TFC
Price
$45.72
Change
+$0.20 (+0.44%)
Updated
Oct 6, 11:41 AM (EDT)
Capitalization
58.7B
11 days until earnings call
UBCP
Price
$14.21
Change
+$0.24 (+1.72%)
Updated
Oct 6, 10:30 AM (EDT)
Capitalization
80.06M
16 days until earnings call
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TFC vs UBCP

Header iconTFC vs UBCP Comparison
Open Charts TFC vs UBCPBanner chart's image
Truist Financial
Price$45.72
Change+$0.20 (+0.44%)
Volume$1.56K
Capitalization58.7B
United Ban
Price$14.21
Change+$0.24 (+1.72%)
VolumeN/A
Capitalization80.06M
TFC vs UBCP Comparison Chart in %
TFC
Daily Signalchanged days ago
Gain/Loss if bought
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UBCP
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TFC vs. UBCP commentary
Oct 06, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is TFC is a Buy and UBCP is a Hold.

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COMPARISON
Comparison
Oct 06, 2025
Stock price -- (TFC: $45.52 vs. UBCP: $13.97)
Brand notoriety: TFC and UBCP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: TFC: 89% vs. UBCP: 21%
Market capitalization -- TFC: $58.7B vs. UBCP: $80.06M
TFC [@Regional Banks] is valued at $58.7B. UBCP’s [@Regional Banks] market capitalization is $80.06M. The market cap for tickers in the [@Regional Banks] industry ranges from $167.13B to $0. The average market capitalization across the [@Regional Banks] industry is $7.9B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

TFC’s FA Score shows that 1 FA rating(s) are green whileUBCP’s FA Score has 2 green FA rating(s).

  • TFC’s FA Score: 1 green, 4 red.
  • UBCP’s FA Score: 2 green, 3 red.
According to our system of comparison, TFC is a better buy in the long-term than UBCP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

TFC’s TA Score shows that 4 TA indicator(s) are bullish while UBCP’s TA Score has 6 bullish TA indicator(s).

  • TFC’s TA Score: 4 bullish, 4 bearish.
  • UBCP’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, UBCP is a better buy in the short-term than TFC.

Price Growth

TFC (@Regional Banks) experienced а -1.09% price change this week, while UBCP (@Regional Banks) price change was +0.65% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.42%. For the same industry, the average monthly price growth was +0.62%, and the average quarterly price growth was +18.75%.

Reported Earning Dates

TFC is expected to report earnings on Oct 17, 2025.

UBCP is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Regional Banks (+0.42% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
TFC($58.7B) has a higher market cap than UBCP($80.1M). TFC has higher P/E ratio than UBCP: TFC (12.29) vs UBCP (10.92). UBCP YTD gains are higher at: 13.276 vs. TFC (8.855). TFC has more cash in the bank: 5.16B vs. UBCP (7.87M). UBCP has less debt than TFC: UBCP (102M) vs TFC (61.1B). TFC has higher revenues than UBCP: TFC (20B) vs UBCP (30.4M).
TFCUBCPTFC / UBCP
Capitalization58.7B80.1M73,283%
EBITDAN/AN/A-
Gain YTD8.85513.27667%
P/E Ratio12.2910.92113%
Revenue20B30.4M65,789%
Total Cash5.16B7.87M65,552%
Total Debt61.1B102M59,902%
FUNDAMENTALS RATINGS
TFC vs UBCP: Fundamental Ratings
TFC
UBCP
OUTLOOK RATING
1..100
5653
VALUATION
overvalued / fair valued / undervalued
1..100
75
Overvalued
28
Undervalued
PROFIT vs RISK RATING
1..100
6762
SMR RATING
1..100
455
PRICE GROWTH RATING
1..100
5057
P/E GROWTH RATING
1..100
4626
SEASONALITY SCORE
1..100
8550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBCP's Valuation (28) in the Regional Banks industry is somewhat better than the same rating for TFC (75) in the null industry. This means that UBCP’s stock grew somewhat faster than TFC’s over the last 12 months.

UBCP's Profit vs Risk Rating (62) in the Regional Banks industry is in the same range as TFC (67) in the null industry. This means that UBCP’s stock grew similarly to TFC’s over the last 12 months.

TFC's SMR Rating (4) in the null industry is somewhat better than the same rating for UBCP (55) in the Regional Banks industry. This means that TFC’s stock grew somewhat faster than UBCP’s over the last 12 months.

TFC's Price Growth Rating (50) in the null industry is in the same range as UBCP (57) in the Regional Banks industry. This means that TFC’s stock grew similarly to UBCP’s over the last 12 months.

UBCP's P/E Growth Rating (26) in the Regional Banks industry is in the same range as TFC (46) in the null industry. This means that UBCP’s stock grew similarly to TFC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
TFCUBCP
RSI
ODDS (%)
Bearish Trend 4 days ago
57%
Bullish Trend 4 days ago
78%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
70%
Bearish Trend 4 days ago
48%
Momentum
ODDS (%)
Bearish Trend 4 days ago
71%
Bullish Trend 4 days ago
67%
MACD
ODDS (%)
Bearish Trend 4 days ago
65%
Bullish Trend 4 days ago
71%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
61%
Bullish Trend 4 days ago
70%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
58%
Bearish Trend 4 days ago
45%
Advances
ODDS (%)
Bullish Trend 13 days ago
62%
Bullish Trend 6 days ago
70%
Declines
ODDS (%)
Bearish Trend 5 days ago
61%
Bearish Trend 12 days ago
48%
BollingerBands
ODDS (%)
N/A
Bullish Trend 4 days ago
62%
Aroon
ODDS (%)
Bullish Trend 4 days ago
61%
Bullish Trend 4 days ago
61%
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TFC
Daily Signalchanged days ago
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UBCP
Daily Signalchanged days ago
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