Advertisement
HNVR vs UMBF
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HNVR is a Hold and UMBF is a Buy.
HNVR in -1.78% downward trend, declining for three consecutive days on October 19, 2026
Moving lower for three straight days is viewed as a bearish sign. Keep an eye on this stock for future declines. Considering data from situations where HNVR declined for three days, in 114 of 216 cases, the price declined further within the following month. The odds of a continued downward trend are 53%.
Technical Analysis (Indicators)
Bearish Trend Analysis
HNVR moved below its 50-day moving average on September 23, 2026 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for HNVR crossed bearishly below the 50-day moving average on September 28, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 6 of 16 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 38%.
The Aroon Indicator for HNVR entered a downward trend on October 23, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Bullish Trend Analysis
The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where HNVR's RSI Oscillator exited the oversold zone, 16 of 24 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 67%.
The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 11 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.
Following a +1.38% 3-day Advance, the price is estimated to grow further. Considering data from situations where HNVR advanced for three days, in 88 of 174 cases, the price rose further within the following month. The odds of a continued upward trend are 51%.
HNVR may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Fundamental Analysis (Ratings)
The Tickeron PE Growth Rating for this company is 14 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 28 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.852) is normal, around the industry mean (1.269). P/E Ratio (18.656) is within average values for comparable stocks, (13.317). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (1.190). Dividend Yield (0.017) settles around the average of (0.035) among similar stocks. P/S Ratio (2.546) is also within normal values, averaging (3.738).
The Tickeron Price Growth Rating for this company is 58 (best 1 - 100 worst), indicating fairly steady price growth. HNVR’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron SMR rating for this company is 63 (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. HNVR’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.
Momentum Indicator for UMBF turns positive, indicating new upward trend
UMBF saw its Momentum Indicator move above the 0 level on October 20, 2026. This is an indication that the stock could be shifting in to a new upward move. Traders may want to consider buying the stock or buying call options. Tickeron's A.I.dvisor looked at 86 similar instances where the indicator turned positive. In 59 of the 86 cases, the stock moved higher in the following days. The odds of a move higher are at 69%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where UMBF's RSI Oscillator exited the oversold zone, 15 of 25 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 60%.
The Moving Average Convergence Divergence (MACD) for UMBF just turned positive on October 09, 2026. Looking at past instances where UMBF's MACD turned positive, the stock continued to rise in 27 of 49 cases over the following month. The odds of a continued upward trend are 55%.
Following a +1.47% 3-day Advance, the price is estimated to grow further. Considering data from situations where UMBF advanced for three days, in 185 of 299 cases, the price rose further within the following month. The odds of a continued upward trend are 62%.
Bearish Trend Analysis
The Stochastic Oscillator has been in the overbought zone for 1 day. Expect a price pull-back in the near future.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where UMBF declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 64%.
UMBF broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for UMBF entered a downward trend on October 16, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 10 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 46 (best 1 - 100 worst), indicating steady price growth. UMBF’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 50 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock slightly better than average.
The Tickeron PE Growth Rating for this company is 57 (best 1 - 100 worst), pointing to average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 58 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.330) is normal, around the industry mean (1.269). P/E Ratio (11.190) is within average values for comparable stocks, (13.317). Projected Growth (PEG Ratio) (0.090) is also within normal values, averaging (1.190). Dividend Yield (0.015) settles around the average of (0.035) among similar stocks. P/S Ratio (3.807) is also within normal values, averaging (3.738).
The Tickeron Seasonality Score of 75 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
UMBF | ||
|---|---|---|
OUTLOOK RATING 1..100 | 75 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 58 Fair valued | |
PROFIT vs RISK RATING 1..100 | 50 | |
SMR RATING 1..100 | 10 | |
PRICE GROWTH RATING 1..100 | 46 | |
P/E GROWTH RATING 1..100 | 57 | |
SEASONALITY SCORE 1..100 | 75 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
| HNVR | UMBF | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 67% | 1 day ago 60% |
| Stochastic ODDS (%) | 1 day ago 49% | 1 day ago 66% |
| Momentum ODDS (%) | N/A | 1 day ago 69% |
| MACD ODDS (%) | N/A | 1 day ago 55% |
| TrendWeek ODDS (%) | 1 day ago 46% | 1 day ago 65% |
| TrendMonth ODDS (%) | 1 day ago 39% | 1 day ago 65% |
| Advances ODDS (%) | 1 day ago 51% | 29 days ago 62% |
| Declines ODDS (%) | 5 days ago 53% | 5 days ago 64% |
| BollingerBands ODDS (%) | 1 day ago 53% | 1 day ago 72% |
| Aroon ODDS (%) | 1 day ago 44% | 1 day ago 72% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
HNVR’s FA Score shows that 2 FA rating(s) are green while UMBF’s FA Score has 1 green FA rating(s).
- HNVR’s FA Score: 2 green, 3 red.
- UMBF’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
HNVR’s TA Score shows that 4 TA indicator(s) are bullish while UMBF’s TA Score has 4 bullish TA indicator(s).
- HNVR’s TA Score: 4 bullish, 4 bearish.
- UMBF’s TA Score: 4 bullish, 4 bearish.
Price Growth
HNVR (@Regional Banks) experienced а -1.04% price change this week, while UMBF (@Regional Banks) price change was +3.35% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +2.29%. For the same industry, the average monthly price growth was +1.59%, and the average quarterly price growth was +9.12%.
Reported Earning Dates
HNVR is expected to report earnings on Oct 29, 2026.
UMBF is expected to report earnings on Oct 27, 2026.
Industries' Descriptions
@Regional Banks (+2.29% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
Advertisement
HNVR and
Correlation & Price change
A.I.dvisor indicates that over the last year, HNVR has been closely correlated with CNOB. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if HNVR jumps, then CNOB could also see price increases.
| Ticker / NAME | Correlation To HNVR | 1D Price Change % | ||
|---|---|---|---|---|
| HNVR | 100% | +0.72% | ||
| CNOB - HNVR | 68% Closely correlated | -0.40% | ||
| CWBC - HNVR | 68% Closely correlated | -1.26% | ||
| MBWM - HNVR | 66% Closely correlated | +1.11% | ||
| FUNC - HNVR | 65% Loosely correlated | +0.02% | ||
| EFSC - HNVR | 65% Loosely correlated | +0.56% | ||
More | ||||
UMBF and
Correlation & Price change
A.I.dvisor indicates that over the last year, UMBF has been closely correlated with UBSI. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if UMBF jumps, then UBSI could also see price increases.
| Ticker / NAME | Correlation To UMBF | 1D Price Change % | ||
|---|---|---|---|---|
| UMBF | 100% | -0.48% | ||
| UBSI - UMBF | 88% Closely correlated | +0.43% | ||
| UCB - UMBF | 88% Closely correlated | -0.64% | ||
| ASB - UMBF | 84% Closely correlated | +1.34% | ||
| ONB - UMBF | 83% Closely correlated | +0.64% | ||
| FNB - UMBF | 83% Closely correlated | N/A | ||
More | ||||
| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| FTQI | 21.73 | -0.01 | -0.05% |
| First Trust Nasdaq BuyWrite Income ETF (FTQI) | |||
| NACP | 59.40 | -0.12 | -0.21% |
| Tidal Trust III NAACP MINORITY EMPOWERMENT ETF (NACP) | |||
| CVNY | 15.98 | -0.03 | -0.21% |
| YieldMax CVNA Option Income Strategy ETF | |||
| IWF | 119.61 | -0.48 | -0.40% |
| iShares Russell 1000 Growth ETF (IWF) | |||
| PBDC | 25.11 | -0.19 | -0.75% |
| Putnam BDC Income ETF (PBDC) | |||