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FG vs JXN
Which Stock Would AI Choose? F&G Annuities & Life (FG) vs. Jackson Financial (JXN) Stock Comparison
Key Takeaways
- F&G Annuities & Life (FG) and Jackson Financial (JXN) are both U.S.-based annuity and retirement services providers, yet their recent stock trajectories have diverged sharply.
- JXN has delivered strong relative performance over the past year, fueled by equity market gains, a strategic partnership with TPG, and multiple analyst upgrades, while FG has faced earnings headwinds, a CEO transition, and below-target alternative investment returns.
- Both stocks trade at significant discounts to book value, but FG's deeper discount reflects more acute market skepticism around near-term profitability and capital flexibility.
- FG is pursuing a strategic pivot toward fee-based, capital-light revenue, while JXN continues to diversify its annuity product mix and leverage its relationship with TPG for spread-based growth.
- Institutional ownership is high for both companies, but recent analyst sentiment clearly favors JXN, with a consensus "Moderate Buy" rating versus FG's "Hold."
- Upcoming Q2 2026 earnings reports for both stocks (scheduled in early August) represent potential near-term catalysts that could reshape the current comparison.
Introduction
The U.S. retirement and annuity sector has drawn increased attention from investors seeking exposure to demographic tailwinds and higher-for-longer interest rates. FG (F&G Annuities & Life Inc.) and JXN (Jackson Financial Inc.) both operate squarely within this space, yet their market positioning, recent performance, and forward outlook present distinctly different profiles. This comparison examines how these two annuity-focused insurers stack up across key dimensions — from business fundamentals and price momentum to risk factors and analyst sentiment — offering a balanced reference point for traders and investors evaluating the sector.
FG Overview and Recent Performance
F&G Annuities & Life Inc., headquartered in Des Moines, Iowa, is a provider of fixed indexed annuities, fixed-rate annuities, and life insurance products serving both retail and institutional clients. The company has been executing a strategic transformation aimed at shifting its revenue mix toward higher-margin, fee-based, and capital-light business lines. In recent weeks, FG's stock has traded in the range of approximately $27 to $32 per share, with a market capitalization near $4 billion — well below its gross assets under management (AUM) of nearly $75 billion.
Sentiment around FG has been pressured by several developments. The company recently flagged that alternative investment income for the second quarter of 2026 would come in at an annualized return of roughly 6%, significantly below its long-term target of 12%. Additionally, new NAIC (National Association of Insurance Commissioners) risk-based capital (RBC) factors for collateralized loan obligations (CLOs) could reduce the insurance subsidiary's RBC ratio by approximately ten percentage points, potentially constraining capital flexibility. A CEO transition — with Conor Murphy succeeding Chris Blunt on June 30, 2026 — adds a layer of leadership uncertainty. On the positive side, FG's fixed-income portfolio remains conservatively positioned with 97% of holdings rated investment grade, and the company's free cash flow yield remains exceptionally high, signaling potential deep value at current levels.
JXN Overview and Recent Performance
Jackson Financial Inc., based in Lansing, Michigan, operates through its principal subsidiary Jackson National Life Insurance Company and specializes in variable, fixed, and registered index-linked annuities (RILAs) designed for the U.S. retirement market. With a market capitalization exceeding $8 billion and total AUM of approximately $351 billion as of year-end 2025, JXN is a materially larger enterprise than FG. The stock has been on a pronounced upward trajectory over the past year, recently trading near 52-week highs above $120 per share and posting a roughly 40% gain on a trailing one-year basis.
JXN's recent momentum has been propelled by several catalysts. Jefferies upgraded the stock from Hold to Buy in early July 2026, raising its price target to $140, citing the company's outsized leverage to rising equity markets and strong annuity sales growth that has outpaced industry peers for six consecutive quarters. Barclays also maintains an Overweight rating with a $139 target. A $500 million strategic investment from private equity firm TPG earlier in 2026 has bolstered confidence in JXN's capital structure, particularly regarding the Brooke Re reinsurance entity. JXN's first-quarter 2026 revenue of $2 billion exceeded consensus estimates, though adjusted earnings per share (EPS) of $5.94 came in fractionally below expectations. The company continues to return significant capital to shareholders through a quarterly dividend of $0.90 per share (approximately 3% annualized yield) and an active share repurchase program.
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Head-to-Head Comparison
Although both FG and JXN operate in the annuity and retirement solutions industry, their business profiles diverge in scale, strategy, and market reception. JXN, with a market cap roughly double that of FG and AUM exceeding $350 billion, enjoys greater institutional coverage and liquidity, reflected in its nearly 90% institutional ownership. FG, by contrast, operates at a smaller scale but benefits from an exceptionally high-quality fixed-income portfolio and a free cash flow yield above 100%, suggesting significant undervaluation relative to cash generation.
Growth drivers differ meaningfully. JXN's recent outperformance has been closely tied to equity market appreciation — Jefferies has described the company as the most equity-levered name in its coverage universe. Its RILA business and TPG partnership have diversified its growth avenues. FG's growth narrative centers on its internal strategic repositioning toward fee-based earnings, targeting roughly 25% of adjusted net earnings from fee-based sources by 2028, up from approximately 15% in 2025.
Risk factors also contrast. FG faces near-term headwinds from underperforming alternative investments, potential RBC ratio compression from new CLO capital rules, and transitional risk associated with its CEO change. JXN carries sensitivity to equity market volatility and ongoing scrutiny around the capital transparency of its Brooke Re reinsurance structure. Both companies are exposed to interest rate fluctuations and competitive pricing dynamics in the annuity marketplace.
On valuation, both stocks trade below book value — FG at approximately 0.66 times book and JXN at roughly 0.69 times — indicating that the market discounts both names relative to their stated net asset values. However, JXN's stronger earnings trajectory and favorable analyst revisions have supported its premium in absolute price terms, while FG's deeper discount reflects more acute concerns about near-term earnings consistency.
Tickeron AI Verdict
Based on observable market data and trend consistency, Tickeron's AI-driven analytical framework would likely favor JXN in the current environment. The stock's sustained positive price momentum, backed by above-industry sales growth, multiple analyst upgrades, and a clear catalyst pathway through its TPG partnership, presents the type of trend-following profile that AI models tend to identify as favorable. JXN's higher beta of 1.32 also suggests greater responsiveness to bullish market conditions, which aligns with the broader equity uptrend observed in recent months.
That said, FG cannot be dismissed as a potential value opportunity. Its deep discount to book value, extraordinarily high free cash flow yield, and conservative investment portfolio could appeal to mean-reversion-oriented strategies once alternative investment returns normalize and the CEO transition stabilizes. For now, however, the weight of momentum, analyst sentiment, and growth consistency tilts the probabilistic assessment in JXN's favor — with the important caveat that upcoming Q2 2026 earnings for both companies could materially shift the relative positioning.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FG is a Buy and JXN is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FG’s FA Score shows that 1 FA rating(s) are green whileJXN’s FA Score has 2 green FA rating(s).
- FG’s FA Score: 1 green, 4 red.
- JXN’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FG’s TA Score shows that 6 TA indicator(s) are bullish while JXN’s TA Score has 5 bullish TA indicator(s).
- FG’s TA Score: 6 bullish, 5 bearish.
- JXN’s TA Score: 5 bullish, 5 bearish.
Price Growth
FG (@Life/Health Insurance) experienced а -3.64% price change this week, while JXN (@Life/Health Insurance) price change was +2.52% for the same time period.
The average weekly price growth across all stocks in the @Life/Health Insurance industry was +1.10%. For the same industry, the average monthly price growth was +2.15%, and the average quarterly price growth was +5.83%.
Reported Earning Dates
FG is expected to report earnings on Aug 05, 2026.
JXN is expected to report earnings on Aug 04, 2026.
Industries' Descriptions
@Life/Health Insurance (+1.10% weekly)Life insurance companies mainly sell policies that pay a death benefit as a lump sum upon the death of the insured to their beneficiaries. Life insurance policies may be sold as term life, (which guarantees payment of a stated death benefit and expires at the end of a specified term) or permanent /typically whole life (which is more expensive but lasts a lifetime and carries a cash accumulation component). Life insurance firms may also sell long-term disability policies that help to replace the insured individual’s income if they become sick or disabled. Health insurance, on the other hand, helps pay for medical expenses. Anthem, Inc., MetLife, Inc. and Aflac Incorporated are some of the largest U.S. companies in this industry.
| FG | JXN | FG / JXN | |
| Capitalization | 3.79B | 8.53B | 44% |
| EBITDA | N/A | N/A | - |
| Gain YTD | -5.509 | 16.634 | -33% |
| P/E Ratio | 7.40 | 15.31 | 48% |
| Revenue | 5.66B | 5.7B | 99% |
| Total Cash | N/A | N/A | - |
| Total Debt | 2.25B | 4.57B | 49% |
FG | ||
|---|---|---|
OUTLOOK RATING 1..100 | 60 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 11 Undervalued | |
PROFIT vs RISK RATING 1..100 | 55 | |
SMR RATING 1..100 | 82 | |
PRICE GROWTH RATING 1..100 | 52 | |
P/E GROWTH RATING 1..100 | 65 | |
SEASONALITY SCORE 1..100 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
| FG | JXN | |
|---|---|---|
| RSI ODDS (%) | 4 days ago 77% | 4 days ago 62% |
| Stochastic ODDS (%) | 4 days ago 73% | 4 days ago 84% |
| Momentum ODDS (%) | 4 days ago 72% | 4 days ago 61% |
| MACD ODDS (%) | 4 days ago 65% | 4 days ago 72% |
| TrendWeek ODDS (%) | 4 days ago 67% | 4 days ago 78% |
| TrendMonth ODDS (%) | 4 days ago 73% | 4 days ago 78% |
| Advances ODDS (%) | 19 days ago 73% | 4 days ago 78% |
| Declines ODDS (%) | 4 days ago 65% | 12 days ago 64% |
| BollingerBands ODDS (%) | 4 days ago 68% | 4 days ago 67% |
| Aroon ODDS (%) | 4 days ago 73% | 6 days ago 70% |
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| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| FPE | 17.77 | 0.02 | +0.11% |
| First Trust Preferred Sec & Inc ETF | |||
| CGNG | 35.67 | 0.01 | +0.03% |
| Capital Group New Geography Equity ETF | |||
| RSSB | 30.24 | 0.01 | +0.02% |
| Return Stacked Global Stocks & Bonds ETF | |||
| IWMY | 18.77 | -0.08 | -0.41% |
| Defiance R2000 Target 30 Weekly Dis ETF | |||
| MMSD | 25.12 | -0.12 | -0.50% |
| Nyli Mackay Muni Short Duration ETF | |||
FG and
Correlation & Price change
A.I.dvisor indicates that over the last year, FG has been loosely correlated with LNC. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if FG jumps, then LNC could also see price increases.
JXN and
Correlation & Price change
A.I.dvisor indicates that over the last year, JXN has been loosely correlated with LNC. These tickers have moved in lockstep 65% of the time. This A.I.-generated data suggests there is some statistical probability that if JXN jumps, then LNC could also see price increases.