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FICO vs PANW
Which Stock Would AI Choose? Fair Isaac Corporation (FICO) vs. Palo Alto Networks (PANW) Stock Comparison
Key Takeaways
- FICO delivered a strong Q2 FY2026 earnings beat with 39% revenue growth to $692 million and EPS of $12.50, yet shares have declined amid valuation concerns and short interest.
- PANW shares gained over 12% in recent weeks, buoyed by AI security acquisitions like Portkey, contrasting FICO's roughly 2% monthly dip.
- PANW boasts a larger market cap of $147 billion versus FICO's $24 billion, with higher PE ratio (101 vs. 33) reflecting growth expectations in cybersecurity.
- Year-to-date, FICO is down nearly 39% while PANW remains roughly flat, highlighting divergent momentum in the software sector.
- Both stocks show neutral technical ratings, but PANW benefits from AI catalysts amid rising cyber threats.
Introduction
This stock comparison pits FICO, a leader in predictive analytics and credit scoring, against PANW, a dominant player in cybersecurity solutions. Both operate in high-growth software domains, appealing to investors seeking exposure to data-driven decision-making and digital protection amid economic uncertainty. Traders focused on tech sector relative performance, momentum shifts, and AI-enhanced operations will find value in analyzing their business models, recent market activity, and positioning. With divergent price behaviors in recent weeks, this head-to-head highlights trade-offs in stability, growth potential, and sector tailwinds.
FICO Overview and Recent Performance
Fair Isaac Corporation (FICO) specializes in analytics software, most notably its flagship FICO Score used globally for credit risk assessment. The company serves financial institutions with tools for fraud detection and decision management. In recent market activity, FICO shares traded around $1,035, down significantly year-to-date by about 39% from a 52-week high near $2,218. Key drivers included robust Q2 FY2026 results, with revenue surging 39% to $692 million, fueled by mortgage originations and scores platform demand, and EPS of $12.50 beating estimates. Despite raised guidance, sentiment shifted negatively due to a prominent investor's short position disclosure and analyst price target reductions, pressuring the stock amid high valuations (PE ratio (price-to-earnings ratio) of 33). Trading volume reflected volatility, with neutral technicals on platforms like TradingView.
PANW Overview and Recent Performance
Palo Alto Networks (PANW) delivers comprehensive cybersecurity platforms, including next-generation firewalls, cloud security via Prisma, and AI-powered operations through Cortex. It targets enterprises navigating escalating threats. Shares hovered near $181, with a 52-week range of $140-$224 and year-to-date performance roughly flat. Recent weeks saw a 12% gain, supported by the announcement to acquire Portkey for AI agent security and partnerships like Armadin for attack validation. Earlier Q2 FY2026 revenue rose 15% to $2.6 billion with NGS ARR (Next-Generation Security Annual Recurring Revenue) up 33% to $6.3 billion, though guidance tempered enthusiasm. Elevated PE (101) underscores premium growth pricing, with upcoming Q3 results on June 2 adding anticipation. Technicals lean neutral-to-buy, amid steady volume.
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Head-to-Head Comparison
FICO and PANW both thrive in software but diverge in focus: FICO's niche in credit analytics offers stable recurring revenue from financial services, while PANW's broader cybersecurity spans cloud and AI defenses for enterprise scale. Growth drivers contrast with FICO's scores-led surges versus PANW's platform expansions and ARR momentum. Recent momentum favors PANW's 12% monthly rise over FICO's pullback, reflecting cyber tailwinds against credit cycle sensitivity. Risk profiles show FICO's higher beta (1.73) amplifying volatility, while PANW faces competition in a crowded sector. Market sentiment tilts toward PANW's AI narrative amid neutral technicals for both, with PANW's massive cap enabling M&A (mergers and acquisitions) agility over FICO's concentrated exposure.
Tickeron AI Verdict
Tickeron’s AI models currently lean toward PANW with higher probability in the near term, driven by superior recent momentum, AI security catalysts like the Portkey deal, and resilient positioning in a high-demand sector. FICO's earnings strength provides a solid base, but valuation pressures and weaker trends suggest caution. Observable factors like relative stability and catalysts position PANW favorably for potential outperformance.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FICO is a Buy and PANW is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FICO’s FA Score shows that 1 FA rating(s) are green whilePANW’s FA Score has 3 green FA rating(s).
- FICO’s FA Score: 1 green, 4 red.
- PANW’s FA Score: 3 green, 2 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FICO’s TA Score shows that 5 TA indicator(s) are bullish while PANW’s TA Score has 3 bullish TA indicator(s).
- FICO’s TA Score: 5 bullish, 5 bearish.
- PANW’s TA Score: 3 bullish, 6 bearish.
Price Growth
FICO (@Packaged Software) experienced а +3.68% price change this week, while PANW (@Computer Communications) price change was +2.78% for the same time period.
The average weekly price growth across all stocks in the @Packaged Software industry was -2.27%. For the same industry, the average monthly price growth was +0.37%, and the average quarterly price growth was -8.09%.
The average weekly price growth across all stocks in the @Computer Communications industry was -1.12%. For the same industry, the average monthly price growth was +2.86%, and the average quarterly price growth was +21.28%.
Reported Earning Dates
FICO is expected to report earnings on Aug 05, 2026.
PANW is expected to report earnings on Aug 24, 2026.
Industries' Descriptions
@Packaged Software (-2.27% weekly)Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.
@Computer Communications (-1.12% weekly)Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.
| FICO | PANW | FICO / PANW | |
| Capitalization | 27.3B | 228B | 12% |
| EBITDA | 1.16B | 1.99B | 58% |
| Gain YTD | -30.251 | 51.802 | -58% |
| P/E Ratio | 37.39 | 243.15 | 15% |
| Revenue | 2.26B | 10.6B | 21% |
| Total Cash | 219M | 3.11B | 7% |
| Total Debt | 3.66B | 2.07B | 177% |
FICO | PANW | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 82 | 86 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 92 Overvalued | 87 Overvalued | |
PROFIT vs RISK RATING 1..100 | 72 | 13 | |
SMR RATING 1..100 | 7 | 87 | |
PRICE GROWTH RATING 1..100 | 60 | 5 | |
P/E GROWTH RATING 1..100 | 94 | 10 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
PANW's Valuation (87) in the Computer Communications industry is in the same range as FICO (92) in the Packaged Software industry. This means that PANW’s stock grew similarly to FICO’s over the last 12 months.
PANW's Profit vs Risk Rating (13) in the Computer Communications industry is somewhat better than the same rating for FICO (72) in the Packaged Software industry. This means that PANW’s stock grew somewhat faster than FICO’s over the last 12 months.
FICO's SMR Rating (7) in the Packaged Software industry is significantly better than the same rating for PANW (87) in the Computer Communications industry. This means that FICO’s stock grew significantly faster than PANW’s over the last 12 months.
PANW's Price Growth Rating (5) in the Computer Communications industry is somewhat better than the same rating for FICO (60) in the Packaged Software industry. This means that PANW’s stock grew somewhat faster than FICO’s over the last 12 months.
PANW's P/E Growth Rating (10) in the Computer Communications industry is significantly better than the same rating for FICO (94) in the Packaged Software industry. This means that PANW’s stock grew significantly faster than FICO’s over the last 12 months.
| FICO | PANW | |
|---|---|---|
| RSI ODDS (%) | 3 days ago 57% | 3 days ago 63% |
| Stochastic ODDS (%) | 3 days ago 69% | 3 days ago 69% |
| Momentum ODDS (%) | 3 days ago 63% | 3 days ago 68% |
| MACD ODDS (%) | 3 days ago 57% | 3 days ago 67% |
| TrendWeek ODDS (%) | 3 days ago 73% | 3 days ago 74% |
| TrendMonth ODDS (%) | 3 days ago 77% | 3 days ago 76% |
| Advances ODDS (%) | 6 days ago 73% | 3 days ago 77% |
| Declines ODDS (%) | 3 days ago 64% | 7 days ago 64% |
| BollingerBands ODDS (%) | 3 days ago 50% | 3 days ago 67% |
| Aroon ODDS (%) | 3 days ago 74% | 3 days ago 71% |
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FICO and
Correlation & Price change
A.I.dvisor indicates that over the last year, FICO has been loosely correlated with WIX. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if FICO jumps, then WIX could also see price increases.
| Ticker / NAME | Correlation To FICO | 1D Price Change % | ||
|---|---|---|---|---|
| FICO | 100% | -0.52% | ||
| WIX - FICO | 49% Loosely correlated | +4.18% | ||
| CPAY - FICO | 46% Loosely correlated | +1.50% | ||
| COIN - FICO | 45% Loosely correlated | -0.41% | ||
| PANW - FICO | 45% Loosely correlated | +0.03% | ||
| COMP - FICO | 44% Loosely correlated | +1.66% | ||
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