HBT
Price
$32.04
Change
-$0.02 (-0.06%)
Updated
Jul 13 closing price
Capitalization
1.17B
13 days until earnings call
Intraday BUY SELL Signals
NWFL
Price
$31.38
Change
+$0.30 (+0.97%)
Updated
Jul 13 closing price
Capitalization
341.31M
8 days until earnings call
Intraday BUY SELL Signals
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HBT vs NWFL

HBT vs NWFL Comparison Chart in %
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HBT vs. NWFL commentary
Jul 14, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HBT is a Hold and NWFL is a Hold.

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COMPARISON
Comparison
Jul 14, 2026
Stock price -- (HBT: $32.04 vs. NWFL: $31.38)
Brand notoriety: HBT and NWFL are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HBT: 45% vs. NWFL: 58%
Market capitalization -- HBT: $1.17B vs. NWFL: $341.31M
HBT [@Regional Banks] is valued at $1.17B. NWFL’s [@Regional Banks] market capitalization is $341.31M. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.48B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HBT’s FA Score shows that 2 FA rating(s) are green whileNWFL’s FA Score has 1 green FA rating(s).

  • HBT’s FA Score: 2 green, 3 red.
  • NWFL’s FA Score: 1 green, 4 red.
According to our system of comparison, HBT is a better buy in the long-term than NWFL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HBT’s TA Score shows that 2 TA indicator(s) are bullish while NWFL’s TA Score has 3 bullish TA indicator(s).

  • HBT’s TA Score: 2 bullish, 4 bearish.
  • NWFL’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, NWFL is a better buy in the short-term than HBT.

Price Growth

HBT (@Regional Banks) experienced а -1.63% price change this week, while NWFL (@Regional Banks) price change was -2.08% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.58%. For the same industry, the average monthly price growth was +2.41%, and the average quarterly price growth was +15.22%.

Reported Earning Dates

HBT is expected to report earnings on Jul 27, 2026.

NWFL is expected to report earnings on Jul 22, 2026.

Industries' Descriptions

@Regional Banks (-0.58% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HBT($1.17B) has a higher market cap than NWFL($341M). HBT has higher P/E ratio than NWFL: HBT (14.70) vs NWFL (11.48). HBT YTD gains are higher at: 25.967 vs. NWFL (14.331). NWFL has more cash in the bank: 32.1M vs. HBT (24.4M). NWFL has less debt than HBT: NWFL (88.3M) vs HBT (149M). HBT has higher revenues than NWFL: HBT (245M) vs NWFL (95M).
HBTNWFLHBT / NWFL
Capitalization1.17B341M342%
EBITDAN/AN/A-
Gain YTD25.96714.331181%
P/E Ratio14.7011.48128%
Revenue245M95M258%
Total Cash24.4M32.1M76%
Total Debt149M88.3M169%
FUNDAMENTALS RATINGS
HBT vs NWFL: Fundamental Ratings
HBT
NWFL
OUTLOOK RATING
1..100
4691
VALUATION
overvalued / fair valued / undervalued
1..100
54
Fair valued
19
Undervalued
PROFIT vs RISK RATING
1..100
1046
SMR RATING
1..100
5464
PRICE GROWTH RATING
1..100
4450
P/E GROWTH RATING
1..100
25100
SEASONALITY SCORE
1..100
5037

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

NWFL's Valuation (19) in the Regional Banks industry is somewhat better than the same rating for HBT (54) in the null industry. This means that NWFL’s stock grew somewhat faster than HBT’s over the last 12 months.

HBT's Profit vs Risk Rating (10) in the null industry is somewhat better than the same rating for NWFL (46) in the Regional Banks industry. This means that HBT’s stock grew somewhat faster than NWFL’s over the last 12 months.

HBT's SMR Rating (54) in the null industry is in the same range as NWFL (64) in the Regional Banks industry. This means that HBT’s stock grew similarly to NWFL’s over the last 12 months.

HBT's Price Growth Rating (44) in the null industry is in the same range as NWFL (50) in the Regional Banks industry. This means that HBT’s stock grew similarly to NWFL’s over the last 12 months.

HBT's P/E Growth Rating (25) in the null industry is significantly better than the same rating for NWFL (100) in the Regional Banks industry. This means that HBT’s stock grew significantly faster than NWFL’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HBTNWFL
RSI
ODDS (%)
Bearish Trend 1 day ago
68%
N/A
Stochastic
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 1 day ago
48%
Momentum
ODDS (%)
N/A
Bearish Trend 1 day ago
54%
MACD
ODDS (%)
Bearish Trend 1 day ago
57%
Bearish Trend 1 day ago
61%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
58%
Bearish Trend 1 day ago
54%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 1 day ago
59%
Advances
ODDS (%)
Bullish Trend 4 days ago
65%
Bullish Trend 18 days ago
60%
Declines
ODDS (%)
N/A
Bearish Trend 22 days ago
52%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
67%
Bearish Trend 1 day ago
45%
Aroon
ODDS (%)
Bullish Trend 1 day ago
51%
Bullish Trend 1 day ago
49%
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HBT
Daily Signal:
Gain/Loss:
NWFL
Daily Signal:
Gain/Loss:
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HBT and

Correlation & Price change

A.I.dvisor indicates that over the last year, HBT has been closely correlated with FCBC. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBT jumps, then FCBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HBT
1D Price
Change %
HBT100%
-0.06%
FCBC - HBT
82%
Closely correlated
-0.14%
MBWM - HBT
82%
Closely correlated
+0.70%
THFF - HBT
81%
Closely correlated
+0.43%
UVSP - HBT
81%
Closely correlated
+0.53%
MCBS - HBT
81%
Closely correlated
+0.28%
More

NWFL and

Correlation & Price change

A.I.dvisor indicates that over the last year, NWFL has been closely correlated with HBT. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if NWFL jumps, then HBT could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To NWFL
1D Price
Change %
NWFL100%
+0.97%
HBT - NWFL
69%
Closely correlated
-0.06%
CZNC - NWFL
68%
Closely correlated
+0.79%
CTBI - NWFL
68%
Closely correlated
+0.28%
GABC - NWFL
67%
Closely correlated
+0.85%
MBWM - NWFL
67%
Closely correlated
+0.70%
More