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FRME vs NBTB
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FRME is a Hold and NBTB is a Hold.
FRME sees MACD Histogram just turned negative
FRME saw its Moving Average Convergence Divergence Histogram (MACD) turn negative on September 21, 2026. This is a bearish signal that suggests the stock could decline going forward. Tickeron's A.I.dvisor looked at 48 instances where the indicator turned negative. In 36 of the 48 cases the stock moved lower in the days that followed. This puts the odds of a downward move at 75%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on September 17, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on FRME as a result. In 57 of 91 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 63%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where FRME declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 62%.
The Aroon Indicator for FRME entered a downward trend on October 12, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Bullish Trend Analysis
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 39 of 64 cases where FRME's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 61%.
Following a +1.70% 3-day Advance, the price is estimated to grow further. Considering data from situations where FRME advanced for three days, in 171 of 293 cases, the price rose further within the following month. The odds of a continued upward trend are 58%.
FRME may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Fundamental Analysis (Ratings)
The Tickeron PE Growth Rating for this company is 16 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is 16 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 26 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.949) is normal, around the industry mean (1.323). P/E Ratio (12.984) is within average values for comparable stocks, (23.509). Projected Growth (PEG Ratio) (0.530) is also within normal values, averaging (1.190). Dividend Yield (0.036) settles around the average of (0.030) among similar stocks. P/S Ratio (3.542) is also within normal values, averaging (3.738).
The Tickeron Price Growth Rating for this company is 59 (best 1 - 100 worst), indicating fairly steady price growth. FRME’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 72 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. FRME’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.
The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
NBTB's Indicator enters downward trend
The Aroon Indicator for NBTB entered a downward trend on September 11, 2026. Tickeron's A.I.dvisor identified a pattern where the AroonDown red line was above 70 while the AroonUp green line was below 30 for three straight days. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options. A.I.dvisor looked at 170 similar instances where the Aroon Indicator formed such a pattern. In 109 of the 170 cases the stock moved lower. This puts the odds of a downward move at 64%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 15, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on NBTB as a result. In 42 of 79 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 53%.
The Moving Average Convergence Divergence Histogram (MACD) for NBTB turned negative on September 21, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 42 similar instances when the indicator turned negative. In 24 of the 42 cases the stock turned lower in the days that followed. This puts the odds of success at 57%.
NBTB moved below its 50-day moving average on September 16, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where NBTB declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 56%.
Bullish Trend Analysis
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 41 of 54 cases where NBTB's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 76%.
Following a +2.73% 3-day Advance, the price is estimated to grow further. Considering data from situations where NBTB advanced for three days, in 177 of 305 cases, the price rose further within the following month. The odds of a continued upward trend are 58%.
NBTB may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 16 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 35 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock slightly better than average.
The Tickeron Valuation Rating of 38 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.358) is normal, around the industry mean (1.323). P/E Ratio (12.363) is within average values for comparable stocks, (23.509). Projected Growth (PEG Ratio) (0.190) is also within normal values, averaging (1.190). Dividend Yield (0.030) settles around the average of (0.030) among similar stocks. P/S Ratio (3.658) is also within normal values, averaging (3.738).
The Tickeron Price Growth Rating for this company is 47 (best 1 - 100 worst), indicating steady price growth. NBTB’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 60 (best 1 - 100 worst), pointing to average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Seasonality Score of 95 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
FRME | NBTB | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 58 | 72 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 26 Undervalued | 38 Fair valued | |
PROFIT vs RISK RATING 1..100 | 72 | 35 | |
SMR RATING 1..100 | 16 | 16 | |
PRICE GROWTH RATING 1..100 | 59 | 47 | |
P/E GROWTH RATING 1..100 | 16 | 60 | |
SEASONALITY SCORE 1..100 | 85 | 90 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
FRME's Valuation (26) in the Regional Banks industry is in the same range as NBTB (38). This means that FRME’s stock grew similarly to NBTB’s over the last 12 months.
NBTB's Profit vs Risk Rating (35) in the Regional Banks industry is somewhat better than the same rating for FRME (72). This means that NBTB’s stock grew somewhat faster than FRME’s over the last 12 months.
NBTB's SMR Rating (16) in the Regional Banks industry is in the same range as FRME (16). This means that NBTB’s stock grew similarly to FRME’s over the last 12 months.
NBTB's Price Growth Rating (47) in the Regional Banks industry is in the same range as FRME (59). This means that NBTB’s stock grew similarly to FRME’s over the last 12 months.
FRME's P/E Growth Rating (16) in the Regional Banks industry is somewhat better than the same rating for NBTB (60). This means that FRME’s stock grew somewhat faster than NBTB’s over the last 12 months.
| FRME | NBTB | |
|---|---|---|
| RSI ODDS (%) | N/A | N/A |
| Stochastic ODDS (%) | 1 day ago 61% | 1 day ago 76% |
| Momentum ODDS (%) | 1 day ago 63% | 1 day ago 53% |
| MACD ODDS (%) | 1 day ago 75% | 1 day ago 57% |
| TrendWeek ODDS (%) | 1 day ago 62% | 1 day ago 60% |
| TrendMonth ODDS (%) | 1 day ago 59% | 1 day ago 51% |
| Advances ODDS (%) | 21 days ago 58% | 14 days ago 58% |
| Declines ODDS (%) | 2 days ago 62% | 2 days ago 56% |
| BollingerBands ODDS (%) | 1 day ago 59% | 1 day ago 57% |
| Aroon ODDS (%) | 1 day ago 59% | 3 days ago 64% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FRME’s FA Score shows that 3 FA rating(s) are green while NBTB’s FA Score has 1 green FA rating(s).
- FRME’s FA Score: 3 green, 2 red.
- NBTB’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FRME’s TA Score shows that 3 TA indicator(s) are bullish while NBTB’s TA Score has 3 bullish TA indicator(s).
- FRME’s TA Score: 3 bullish, 4 bearish.
- NBTB’s TA Score: 3 bullish, 5 bearish.
Price Growth
FRME (@Regional Banks) experienced а -0.28% price change this week, while NBTB (@Regional Banks) price change was +0.36% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -0.46%. For the same industry, the average monthly price growth was -4.09%, and the average quarterly price growth was +4.54%.
Reported Earning Dates
FRME is expected to report earnings on Oct 21, 2026.
NBTB is expected to report earnings on Oct 27, 2026.
Industries' Descriptions
@Regional Banks (-0.46% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
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FRME and
Correlation & Price change
A.I.dvisor indicates that over the last year, FRME has been closely correlated with EFSC. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if FRME jumps, then EFSC could also see price increases.
| Ticker / NAME | Correlation To FRME | 1D Price Change % | ||
|---|---|---|---|---|
| FRME | 100% | +1.81% | ||
| EFSC - FRME | 86% Closely correlated | +1.07% | ||
| FULT - FRME | 85% Closely correlated | +2.29% | ||
| UBSI - FRME | 84% Closely correlated | +1.79% | ||
| NBTB - FRME | 84% Closely correlated | +1.06% | ||
| CATY - FRME | 84% Closely correlated | +1.86% | ||
More | ||||
NBTB and
Correlation & Price change
A.I.dvisor indicates that over the last year, NBTB has been closely correlated with FCF. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if NBTB jumps, then FCF could also see price increases.
| Ticker / NAME | Correlation To NBTB | 1D Price Change % | ||
|---|---|---|---|---|
| NBTB | 100% | +1.06% | ||
| FCF - NBTB | 86% Closely correlated | +1.51% | ||
| SRCE - NBTB | 84% Closely correlated | +1.48% | ||
| UBSI - NBTB | 84% Closely correlated | +1.79% | ||
| NWBI - NBTB | 84% Closely correlated | +1.50% | ||
| BUSE - NBTB | 84% Closely correlated | +1.07% | ||
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