Fair Isaac (FICO) Earnings Date & Reports

Fair Isaac Corporation delivered standout Q2 fiscal 2026 results. Total revenue climbed to $691.7 million, surpassing analyst consensus of about $628-630 million and marking a 39% increase from $498.7 million a year ago.+Tops+Q2+EPS+by+$1.59,+provides+guidance/26384383.html) The Scores segment, FICO's core credit scoring business, led the charge with $475.0 million in revenue (up 60%), driven by 72% B2B growth and a 5% rise in business-to-consumer (B2C). Software revenue reached $216.7 million (up 7%), bolstered by 10% ARR growth, including 49% in platform ARR.

GAAP net income was $264.5 million, or $11.14 per diluted share, compared to $162.6 million or $6.59 last year. Non-GAAP net income stood at $296.8 million, or $12.50 per share. These figures beat expectations, with non-GAAP EPS topping the $11.03 consensus. The company also raised FY2026 guidance: revenue to $2.45 billion (from $2.35 billion), GAAP EPS to $35.60, and non-GAAP EPS to $40.45.

AI Screener

Tickeron’s AI Screener is an AI-powered stock and ETF discovery tool that helps traders and investors filter the market based on technical patterns, fundamentals, trends, volatility, and AI-driven signals. Users can scan thousands of stocks and ETFs using customizable filters such as industry, market capitalization, technical indicators, price patterns, and performance metrics. The screener identifies trade ideas, trending stocks, breakout candidates, and market opportunities more efficiently than manual screening. Explore it today to enhance your research process.

Market Reaction and Investor Sentiment

Following the April 28, 2026 release, FICO shares surged over 11% in after-hours trading, reflecting enthusiasm for the revenue beat, EPS outperformance, and guidance upgrade. Investor sentiment turned strongly positive, with analysts highlighting the Scores segment's momentum and robust cash generation. While some intraday pullbacks occurred in subsequent sessions, the overall reaction affirmed confidence in FICO's growth trajectory amid favorable credit market dynamics.+Stock+Rises+on+Q2+2026+Earnings)

Forward Outlook and Key Factors to Monitor

The raised FY2026 guidance signals management's optimism, with revenue now targeted at $2.45 billion and non-GAAP EPS at $40.45. This reflects continued strength in the Scores business, particularly mortgage originations, which drove outsized Q2 growth.

Investors should track Q3 fiscal 2026 results, expected in late July, for updates on Scores demand and Software ARR expansion. Key areas include B2B Scores adoption, platform SaaS (software-as-a-service) traction, and net retention rates (a metric of customer revenue retention plus expansion).

Broader factors like interest rate trends, housing market recovery, and regulatory shifts in credit scoring (e.g., FHFA adoption of newer models) will influence performance. Margin pressures from R&D (research and development) investments or competition in decision intelligence platforms warrant attention. Strong free cash flow supports ongoing share repurchases, a priority in capital allocation.

Disclaimer

The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.

Disclaimers and Limitations