AFRM
Price
$64.40
Change
+$1.86 (+2.97%)
Updated
Nov 21, 04:59 PM (EDT)
Capitalization
21.25B
76 days until earnings call
Intraday BUY SELL Signals
OPFI
Price
$9.20
Change
+$0.02 (+0.22%)
Updated
Nov 21, 04:59 PM (EDT)
Capitalization
255.34M
104 days until earnings call
Intraday BUY SELL Signals
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AFRM vs OPFI

Header iconAFRM vs OPFI Comparison
Open Charts AFRM vs OPFIBanner chart's image
Affirm Holdings
Price$64.40
Change+$1.86 (+2.97%)
Volume$71.16K
Capitalization21.25B
OppFi
Price$9.20
Change+$0.02 (+0.22%)
Volume$3.22K
Capitalization255.34M
AFRM vs OPFI Comparison Chart in %
AFRM
Daily Signal:
Gain/Loss:
OPFI
Daily Signal:
Gain/Loss:
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VS
AFRM vs. OPFI commentary
Nov 22, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AFRM is a Hold and OPFI is a Hold.

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COMPARISON
Comparison
Nov 22, 2025
Stock price -- (AFRM: $64.38 vs. OPFI: $9.23)
Brand notoriety: AFRM and OPFI are both not notable
AFRM represents the Computer Communications, while OPFI is part of the Savings Banks industry
Current volume relative to the 65-day Moving Average: AFRM: 87% vs. OPFI: 84%
Market capitalization -- AFRM: $21.25B vs. OPFI: $255.34M
AFRM [@Computer Communications] is valued at $21.25B. OPFI’s [@Savings Banks] market capitalization is $255.34M. The market cap for tickers in the [@Computer Communications] industry ranges from $3.51T to $0. The market cap for tickers in the [@Savings Banks] industry ranges from $632.97B to $0. The average market capitalization across the [@Computer Communications] industry is $25.04B. The average market capitalization across the [@Savings Banks] industry is $20.69B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

AFRM’s FA Score shows that 0 FA rating(s) are green whileOPFI’s FA Score has 1 green FA rating(s).

  • AFRM’s FA Score: 0 green, 5 red.
  • OPFI’s FA Score: 1 green, 4 red.
According to our system of comparison, OPFI is a better buy in the long-term than AFRM.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

AFRM’s TA Score shows that 3 TA indicator(s) are bullish while OPFI’s TA Score has 3 bullish TA indicator(s).

  • AFRM’s TA Score: 3 bullish, 5 bearish.
  • OPFI’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, OPFI is a better buy in the short-term than AFRM.

Price Growth

AFRM (@Computer Communications) experienced а -8.69% price change this week, while OPFI (@Savings Banks) price change was -6.10% for the same time period.

The average weekly price growth across all stocks in the @Computer Communications industry was -3.65%. For the same industry, the average monthly price growth was -11.55%, and the average quarterly price growth was +25.82%.

The average weekly price growth across all stocks in the @Savings Banks industry was -2.52%. For the same industry, the average monthly price growth was -5.96%, and the average quarterly price growth was +10.45%.

Reported Earning Dates

AFRM is expected to report earnings on Feb 05, 2026.

OPFI is expected to report earnings on Mar 05, 2026.

Industries' Descriptions

@Computer Communications (-3.65% weekly)

Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.

@Savings Banks (-2.52% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
AFRM($21.3B) has a higher market cap than OPFI($255M). OPFI has higher P/E ratio than AFRM: OPFI (131.86) vs AFRM (90.64). OPFI YTD gains are higher at: 24.304 vs. AFRM (5.714). AFRM has higher annual earnings (EBITDA): 712M vs. OPFI (347M). AFRM has more cash in the bank: 2.23B vs. OPFI (45.2M). OPFI has less debt than AFRM: OPFI (318M) vs AFRM (7.85B). AFRM has higher revenues than OPFI: AFRM (3.22B) vs OPFI (555M).
AFRMOPFIAFRM / OPFI
Capitalization21.3B255M8,353%
EBITDA712M347M205%
Gain YTD5.71424.30424%
P/E Ratio90.64131.8669%
Revenue3.22B555M581%
Total Cash2.23B45.2M4,925%
Total Debt7.85B318M2,469%
TECHNICAL ANALYSIS
Technical Analysis
AFRMOPFI
RSI
ODDS (%)
N/A
Bullish Trend 3 days ago
83%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
89%
Bullish Trend 2 days ago
73%
Momentum
ODDS (%)
Bearish Trend 2 days ago
87%
Bearish Trend 2 days ago
76%
MACD
ODDS (%)
Bearish Trend 2 days ago
85%
Bearish Trend 2 days ago
75%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
85%
Bearish Trend 2 days ago
79%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
88%
Bearish Trend 2 days ago
77%
Advances
ODDS (%)
Bullish Trend 12 days ago
83%
Bullish Trend 3 days ago
83%
Declines
ODDS (%)
Bearish Trend 2 days ago
86%
Bearish Trend 25 days ago
77%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
88%
N/A
Aroon
ODDS (%)
Bearish Trend 2 days ago
90%
Bearish Trend 2 days ago
75%
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AFRM
Daily Signal:
Gain/Loss:
OPFI
Daily Signal:
Gain/Loss:
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AFRM and

Correlation & Price change

A.I.dvisor indicates that over the last year, AFRM has been closely correlated with COIN. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if AFRM jumps, then COIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To AFRM
1D Price
Change %
AFRM100%
+2.94%
COIN - AFRM
81%
Closely correlated
+0.94%
CLSK - AFRM
71%
Closely correlated
-0.61%
RIOT - AFRM
70%
Closely correlated
-0.55%
NET - AFRM
62%
Loosely correlated
-2.62%
COMP - AFRM
61%
Loosely correlated
+8.61%
More

OPFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPFI has been loosely correlated with ENVA. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if OPFI jumps, then ENVA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPFI
1D Price
Change %
OPFI100%
+0.54%
ENVA - OPFI
49%
Loosely correlated
+3.14%
AXP - OPFI
43%
Loosely correlated
+2.64%
COF - OPFI
43%
Loosely correlated
+2.79%
OMF - OPFI
42%
Loosely correlated
+3.43%
ALLY - OPFI
41%
Loosely correlated
+2.42%
More