FISI
Price
$41.46
Change
+$0.20 (+0.48%)
Updated
Jul 31 closing price
Capitalization
816.2M
80 days until earnings call
Intraday BUY SELL Signals
IBCP
Price
$38.52
Change
+$0.32 (+0.84%)
Updated
Aug 3, 12:15 PM (EDT)
Capitalization
787.02M
85 days until earnings call
Intraday BUY SELL Signals
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FISI vs IBCP

FISI vs IBCP Comparison Chart in %
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FISI vs. IBCP commentary
Aug 03, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FISI is a Buy and IBCP is a Hold.

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COMPARISON
Comparison
Aug 03, 2026
Stock price -- (FISI: $41.46 vs. IBCP: $38.20)
Brand notoriety: FISI and IBCP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FISI: 51% vs. IBCP: 49%
Market capitalization -- FISI: $816.2M vs. IBCP: $787.02M
FISI [@Regional Banks] is valued at $816.2M. IBCP’s [@Regional Banks] market capitalization is $787.02M. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.49B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FISI’s FA Score shows that 1 FA rating(s) are green whileIBCP’s FA Score has 2 green FA rating(s).

  • FISI’s FA Score: 1 green, 4 red.
  • IBCP’s FA Score: 2 green, 3 red.
According to our system of comparison, both FISI and IBCP are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FISI’s TA Score shows that 4 TA indicator(s) are bullish while IBCP’s TA Score has 4 bullish TA indicator(s).

  • FISI’s TA Score: 4 bullish, 4 bearish.
  • IBCP’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, FISI is a better buy in the short-term than IBCP.

Price Growth

FISI (@Regional Banks) experienced а +2.07% price change this week, while IBCP (@Regional Banks) price change was +1.43% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.19%. For the same industry, the average monthly price growth was +0.68%, and the average quarterly price growth was +13.65%.

Reported Earning Dates

FISI is expected to report earnings on Oct 22, 2026.

IBCP is expected to report earnings on Oct 27, 2026.

Industries' Descriptions

@Regional Banks (+1.19% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FISI($816M) and IBCP($787M) have the same market capitalization . IBCP has higher P/E ratio than FISI: IBCP (11.07) vs FISI (10.29). FISI YTD gains are higher at: 35.574 vs. IBCP (19.336). FISI has more cash in the bank: 56.3M vs. IBCP (52.2M). IBCP has less debt than FISI: IBCP (66.9M) vs FISI (225M). FISI has higher revenues than IBCP: FISI (249M) vs IBCP (223M).
FISIIBCPFISI / IBCP
Capitalization816M787M104%
EBITDAN/AN/A-
Gain YTD35.57419.336184%
P/E Ratio10.2911.0793%
Revenue249M223M112%
Total Cash56.3M52.2M108%
Total Debt225M66.9M336%
FUNDAMENTALS RATINGS
FISI vs IBCP: Fundamental Ratings
FISI
IBCP
OUTLOOK RATING
1..100
9550
VALUATION
overvalued / fair valued / undervalued
1..100
27
Undervalued
33
Fair valued
PROFIT vs RISK RATING
1..100
3823
SMR RATING
1..100
4847
PRICE GROWTH RATING
1..100
3944
P/E GROWTH RATING
1..100
3538
SEASONALITY SCORE
1..100
5065

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FISI's Valuation (27) in the Regional Banks industry is in the same range as IBCP (33). This means that FISI’s stock grew similarly to IBCP’s over the last 12 months.

IBCP's Profit vs Risk Rating (23) in the Regional Banks industry is in the same range as FISI (38). This means that IBCP’s stock grew similarly to FISI’s over the last 12 months.

IBCP's SMR Rating (47) in the Regional Banks industry is in the same range as FISI (48). This means that IBCP’s stock grew similarly to FISI’s over the last 12 months.

FISI's Price Growth Rating (39) in the Regional Banks industry is in the same range as IBCP (44). This means that FISI’s stock grew similarly to IBCP’s over the last 12 months.

FISI's P/E Growth Rating (35) in the Regional Banks industry is in the same range as IBCP (38). This means that FISI’s stock grew similarly to IBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FISIIBCP
RSI
ODDS (%)
Bearish Trend 4 days ago
68%
Bearish Trend 4 days ago
69%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
60%
Bearish Trend 4 days ago
64%
Momentum
ODDS (%)
Bullish Trend 4 days ago
69%
Bullish Trend 4 days ago
76%
MACD
ODDS (%)
Bullish Trend 4 days ago
69%
Bullish Trend 4 days ago
66%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
67%
Bullish Trend 4 days ago
62%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
64%
Bullish Trend 4 days ago
59%
Advances
ODDS (%)
Bullish Trend 4 days ago
64%
Bullish Trend 11 days ago
62%
Declines
ODDS (%)
Bearish Trend 12 days ago
54%
Bearish Trend 5 days ago
63%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
53%
Bearish Trend 4 days ago
62%
Aroon
ODDS (%)
Bullish Trend 4 days ago
62%
Bullish Trend 4 days ago
47%
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FISI
Daily Signal:
Gain/Loss:
IBCP
Daily Signal:
Gain/Loss:
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FISI and

Correlation & Price change

A.I.dvisor indicates that over the last year, FISI has been closely correlated with BY. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if FISI jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FISI
1D Price
Change %
FISI100%
+0.48%
BY - FISI
85%
Closely correlated
+0.13%
UBSI - FISI
83%
Closely correlated
+0.19%
UVSP - FISI
82%
Closely correlated
-0.36%
IBCP - FISI
82%
Closely correlated
+0.03%
SRCE - FISI
82%
Closely correlated
N/A
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