SOFI is expected to report earnings to rise 42.25% to 17 cents per share on November 03
Q3'26
Est.
$0.17
Q2'26
Beat
by $0.01
Q1'26
Est.
$0.12
Q4'25
Beat
by $0.02
Q3'25
Beat
by $0.03
The last earnings report on July 29 showed earnings per share of 11 cents, beating the estimate of 10 cents. With 23.44M shares outstanding, the current market capitalization sits at 23.22B.
A.I.dvisor indicates that over the last year, SOFI has been loosely correlated with UPST. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if SOFI jumps, then UPST could also see price increases.
Momentum Indicator for SOFI turns positive, indicating new upward trend
SOFI saw its Momentum Indicator move above the 0 level on August 03, 2026. This is an indication that the stock could be shifting in to a new upward move. Traders may want to consider buying the stock or buying call options. Tickeron's A.I.dvisor looked at 89 similar instances where the indicator turned positive. In of the 89 cases, the stock moved higher in the following days. The odds of a move higher are at .
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where SOFI's RSI Indicator exited the oversold zone, of 27 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are .
The Moving Average Convergence Divergence (MACD) for SOFI just turned positive on August 04, 2026. Looking at past instances where SOFI's MACD turned positive, the stock continued to rise in of 55 cases over the following month. The odds of a continued upward trend are .
SOFI moved above its 50-day moving average on August 03, 2026 date and that indicates a change from a downward trend to an upward trend.
The 10-day moving average for SOFI crossed bullishly above the 50-day moving average on August 11, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In of 14 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are .
Following a +1 3-day Advance, the price is estimated to grow further. Considering data from situations where SOFI advanced for three days, in of 298 cases, the price rose further within the following month. The odds of a continued upward trend are .
Bearish Trend Analysis
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 5 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where SOFI declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
SOFI broke above its upper Bollinger Band on August 04, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for SOFI entered a downward trend on August 07, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating fairly steady price growth. SOFI’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating that the returns do not compensate for the risks. SOFI’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 75, placing this stock worse than average.
The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (2.096) is normal, around the industry mean (4.346). SOFI has a moderately high P/E Ratio (36.694) as compared to the industry average of (16.768). Projected Growth (PEG Ratio) (0.864) is also within normal values, averaging (1.884). Dividend Yield (0.000) settles around the average of (0.069) among similar stocks. P/S Ratio (5.605) is also within normal values, averaging (6.254).
