As regional banks navigating interest rate dynamics and economic shifts, FULT and ONB offer investors exposure to community lending and deposit growth in distinct U.S. regions. This stock comparison analyzes their recent performance, financial metrics, and market positioning to aid traders seeking relative value or momentum plays. Value-oriented investors may prioritize dividends and valuations, while growth seekers eye scale and loan expansion. With both reporting solid Q1 2026 results amid stabilizing banking sentiment, understanding their contrasts supports informed portfolio decisions in the current environment.
FULT, a Pennsylvania-based regional bank serving the Mid-Atlantic, focuses on commercial and consumer lending with $26 billion in assets. In recent market activity, shares have risen, reflecting YTD gains of 13.48% and one-month returns around 6.83%. Q1 2026 earnings highlighted operating EPS of $0.55, surpassing estimates, with revenue at $336 million despite a slight dip in net interest income (NII, revenue from interest-bearing assets minus costs). Strong profitability metrics, including a 1.30% return on average assets (ROA, efficiency in asset utilization), bolstered sentiment. Loan stability and deposit growth offset deposit cost pressures, contributing to positive relative performance versus broader indices.
ONB, headquartered in Indiana, operates as a Midwest regional bank with emphasis on business banking and $48 billion in assets. Recent weeks saw shares consolidate after YTD advances of 8.15%, with Q1 2026 results showing diluted EPS of $0.61, beating consensus by 1.67%, though revenue slightly missed at $703 million. Robust loan growth and net income of $238 million (adjusted) supported a 1.20% ROA. Factors like deposit betas (sensitivity to rate changes) and credit quality influenced performance, amid sector-wide focus on non-performing loans (NPLs, delinquent borrowings). Earnings exceeded internal targets, fostering steady market positioning.
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Both FULT and ONB operate in the regional banking space, emphasizing relationship-driven lending but differing in footprint: FULT in the Mid-Atlantic versus ONB's Midwest dominance. Growth drivers include ONB's superior loan expansion in recent quarters, contrasting FULT's deposit-focused stability. Momentum tilts to FULT with stronger YTD and monthly gains, while ONB's larger scale mitigates risks from economic slowdowns. Valuation favors FULT's lower P/E and higher yield, but ONB exhibits better revenue scale. Risk profiles align with low betas and solid CET1 ratios (common equity tier 1 capital, regulatory buffer), though ONB faces higher NCOs (net charge-offs, loan losses). Sentiment remains constructive post-earnings, with trade-offs in size versus value.
Tickeron's AI models currently lean toward FULT with moderate conviction, citing superior trend consistency via higher YTD returns, attractive valuation at a sub-11 P/E, and elevated dividend yield amid stable regional bank catalysts. ONB's scale and loan momentum provide a counterbalance, but FULT's relative positioning suggests higher probability of near-term outperformance in the prevailing rate environment.
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It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FULT’s FA Score shows that 2 FA rating(s) are green whileONB’s FA Score has 1 green FA rating(s).
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FULT’s TA Score shows that 4 TA indicator(s) are bullish while ONB’s TA Score has 5 bullish TA indicator(s).
FULT (@Regional Banks) experienced а +6.45% price change this week, while ONB (@Regional Banks) price change was +4.92% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +3.72%. For the same industry, the average monthly price growth was +7.76%, and the average quarterly price growth was +12.20%.
FULT is expected to report earnings on Jul 21, 2026.
ONB is expected to report earnings on Jul 28, 2026.
Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| FULT | ONB | FULT / ONB | |
| Capitalization | 4.47B | 9.71B | 46% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 22.014 | 14.073 | 156% |
| P/E Ratio | 11.13 | 12.96 | 86% |
| Revenue | 1.33B | 2.74B | 48% |
| Total Cash | 271M | 537M | 50% |
| Total Debt | 1.25B | 7.36B | 17% |
FULT | ONB | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 37 | 28 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 30 Undervalued | 45 Fair valued | |
PROFIT vs RISK RATING 1..100 | 43 | 40 | |
SMR RATING 1..100 | 23 | 16 | |
PRICE GROWTH RATING 1..100 | 43 | 47 | |
P/E GROWTH RATING 1..100 | 46 | 47 | |
SEASONALITY SCORE 1..100 | 65 | 20 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
FULT's Valuation (30) in the Regional Banks industry is in the same range as ONB (45). This means that FULT’s stock grew similarly to ONB’s over the last 12 months.
ONB's Profit vs Risk Rating (40) in the Regional Banks industry is in the same range as FULT (43). This means that ONB’s stock grew similarly to FULT’s over the last 12 months.
ONB's SMR Rating (16) in the Regional Banks industry is in the same range as FULT (23). This means that ONB’s stock grew similarly to FULT’s over the last 12 months.
FULT's Price Growth Rating (43) in the Regional Banks industry is in the same range as ONB (47). This means that FULT’s stock grew similarly to ONB’s over the last 12 months.
FULT's P/E Growth Rating (46) in the Regional Banks industry is in the same range as ONB (47). This means that FULT’s stock grew similarly to ONB’s over the last 12 months.
| FULT | ONB | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 55% | N/A |
| Stochastic ODDS (%) | 2 days ago 56% | 2 days ago 57% |
| Momentum ODDS (%) | 2 days ago 71% | 2 days ago 68% |
| MACD ODDS (%) | 2 days ago 66% | 2 days ago 71% |
| TrendWeek ODDS (%) | 2 days ago 59% | 2 days ago 58% |
| TrendMonth ODDS (%) | 2 days ago 52% | 2 days ago 57% |
| Advances ODDS (%) | 2 days ago 60% | 2 days ago 58% |
| Declines ODDS (%) | 17 days ago 60% | 17 days ago 59% |
| BollingerBands ODDS (%) | 2 days ago 65% | 2 days ago 56% |
| Aroon ODDS (%) | 2 days ago 64% | 2 days ago 64% |
| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| JRE | 27.31 | 0.26 | +0.96% |
| Janus Henderson US Real Estate ETF | |||
| EMHY | 40.60 | 0.04 | +0.10% |
| iShares J.P. Morgan EM High Yld Bd ETF | |||
| FLOT | 50.99 | 0.01 | +0.02% |
| iShares Floating Rate Bond ETF | |||
| OPER | 100.17 | 0.01 | +0.01% |
| ClearShares Ultra-Short Maturity ETF | |||
| IGME | 22.84 | -0.38 | -1.63% |
| Bitwise GME Option Income Strategy ETF | |||
A.I.dvisor indicates that over the last year, ONB has been closely correlated with ASB. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if ONB jumps, then ASB could also see price increases.
| Ticker / NAME | Correlation To ONB | 1D Price Change % | ||
|---|---|---|---|---|
| ONB | 100% | +1.82% | ||
| ASB - ONB | 91% Closely correlated | +2.07% | ||
| FNB - ONB | 90% Closely correlated | +1.91% | ||
| ZION - ONB | 89% Closely correlated | +1.22% | ||
| FULT - ONB | 88% Closely correlated | +1.59% | ||
| UMBF - ONB | 88% Closely correlated | +2.17% | ||
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