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SYF vs UHAL
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SYF is a Hold and UHAL is a Hold.
SYF in downward trend: 10-day moving average broke below 50-day moving average on September 18, 2026
The 10-day moving average for SYF crossed bearishly below the 50-day moving average on September 18, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 13 of 16 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 81%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 42 of 61 cases where SYF's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 69%.
SYF moved below its 50-day moving average on September 10, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where SYF declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 66%.
The Aroon Indicator for SYF entered a downward trend on October 12, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Bullish Trend Analysis
The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where SYF's RSI Oscillator exited the oversold zone, 21 of 29 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 72%.
The Momentum Indicator moved above the 0 level on October 12, 2026. You may want to consider a long position or call options on SYF as a result. In 61 of 82 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 74%.
The Moving Average Convergence Divergence (MACD) for SYF just turned positive on October 07, 2026. Looking at past instances where SYF's MACD turned positive, the stock continued to rise in 31 of 40 cases over the following month. The odds of a continued upward trend are 77%.
Following a +0.54% 3-day Advance, the price is estimated to grow further. Considering data from situations where SYF advanced for three days, in 212 of 334 cases, the price rose further within the following month. The odds of a continued upward trend are 63%.
SYF may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 4 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 30 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.579) is normal, around the industry mean (3.730). P/E Ratio (7.480) is within average values for comparable stocks, (6.484). Projected Growth (PEG Ratio) (0.876) is also within normal values, averaging (3.918). Dividend Yield (0.018) settles around the average of (0.383) among similar stocks. P/S Ratio (1.753) is also within normal values, averaging (5.901).
The Tickeron Profit vs. Risk Rating rating for this company is 39 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock slightly better than average.
The Tickeron PE Growth Rating for this company is 44 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 54 (best 1 - 100 worst), indicating steady price growth. SYF’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
UHAL in -2.89% downward trend, sliding for three consecutive days on October 13, 2026
Moving lower for three straight days is viewed as a bearish sign. Keep an eye on this stock for future declines. Considering data from situations where UHAL declined for three days, in 206 of 309 cases, the price declined further within the following month. The odds of a continued downward trend are 67%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Moving Average Convergence Divergence Histogram (MACD) for UHAL turned negative on October 08, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 45 similar instances when the indicator turned negative. In 29 of the 45 cases the stock turned lower in the days that followed. This puts the odds of success at 64%.
The Aroon Indicator for UHAL entered a downward trend on October 16, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Bullish Trend Analysis
The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where UHAL's RSI Indicator exited the oversold zone, 22 of 32 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 69%.
The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 7 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.
Following a +3.09% 3-day Advance, the price is estimated to grow further. Considering data from situations where UHAL advanced for three days, in 179 of 307 cases, the price rose further within the following month. The odds of a continued upward trend are 58%.
UHAL may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Fundamental Analysis (Ratings)
The Tickeron PE Growth Rating for this company is 1 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Price Growth Rating for this company is 61 (best 1 - 100 worst), indicating fairly steady price growth. UHAL’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron SMR rating for this company is 90 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 97 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.447) is normal, around the industry mean (1.929). UHAL's P/E Ratio (407.286) is considerably higher than the industry average of (27.406). Projected Growth (PEG Ratio) (0.110) is also within normal values, averaging (0.988). Dividend Yield (0.004) settles around the average of (0.037) among similar stocks. P/S Ratio (2.038) is also within normal values, averaging (1.703).
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. UHAL’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 72, placing this stock worse than average.
SYF | UHAL | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 26 | 66 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 30 Undervalued | 97 Overvalued | |
PROFIT vs RISK RATING 1..100 | 39 | 100 | |
SMR RATING 1..100 | 4 | 90 | |
PRICE GROWTH RATING 1..100 | 54 | 61 | |
P/E GROWTH RATING 1..100 | 44 | 1 | |
SEASONALITY SCORE 1..100 | 85 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
SYF's Valuation (30) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for UHAL (97). This means that SYF’s stock grew significantly faster than UHAL’s over the last 12 months.
SYF's Profit vs Risk Rating (39) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for UHAL (100). This means that SYF’s stock grew somewhat faster than UHAL’s over the last 12 months.
SYF's SMR Rating (4) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for UHAL (90). This means that SYF’s stock grew significantly faster than UHAL’s over the last 12 months.
SYF's Price Growth Rating (54) in the Finance Or Rental Or Leasing industry is in the same range as UHAL (61). This means that SYF’s stock grew similarly to UHAL’s over the last 12 months.
UHAL's P/E Growth Rating (1) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for SYF (44). This means that UHAL’s stock grew somewhat faster than SYF’s over the last 12 months.
| SYF | UHAL | |
|---|---|---|
| RSI ODDS (%) | 3 days ago 72% | 3 days ago 69% |
| Stochastic ODDS (%) | 3 days ago 69% | 3 days ago 67% |
| Momentum ODDS (%) | 3 days ago 74% | N/A |
| MACD ODDS (%) | 3 days ago 77% | 3 days ago 64% |
| TrendWeek ODDS (%) | 3 days ago 68% | 3 days ago 67% |
| TrendMonth ODDS (%) | 3 days ago 66% | 3 days ago 64% |
| Advances ODDS (%) | 13 days ago 63% | 4 days ago 58% |
| Declines ODDS (%) | 5 days ago 66% | 6 days ago 67% |
| BollingerBands ODDS (%) | 3 days ago 78% | 3 days ago 53% |
| Aroon ODDS (%) | 3 days ago 66% | 3 days ago 65% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
SYF’s FA Score shows that 2 FA rating(s) are green while UHAL’s FA Score has 1 green FA rating(s).
- SYF’s FA Score: 2 green, 3 red.
- UHAL’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
SYF’s TA Score shows that 5 TA indicator(s) are bullish while UHAL’s TA Score has 4 bullish TA indicator(s).
- SYF’s TA Score: 5 bullish, 5 bearish.
- UHAL’s TA Score: 4 bullish, 3 bearish.
Price Growth
SYF (@Savings Banks) experienced а +1.21% price change this week, while UHAL (@Finance/Rental/Leasing) price change was -0.64% for the same time period.
The average weekly price growth across all stocks in the @Savings Banks industry was -2.92%. For the same industry, the average monthly price growth was -4.51%, and the average quarterly price growth was -8.83%.
The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -3.43%. For the same industry, the average monthly price growth was -5.36%, and the average quarterly price growth was -6.74%.
Reported Earning Dates
SYF is expected to report earnings on Oct 20, 2026.
UHAL is expected to report earnings on Nov 11, 2026.
Industries' Descriptions
@Savings Banks (-2.92% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
@Finance/Rental/Leasing (-3.43% weekly)A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).
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SYF and
Correlation & Price change
A.I.dvisor indicates that over the last year, SYF has been closely correlated with COF. These tickers have moved in lockstep 83% of the time. This A.I.-generated data suggests there is a high statistical probability that if SYF jumps, then COF could also see price increases.
UHAL and
Correlation & Price change
A.I.dvisor indicates that over the last year, UHAL has been loosely correlated with AXP. These tickers have moved in lockstep 58% of the time. This A.I.-generated data suggests there is some statistical probability that if UHAL jumps, then AXP could also see price increases.
| Ticker / NAME | Correlation To UHAL | 1D Price Change % | ||
|---|---|---|---|---|
| UHAL | 100% | -0.75% | ||
| AXP - UHAL | 58% Loosely correlated | -0.09% | ||
| OMF - UHAL | 54% Loosely correlated | +0.29% | ||
| SYF - UHAL | 52% Loosely correlated | -0.49% | ||
| OBDC - UHAL | 51% Loosely correlated | -2.32% | ||
| HAPN - UHAL | 50% Loosely correlated | -1.23% | ||
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