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CPAY vs HQY
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CPAY is a StrongBuy and HQY is a Buy.
CPAY's MACD Histogram just turned positive
The Moving Average Convergence Divergence (MACD) for CPAY turned positive on October 15, 2026. Looking at past instances where CPAY's MACD turned positive, the stock continued to rise in 27 of 35 cases over the following month. The odds of a continued upward trend are 77%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 12, 2026. You may want to consider a long position or call options on CPAY as a result. In 49 of 76 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 64%.
CPAY moved above its 50-day moving average on October 20, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a +2.13% 3-day Advance, the price is estimated to grow further. Considering data from situations where CPAY advanced for three days, in 232 of 350 cases, the price rose further within the following month. The odds of a continued upward trend are 66%.
Bearish Trend Analysis
The Stochastic Oscillator entered the overbought zone. Expect a price pull-back in the foreseeable future.
The 10-day moving average for CPAY crossed bearishly below the 50-day moving average on September 28, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 8 of 16 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 50%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where CPAY declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 67%.
The Aroon Indicator for CPAY entered a downward trend on October 09, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron PE Growth Rating for this company is 18 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is 33 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 39 (best 1 - 100 worst), indicating steady price growth. CPAY’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 45 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 92, placing this stock slightly better than average.
The Tickeron Valuation Rating of 67 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (7.555) is normal, around the industry mean (15.930). P/E Ratio (24.478) is within average values for comparable stocks, (56.422). Projected Growth (PEG Ratio) (0.757) is also within normal values, averaging (3.648). Dividend Yield (0.000) settles around the average of (0.209) among similar stocks. P/S Ratio (5.528) is also within normal values, averaging (103.889).
HQY in upward trend: price rose above 50-day moving average on October 20, 2026
HQY moved above its 50-day moving average on October 20, 2026 date and that indicates a change from a downward trend to an upward trend. In 33 of 40 similar past instances, the stock price increased further within the following month. The odds of a continued upward trend are 82%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 07, 2026. You may want to consider a long position or call options on HQY as a result. In 73 of 91 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 80%.
The Moving Average Convergence Divergence (MACD) for HQY just turned positive on October 05, 2026. Looking at past instances where HQY's MACD turned positive, the stock continued to rise in 38 of 50 cases over the following month. The odds of a continued upward trend are 76%.
Following a +5.17% 3-day Advance, the price is estimated to grow further. Considering data from situations where HQY advanced for three days, in 225 of 309 cases, the price rose further within the following month. The odds of a continued upward trend are 73%.
Bearish Trend Analysis
The RSI Oscillator demonstrated that the stock has entered the overbought zone. This may point to a price pull-back soon.
The Stochastic Oscillator has been in the overbought zone for 2 days. Expect a price pull-back in the near future.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where HQY declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 63%.
HQY broke above its upper Bollinger Band on October 20, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for HQY entered a downward trend on October 08, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Price Growth Rating for this company is 45 (best 1 - 100 worst), indicating steady price growth. HQY’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Profit vs. Risk Rating rating for this company is 54 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 97, placing this stock slightly better than average.
The Tickeron SMR rating for this company is 66 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron PE Growth Rating for this company is 83 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 86 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (4.068) is normal, around the industry mean (4.100). P/E Ratio (34.957) is within average values for comparable stocks, (13.263). Projected Growth (PEG Ratio) (1.287) is also within normal values, averaging (2.133). Dividend Yield (0.000) settles around the average of (0.012) among similar stocks. P/S Ratio (6.035) is also within normal values, averaging (6.065).
CPAY | HQY | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 72 | 76 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 67 Overvalued | 86 Overvalued | |
PROFIT vs RISK RATING 1..100 | 45 | 54 | |
SMR RATING 1..100 | 33 | 66 | |
PRICE GROWTH RATING 1..100 | 39 | 45 | |
P/E GROWTH RATING 1..100 | 18 | 83 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
CPAY's Valuation (67) in the Miscellaneous Commercial Services industry is in the same range as HQY (86) in the Investment Managers industry. This means that CPAY’s stock grew similarly to HQY’s over the last 12 months.
CPAY's Profit vs Risk Rating (45) in the Miscellaneous Commercial Services industry is in the same range as HQY (54) in the Investment Managers industry. This means that CPAY’s stock grew similarly to HQY’s over the last 12 months.
CPAY's SMR Rating (33) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for HQY (66) in the Investment Managers industry. This means that CPAY’s stock grew somewhat faster than HQY’s over the last 12 months.
CPAY's Price Growth Rating (39) in the Miscellaneous Commercial Services industry is in the same range as HQY (45) in the Investment Managers industry. This means that CPAY’s stock grew similarly to HQY’s over the last 12 months.
CPAY's P/E Growth Rating (18) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for HQY (83) in the Investment Managers industry. This means that CPAY’s stock grew somewhat faster than HQY’s over the last 12 months.
| CPAY | HQY | |
|---|---|---|
| RSI ODDS (%) | N/A | 2 days ago 67% |
| Stochastic ODDS (%) | 2 days ago 54% | 2 days ago 63% |
| Momentum ODDS (%) | 2 days ago 64% | 2 days ago 80% |
| MACD ODDS (%) | 2 days ago 77% | 2 days ago 76% |
| TrendWeek ODDS (%) | 2 days ago 70% | 2 days ago 72% |
| TrendMonth ODDS (%) | 2 days ago 69% | 2 days ago 71% |
| Advances ODDS (%) | 3 days ago 66% | 2 days ago 73% |
| Declines ODDS (%) | 11 days ago 67% | 9 days ago 63% |
| BollingerBands ODDS (%) | N/A | 2 days ago 64% |
| Aroon ODDS (%) | 2 days ago 47% | 2 days ago 54% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
CPAY’s FA Score shows that 2 FA rating(s) are green while HQY’s FA Score has 0 green FA rating(s).
- CPAY’s FA Score: 2 green, 3 red.
- HQY’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
CPAY’s TA Score shows that 4 TA indicator(s) are bullish while HQY’s TA Score has 4 bullish TA indicator(s).
- CPAY’s TA Score: 4 bullish, 4 bearish.
- HQY’s TA Score: 4 bullish, 5 bearish.
Price Growth
CPAY (@Computer Communications) experienced а +2.17% price change this week, while HQY (@Services to the Health Industry) price change was +8.91% for the same time period.
The average weekly price growth across all stocks in the @Computer Communications industry was -1.38%. For the same industry, the average monthly price growth was -9.84%, and the average quarterly price growth was +4.47%.
The average weekly price growth across all stocks in the @Services to the Health Industry industry was -1.51%. For the same industry, the average monthly price growth was -3.63%, and the average quarterly price growth was +16.27%.
Reported Earning Dates
CPAY is expected to report earnings on Nov 04, 2026.
HQY is expected to report earnings on Dec 02, 2026.
Industries' Descriptions
@Computer Communications (-1.38% weekly)Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.
@Services to the Health Industry (-1.51% weekly)This industry comprises companies that provide services, such as equipment sterilization, research, physician management systems and consulting, that support the healthcare/medical industry. Examples of such companies include Laboratory Corporation of America Holdings, which operates one of the largest clinical laboratory networks in the world; Quest Diagnostics Inc., which is a clinical laboratory; and Syneos Health, which is a major clinical research organization.
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