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MGYR vs UBCP
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MGYR is a Hold and UBCP is a Hold.
MGYR in downward trend: 10-day moving average broke below 50-day moving average on October 01, 2026
The 10-day moving average for MGYR crossed bearishly below the 50-day moving average on October 01, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 8 of 18 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 44%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 07, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on MGYR as a result. In 44 of 121 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 36%.
MGYR moved below its 50-day moving average on October 07, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where MGYR declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 28%.
The Aroon Indicator for MGYR entered a downward trend on October 13, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Bullish Trend Analysis
The Stochastic Oscillator demonstrated that the ticker has stayed in the oversold zone for 2 days, which means it's wise to expect a price bounce in the near future.
Following a +1.12% 3-day Advance, the price is estimated to grow further. Considering data from situations where MGYR advanced for three days, in 94 of 210 cases, the price rose further within the following month. The odds of a continued upward trend are 45%.
Fundamental Analysis (Ratings)
The Tickeron Profit vs. Risk Rating rating for this company is 14 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 57, placing this stock better than average.
The Tickeron Valuation Rating of 43 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.994) is normal, around the industry mean (1.323). P/E Ratio (10.428) is within average values for comparable stocks, (23.509). Projected Growth (PEG Ratio) (0.100) is also within normal values, averaging (1.190). Dividend Yield (0.020) settles around the average of (0.030) among similar stocks. P/S Ratio (3.099) is also within normal values, averaging (3.738).
The Tickeron PE Growth Rating for this company is 43 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 46 (best 1 - 100 worst), indicating steady price growth. MGYR’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron SMR rating for this company is 59 (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
UBCP sees its Stochastic Oscillator ascending out of oversold territory
On October 09, 2026, the Stochastic Oscillator for UBCP moved out of oversold territory and this could be a bullish sign for the stock. Traders may want to buy the stock or buy call options. Tickeron's A.I.dvisor looked at 73 instances where the indicator left the oversold zone. In 54 of the 73 cases the stock moved higher in the following days. This puts the odds of a move higher at over 74%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where UBCP's RSI Oscillator exited the oversold zone, 7 of 10 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 70%.
The Momentum Indicator moved above the 0 level on October 13, 2026. You may want to consider a long position or call options on UBCP as a result. In 78 of 119 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 66%.
Following a +2.66% 3-day Advance, the price is estimated to grow further. Considering data from situations where UBCP advanced for three days, in 170 of 243 cases, the price rose further within the following month. The odds of a continued upward trend are 70%.
UBCP may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
The Aroon Indicator entered an Uptrend today. In 121 of 207 cases where UBCP Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 58%.
Bearish Trend Analysis
The Moving Average Convergence Divergence Histogram (MACD) for UBCP turned negative on September 24, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 56 similar instances when the indicator turned negative. In 35 of the 56 cases the stock turned lower in the days that followed. This puts the odds of success at 62%.
UBCP moved below its 50-day moving average on September 23, 2026 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for UBCP crossed bearishly below the 50-day moving average on September 29, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 12 of 20 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 60%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where UBCP declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 50%.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 14 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.174) is normal, around the industry mean (1.323). P/E Ratio (10.688) is within average values for comparable stocks, (23.509). Projected Growth (PEG Ratio) (0.350) is also within normal values, averaging (1.190). Dividend Yield (0.052) settles around the average of (0.030) among similar stocks. P/S Ratio (2.506) is also within normal values, averaging (3.738).
The Tickeron PE Growth Rating for this company is 37 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is 57 (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 59 (best 1 - 100 worst), indicating fairly steady price growth. UBCP’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 70 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. UBCP’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 57, placing this stock worse than average.
MGYR | UBCP | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 88 | 13 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 43 Fair valued | 14 Undervalued | |
PROFIT vs RISK RATING 1..100 | 14 | 70 | |
SMR RATING 1..100 | 59 | 57 | |
PRICE GROWTH RATING 1..100 | 46 | 59 | |
P/E GROWTH RATING 1..100 | 43 | 37 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
UBCP's Valuation (14) in the Regional Banks industry is in the same range as MGYR (43) in the Savings Banks industry. This means that UBCP’s stock grew similarly to MGYR’s over the last 12 months.
MGYR's Profit vs Risk Rating (14) in the Savings Banks industry is somewhat better than the same rating for UBCP (70) in the Regional Banks industry. This means that MGYR’s stock grew somewhat faster than UBCP’s over the last 12 months.
UBCP's SMR Rating (57) in the Regional Banks industry is in the same range as MGYR (59) in the Savings Banks industry. This means that UBCP’s stock grew similarly to MGYR’s over the last 12 months.
MGYR's Price Growth Rating (46) in the Savings Banks industry is in the same range as UBCP (59) in the Regional Banks industry. This means that MGYR’s stock grew similarly to UBCP’s over the last 12 months.
UBCP's P/E Growth Rating (37) in the Regional Banks industry is in the same range as MGYR (43) in the Savings Banks industry. This means that UBCP’s stock grew similarly to MGYR’s over the last 12 months.
| MGYR | UBCP | |
|---|---|---|
| RSI ODDS (%) | N/A | 2 days ago 70% |
| Stochastic ODDS (%) | 2 days ago 37% | 2 days ago 74% |
| Momentum ODDS (%) | 2 days ago 36% | 2 days ago 66% |
| MACD ODDS (%) | N/A | 2 days ago 63% |
| TrendWeek ODDS (%) | 2 days ago 30% | 2 days ago 68% |
| TrendMonth ODDS (%) | 2 days ago 37% | 2 days ago 47% |
| Advances ODDS (%) | 6 days ago 45% | 6 days ago 70% |
| Declines ODDS (%) | 16 days ago 28% | 16 days ago 50% |
| BollingerBands ODDS (%) | N/A | 2 days ago 70% |
| Aroon ODDS (%) | 2 days ago 43% | 2 days ago 58% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
MGYR’s FA Score shows that 1 FA rating(s) are green while UBCP’s FA Score has 1 green FA rating(s).
- MGYR’s FA Score: 1 green, 4 red.
- UBCP’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
MGYR’s TA Score shows that 2 TA indicator(s) are bullish while UBCP’s TA Score has 6 bullish TA indicator(s).
- MGYR’s TA Score: 2 bullish, 5 bearish.
- UBCP’s TA Score: 6 bullish, 4 bearish.
Price Growth
MGYR (@Regional Banks) experienced а -2.89% price change this week, while UBCP (@Regional Banks) price change was +3.46% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -0.97%. For the same industry, the average monthly price growth was -5.11%, and the average quarterly price growth was +3.41%.
Reported Earning Dates
UBCP is expected to report earnings on Nov 03, 2026.
Industries' Descriptions
@Regional Banks (-0.97% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
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MGYR and
Correlation & Price change
A.I.dvisor indicates that over the last year, MGYR has been loosely correlated with LSBK. These tickers have moved in lockstep 35% of the time. This A.I.-generated data suggests there is some statistical probability that if MGYR jumps, then LSBK could also see price increases.
| Ticker / NAME | Correlation To MGYR | 1D Price Change % | ||
|---|---|---|---|---|
| MGYR | 100% | +0.32% | ||
| LSBK - MGYR | 35% Loosely correlated | -3.39% | ||
| WAFDP - MGYR | 32% Poorly correlated | -0.07% | ||
| BOH - MGYR | 31% Poorly correlated | -1.18% | ||
| EBC - MGYR | 30% Poorly correlated | -0.85% | ||
| CNOBP - MGYR | 30% Poorly correlated | +0.20% | ||
More | ||||
UBCP and
Correlation & Price change
A.I.dvisor indicates that over the last year, UBCP has been loosely correlated with BSBK. These tickers have moved in lockstep 34% of the time. This A.I.-generated data suggests there is some statistical probability that if UBCP jumps, then BSBK could also see price increases.
| Ticker / NAME | Correlation To UBCP | 1D Price Change % | ||
|---|---|---|---|---|
| UBCP | 100% | +2.38% | ||
| BSBK - UBCP | 34% Loosely correlated | +0.44% | ||
| MGYR - UBCP | 26% Poorly correlated | +0.32% | ||
| ALRS - UBCP | 25% Poorly correlated | -0.23% | ||
| MBWM - UBCP | 24% Poorly correlated | -0.45% | ||
| BAFN - UBCP | 24% Poorly correlated | +4.84% | ||
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