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UPST
Stock ticker: NASDAQ
AS OF
Jun 3 closing price
Price
$50.98
Change
+$3.08 (+6.43%)
Capitalization
2.28B

UPST Upstart Holdings Forecast, Technical & Fundamental Analysis

Upstart Holdings Inc provides credit services... Show more

UPST
Daily Signalchanged days ago
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A.I.Advisor
a Summary for UPST with price predictions
Jun 02, 2025

UPST sees its 50-day moving average cross bearishly below its 200-day moving average

The 50-day moving average for UPST moved below the 200-day moving average on April 28, 2025. This could be a long-term bearish signal for the stock as the stock shifts to an downward trend.

Price Prediction Chart

Technical Analysis (Indicators)

Bearish Trend Analysis

The Stochastic Oscillator entered the overbought zone. Expect a price pull-back in the foreseeable future.

The Momentum Indicator moved below the 0 level on May 15, 2025. You may want to consider selling the stock, shorting the stock, or exploring put options on UPST as a result. In of 74 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .

The Moving Average Convergence Divergence Histogram (MACD) for UPST turned negative on May 19, 2025. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 38 similar instances when the indicator turned negative. In of the 38 cases the stock turned lower in the days that followed. This puts the odds of success at .

Following a 3-day decline, the stock is projected to fall further. Considering past instances where UPST declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .

Bullish Trend Analysis

UPST moved above its 50-day moving average on May 27, 2025 date and that indicates a change from a downward trend to an upward trend.

The 10-day moving average for UPST crossed bullishly above the 50-day moving average on May 07, 2025. This indicates that the trend has shifted higher and could be considered a buy signal. In of 13 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are .

Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where UPST advanced for three days, in of 252 cases, the price rose further within the following month. The odds of a continued upward trend are .

The Aroon Indicator entered an Uptrend today. In of 180 cases where UPST Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are .

Fundamental Analysis (Ratings)

The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating fairly steady price growth. UPST’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (3.595) is normal, around the industry mean (5.063). P/E Ratio (20.040) is within average values for comparable stocks, (56.430). UPST's Projected Growth (PEG Ratio) (0.000) is very low in comparison to the industry average of (1.599). UPST has a moderately low Dividend Yield (0.000) as compared to the industry average of (0.040). P/S Ratio (4.355) is also within normal values, averaging (3.521).

The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating that the returns do not compensate for the risks. UPST’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 65, placing this stock worse than average.

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UPST
Daily Signalchanged days ago
Gain/Loss if bought
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A.I. Advisor
published Earnings

UPST is expected to report earnings to fall 21.37% to 23 cents per share on August 12

Upstart Holdings UPST Stock Earnings Reports
Q2'25
Est.
$0.24
Q1'25
Beat
by $0.13
Q4'24
Beat
by $0.30
Q3'24
Beat
by $0.09
Q2'24
Beat
by $0.17
The last earnings report on May 06 showed earnings per share of 30 cents, beating the estimate of 17 cents. With 5.51M shares outstanding, the current market capitalization sits at 2.28B.
A.I. Advisor
published General Information

General Information

Industry FinanceRentalLeasing

Profile
Fundamentals
Details
Industry
N/A
Address
2950 S. Delaware Street
Phone
+1 833 212-2461
Employees
1388
Web
https://www.upstart.com
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UPST and Stocks

Correlation & Price change

A.I.dvisor indicates that over the last year, UPST has been loosely correlated with SOFI. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if UPST jumps, then SOFI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPST
1D Price
Change %
UPST100%
+6.43%
SOFI - UPST
63%
Loosely correlated
-0.07%
SEZL - UPST
58%
Loosely correlated
+1.37%
LC - UPST
54%
Loosely correlated
+3.87%
R - UPST
51%
Loosely correlated
+2.80%
OMF - UPST
50%
Loosely correlated
+1.77%
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