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FNB vs WAL
Which Stock Would AI Choose? F.N.B. Corporation (FNB) vs. Western Alliance Bancorporation (WAL) Stock Comparison
Key Takeaways
- Both FNB and WAL are regional banks showing similar year-to-date gains of approximately 5%, reflecting resilience in the financial services sector.
- FNB recently reported strong Q1 2026 earnings with 9.4% revenue growth and an 18.8% increase in diluted EPS (earnings per share), alongside an 8% dividend hike.
- WAL trades at a lower P/E ratio (price-to-earnings, 9.10) compared to FNB's 11.01, suggesting potential undervaluation relative to earnings.
- FNB offers a higher dividend yield at 2.92% versus WAL's 2.11%, appealing to income-focused investors.
- Over the past year, FNB delivered stronger returns at 45.74% compared to WAL's 22.11%.
- Recent market activity shows upward momentum for both, with FNB up about 9% in the past 30 days.
Introduction
This comparison examines FNB and WAL, two regional banks navigating a dynamic market influenced by interest rates, loan growth, and economic shifts. Both operate in the financial services sector, serving consumers and businesses through deposits, lending, and wealth management. Traders seeking momentum plays and investors prioritizing dividends or value metrics will find value in analyzing their recent performance, valuations, and growth drivers. With similar year-to-date returns but differing scales and strategies, this head-to-head highlights relative strengths in the current environment.
FNB Overview and Recent Performance
FNB, or F.N.B. Corporation, is a diversified financial holding company focused on community banking, wealth management, and consumer finance across a multi-state footprint. Its market capitalization stands at approximately $6.37 billion, with shares trading around $17.83 in recent market activity. In recent weeks, the stock has gained about 9% over the past 30 days, supported by robust Q1 2026 earnings that showed 9.4% revenue growth, an 18.8% rise in diluted EPS to $0.38, and 11.4% growth in tangible book value per share (TBVPS, a measure of core equity excluding intangibles). Sentiment has improved due to an 8% increase in the quarterly dividend to $0.13 and a new share repurchase authorization, signaling confidence amid stable loan growth and digital expansion efforts.
WAL Overview and Recent Performance
WAL, or Western Alliance Bancorporation, is a bank holding company providing deposit, lending, treasury management, and international banking services, with over $90 billion in assets and headquarters in Phoenix. Its market cap is around $8.74 billion, with shares near $79.45 recently. The stock has exhibited upward momentum in recent weeks, climbing from the low $70s to current levels amid anticipation for Q1 earnings. Key influences include solid year-to-date performance mirroring peers and a focus on high-growth areas like commercial lending. Trading within a 52-week range of $62.38 to $97.23, WAL benefits from positive sector sentiment, though upcoming results could sway near-term direction.
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Head-to-Head Comparison
Both FNB and WAL center on regional banking models emphasizing deposits and loans, but WAL leans toward specialized treasury and international services, while FNB stresses community banking and wealth management. Growth drivers differ: FNB highlights loan expansion and digital initiatives, contrasting WAL's commercial focus. Recent momentum favors both with gains in recent weeks, though FNB's one-year outperformance underscores stability. Risk factors include interest rate sensitivity and credit exposure common to regional banks, with WAL showing higher volatility via its wider 52-week range. Sector exposure is aligned in financial services, but market sentiment tilts toward FNB post-earnings, while WAL offers value via lower P/E.
Tickeron AI Verdict
Tickeron’s AI currently favors FNB due to its trend consistency from recent earnings beats, dividend enhancement, and buyback program, positioning it strongly amid stable regional bank dynamics. While WAL presents attractive valuation and growth potential, FNB's catalysts suggest higher probability of near-term outperformance.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNB is a StrongBuy and WAL is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FNB’s FA Score shows that 1 FA rating(s) are green whileWAL’s FA Score has 1 green FA rating(s).
- FNB’s FA Score: 1 green, 4 red.
- WAL’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FNB’s TA Score shows that 5 TA indicator(s) are bullish while WAL’s TA Score has 5 bullish TA indicator(s).
- FNB’s TA Score: 5 bullish, 4 bearish.
- WAL’s TA Score: 5 bullish, 3 bearish.
Price Growth
FNB (@Regional Banks) experienced а +5.37% price change this week, while WAL (@Regional Banks) price change was +4.39% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +2.26%. For the same industry, the average monthly price growth was +6.97%, and the average quarterly price growth was +10.31%.
Reported Earning Dates
FNB is expected to report earnings on Jul 22, 2026.
WAL is expected to report earnings on Jul 16, 2026.
Industries' Descriptions
@Regional Banks (+2.26% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| FNB | WAL | FNB / WAL | |
| Capitalization | 6.64B | 9.14B | 73% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 10.604 | 0.548 | 1,935% |
| P/E Ratio | 11.51 | 9.74 | 118% |
| Revenue | 1.8B | 3.71B | 49% |
| Total Cash | 452M | 497M | 91% |
| Total Debt | 3.14B | 6.84B | 46% |
FNB | WAL | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 30 | 87 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 45 Fair valued | 37 Fair valued | |
PROFIT vs RISK RATING 1..100 | 37 | 100 | |
SMR RATING 1..100 | 20 | 13 | |
PRICE GROWTH RATING 1..100 | 44 | 45 | |
P/E GROWTH RATING 1..100 | 48 | 57 | |
SEASONALITY SCORE 1..100 | 50 | n/a |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
WAL's Valuation (37) in the Regional Banks industry is in the same range as FNB (45). This means that WAL’s stock grew similarly to FNB’s over the last 12 months.
FNB's Profit vs Risk Rating (37) in the Regional Banks industry is somewhat better than the same rating for WAL (100). This means that FNB’s stock grew somewhat faster than WAL’s over the last 12 months.
WAL's SMR Rating (13) in the Regional Banks industry is in the same range as FNB (20). This means that WAL’s stock grew similarly to FNB’s over the last 12 months.
FNB's Price Growth Rating (44) in the Regional Banks industry is in the same range as WAL (45). This means that FNB’s stock grew similarly to WAL’s over the last 12 months.
FNB's P/E Growth Rating (48) in the Regional Banks industry is in the same range as WAL (57). This means that FNB’s stock grew similarly to WAL’s over the last 12 months.
| FNB | WAL | |
|---|---|---|
| RSI ODDS (%) | 4 days ago 52% | N/A |
| Stochastic ODDS (%) | 4 days ago 52% | 4 days ago 74% |
| Momentum ODDS (%) | 4 days ago 62% | 4 days ago 75% |
| MACD ODDS (%) | 4 days ago 71% | 4 days ago 74% |
| TrendWeek ODDS (%) | 4 days ago 57% | 4 days ago 73% |
| TrendMonth ODDS (%) | 4 days ago 51% | 4 days ago 69% |
| Advances ODDS (%) | 4 days ago 55% | 4 days ago 72% |
| Declines ODDS (%) | 15 days ago 57% | 8 days ago 73% |
| BollingerBands ODDS (%) | 4 days ago 73% | 4 days ago 71% |
| Aroon ODDS (%) | 4 days ago 60% | 4 days ago 74% |
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FNB and
Correlation & Price change
A.I.dvisor indicates that over the last year, FNB has been closely correlated with ASB. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if FNB jumps, then ASB could also see price increases.
| Ticker / NAME | Correlation To FNB | 1D Price Change % | ||
|---|---|---|---|---|
| FNB | 100% | +1.91% | ||
| ASB - FNB | 91% Closely correlated | +2.07% | ||
| ZION - FNB | 91% Closely correlated | +1.22% | ||
| ONB - FNB | 90% Closely correlated | +1.82% | ||
| WTFC - FNB | 89% Closely correlated | +2.19% | ||
| FULT - FNB | 89% Closely correlated | +1.57% | ||
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WAL and
Correlation & Price change
A.I.dvisor indicates that over the last year, WAL has been closely correlated with FNB. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if WAL jumps, then FNB could also see price increases.
| Ticker / NAME | Correlation To WAL | 1D Price Change % | ||
|---|---|---|---|---|
| WAL | 100% | +1.64% | ||
| FNB - WAL | 84% Closely correlated | +1.91% | ||
| ASB - WAL | 83% Closely correlated | +2.07% | ||
| ZION - WAL | 82% Closely correlated | +1.22% | ||
| ONB - WAL | 82% Closely correlated | +1.82% | ||
| EWBC - WAL | 82% Closely correlated | +1.88% | ||
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