MGYR
Price
$17.48
Change
-$0.12 (-0.68%)
Updated
Jul 2, 03:24 PM (EDT)
Capitalization
113.94M
Intraday BUY SELL Signals
UBCP
Price
$16.28
Change
+$0.28 (+1.75%)
Updated
Jul 2, 04:59 PM (EDT)
Capitalization
94.12M
32 days until earnings call
Intraday BUY SELL Signals
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MGYR vs UBCP

MGYR vs UBCP Comparison Chart in %
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MGYR vs. UBCP commentary
Jul 05, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MGYR is a StrongBuy and UBCP is a Buy.

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COMPARISON
Comparison
Jul 05, 2026
Stock price -- (MGYR: $17.80 vs. UBCP: $16.35)
Brand notoriety: MGYR and UBCP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: MGYR: 211% vs. UBCP: 146%
Market capitalization -- MGYR: $113.94M vs. UBCP: $94.12M
MGYR [@Regional Banks] is valued at $113.94M. UBCP’s [@Regional Banks] market capitalization is $94.12M. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.41B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

MGYR’s FA Score shows that 0 FA rating(s) are green whileUBCP’s FA Score has 1 green FA rating(s).

  • MGYR’s FA Score: 0 green, 5 red.
  • UBCP’s FA Score: 1 green, 4 red.
According to our system of comparison, UBCP is a better buy in the long-term than MGYR.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

MGYR’s TA Score shows that 6 TA indicator(s) are bullish while UBCP’s TA Score has 7 bullish TA indicator(s).

  • MGYR’s TA Score: 6 bullish, 4 bearish.
  • UBCP’s TA Score: 7 bullish, 2 bearish.
According to our system of comparison, UBCP is a better buy in the short-term than MGYR.

Price Growth

MGYR (@Regional Banks) experienced а -0.17% price change this week, while UBCP (@Regional Banks) price change was +3.68% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.44%. For the same industry, the average monthly price growth was +6.98%, and the average quarterly price growth was +18.36%.

Reported Earning Dates

UBCP is expected to report earnings on Aug 05, 2026.

Industries' Descriptions

@Regional Banks (+1.44% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MGYR($114M) has a higher market cap than UBCP($94.1M). UBCP has higher P/E ratio than MGYR: UBCP (11.85) vs MGYR (9.98). UBCP YTD gains are higher at: 18.076 vs. MGYR (4.184). UBCP has more cash in the bank: 8.19M vs. MGYR (2.06M). MGYR has less debt than UBCP: MGYR (49.1M) vs UBCP (81.9M). MGYR has higher revenues than UBCP: MGYR (37.8M) vs UBCP (32.9M).
MGYRUBCPMGYR / UBCP
Capitalization114M94.1M121%
EBITDAN/AN/A-
Gain YTD4.18418.07623%
P/E Ratio9.9811.8584%
Revenue37.8M32.9M115%
Total Cash2.06M8.19M25%
Total Debt49.1M81.9M60%
FUNDAMENTALS RATINGS
MGYR vs UBCP: Fundamental Ratings
MGYR
UBCP
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
36
Fair valued
16
Undervalued
PROFIT vs RISK RATING
1..100
4463
SMR RATING
1..100
7165
PRICE GROWTH RATING
1..100
5248
P/E GROWTH RATING
1..100
6650
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBCP's Valuation (16) in the Regional Banks industry is in the same range as MGYR (36) in the Savings Banks industry. This means that UBCP’s stock grew similarly to MGYR’s over the last 12 months.

MGYR's Profit vs Risk Rating (44) in the Savings Banks industry is in the same range as UBCP (63) in the Regional Banks industry. This means that MGYR’s stock grew similarly to UBCP’s over the last 12 months.

UBCP's SMR Rating (65) in the Regional Banks industry is in the same range as MGYR (71) in the Savings Banks industry. This means that UBCP’s stock grew similarly to MGYR’s over the last 12 months.

UBCP's Price Growth Rating (48) in the Regional Banks industry is in the same range as MGYR (52) in the Savings Banks industry. This means that UBCP’s stock grew similarly to MGYR’s over the last 12 months.

UBCP's P/E Growth Rating (50) in the Regional Banks industry is in the same range as MGYR (66) in the Savings Banks industry. This means that UBCP’s stock grew similarly to MGYR’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
MGYRUBCP
RSI
ODDS (%)
Bearish Trend 3 days ago
16%
N/A
Stochastic
ODDS (%)
Bearish Trend 3 days ago
21%
Bearish Trend 3 days ago
54%
Momentum
ODDS (%)
Bullish Trend 3 days ago
43%
Bullish Trend 3 days ago
73%
MACD
ODDS (%)
Bullish Trend 3 days ago
45%
Bullish Trend 3 days ago
74%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
31%
Bullish Trend 3 days ago
69%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
44%
Bullish Trend 3 days ago
69%
Advances
ODDS (%)
Bullish Trend 11 days ago
48%
Bullish Trend 17 days ago
71%
Declines
ODDS (%)
Bearish Trend 9 days ago
29%
Bearish Trend 20 days ago
51%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
19%
Bullish Trend 3 days ago
59%
Aroon
ODDS (%)
Bullish Trend 3 days ago
49%
Bullish Trend 3 days ago
68%
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MGYR
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UBCP
Daily Signal:
Gain/Loss:
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