dates
SHG is expected to report earnings on Oct 27, 2026.
WF is expected to report earnings on Oct 22, 2026.
Industries' Descriptions
@Regional Banks (+1.19% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| SHG | WF | SHG / WF | |
| Capitalization | 33.2B | 17.2B | 193% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 30.393 | 17.987 | 169% |
| P/E Ratio | 9.88 | 8.20 | 120% |
| Revenue | 18.74T | 13.49T | 139% |
| Total Cash | N/A | N/A | - |
| Total Debt | 132.88T | 88.7T | 150% |
SHG | WF | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 73 | 17 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 57 Fair valued | 16 Undervalued | |
PROFIT vs RISK RATING 1..100 | 1 | 2 | |
SMR RATING 1..100 | 1 | 1 | |
PRICE GROWTH RATING 1..100 | 41 | 41 | |
P/E GROWTH RATING 1..100 | 26 | 28 | |
SEASONALITY SCORE 1..100 | 85 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
WF's Valuation (16) in the Major Banks industry is somewhat better than the same rating for SHG (57) in the Financial Conglomerates industry. This means that WF’s stock grew somewhat faster than SHG’s over the last 12 months.
SHG's Profit vs Risk Rating (1) in the Financial Conglomerates industry is in the same range as WF (2) in the Major Banks industry. This means that SHG’s stock grew similarly to WF’s over the last 12 months.
SHG's SMR Rating (1) in the Financial Conglomerates industry is in the same range as WF (1) in the Major Banks industry. This means that SHG’s stock grew similarly to WF’s over the last 12 months.
SHG's Price Growth Rating (41) in the Financial Conglomerates industry is in the same range as WF (41) in the Major Banks industry. This means that SHG’s stock grew similarly to WF’s over the last 12 months.
SHG's P/E Growth Rating (26) in the Financial Conglomerates industry is in the same range as WF (28) in the Major Banks industry. This means that SHG’s stock grew similarly to WF’s over the last 12 months.
| SHG | WF | |
|---|---|---|
| RSI ODDS (%) | N/A | 4 days ago 61% |
| Stochastic ODDS (%) | 4 days ago 64% | 4 days ago 48% |
| Momentum ODDS (%) | 4 days ago 59% | 4 days ago 60% |
| MACD ODDS (%) | 4 days ago 54% | 4 days ago 58% |
| TrendWeek ODDS (%) | 4 days ago 53% | 4 days ago 66% |
| TrendMonth ODDS (%) | 4 days ago 64% | 4 days ago 64% |
| Advances ODDS (%) | 19 days ago 61% | 8 days ago 66% |
| Declines ODDS (%) | 6 days ago 52% | 6 days ago 59% |
| BollingerBands ODDS (%) | 4 days ago 64% | 4 days ago 67% |
| Aroon ODDS (%) | N/A | 4 days ago 60% |
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WF and
Correlation & Price change
A.I.dvisor indicates that over the last year, WF has been closely correlated with SHG. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if WF jumps, then SHG could also see price increases.