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MGYR vs UBCP
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MGYR is a StrongBuy and UBCP is a Hold.
MGYR in upward trend: 10-day moving average crossed above 50-day moving average on October 22, 2026
The 10-day moving average for MGYR crossed bullishly above the 50-day moving average on October 22, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 12 of 18 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 67%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 14, 2026. You may want to consider a long position or call options on MGYR as a result. In 46 of 122 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 38%.
The Moving Average Convergence Divergence (MACD) for MGYR just turned positive on October 14, 2026. Looking at past instances where MGYR's MACD turned positive, the stock continued to rise in 25 of 49 cases over the following month. The odds of a continued upward trend are 51%.
MGYR moved above its 50-day moving average on October 23, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a +11.46% 3-day Advance, the price is estimated to grow further. Considering data from situations where MGYR advanced for three days, in 94 of 211 cases, the price rose further within the following month. The odds of a continued upward trend are 45%.
Bearish Trend Analysis
The RSI Indicator has been in the overbought zone for 1 day. Expect a price pull-back in the near future.
The Stochastic Oscillator entered the overbought zone. Expect a price pull-back in the foreseeable future.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where MGYR declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 28%.
MGYR broke above its upper Bollinger Band on October 30, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for MGYR entered a downward trend on October 14, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Profit vs. Risk Rating rating for this company is 6 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock better than average.
The Tickeron PE Growth Rating for this company is 34 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 38 (best 1 - 100 worst), indicating steady price growth. MGYR’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Valuation Rating of 52 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.165) is normal, around the industry mean (1.276). P/E Ratio (12.032) is within average values for comparable stocks, (13.599). Projected Growth (PEG Ratio) (0.100) is also within normal values, averaging (1.190). Dividend Yield (0.017) settles around the average of (0.036) among similar stocks. P/S Ratio (3.099) is also within normal values, averaging (3.738).
The Tickeron SMR rating for this company is 59 (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
UBCP's RSI Indicator ascends from oversold territory
The RSI Indicator for UBCP moved out of oversold territory on October 02, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 10 similar instances when the indicator left oversold territory. In 8 of the 10 cases the stock moved higher. This puts the odds of a move higher at 80%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 46 of 73 cases where UBCP's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 63%.
The Momentum Indicator moved above the 0 level on October 28, 2026. You may want to consider a long position or call options on UBCP as a result. In 88 of 117 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 75%.
The Moving Average Convergence Divergence (MACD) for UBCP just turned positive on October 26, 2026. Looking at past instances where UBCP's MACD turned positive, the stock continued to rise in 38 of 58 cases over the following month. The odds of a continued upward trend are 66%.
Following a +3.64% 3-day Advance, the price is estimated to grow further. Considering data from situations where UBCP advanced for three days, in 170 of 242 cases, the price rose further within the following month. The odds of a continued upward trend are 70%.
UBCP may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The 10-day moving average for UBCP crossed bearishly below the 50-day moving average on September 29, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 10 of 20 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 50%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where UBCP declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 52%.
The Aroon Indicator for UBCP entered a downward trend on October 26, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 23 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.118) is normal, around the industry mean (1.271). P/E Ratio (10.181) is within average values for comparable stocks, (13.500). Projected Growth (PEG Ratio) (0.350) is also within normal values, averaging (1.190). Dividend Yield (0.056) settles around the average of (0.036) among similar stocks. P/S Ratio (2.506) is also within normal values, averaging (3.738).
The Tickeron PE Growth Rating for this company is 41 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is 57 (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 58 (best 1 - 100 worst), indicating fairly steady price growth. UBCP’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 73 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. UBCP’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.
The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
MGYR | UBCP | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 47 | 34 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 52 Fair valued | 23 Undervalued | |
PROFIT vs RISK RATING 1..100 | 6 | 73 | |
SMR RATING 1..100 | 59 | 57 | |
PRICE GROWTH RATING 1..100 | 38 | 58 | |
P/E GROWTH RATING 1..100 | 34 | 41 | |
SEASONALITY SCORE 1..100 | 85 | 85 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
UBCP's Valuation (23) in the Regional Banks industry is in the same range as MGYR (52) in the Savings Banks industry. This means that UBCP’s stock grew similarly to MGYR’s over the last 12 months.
MGYR's Profit vs Risk Rating (6) in the Savings Banks industry is significantly better than the same rating for UBCP (73) in the Regional Banks industry. This means that MGYR’s stock grew significantly faster than UBCP’s over the last 12 months.
UBCP's SMR Rating (57) in the Regional Banks industry is in the same range as MGYR (59) in the Savings Banks industry. This means that UBCP’s stock grew similarly to MGYR’s over the last 12 months.
MGYR's Price Growth Rating (38) in the Savings Banks industry is in the same range as UBCP (58) in the Regional Banks industry. This means that MGYR’s stock grew similarly to UBCP’s over the last 12 months.
MGYR's P/E Growth Rating (34) in the Savings Banks industry is in the same range as UBCP (41) in the Regional Banks industry. This means that MGYR’s stock grew similarly to UBCP’s over the last 12 months.
| MGYR | UBCP | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 15% | 2 days ago 80% |
| Stochastic ODDS (%) | 2 days ago 31% | 2 days ago 63% |
| Momentum ODDS (%) | 2 days ago 38% | 2 days ago 75% |
| MACD ODDS (%) | 2 days ago 51% | 2 days ago 66% |
| TrendWeek ODDS (%) | 2 days ago 43% | 2 days ago 69% |
| TrendMonth ODDS (%) | 2 days ago 42% | 2 days ago 70% |
| Advances ODDS (%) | 2 days ago 45% | 7 days ago 70% |
| Declines ODDS (%) | 13 days ago 28% | 5 days ago 52% |
| BollingerBands ODDS (%) | 2 days ago 32% | 2 days ago 59% |
| Aroon ODDS (%) | 2 days ago 25% | 2 days ago 53% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
MGYR’s FA Score shows that 1 FA rating(s) are green while UBCP’s FA Score has 1 green FA rating(s).
- MGYR’s FA Score: 1 green, 4 red.
- UBCP’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
MGYR’s TA Score shows that 5 TA indicator(s) are bullish while UBCP’s TA Score has 6 bullish TA indicator(s).
- MGYR’s TA Score: 5 bullish, 5 bearish.
- UBCP’s TA Score: 6 bullish, 3 bearish.
Price Growth
MGYR (@Regional Banks) experienced а +12.94% price change this week, while UBCP (@Regional Banks) price change was +0.64% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -0.25%. For the same industry, the average monthly price growth was +0.62%, and the average quarterly price growth was +7.29%.
Reported Earning Dates
UBCP is expected to report earnings on Nov 05, 2026.
Industries' Descriptions
@Regional Banks (-0.25% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
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MGYR and
Correlation & Price change
A.I.dvisor indicates that over the last year, MGYR has been loosely correlated with LSBK. These tickers have moved in lockstep 35% of the time. This A.I.-generated data suggests there is some statistical probability that if MGYR jumps, then LSBK could also see price increases.
| Ticker / NAME | Correlation To MGYR | 1D Price Change % | ||
|---|---|---|---|---|
| MGYR | 100% | +1.33% | ||
| LSBK - MGYR | 35% Loosely correlated | +0.21% | ||
| WAFDP - MGYR | 32% Poorly correlated | -1.56% | ||
| BOH - MGYR | 31% Poorly correlated | -1.35% | ||
| EBC - MGYR | 30% Poorly correlated | -1.00% | ||
| CNOBP - MGYR | 30% Poorly correlated | +0.08% | ||
More | ||||
UBCP and
Correlation & Price change
A.I.dvisor indicates that over the last year, UBCP has been loosely correlated with BSBK. These tickers have moved in lockstep 34% of the time. This A.I.-generated data suggests there is some statistical probability that if UBCP jumps, then BSBK could also see price increases.
| Ticker / NAME | Correlation To UBCP | 1D Price Change % | ||
|---|---|---|---|---|
| UBCP | 100% | -2.36% | ||
| BSBK - UBCP | 34% Loosely correlated | +0.22% | ||
| MGYR - UBCP | 26% Poorly correlated | +1.33% | ||
| ALRS - UBCP | 25% Poorly correlated | -0.81% | ||
| MBWM - UBCP | 24% Poorly correlated | -1.37% | ||
| BAFN - UBCP | 24% Poorly correlated | +0.17% | ||
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