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HSBC vs UBS
Which Stock Would AI Choose? HSBC Holdings plc (HSBC) vs. UBS Group AG (UBS) Stock Comparison
Key Takeaways
- HSBC Holdings plc (HSBC) has delivered stronger year-to-date returns compared to UBS Group AG (UBS), supported by its Asia-focused operations and resilient net interest income (NII).
- UBS Group AG (UBS) maintains a higher price-to-earnings (P/E) ratio, reflecting market expectations around its wealth management franchise and ongoing integration following the Credit Suisse acquisition.
- Market capitalization favors HSBC Holdings plc (HSBC) at approximately $338 billion versus roughly $172 billion for UBS Group AG (UBS).
- Both banks operate in the global financial services sector, with HSBC Holdings plc (HSBC) emphasizing emerging markets exposure and UBS Group AG (UBS) leveraging Swiss private banking strengths.
- Recent market activity shows HSBC Holdings plc (HSBC) trading near 52-week highs, while UBS Group AG (UBS) exhibits comparatively steadier but lower momentum in the same period.
- Sector sentiment remains influenced by interest rate environments and regulatory developments affecting capital ratios such as Common Equity Tier 1 (CET1).
Introduction
HSBC Holdings plc (HSBC) and UBS Group AG (UBS) represent two prominent global banking institutions with distinct geographic and business emphases. This comparison examines their relative performance, business models, and positioning in the current market environment. Institutional investors, portfolio managers, and active traders evaluating international financial stocks may find this analysis relevant for assessing diversification opportunities within the banking sector.
HSBC Overview and Recent Performance
HSBC Holdings plc (HSBC) operates as a multinational bank with significant presence in Asia, Europe, and the Americas, deriving substantial revenue from commercial banking, wealth management, and global markets activities. In recent weeks, the stock has demonstrated notable strength, closing near $103.40 on the NYSE amid broader gains that contributed to a year-to-date return exceeding 32%. Performance has been supported by robust net interest income (NII) generation and favorable positioning in high-growth Asian markets. Market sentiment reflects investor focus on the bank’s scale and dividend profile, with shares trading close to 52-week highs during the recent period.
UBS Overview and Recent Performance
UBS Group AG (UBS) functions primarily as a Swiss-headquartered wealth manager and investment bank, with expanded operations following the integration of Credit Suisse. The stock has shown more measured movement in recent market activity relative to broader sector peers, with a market capitalization around $172 billion. Key influences include steady wealth management inflows and ongoing efforts to realize cost synergies from the acquisition. Performance metrics indicate a comparatively conservative trajectory, with the shares maintaining stability amid fluctuating European banking sector conditions.
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Head-to-Head Comparison
HSBC Holdings plc (HSBC) and UBS Group AG (UBS) differ markedly in business emphasis: the former prioritizes broad international commercial banking with heavy Asia exposure, while the latter concentrates on premium wealth management and investment banking services centered in Europe. Recent momentum has tilted toward HSBC Holdings plc (HSBC) through superior year-to-date gains and higher overall market capitalization. Risk factors include regulatory capital requirements, measured by metrics such as Common Equity Tier 1 (CET1) ratios, alongside interest rate sensitivity affecting net interest margins. Sector exposure places both within global banking, yet UBS Group AG (UBS) carries additional considerations from post-acquisition integration. Market sentiment appears more constructive toward HSBC Holdings plc (HSBC) based on observable price action near recent highs, whereas UBS Group AG (UBS) offers a profile oriented toward stability in private banking revenues.
Tickeron AI Verdict
Based on observable factors including stronger recent trend consistency, favorable year-to-date positioning, and catalysts tied to Asian market growth, Tickeron’s AI would likely assign a probabilistic preference toward HSBC Holdings plc (HSBC) in the current environment. UBS Group AG (UBS) presents trade-offs around its higher valuation multiples and integration-related considerations that could moderate relative momentum. This assessment reflects pattern recognition across performance data rather than forward-looking certainty.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HSBC is a StrongBuy and UBS is a StrongBuy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
HSBC’s FA Score shows that 3 FA rating(s) are green whileUBS’s FA Score has 3 green FA rating(s).
- HSBC’s FA Score: 3 green, 2 red.
- UBS’s FA Score: 3 green, 2 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
HSBC’s TA Score shows that 2 TA indicator(s) are bullish while UBS’s TA Score has 3 bullish TA indicator(s).
- HSBC’s TA Score: 2 bullish, 4 bearish.
- UBS’s TA Score: 3 bullish, 5 bearish.
Price Growth
HSBC (@Major Banks) experienced а -0.49% price change this week, while UBS (@Major Banks) price change was -1.61% for the same time period.
The average weekly price growth across all stocks in the @Major Banks industry was +1.50%. For the same industry, the average monthly price growth was +4.99%, and the average quarterly price growth was +18.95%.
Reported Earning Dates
HSBC is expected to report earnings on Aug 04, 2026.
UBS is expected to report earnings on Oct 28, 2026.
Industries' Descriptions
@Major Banks (+1.50% weekly)Major banks are among the biggest companies in the world, often times with global reach and market capitalizations in the multi-billions. Large banks often have multiple arms spanning different disciplines, from deposits, to investment banking, to wealth management and insurance. The biggest banks often have key competitive advantages over smaller players in the industry in terms of brand recognition, cost of capital, and efficiency. Think J.P. Morgan, Bank of America, Wells Fargo, and Citigroup.
| HSBC | UBS | HSBC / UBS | |
| Capitalization | 353B | 171B | 206% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 34.833 | 14.775 | 236% |
| P/E Ratio | 16.96 | 32.73 | 52% |
| Revenue | 67.6B | 49.1B | 138% |
| Total Cash | 243B | 210B | 116% |
| Total Debt | 102B | 344B | 30% |
HSBC | UBS | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 42 | 79 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 57 Fair valued | 93 Overvalued | |
PROFIT vs RISK RATING 1..100 | 2 | 9 | |
SMR RATING 1..100 | 4 | 8 | |
PRICE GROWTH RATING 1..100 | 38 | 41 | |
P/E GROWTH RATING 1..100 | 22 | 25 | |
SEASONALITY SCORE 1..100 | 50 | 85 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
HSBC's Valuation (57) in the Major Banks industry is somewhat better than the same rating for UBS (93). This means that HSBC’s stock grew somewhat faster than UBS’s over the last 12 months.
HSBC's Profit vs Risk Rating (2) in the Major Banks industry is in the same range as UBS (9). This means that HSBC’s stock grew similarly to UBS’s over the last 12 months.
HSBC's SMR Rating (4) in the Major Banks industry is in the same range as UBS (8). This means that HSBC’s stock grew similarly to UBS’s over the last 12 months.
HSBC's Price Growth Rating (38) in the Major Banks industry is in the same range as UBS (41). This means that HSBC’s stock grew similarly to UBS’s over the last 12 months.
HSBC's P/E Growth Rating (22) in the Major Banks industry is in the same range as UBS (25). This means that HSBC’s stock grew similarly to UBS’s over the last 12 months.
| HSBC | UBS | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 43% | 1 day ago 51% |
| Stochastic ODDS (%) | 1 day ago 36% | 1 day ago 65% |
| Momentum ODDS (%) | N/A | 1 day ago 66% |
| MACD ODDS (%) | N/A | 1 day ago 54% |
| TrendWeek ODDS (%) | 1 day ago 46% | 1 day ago 62% |
| TrendMonth ODDS (%) | 1 day ago 65% | 1 day ago 59% |
| Advances ODDS (%) | 4 days ago 68% | 4 days ago 66% |
| Declines ODDS (%) | 1 day ago 50% | 1 day ago 62% |
| BollingerBands ODDS (%) | 1 day ago 39% | 1 day ago 49% |
| Aroon ODDS (%) | 1 day ago 68% | 1 day ago 53% |
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HSBC and
Correlation & Price change
A.I.dvisor indicates that over the last year, HSBC has been closely correlated with BCS. These tickers have moved in lockstep 77% of the time. This A.I.-generated data suggests there is a high statistical probability that if HSBC jumps, then BCS could also see price increases.
| Ticker / NAME | Correlation To HSBC | 1D Price Change % | ||
|---|---|---|---|---|
| HSBC | 100% | -1.06% | ||
| BCS - HSBC | 77% Closely correlated | -3.45% | ||
| SAN - HSBC | 73% Closely correlated | -4.29% | ||
| ING - HSBC | 70% Closely correlated | -2.31% | ||
| BBVA - HSBC | 63% Loosely correlated | -3.24% | ||
| UBS - HSBC | 56% Loosely correlated | -0.44% | ||
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UBS and
Correlation & Price change
A.I.dvisor indicates that over the last year, UBS has been closely correlated with ING. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBS jumps, then ING could also see price increases.