XYF
Price
$6.40
Change
-$0.28 (-4.19%)
Updated
Nov 8, 03:23 PM (EDT)
YRD
Price
$6.00
Change
-$0.46 (-7.12%)
Updated
Nov 8, 03:41 PM (EDT)
11 days until earnings call
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XYF vs YRD

Header iconXYF vs YRD Comparison
Open Charts XYF vs YRDBanner chart's image
X Financial
Price$6.40
Change-$0.28 (-4.19%)
Volume$500
CapitalizationN/A
Yiren Digital
Price$6.00
Change-$0.46 (-7.12%)
Volume$1K
CapitalizationN/A
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XYF vs YRD Comparison Chart
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XYF
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
YRD
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
VS
XYF vs. YRD commentary
Nov 08, 2024

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is XYF is a StrongSell and YRD is a Hold.

COMPARISON
Comparison
Nov 08, 2024
Stock price -- (XYF: $6.68 vs. YRD: $6.46)
Brand notoriety: XYF and YRD are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: XYF: 39% vs. YRD: 79%
Market capitalization -- XYF: $185.86M vs. YRD: $431.55M
XYF [@Finance/Rental/Leasing] is valued at $185.86M. YRD’s [@Finance/Rental/Leasing] market capitalization is $431.55M. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.17B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

XYF’s FA Score shows that 2 FA rating(s) are green whileYRD’s FA Score has 1 green FA rating(s).

  • XYF’s FA Score: 2 green, 3 red.
  • YRD’s FA Score: 1 green, 4 red.
According to our system of comparison, XYF is a better buy in the long-term than YRD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

XYF’s TA Score shows that 4 TA indicator(s) are bullish while YRD’s TA Score has 4 bullish TA indicator(s).

  • XYF’s TA Score: 4 bullish, 3 bearish.
  • YRD’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, XYF is a better buy in the short-term than YRD.

Price Growth

XYF (@Finance/Rental/Leasing) experienced а +4.37% price change this week, while YRD (@Finance/Rental/Leasing) price change was +14.54% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +6.47%. For the same industry, the average monthly price growth was +6.70%, and the average quarterly price growth was +21.27%.

Reported Earning Dates

YRD is expected to report earnings on Nov 19, 2024.

Industries' Descriptions

@Finance/Rental/Leasing (+6.47% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
YRD($432M) has a higher market cap than XYF($186M). YRD has higher P/E ratio than XYF: YRD (1.55) vs XYF (1.08). YRD YTD gains are higher at: 115.350 vs. XYF (97.718). YRD has less debt than XYF: YRD (27.7M) vs XYF (663M). YRD has higher revenues than XYF: YRD (4.71B) vs XYF (1.75B).
XYFYRDXYF / YRD
Capitalization186M432M43%
EBITDAN/A2.54B-
Gain YTD97.718115.35085%
P/E Ratio1.081.5569%
Revenue1.75B4.71B37%
Total CashN/A5.85B-
Total Debt663M27.7M2,394%
FUNDAMENTALS RATINGS
XYF vs YRD: Fundamental Ratings
XYF
YRD
OUTLOOK RATING
1..100
504
VALUATION
overvalued / fair valued / undervalued
1..100
16
Undervalued
98
Overvalued
PROFIT vs RISK RATING
1..100
86100
SMR RATING
1..100
1039
PRICE GROWTH RATING
1..100
3839
P/E GROWTH RATING
1..100
378
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

XYF's Valuation (16) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for YRD (98) in the Internet Software Or Services industry. This means that XYF’s stock grew significantly faster than YRD’s over the last 12 months.

XYF's Profit vs Risk Rating (86) in the Finance Or Rental Or Leasing industry is in the same range as YRD (100) in the Internet Software Or Services industry. This means that XYF’s stock grew similarly to YRD’s over the last 12 months.

XYF's SMR Rating (10) in the Finance Or Rental Or Leasing industry is in the same range as YRD (39) in the Internet Software Or Services industry. This means that XYF’s stock grew similarly to YRD’s over the last 12 months.

XYF's Price Growth Rating (38) in the Finance Or Rental Or Leasing industry is in the same range as YRD (39) in the Internet Software Or Services industry. This means that XYF’s stock grew similarly to YRD’s over the last 12 months.

YRD's P/E Growth Rating (8) in the Internet Software Or Services industry is in the same range as XYF (37) in the Finance Or Rental Or Leasing industry. This means that YRD’s stock grew similarly to XYF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
XYFYRD
RSI
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
88%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
78%
Bearish Trend 2 days ago
84%
Momentum
ODDS (%)
Bullish Trend 2 days ago
82%
Bullish Trend 2 days ago
74%
MACD
ODDS (%)
Bearish Trend 2 days ago
77%
Bullish Trend 2 days ago
87%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
78%
Bullish Trend 2 days ago
77%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
81%
Bullish Trend 2 days ago
78%
Advances
ODDS (%)
Bullish Trend 4 days ago
80%
Bullish Trend 4 days ago
79%
Declines
ODDS (%)
Bearish Trend 2 days ago
78%
Bearish Trend 16 days ago
82%
BollingerBands
ODDS (%)
N/A
Bearish Trend 2 days ago
89%
Aroon
ODDS (%)
Bullish Trend 2 days ago
84%
Bullish Trend 2 days ago
82%
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XYF
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
YRD
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
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XYF and

Correlation & Price change

A.I.dvisor indicates that over the last year, XYF has been loosely correlated with LX. These tickers have moved in lockstep 37% of the time. This A.I.-generated data suggests there is some statistical probability that if XYF jumps, then LX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To XYF
1D Price
Change %
XYF100%
-0.30%
LX - XYF
37%
Loosely correlated
+8.91%
YRD - XYF
32%
Poorly correlated
+8.75%
WU - XYF
22%
Poorly correlated
-1.20%
URI - XYF
22%
Poorly correlated
-2.03%
SNTG - XYF
22%
Poorly correlated
+0.95%
More

YRD and

Correlation & Price change

A.I.dvisor indicates that over the last year, YRD has been loosely correlated with LX. These tickers have moved in lockstep 54% of the time. This A.I.-generated data suggests there is some statistical probability that if YRD jumps, then LX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To YRD
1D Price
Change %
YRD100%
+8.75%
LX - YRD
54%
Loosely correlated
+8.91%
FINV - YRD
35%
Loosely correlated
+0.80%
QFIN - YRD
33%
Poorly correlated
+2.26%
CNF - YRD
33%
Poorly correlated
+20.00%
XYF - YRD
32%
Poorly correlated
-0.30%
More