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Jul 21, 2026
Bridgewater Bancshares (BWB) Set to Report Second Quarter 2026 Earnings

Bridgewater Bancshares (BWB) Set to Report Second Quarter 2026 Earnings

Key Takeaways

  • Bridgewater Bancshares is scheduled to report second quarter 2026 results after market close on July 21, 2026.
  • Consensus estimates call for EPS of $0.45 and revenue of approximately $41.43 million.
  • The bank beat EPS expectations in the prior quarter with adjusted earnings of $0.58 versus $0.41 consensus.
  • Investors will focus on net interest income trends, loan growth, and deposit costs amid a shifting rate environment.
  • An earnings conference call is set for July 22, 2026, at 8:00 a.m. CT.
  • Recent stock performance and sector comparisons will influence post-release sentiment.

Earnings Context and Why It Matters

Bridgewater Bancshares, Inc. operates as a community bank serving the Minneapolis-St. Paul metropolitan area. Its quarterly results provide insight into local economic conditions, lending demand, and net interest margin management. With interest rates remaining elevated, the second quarter report will highlight how the bank balances loan expansion against funding costs. Strong prior-quarter performance sets a high bar, making this release important for assessing whether growth momentum continues into the second half of the year. I also checked this using Tickeron’s AI Screener to see how the stock compares to others in the industry.

Earnings Expectations

Analysts project second quarter 2026 earnings per share of $0.45. Revenue is estimated at $41.43 million. These figures reflect expectations for modest year-over-year growth following the first-quarter beat. Investors will monitor net interest income, noninterest income, and provision for credit losses. Historical reactions show that beats on EPS and revenue have supported positive stock moves, while misses have led to volatility. Guidance on future loan pipelines and deposit strategies will also be closely watched. From what I see, the prior quarter’s beat on adjusted earnings of $0.58 versus the $0.41 consensus remains a key reference point.

Market Reaction and Investor Sentiment

Sentiment heading into the report appears measured, with the stock trading near recent averages. Analysts maintain a generally positive view on the company’s growth trajectory. Key risk factors include potential pressure on net interest margins if deposit competition intensifies. A beat on earnings or upbeat commentary on loan demand could lift shares, while weaker-than-expected results might prompt a pullback. Broader banking sector performance will also play a role in the immediate reaction.

Forward Outlook and Key Factors to Monitor

Following the release, attention will shift to management commentary on the outlook for the remainder of 2026. Investors should watch updates on loan origination pipelines, particularly in commercial real estate and small business lending.

Deposit gathering strategies and the cost of funds will remain central themes. Any signals on credit quality trends or changes in the allowance for credit losses will help gauge risk management effectiveness.

Broader industry dynamics, including Federal Reserve policy signals and regional economic indicators, could influence expectations. The earnings call may provide color on competitive positioning and potential expansion

Related Ticker: BWB

Contributor

Financial writer and active order flow futures trader with a focus on fundamental analysis, macroeconomic factors, and equity research. I make in-depth blogs on stocks and ETFs, bridging the gap between raw market data and real-world trading decisions.


Aroon Indicator for BWB shows an upward move is likely

BWB's Aroon Indicator triggered a bullish signal on July 27, 2026. Tickeron's A.I.dvisor detected that the AroonUp green line is above 70 while the AroonDown red line is below 30. When the up indicator moves above 70 and the down indicator remains below 30, it is a sign that the stock could be setting up for a bullish move. Traders may want to buy the stock or look to buy calls options. A.I.dvisor looked at 222 similar instances where the Aroon Indicator showed a similar pattern. In of the 222 cases, the stock moved higher in the days that followed. This puts the odds of a move higher at .

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Momentum Indicator moved above the 0 level on August 05, 2026. You may want to consider a long position or call options on BWB as a result. In of 83 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are .

The Moving Average Convergence Divergence (MACD) for BWB just turned positive on August 10, 2026. Looking at past instances where BWB's MACD turned positive, the stock continued to rise in of 54 cases over the following month. The odds of a continued upward trend are .

Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where BWB advanced for three days, in of 305 cases, the price rose further within the following month. The odds of a continued upward trend are .

Bearish Trend Analysis

The 10-day RSI Indicator for BWB moved out of overbought territory on July 17, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 41 similar instances where the indicator moved out of overbought territory. In of the 41 cases, the stock moved lower in the following days. This puts the odds of a move lower at .

The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 5 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where BWB declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .

BWB broke above its upper Bollinger Band on August 12, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.

Fundamental Analysis (Ratings)

The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating steady price growth. BWB’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating that the returns do not compensate for the risks. BWB’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.

The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.275) is normal, around the industry mean (1.364). P/E Ratio (11.962) is within average values for comparable stocks, (24.357). BWB's Projected Growth (PEG Ratio) (0.000) is slightly lower than the industry average of (1.858). BWB has a moderately low Dividend Yield (0.000) as compared to the industry average of (0.031). P/S Ratio (3.883) is also within normal values, averaging (3.877).

Notable companies

The most notable companies in this group are PNC Financial Services Group (NYSE:PNC), US Bancorp (NYSE:USB), Itau Unibanco Banco Holding SA (NYSE:ITUB), Deutsche Bank Aktiengesellschaft (NYSE:DB), Huntington Bancshares (NASDAQ:HBAN), Banco Bradesco SA (NYSE:BBD), Regions Financial Corp (NYSE:RF), KeyCorp (NYSE:KEY).

Industry description

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

Market Cap

The average market capitalization across the Regional Banks Industry is 6.5B. The market cap for tickers in the group ranges from 10.73K to 142.82B. CIHHF holds the highest valuation in this group at 142.82B. The lowest valued company is ACBCQ at 10.73K.

High and low price notable news

The average weekly price growth across all stocks in the Regional Banks Industry was 1%. For the same Industry, the average monthly price growth was 4%, and the average quarterly price growth was 12%. CCB experienced the highest price growth at 12%, while NEWT experienced the biggest fall at -15%.

Volume

The average weekly volume growth across all stocks in the Regional Banks Industry was -25%. For the same stocks of the Industry, the average monthly volume growth was -27% and the average quarterly volume growth was -37%

Fundamental Analysis Ratings

The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows

Valuation Rating: 48
P/E Growth Rating: 52
Price Growth Rating: 46
SMR Rating: 53
Profit Risk Rating: 55
Seasonality Score: -27 (-100 ... +100)
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General Information

a regional bank

Industry RegionalBanks

Profile
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Industry
Regional Banks
Address
4450 Excelsior Boulevard
Phone
+1 952 893-6868
Employees
322
Web
http://www.bwbmn.com
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