ECPG
Price
$100.36
Change
-$3.80 (-3.65%)
Updated
Oct 22 closing price
Capitalization
2.13B
13 days until earnings call
Intraday BUY SELL Signals
HAPN
Price
$14.51
Change
-$0.21 (-1.43%)
Updated
Oct 22 closing price
Capitalization
1.67B
6 days until earnings call
Intraday BUY SELL Signals
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ECPG vs HAPN

ECPG vs HAPN Comparison Chart in %
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ECPG vs. HAPN commentary
Oct 23, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ECPG is a StrongBuy and HAPN is a Buy.

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SUMMARIES
A.I.Advisor
a Summary for ECPG with price predictions
Oct 22, 2026

ECPG in upward trend: price rose above 50-day moving average on October 05, 2026

ECPG moved above its 50-day moving average on October 05, 2026 date and that indicates a change from a downward trend to an upward trend. In 38 of 47 similar past instances, the stock price increased further within the following month. The odds of a continued upward trend are 81%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Momentum Indicator moved above the 0 level on October 06, 2026. You may want to consider a long position or call options on ECPG as a result. In 71 of 91 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 78%.

The Moving Average Convergence Divergence (MACD) for ECPG just turned positive on October 07, 2026. Looking at past instances where ECPG's MACD turned positive, the stock continued to rise in 34 of 45 cases over the following month. The odds of a continued upward trend are 76%.

The 10-day moving average for ECPG crossed bullishly above the 50-day moving average on October 13, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 12 of 19 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 63%.

Following a +3.52% 3-day Advance, the price is estimated to grow further. Considering data from situations where ECPG advanced for three days, in 212 of 301 cases, the price rose further within the following month. The odds of a continued upward trend are 70%.

Bearish Trend Analysis

The 10-day RSI Indicator for ECPG moved out of overbought territory on October 14, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 38 similar instances where the indicator moved out of overbought territory. In 27 of the 38 cases, the stock moved lower in the following days. This puts the odds of a move lower at 71%.

The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 42 of 67 cases where ECPG's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 63%.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where ECPG declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 66%.

ECPG broke above its upper Bollinger Band on October 13, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.

The Aroon Indicator for ECPG entered a downward trend on October 05, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron Valuation Rating of 27 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.973) is normal, around the industry mean (3.748). P/E Ratio (7.412) is within average values for comparable stocks, (5.859). Projected Growth (PEG Ratio) (0.130) is also within normal values, averaging (3.918). Dividend Yield (0.000) settles around the average of (0.393) among similar stocks. P/S Ratio (1.201) is also within normal values, averaging (5.901).

The Tickeron PE Growth Rating for this company is 28 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron SMR rating for this company is 33 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Price Growth Rating for this company is 36 (best 1 - 100 worst), indicating steady price growth. ECPG’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is 40 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock slightly better than average.

The Tickeron Seasonality Score of 95 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

A.I.Advisor
a Summary for HAPN with price predictions
Oct 22, 2026

HAPN in upward trend: price expected to rise as it breaks its lower Bollinger Band on October 14, 2026

HAPN may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options. In 31 of 37 cases where HAPN's price broke its lower Bollinger Band, its price rose further in the following month. The odds of a continued upward trend are 84%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where HAPN's RSI Oscillator exited the oversold zone, 26 of 34 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 76%.

The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 50 of 64 cases where HAPN's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 78%.

The Moving Average Convergence Divergence (MACD) for HAPN just turned positive on October 02, 2026. Looking at past instances where HAPN's MACD turned positive, the stock continued to rise in 34 of 47 cases over the following month. The odds of a continued upward trend are 72%.

Following a +3.01% 3-day Advance, the price is estimated to grow further. Considering data from situations where HAPN advanced for three days, in 219 of 288 cases, the price rose further within the following month. The odds of a continued upward trend are 76%.

Bearish Trend Analysis

The Momentum Indicator moved below the 0 level on October 13, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on HAPN as a result. In 65 of 85 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 76%.

The 50-day moving average for HAPN moved below the 200-day moving average on October 12, 2026. This could be a long-term bearish signal for the stock as the stock shifts to an downward trend.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where HAPN declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 81%.

The Aroon Indicator for HAPN entered a downward trend on October 22, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron SMR rating for this company is 14 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Price Growth Rating for this company is 73 (best 1 - 100 worst), indicating slightly worse than average price growth. HAPN’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

The Tickeron PE Growth Rating for this company is 94 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Valuation Rating of 98 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.068) is normal, around the industry mean (1.268). P/E Ratio (8.583) is within average values for comparable stocks, (13.372). HAPN's Projected Growth (PEG Ratio) (27.230) is very high in comparison to the industry average of (1.190). Dividend Yield (0.000) settles around the average of (0.035) among similar stocks. HAPN's P/S Ratio (1.832) is slightly lower than the industry average of (3.738).

The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. HAPN’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 55, placing this stock worse than average.

FUNDAMENTALS RATINGS
ECPG vs HAPN: Fundamental Ratings
ECPG
HAPN
OUTLOOK RATING
1..100
2576
VALUATION
overvalued / fair valued / undervalued
1..100
27
Undervalued
98
Overvalued
PROFIT vs RISK RATING
1..100
40100
SMR RATING
1..100
3314
PRICE GROWTH RATING
1..100
3673
P/E GROWTH RATING
1..100
2894
SEASONALITY SCORE
1..100
9085

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ECPG's Valuation (27) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for HAPN (98). This means that ECPG’s stock grew significantly faster than HAPN’s over the last 12 months.

ECPG's Profit vs Risk Rating (40) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for HAPN (100). This means that ECPG’s stock grew somewhat faster than HAPN’s over the last 12 months.

HAPN's SMR Rating (14) in the Finance Or Rental Or Leasing industry is in the same range as ECPG (33). This means that HAPN’s stock grew similarly to ECPG’s over the last 12 months.

ECPG's Price Growth Rating (36) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for HAPN (73). This means that ECPG’s stock grew somewhat faster than HAPN’s over the last 12 months.

ECPG's P/E Growth Rating (28) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for HAPN (94). This means that ECPG’s stock grew significantly faster than HAPN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ECPGHAPN
RSI
ODDS (%)
Bearish Trend 1 day ago
71%
Bullish Trend 1 day ago
76%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
63%
Bullish Trend 1 day ago
78%
Momentum
ODDS (%)
Bullish Trend 1 day ago
78%
Bearish Trend 1 day ago
76%
MACD
ODDS (%)
Bullish Trend 1 day ago
76%
Bullish Trend 1 day ago
72%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
65%
Bearish Trend 1 day ago
81%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
67%
Bearish Trend 1 day ago
81%
Advances
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
76%
Declines
ODDS (%)
Bearish Trend 4 days ago
66%
Bearish Trend 4 days ago
81%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
62%
Bullish Trend 1 day ago
84%
Aroon
ODDS (%)
Bearish Trend 1 day ago
71%
Bearish Trend 1 day ago
82%
COMPARISON
Comparison
Oct 23, 2026
Stock price -- (ECPG: $104.16 vs. HAPN: $14.72)
Brand notoriety: ECPG and HAPN are both not notable
ECPG represents the Savings Banks, while HAPN is part of the Regional Banks industry
Current volume relative to the 65-day Moving Average: ECPG: 61% vs. HAPN: 156%
Market capitalization -- ECPG: $2.13B vs. HAPN: $1.67B
ECPG [@Savings Banks] is valued at $2.13B. HAPN’s [@Regional Banks] market capitalization is $1.67B. The market cap for tickers in the [@Savings Banks] industry ranges from $1.05M to $765.68B. The market cap for tickers in the [@Regional Banks] industry ranges from $147.93 to $173.74B. The average market capitalization across the [@Savings Banks] industry is $35.47B. The average market capitalization across the [@Regional Banks] industry is $6.21B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ECPG’s FA Score shows that 3 FA rating(s) are green while HAPN’s FA Score has 1 green FA rating(s).

  • ECPG’s FA Score: 3 green, 2 red.
  • HAPN’s FA Score: 1 green, 4 red.
According to our system of comparison, ECPG is a better buy in the long-term than HAPN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ECPG’s TA Score shows that 5 TA indicator(s) are bullish while HAPN’s TA Score has 5 bullish TA indicator(s).

  • ECPG’s TA Score: 5 bullish, 5 bearish.
  • HAPN’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, HAPN is a better buy in the short-term than ECPG.

Price Growth

ECPG (@Savings Banks) experienced а +3.27% price change this week, while HAPN (@Regional Banks) price change was +3.81% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -1.46%. For the same industry, the average monthly price growth was -4.81%, and the average quarterly price growth was -7.72%.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.63%. For the same industry, the average monthly price growth was -0.03%, and the average quarterly price growth was +8.99%.

Reported Earning Dates

ECPG is expected to report earnings on Nov 04, 2026.

HAPN is expected to report earnings on Oct 28, 2026.

Industries' Descriptions

@Savings Banks (-1.46% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

@Regional Banks (+2.63% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

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ECPG
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ECPG and

Correlation & Price change

A.I.dvisor indicates that over the last year, ECPG has been loosely correlated with PRAA. These tickers have moved in lockstep 60% of the time. This A.I.-generated data suggests there is some statistical probability that if ECPG jumps, then PRAA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ECPG
1D Price
Change %
ECPG100%
-3.65%
PRAA - ECPG
60%
Loosely correlated
-2.87%
UHAL - ECPG
51%
Loosely correlated
+1.87%
HRI - ECPG
49%
Loosely correlated
+1.38%
R - ECPG
49%
Loosely correlated
+10.49%
HAPN - ECPG
48%
Loosely correlated
-1.46%
More

HAPN and

Correlation & Price change

A.I.dvisor indicates that over the last year, HAPN has been loosely correlated with ASB. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if HAPN jumps, then ASB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HAPN
1D Price
Change %
HAPN100%
-1.46%
ASB - HAPN
62%
Loosely correlated
+2.16%
ALLY - HAPN
62%
Loosely correlated
+1.60%
NAVI - HAPN
58%
Loosely correlated
-1.88%
SOFI - HAPN
57%
Loosely correlated
-0.87%
HRI - HAPN
55%
Loosely correlated
+1.38%
More
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