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FNB vs WBS
Which Stock Would AI Choose? F.N.B. Corporation (FNB) vs. Webster Financial Corporation (WBS) Stock Comparison
Key Takeaways
- F.N.B. Corporation (FNB) and Webster Financial Corporation (WBS) are regional bank holding companies with strong positions in commercial and consumer banking.
- WBS shows superior year-to-date gains of 14.7% versus FNB's 3.2%, reflecting stronger momentum in recent market activity.
- FNB reported Q1 2026 EPS of $0.38, up 19% year-over-year, boosting sentiment amid stable deposit growth.
- Both stocks trade near 52-week highs, with WBS at $71.81 (market cap $11.6B) and FNB at $17.52 (market cap $6.2B).
- FNB offers a lower P/E ratio of 10.8 compared to WBS's 12.2, suggesting relative value in the sector.
- Recent weeks have seen modest gains for both, with FNB up around 8% and WBS around 6% over the past month.
Introduction
This stock comparison examines FNB and WBS, two regional banking leaders navigating interest rate dynamics and economic shifts. Investors seeking exposure to the financial sector, particularly those interested in relative performance and market positioning among mid-cap banks, will find value here. With both stocks showing resilience near recent highs amid broader sector recovery, this analysis highlights key metrics, recent developments, and contrasts to inform trading and portfolio decisions in the current environment.
FNB Overview and Recent Performance
F.N.B. Corporation (FNB) is a Pittsburgh-based financial holding company operating First National Bank, offering retail banking, commercial lending, wealth management, and consumer finance across the Mid-Atlantic and Midwest regions. In recent market activity, FNB shares have climbed toward the upper end of their 52-week range of $12.88–$19.14, closing at $17.52. The first quarter 2026 earnings, released mid-April, delivered diluted EPS of $0.38, a 19% increase year-over-year, driven by higher pre-provision net revenue and controlled expenses. Positive analyst updates, including raised price targets, have supported sentiment, though year-to-date returns lag at 3.2% amid cautious deposit growth in a high-rate backdrop.
WBS Overview and Recent Performance
Webster Financial Corporation (WBS) serves as the holding company for Webster Bank, providing commercial banking, retail services, and HSA banking primarily in the Northeast. Shares have advanced firmly within their 52-week range of $45.94–$74.00, recently at $71.81, reflecting robust momentum. The fourth quarter 2025 results in late January showed adjusted EPS of $1.59, with net interest income (NII, revenue from interest-bearing assets minus costs) at $633 million, underscoring deposit stability and loan growth. Year-to-date performance stands at 14.7%, bolstered by sector tailwinds, though an upcoming Q1 2026 earnings release on April 28 adds near-term focus.
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Head-to-Head Comparison
Both FNB and WBS operate similar business models as regional banks, emphasizing commercial loans, deposits, and fee-based services, but WBS benefits from a larger scale (market cap $11.6B vs. $6.2B) and Northeast focus with HSA specialization. Growth drivers differ: FNB leverages Midwestern expansion and cost discipline, while WBS draws from stronger NII trends. Recent momentum favors WBS with higher one-year returns (54% vs. 35%), though FNB trades at a discount P/E. Risk factors include interest rate sensitivity and non-performing loans (NPLs, loans unlikely to be repaid), with both maintaining solid capital positions. Market sentiment tilts toward WBS for its outperformance, but FNB offers value in a stabilizing sector.
Tickeron AI Verdict
Tickeron’s AI currently favors WBS with higher probability for near-term upside, based on consistent trend strength, superior YTD and one-year returns, and positive sector catalysts like deposit growth. FNB remains competitive on valuation and earnings growth but trails in relative momentum. This assessment reflects observable patterns as of recent weeks, subject to market shifts.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNB is a Buy and WBS is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FNB’s FA Score shows that 1 FA rating(s) are green whileWBS’s FA Score has 1 green FA rating(s).
- FNB’s FA Score: 1 green, 4 red.
- WBS’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FNB’s TA Score shows that 5 TA indicator(s) are bullish while WBS’s TA Score has 4 bullish TA indicator(s).
- FNB’s TA Score: 5 bullish, 4 bearish.
- WBS’s TA Score: 4 bullish, 3 bearish.
Price Growth
FNB (@Regional Banks) experienced а +0.38% price change this week, while WBS (@Regional Banks) price change was +2.35% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +1.31%. For the same industry, the average monthly price growth was +5.68%, and the average quarterly price growth was +13.55%.
Reported Earning Dates
FNB is expected to report earnings on Jul 22, 2026.
WBS is expected to report earnings on Jul 16, 2026.
Industries' Descriptions
@Regional Banks (+1.31% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| FNB | WBS | FNB / WBS | |
| Capitalization | 6.67B | 12.3B | 54% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 8.942 | 22.293 | 40% |
| P/E Ratio | 11.33 | 12.48 | 91% |
| Revenue | 1.8B | 2.92B | 62% |
| Total Cash | 452M | 353M | 128% |
| Total Debt | 3.14B | 5.55B | 56% |
FNB | WBS | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 28 | 32 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 44 Fair valued | 61 Fair valued | |
PROFIT vs RISK RATING 1..100 | 36 | 47 | |
SMR RATING 1..100 | 20 | 15 | |
PRICE GROWTH RATING 1..100 | 46 | 44 | |
P/E GROWTH RATING 1..100 | 50 | 47 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
FNB's Valuation (44) in the Regional Banks industry is in the same range as WBS (61) in the Savings Banks industry. This means that FNB’s stock grew similarly to WBS’s over the last 12 months.
FNB's Profit vs Risk Rating (36) in the Regional Banks industry is in the same range as WBS (47) in the Savings Banks industry. This means that FNB’s stock grew similarly to WBS’s over the last 12 months.
WBS's SMR Rating (15) in the Savings Banks industry is in the same range as FNB (20) in the Regional Banks industry. This means that WBS’s stock grew similarly to FNB’s over the last 12 months.
WBS's Price Growth Rating (44) in the Savings Banks industry is in the same range as FNB (46) in the Regional Banks industry. This means that WBS’s stock grew similarly to FNB’s over the last 12 months.
WBS's P/E Growth Rating (47) in the Savings Banks industry is in the same range as FNB (50) in the Regional Banks industry. This means that WBS’s stock grew similarly to FNB’s over the last 12 months.
| FNB | WBS | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 70% | 2 days ago 61% |
| Stochastic ODDS (%) | 2 days ago 60% | 2 days ago 65% |
| Momentum ODDS (%) | 2 days ago 60% | 2 days ago 66% |
| MACD ODDS (%) | 2 days ago 47% | 2 days ago 74% |
| TrendWeek ODDS (%) | 2 days ago 61% | 2 days ago 65% |
| TrendMonth ODDS (%) | 2 days ago 51% | 2 days ago 58% |
| Advances ODDS (%) | 2 days ago 55% | 2 days ago 64% |
| Declines ODDS (%) | 23 days ago 57% | N/A |
| BollingerBands ODDS (%) | 2 days ago 66% | 2 days ago 65% |
| Aroon ODDS (%) | 2 days ago 43% | 2 days ago 48% |
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FNB and
Correlation & Price change
A.I.dvisor indicates that over the last year, FNB has been closely correlated with ASB. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if FNB jumps, then ASB could also see price increases.
| Ticker / NAME | Correlation To FNB | 1D Price Change % | ||
|---|---|---|---|---|
| FNB | 100% | +0.71% | ||
| ASB - FNB | 91% Closely correlated | +0.62% | ||
| ZION - FNB | 91% Closely correlated | +1.42% | ||
| ONB - FNB | 90% Closely correlated | +0.85% | ||
| WTFC - FNB | 90% Closely correlated | +1.10% | ||
| FULT - FNB | 89% Closely correlated | +0.66% | ||
More | ||||
WBS and
Correlation & Price change
A.I.dvisor indicates that over the last year, WBS has been closely correlated with WTFC. These tickers have moved in lockstep 79% of the time. This A.I.-generated data suggests there is a high statistical probability that if WBS jumps, then WTFC could also see price increases.