GET DAILY SIGNALSAssurant (AIZ) Delivers Steady Q3 2026 Growth with Revenue Up +9% and EPS Beat
Key Takeaways
- Assurant reported third quarter 2026 revenue of $3.53 billion, up about 9% year over year and ahead of the consensus estimate of roughly $3.47 billion.
- Adjusted earnings per diluted share (EPS) came in at $6.15, roughly 30% above the consensus estimate near $4.75.
- Net income rose to $275.2 million, compared with $265.6 million in the same period a year earlier.
- Global Lifestyle led the quarter, with Connected Living earnings up 23% on mobile device protection volumes and financial services contributions.
- Global Housing delivered 11% Adjusted EBITDA growth excluding reportable catastrophes, even while absorbing higher catastrophe losses.
- Management raised its full-year 2026 outlook to approximately 10% Adjusted EBITDA growth and low double-digit adjusted EPS growth (both excluding reportable catastrophes), and lifted planned share repurchases to $350 million.
- For more detail on Assurant's Major News, Today's Price Move, Price Targets, and Forecast, explore the additional pages available for the ticker.
- To discover more data-driven market opportunities, explore Trending AI Robots.
Why These Results Stand Out
Assurant's third quarter results provide a useful checkpoint for investors evaluating the resilience of its protection-focused model. The company covers connected devices, homes, automobiles, and commercial equipment, so its numbers offer insight into device usage trends, housing conditions, and catastrophe patterns. The stock had already advanced roughly 38% over the prior 12 months heading into the report, so management needed to meet high expectations with both solid results and updated guidance. The quarter delivered on that front, showing growth in both segments and a revised full-year outlook that supports management's view of a potential tenth straight year of profitable expansion.
Breaking Down the Quarter
For the third quarter ended September 30, 2026, Assurant posted total revenue of $3.53 billion, up about 9% from a year earlier and above the consensus estimate of approximately $3.47 billion. Adjusted EPS reached $6.15, comfortably ahead of the consensus near $4.75. Net income increased to $275.2 million from $265.6 million in the prior-year period. I also checked this using Tickeron’s AI Screener to see how the stock compares to others in the industry.
Performance was solid across segments. Global Lifestyle revenue climbed 11% to $2.66 billion, driven by a 23% rise in Connected Living earnings from higher mobile device protection volumes and expanding financial services contributions. Global Automotive grew 9% excluding a prior-year item. Global Housing revenue reached $744.9 million, up 6%, helped by specialty product growth and higher insured values. Overall Adjusted EBITDA rose 8% to $464.4 million.
Management lifted its 2026 guidance, now targeting about 10% growth in Adjusted EBITDA excluding reportable catastrophes and low double-digit adjusted EPS growth on the same basis, while raising the share repurchase target to $350 million for the year.
Market Response
Shares of AIZ were little changed to modestly higher right after the release, trading near the low-to-mid $290s. Given the stock’s roughly 38% advance over the trailing 12 months, the reaction stayed measured even with the beats. Attention quickly turned to the quality of the raised guidance, strength in Connected Living, and the larger capital return commitment. The updated outlook and higher buyback plan signaled management’s confidence in ongoing momentum in both Global Lifestyle and Global Housing.
What I’m Watching Next
Global Lifestyle remains the key focus, particularly Connected Living as the main earnings driver. Continued mobile device protection volumes, partner expansions, and financial services contributions will determine whether the mid-to-high teens Adjusted EBITDA growth target for the segment holds up.
In Global Housing, catastrophe-loss trends and reserve development deserve close attention. The 2026 outlook already factors in $52 million less favorable prior-year reserve development, and higher reportable catastrophe losses weighed on the quarter. Reinsurance costs and non-catastrophe claims frequency will influence segment profitability.
Capital returns also matter, with buybacks now set at $350 million for 2026. Expense trends, especially employee-related costs in Corporate and Other, and the effective tax rate (estimated at 19% to 21%) will play a role. Together these elements will shape whether Assurant can deliver what management sees as a potential record year.
Refining My Research Process
When I want to quickly compare AIZ against peers or scan for similar setups in insurance and financial services, I turn to Tickeron’s AI Screener. It lets me apply filters for fundamentals, technical patterns, and performance metrics in one place, which helps surface ideas and benchmark opportunities without spending hours on manual work. The tool has become a regular part of how I review names like this one after earnings.
Disclaimer
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Contributor
Sergey Savastiouk, Ph.D. has a degree in Applied Mathematics from Moscow University and has extensive experience as an entrepreneur, investor, manager, and mathematician. His professional expertise is in applied mathematics, mathematical modeling, system and pattern analysis, and software and hardware system integration. He has served as the CEO of several hi-tech start-up companies and nonprofit organizations, which has given him proven capabilities in business strategy for high-tech start-up companies, market assessment, company formation, team building, product development, marketing, and sales. He has published numerous articles in journals and magazines on related fields. As a retail investor, he spent 15 years developing his proprietary trading and quantitative algorithms (now Tickeron’s A.I.), which brought him significant returns in trading the stock market. His current work and goal in founding Tickeron is to bring professional, sophisticated stock market analysis capabilities to retail investors via an easy-to-use interface.
Aroon Indicator for AIZ shows an upward move is likely
AIZ's Aroon Indicator triggered a bullish signal on November 02, 2026. Tickeron's A.I.dvisor detected that the AroonUp green line is above 70 while the AroonDown red line is below 30. When the up indicator moves above 70 and the down indicator remains below 30, it is a sign that the stock could be setting up for a bullish move. Traders may want to buy the stock or look to buy calls options. A.I.dvisor looked at 216 similar instances where the Aroon Indicator showed a similar pattern. In 137 of the 216 cases, the stock moved higher in the days that followed. This puts the odds of a move higher at 63%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 08, 2026. You may want to consider a long position or call options on AIZ as a result. In 50 of 90 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 56%.
The Moving Average Convergence Divergence (MACD) for AIZ just turned positive on October 08, 2026. Looking at past instances where AIZ's MACD turned positive, the stock continued to rise in 26 of 49 cases over the following month. The odds of a continued upward trend are 53%.
AIZ moved above its 50-day moving average on October 15, 2026 date and that indicates a change from a downward trend to an upward trend.
The 10-day moving average for AIZ crossed bullishly above the 50-day moving average on October 22, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 8 of 13 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 62%.
Following a +1.55% 3-day Advance, the price is estimated to grow further. Considering data from situations where AIZ advanced for three days, in 194 of 358 cases, the price rose further within the following month. The odds of a continued upward trend are 54%.
Bearish Trend Analysis
The RSI Oscillator demonstrated that the stock has entered the overbought zone. This may point to a price pull-back soon.
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 13 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where AIZ declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 44%.
AIZ broke above its upper Bollinger Band on November 02, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron Price Growth Rating for this company is 21 (best 1 - 100 worst), indicating outstanding price growth. AIZ’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 21 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 51, placing this stock better than average.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Valuation Rating of 55 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (2.404) is normal, around the industry mean (-2.190). P/E Ratio (14.067) is within average values for comparable stocks, (9.307). Projected Growth (PEG Ratio) (1.030) is also within normal values, averaging (3.303). Dividend Yield (0.012) settles around the average of (0.026) among similar stocks. P/S Ratio (1.064) is also within normal values, averaging (1.594).
The Tickeron PE Growth Rating for this company is 58 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is 84 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
Industry description
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Fundamental Analysis Ratings
The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows
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General Information
a provider of life, property, casualty and other insurance products and services
Industry PropertyCasualtyInsurance
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