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HQY vs PCOR
Which Stock Would AI Choose? HealthEquity, Inc. (HQY) vs. Procore Technologies, Inc. (PCOR) Stock Comparison
Key Takeaways
- HealthEquity, Inc. (HQY) operates in the healthcare benefits space with steady recent performance, while Procore Technologies, Inc. (PCOR) delivers construction management software and has shown stronger year-to-date gains.
- HQY trades near $88 with modest year-to-date returns and upcoming quarterly results, whereas PCOR trades near $47 with approximately 35% year-to-date appreciation.
- Both companies reported solid recent financial results, with HQY highlighting record fiscal results and PCOR raising full-year revenue guidance after a revenue beat.
- Sector exposure differs markedly: HQY benefits from health savings account (HSA) growth in healthcare, while PCOR leverages construction industry digitization trends.
- Analyst sentiment remains constructive for both, though relative momentum and valuation positioning create distinct risk-reward profiles in the current environment.
Introduction
HealthEquity, Inc. (HQY) and Procore Technologies, Inc. (PCOR) represent two distinct growth-oriented businesses in different sectors. This comparison examines their recent stock behavior, operational developments, and market positioning to assist investors and traders evaluating relative opportunities. Participants seeking exposure to healthcare financial services or construction technology may find the analysis relevant for portfolio construction and sector allocation decisions.
HQY Overview and Recent Performance
HealthEquity, Inc. (HQY) provides technology-enabled services for consumer-directed health accounts, including health savings accounts (HSAs). In recent market activity, the stock has traded in a relatively stable range near $88, reflecting modest year-to-date returns amid broader market gains. Recent weeks have featured positive sentiment following record fiscal results that included significant net income growth and higher adjusted EBITDA. Investor focus centers on the upcoming first-quarter earnings release scheduled for late May, alongside ongoing leadership and board developments that support long-term operational execution.
PCOR Overview and Recent Performance
Procore Technologies, Inc. (PCOR) supplies cloud-based construction management software used by owners, general contractors, and specialty trades. The stock has delivered stronger recent performance, with approximately 35% year-to-date returns and trading near $47. In recent market activity, shares reacted to first-quarter results that included revenue growth exceeding 15% year-over-year and an upward revision to full-year guidance. Post-earnings volatility occurred, yet overall sentiment has remained supported by improving free cash flow and gross retention metrics in the construction technology sector.
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Head-to-Head Comparison
HealthEquity, Inc. (HQY) and Procore Technologies, Inc. (PCOR) operate in unrelated sectors with contrasting growth drivers. HQY benefits from expanding adoption of health savings accounts (HSAs) and employer benefits solutions, providing relatively defensive exposure within healthcare. In contrast, PCOR capitalizes on construction industry digital transformation, which introduces cyclical sensitivity tied to project activity and capital spending.
Recent momentum favors PCOR on a year-to-date basis, while HQY demonstrates more contained price action and upcoming catalysts from earnings. Risk factors include regulatory and reimbursement dynamics for HQY versus project delays or economic slowdowns for PCOR. Market sentiment reflects broader technology and healthcare rotations, with both names maintaining generally positive analyst coverage and elevated price targets relative to current levels.
Tickeron AI Verdict
Based on observable trend consistency, recent momentum, and relative positioning, Tickeron’s AI would currently assign a higher probability of favorable short-term performance to Procore Technologies, Inc. (PCOR). Stronger year-to-date returns, raised guidance, and construction-sector tailwinds provide measurable support, though outcomes remain subject to broader market conditions and execution risks.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HQY is a Hold and PCOR is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
HQY’s FA Score shows that 0 FA rating(s) are green whilePCOR’s FA Score has 0 green FA rating(s).
- HQY’s FA Score: 0 green, 5 red.
- PCOR’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
HQY’s TA Score shows that 6 TA indicator(s) are bullish while PCOR’s TA Score has 5 bullish TA indicator(s).
- HQY’s TA Score: 6 bullish, 2 bearish.
- PCOR’s TA Score: 5 bullish, 5 bearish.
Price Growth
HQY (@Services to the Health Industry) experienced а +0.77% price change this week, while PCOR (@Packaged Software) price change was -1.86% for the same time period.
The average weekly price growth across all stocks in the @Services to the Health Industry industry was -3.56%. For the same industry, the average monthly price growth was -3.33%, and the average quarterly price growth was -11.85%.
The average weekly price growth across all stocks in the @Packaged Software industry was -4.49%. For the same industry, the average monthly price growth was -0.22%, and the average quarterly price growth was -9.62%.
Reported Earning Dates
HQY is expected to report earnings on Sep 08, 2026.
PCOR is expected to report earnings on Jul 30, 2026.
Industries' Descriptions
@Services to the Health Industry (-3.56% weekly)This industry comprises companies that provide services, such as equipment sterilization, research, physician management systems and consulting, that support the healthcare/medical industry. Examples of such companies include Laboratory Corporation of America Holdings, which operates one of the largest clinical laboratory networks in the world; Quest Diagnostics Inc., which is a clinical laboratory; and Syneos Health, which is a major clinical research organization.
@Packaged Software (-4.49% weekly)Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.
| HQY | PCOR | HQY / PCOR | |
| Capitalization | 7.41B | 7.33B | 101% |
| EBITDA | 489M | 36.8M | 1,329% |
| Gain YTD | -3.209 | -33.228 | 10% |
| P/E Ratio | 33.22 | N/A | - |
| Revenue | 1.31B | 1.37B | 96% |
| Total Cash | 319M | 592M | 54% |
| Total Debt | 1B | 85M | 1,178% |
HQY | ||
|---|---|---|
OUTLOOK RATING 1..100 | 81 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 74 Overvalued | |
PROFIT vs RISK RATING 1..100 | 75 | |
SMR RATING 1..100 | 71 | |
PRICE GROWTH RATING 1..100 | 51 | |
P/E GROWTH RATING 1..100 | 96 | |
SEASONALITY SCORE 1..100 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
| HQY | PCOR | |
|---|---|---|
| RSI ODDS (%) | N/A | 3 days ago 73% |
| Stochastic ODDS (%) | 3 days ago 72% | 3 days ago 75% |
| Momentum ODDS (%) | 3 days ago 66% | 3 days ago 79% |
| MACD ODDS (%) | 3 days ago 76% | 3 days ago 81% |
| TrendWeek ODDS (%) | 3 days ago 72% | 3 days ago 73% |
| TrendMonth ODDS (%) | 3 days ago 71% | 3 days ago 74% |
| Advances ODDS (%) | 3 days ago 73% | 7 days ago 75% |
| Declines ODDS (%) | 5 days ago 64% | 5 days ago 72% |
| BollingerBands ODDS (%) | 3 days ago 70% | 3 days ago 83% |
| Aroon ODDS (%) | 3 days ago 66% | 3 days ago 78% |
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HQY and
Correlation & Price change
A.I.dvisor indicates that over the last year, HQY has been loosely correlated with EVCM. These tickers have moved in lockstep 47% of the time. This A.I.-generated data suggests there is some statistical probability that if HQY jumps, then EVCM could also see price increases.
| Ticker / NAME | Correlation To HQY | 1D Price Change % | ||
|---|---|---|---|---|
| HQY | 100% | +3.07% | ||
| EVCM - HQY | 47% Loosely correlated | -3.26% | ||
| CPAY - HQY | 46% Loosely correlated | -2.72% | ||
| HUBS - HQY | 46% Loosely correlated | -3.51% | ||
| ALKT - HQY | 43% Loosely correlated | -1.79% | ||
| PCOR - HQY | 43% Loosely correlated | -4.20% | ||
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