UPBD
Price
$26.75
Change
-$0.60 (-2.19%)
Updated
Sep 17 closing price
Capitalization
1.58B
41 days until earnings call
UPST
Price
$68.12
Change
+$0.95 (+1.41%)
Updated
Sep 17 closing price
Capitalization
6.46B
54 days until earnings call
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UPBD vs UPST

Header iconUPBD vs UPST Comparison
Open Charts UPBD vs UPSTBanner chart's image
Upbound Group
Price$26.75
Change-$0.60 (-2.19%)
Volume$714.47K
Capitalization1.58B
Upstart Holdings
Price$68.12
Change+$0.95 (+1.41%)
Volume$11.11M
Capitalization6.46B
UPBD vs UPST Comparison Chart in %
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UPBD
Daily Signalchanged days ago
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UPST
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UPBD vs. UPST commentary
Sep 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UPBD is a StrongBuy and UPST is a Hold.

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COMPARISON
Comparison
Sep 18, 2025
Stock price -- (UPBD: $26.75 vs. UPST: $68.12)
Brand notoriety: UPBD and UPST are both not notable
UPBD represents the Packaged Software, while UPST is part of the Savings Banks industry
Current volume relative to the 65-day Moving Average: UPBD: 94% vs. UPST: 165%
Market capitalization -- UPBD: $1.58B vs. UPST: $6.46B
UPBD [@Packaged Software] is valued at $1.58B. UPST’s [@Savings Banks] market capitalization is $6.46B. The market cap for tickers in the [@Packaged Software] industry ranges from $288.99B to $0. The market cap for tickers in the [@Savings Banks] industry ranges from $659.98B to $0. The average market capitalization across the [@Packaged Software] industry is $8.9B. The average market capitalization across the [@Savings Banks] industry is $22.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UPBD’s FA Score shows that 1 FA rating(s) are green whileUPST’s FA Score has 0 green FA rating(s).

  • UPBD’s FA Score: 1 green, 4 red.
  • UPST’s FA Score: 0 green, 5 red.
According to our system of comparison, UPBD is a better buy in the long-term than UPST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UPBD’s TA Score shows that 6 TA indicator(s) are bullish while UPST’s TA Score has 5 bullish TA indicator(s).

  • UPBD’s TA Score: 6 bullish, 4 bearish.
  • UPST’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, UPBD is a better buy in the short-term than UPST.

Price Growth

UPBD (@Packaged Software) experienced а +6.28% price change this week, while UPST (@Savings Banks) price change was +9.13% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was +0.91%. For the same industry, the average monthly price growth was +2.41%, and the average quarterly price growth was +47.19%.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.29%. For the same industry, the average monthly price growth was +5.36%, and the average quarterly price growth was +34.11%.

Reported Earning Dates

UPBD is expected to report earnings on Oct 29, 2025.

UPST is expected to report earnings on Nov 11, 2025.

Industries' Descriptions

@Packaged Software (+0.91% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

@Savings Banks (+2.29% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UPST($6.46B) has a higher market cap than UPBD($1.58B). UPST YTD gains are higher at: 10.638 vs. UPBD (-5.350). UPST has less debt than UPBD: UPST (1.47B) vs UPBD (1.85B). UPBD has higher revenues than UPST: UPBD (4.48B) vs UPST (844M).
UPBDUPSTUPBD / UPST
Capitalization1.58B6.46B24%
EBITDA1.73BN/A-
Gain YTD-5.35010.638-50%
P/E Ratio14.86N/A-
Revenue4.48B844M531%
Total Cash107MN/A-
Total Debt1.85B1.47B126%
FUNDAMENTALS RATINGS
UPBD: Fundamental Ratings
UPBD
OUTLOOK RATING
1..100
14
VALUATION
overvalued / fair valued / undervalued
1..100
3
Undervalued
PROFIT vs RISK RATING
1..100
95
SMR RATING
1..100
53
PRICE GROWTH RATING
1..100
46
P/E GROWTH RATING
1..100
95
SEASONALITY SCORE
1..100
75

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
UPBDUPST
RSI
ODDS (%)
Bearish Trend 1 day ago
77%
Bullish Trend 3 days ago
76%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
79%
Bullish Trend 1 day ago
90%
Momentum
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 1 day ago
83%
MACD
ODDS (%)
Bullish Trend 1 day ago
60%
Bullish Trend 1 day ago
80%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
71%
Bullish Trend 1 day ago
89%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
74%
Bullish Trend 1 day ago
89%
Advances
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 1 day ago
88%
Declines
ODDS (%)
Bearish Trend 8 days ago
71%
Bearish Trend 7 days ago
90%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
86%
Bearish Trend 1 day ago
86%
Aroon
ODDS (%)
Bullish Trend 1 day ago
70%
Bearish Trend 1 day ago
89%
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UPBD
Daily Signalchanged days ago
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UPST
Daily Signalchanged days ago
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