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WBS vs WTFC
Which Stock Would AI Choose? Webster Financial Corporation (WBS) vs. Wintrust Financial Corporation (WTFC) Stock Comparison
Key Takeaways
- WBS trades with a pending acquisition by Banco Santander as a primary catalyst, while WTFC has pursued organic expansion through a recent wealth management acquisition.
- Year-to-date performance shows WBS with stronger momentum compared to WTFC amid regional bank sector activity.
- WTFC reported record quarterly net income in its most recent results, highlighting operational consistency.
- Both companies operate as regional banks with exposure to commercial lending, deposits, and wealth management, though their geographic footprints and growth strategies differ.
- Market sentiment around WBS reflects deal-related volatility, whereas WTFC sentiment centers on earnings delivery and balance sheet expansion.
- Valuation and risk profiles present trade-offs, with WBS tied to merger completion and WTFC focused on sustained profitability metrics.
Introduction
Webster Financial Corporation (WBS) and Wintrust Financial Corporation (WTFC) are two regional banking institutions that offer investors exposure to commercial and consumer banking services in the United States. This comparison examines their business models, recent stock behavior, and relative positioning in the current market environment. Traders and investors evaluating mid-cap financial stocks for portfolio allocation, sector rotation strategies, or relative value analysis may find this side-by-side review useful for assessing performance drivers and risk factors.
WBS Overview and Recent Performance
Webster Financial Corporation (WBS) operates as a bank holding company providing commercial, consumer, and wealth management services primarily through Webster Bank. In recent weeks, the stock has reflected the influence of a pending acquisition by Banco Santander, which has shaped trading patterns and investor focus. Broader market activity in regional banks has also contributed to price movements, with sentiment tied to deal progress and macroeconomic factors affecting the sector. Performance during this period has shown resilience amid the acquisition backdrop, though volatility associated with regulatory and political developments has been evident.
WTFC Overview and Recent Performance
Wintrust Financial Corporation (WTFC) functions as a financial holding company delivering community banking, commercial banking, and specialty finance services across multiple charters. Recent market activity has highlighted the company's record quarterly net income and expansion in wealth management through the acquisition of Northern Trust's guardianship services business. Stock behavior in recent weeks has been supported by these operational milestones and steady balance sheet growth, with sentiment reflecting consistent earnings delivery and regional market positioning. Performance has demonstrated stability relative to sector peers during this timeframe.
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Head-to-Head Comparison
Webster Financial Corporation (WBS) and Wintrust Financial Corporation (WTFC) both focus on regional banking but differ in growth drivers. WBS benefits from a large-scale merger catalyst that introduces deal-completion risk alongside potential upside, while WTFC emphasizes organic expansion and targeted acquisitions in wealth management. Recent momentum has favored WBS on a year-to-date basis, though WTFC has delivered consecutive record earnings that support steadier sentiment. Risk factors include regulatory hurdles for the WBS transaction versus integration and interest-rate sensitivity for WTFC. Sector exposure remains comparable, centered on commercial lending and deposit gathering, with market positioning reflecting distinct paths to scale.
Tickeron AI Verdict
Based on observable factors such as trend consistency and recent catalysts, Tickeron’s AI would currently assign a modestly higher probability of favorable positioning to WTFC due to its demonstrated earnings stability and balance sheet momentum. WBS presents a compelling alternative driven by the acquisition catalyst, though its outcome remains contingent on external variables. This assessment reflects relative positioning in the prevailing environment rather than any guarantee of future results.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is WBS is a Hold and WTFC is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
WBS’s FA Score shows that 1 FA rating(s) are green whileWTFC’s FA Score has 2 green FA rating(s).
- WBS’s FA Score: 1 green, 4 red.
- WTFC’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
WBS’s TA Score shows that 3 TA indicator(s) are bullish while WTFC’s TA Score has 3 bullish TA indicator(s).
- WBS’s TA Score: 3 bullish, 5 bearish.
- WTFC’s TA Score: 3 bullish, 5 bearish.
Price Growth
WBS (@Regional Banks) experienced а -1.78% price change this week, while WTFC (@Regional Banks) price change was -0.79% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -0.58%. For the same industry, the average monthly price growth was +2.41%, and the average quarterly price growth was +15.22%.
Reported Earning Dates
WBS is expected to report earnings on Jul 21, 2026.
WTFC is expected to report earnings on Jul 20, 2026.
Industries' Descriptions
@Regional Banks (-0.58% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| WBS | WTFC | WBS / WTFC | |
| Capitalization | 12.3B | 10.9B | 113% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 22.437 | 16.346 | 137% |
| P/E Ratio | 12.50 | 13.54 | 92% |
| Revenue | 2.92B | 2.8B | 104% |
| Total Cash | 353M | 468M | 75% |
| Total Debt | 5.55B | 4.34B | 128% |
WBS | WTFC | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 42 | 77 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 57 Fair valued | 69 Overvalued | |
PROFIT vs RISK RATING 1..100 | 45 | 21 | |
SMR RATING 1..100 | 15 | 15 | |
PRICE GROWTH RATING 1..100 | 44 | 46 | |
P/E GROWTH RATING 1..100 | 59 | 46 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
WBS's Valuation (57) in the Savings Banks industry is in the same range as WTFC (69) in the Regional Banks industry. This means that WBS’s stock grew similarly to WTFC’s over the last 12 months.
WTFC's Profit vs Risk Rating (21) in the Regional Banks industry is in the same range as WBS (45) in the Savings Banks industry. This means that WTFC’s stock grew similarly to WBS’s over the last 12 months.
WTFC's SMR Rating (15) in the Regional Banks industry is in the same range as WBS (15) in the Savings Banks industry. This means that WTFC’s stock grew similarly to WBS’s over the last 12 months.
WBS's Price Growth Rating (44) in the Savings Banks industry is in the same range as WTFC (46) in the Regional Banks industry. This means that WBS’s stock grew similarly to WTFC’s over the last 12 months.
WTFC's P/E Growth Rating (46) in the Regional Banks industry is in the same range as WBS (59) in the Savings Banks industry. This means that WTFC’s stock grew similarly to WBS’s over the last 12 months.
| WBS | WTFC | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 68% | 1 day ago 72% |
| Stochastic ODDS (%) | 1 day ago 67% | 1 day ago 63% |
| Momentum ODDS (%) | 1 day ago 69% | 1 day ago 75% |
| MACD ODDS (%) | 1 day ago 72% | 1 day ago 60% |
| TrendWeek ODDS (%) | 1 day ago 67% | 1 day ago 59% |
| TrendMonth ODDS (%) | 1 day ago 59% | 1 day ago 65% |
| Advances ODDS (%) | 4 days ago 65% | 19 days ago 67% |
| Declines ODDS (%) | 6 days ago 67% | 1 day ago 60% |
| BollingerBands ODDS (%) | 1 day ago 65% | 1 day ago 53% |
| Aroon ODDS (%) | 1 day ago 48% | 1 day ago 63% |
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WBS and
Correlation & Price change
A.I.dvisor indicates that over the last year, WBS has been closely correlated with WTFC. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if WBS jumps, then WTFC could also see price increases.
WTFC and
Correlation & Price change
A.I.dvisor indicates that over the last year, WTFC has been closely correlated with FNB. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if WTFC jumps, then FNB could also see price increases.
| Ticker / NAME | Correlation To WTFC | 1D Price Change % | ||
|---|---|---|---|---|
| WTFC | 100% | -0.01% | ||
| FNB - WTFC | 89% Closely correlated | +0.53% | ||
| ASB - WTFC | 87% Closely correlated | +0.56% | ||
| HWC - WTFC | 86% Closely correlated | +0.70% | ||
| ZION - WTFC | 86% Closely correlated | -0.42% | ||
| VLY - WTFC | 86% Closely correlated | -0.61% | ||
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