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HSBC vs UBS
Which Stock Would AI Choose? HSBC Holdings plc (HSBC) vs. UBS Group AG (UBS) Stock Comparison
Key Takeaways
- HSBC Holdings plc (HSBC) has delivered stronger year-to-date and one-year returns compared with UBS Group AG (UBS) amid favorable banking sector conditions.
- HSBC’s performance has benefited from its significant exposure to Asia and global trade flows in recent market activity.
- UBS Group AG (UBS) reported solid second-quarter results with robust pre-tax profit and maintained a strong Common Equity Tier 1 (CET1) capital ratio of 14.4%.
- Both stocks have traded near 52-week highs in recent weeks, reflecting broader investor interest in major banks.
- HSBC Holdings plc (HSBC) faces upcoming interim results on August 4, 2026, while UBS Group AG (UBS) next reports in October.
- Market sentiment has favored HSBC’s momentum in recent weeks, though UBS offers stability through its wealth-management franchise.
Introduction
HSBC Holdings plc (HSBC) and UBS Group AG (UBS) represent two leading global banks with distinct geographic focuses and business models. This comparison examines their relative performance, recent developments, and positioning within the financial sector. Institutional investors, active traders, and portfolio managers evaluating large-cap banking exposure may find the analysis relevant for understanding how these institutions have responded to prevailing economic conditions, interest-rate environments, and regional growth opportunities over recent weeks.
HSBC Overview and Recent Performance
HSBC Holdings plc (HSBC) operates as a global bank with significant presence in Asia, Europe, and the Americas, serving retail, commercial, and institutional clients. In recent weeks, the stock has shown notable strength, closing near $106.42 on the New York Stock Exchange as of July 31, 2026, with year-to-date gains approaching 39% and one-year returns exceeding 80%. Performance has been supported by the bank’s Asia-centric revenue base and resilience in net interest income. The shares have traded close to their 52-week high amid positive sector sentiment, though upcoming interim results scheduled for August 4, 2026, remain a near-term focus for investors.
UBS Overview and Recent Performance
UBS Group AG (UBS) is a Swiss-headquartered wealth manager and investment bank with a global client base, strengthened by its integration of Credit Suisse. In recent weeks, the stock has traded near its 52-week high of $55.15, closing around $52.74 as of early August 2026. Year-to-date returns stand near 14%, with one-year gains of approximately 44%. Second-quarter results highlighted pre-tax profit of $3.6 billion and a CET1 capital ratio of 14.4%, underscoring balance-sheet strength and ongoing capital-return programs including share repurchases.
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Head-to-Head Comparison
HSBC Holdings plc (HSBC) and UBS Group AG (UBS) differ markedly in geographic emphasis and revenue drivers. HSBC derives substantial earnings from Asia-Pacific operations and trade-related financing, exposing it to regional economic cycles and currency movements. UBS concentrates on wealth management and asset gathering, benefiting from stable fee income and a client base less sensitive to short-term rate fluctuations. Recent momentum has favored HSBC, with larger percentage gains over the past year, while UBS has emphasized capital discipline and shareholder returns through dividends and buybacks. Risk factors include HSBC’s sensitivity to China-related credit provisions and UBS’s ongoing integration costs from the Credit Suisse acquisition. Sector exposure for both centers on banking, yet their market positioning creates distinct trade-offs for investors seeking growth versus defensive characteristics.
Tickeron AI Verdict
Based on observable factors such as stronger recent price momentum, consistent upward trend consistency, and upcoming earnings visibility, Tickeron’s AI would currently assign a probabilistic preference to HSBC Holdings plc (HSBC) over UBS Group AG (UBS). The assessment draws from relative performance differentials and positioning within the current market environment, though outcomes remain subject to broader economic variables and quarterly results.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HSBC is a Hold and UBS is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
HSBC’s FA Score shows that 3 FA rating(s) are green whileUBS’s FA Score has 3 green FA rating(s).
- HSBC’s FA Score: 3 green, 2 red.
- UBS’s FA Score: 3 green, 2 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
HSBC’s TA Score shows that 4 TA indicator(s) are bullish while UBS’s TA Score has 2 bullish TA indicator(s).
- HSBC’s TA Score: 4 bullish, 4 bearish.
- UBS’s TA Score: 2 bullish, 5 bearish.
Price Growth
HSBC (@Major Banks) experienced а -1.27% price change this week, while UBS (@Major Banks) price change was -1.48% for the same time period.
The average weekly price growth across all stocks in the @Major Banks industry was -4.24%. For the same industry, the average monthly price growth was -0.35%, and the average quarterly price growth was +15.90%.
Reported Earning Dates
HSBC is expected to report earnings on Oct 27, 2026.
UBS is expected to report earnings on Oct 28, 2026.
Industries' Descriptions
@Major Banks (-4.24% weekly)Major banks are among the biggest companies in the world, often times with global reach and market capitalizations in the multi-billions. Large banks often have multiple arms spanning different disciplines, from deposits, to investment banking, to wealth management and insurance. The biggest banks often have key competitive advantages over smaller players in the industry in terms of brand recognition, cost of capital, and efficiency. Think J.P. Morgan, Bank of America, Wells Fargo, and Citigroup.
| HSBC | UBS | HSBC / UBS | |
| Capitalization | 347B | 161B | 216% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 35.088 | 17.722 | 198% |
| P/E Ratio | 14.62 | 33.62 | 43% |
| Revenue | 73.8B | 50.9B | 145% |
| Total Cash | 215B | 210B | 102% |
| Total Debt | 102B | 351B | 29% |
HSBC | UBS | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 79 | 81 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 48 Fair valued | 93 Overvalued | |
PROFIT vs RISK RATING 1..100 | 2 | 9 | |
SMR RATING 1..100 | 4 | 8 | |
PRICE GROWTH RATING 1..100 | 42 | 44 | |
P/E GROWTH RATING 1..100 | 32 | 12 | |
SEASONALITY SCORE 1..100 | 65 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
HSBC's Valuation (48) in the Major Banks industry is somewhat better than the same rating for UBS (93). This means that HSBC’s stock grew somewhat faster than UBS’s over the last 12 months.
HSBC's Profit vs Risk Rating (2) in the Major Banks industry is in the same range as UBS (9). This means that HSBC’s stock grew similarly to UBS’s over the last 12 months.
HSBC's SMR Rating (4) in the Major Banks industry is in the same range as UBS (8). This means that HSBC’s stock grew similarly to UBS’s over the last 12 months.
HSBC's Price Growth Rating (42) in the Major Banks industry is in the same range as UBS (44). This means that HSBC’s stock grew similarly to UBS’s over the last 12 months.
UBS's P/E Growth Rating (12) in the Major Banks industry is in the same range as HSBC (32). This means that UBS’s stock grew similarly to HSBC’s over the last 12 months.
| HSBC | UBS | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 33% | 7 days ago 53% |
| Stochastic ODDS (%) | 2 days ago 81% | 2 days ago 63% |
| Momentum ODDS (%) | 2 days ago 74% | 2 days ago 64% |
| MACD ODDS (%) | 2 days ago 39% | 2 days ago 60% |
| TrendWeek ODDS (%) | 2 days ago 45% | 2 days ago 61% |
| TrendMonth ODDS (%) | 2 days ago 66% | 2 days ago 60% |
| Advances ODDS (%) | 25 days ago 68% | 16 days ago 67% |
| Declines ODDS (%) | 2 days ago 49% | 3 days ago 61% |
| BollingerBands ODDS (%) | 2 days ago 41% | N/A |
| Aroon ODDS (%) | 2 days ago 69% | 2 days ago 57% |
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HSBC and
Correlation & Price change
A.I.dvisor indicates that over the last year, HSBC has been closely correlated with BCS. These tickers have moved in lockstep 76% of the time. This A.I.-generated data suggests there is a high statistical probability that if HSBC jumps, then BCS could also see price increases.
| Ticker / NAME | Correlation To HSBC | 1D Price Change % | ||
|---|---|---|---|---|
| HSBC | 100% | -0.85% | ||
| BCS - HSBC | 76% Closely correlated | -1.83% | ||
| SAN - HSBC | 74% Closely correlated | -0.49% | ||
| ING - HSBC | 71% Closely correlated | -2.25% | ||
| BBVA - HSBC | 67% Closely correlated | -0.90% | ||
| UBS - HSBC | 58% Loosely correlated | +0.30% | ||
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UBS and
Correlation & Price change
A.I.dvisor indicates that over the last year, UBS has been closely correlated with BCS. These tickers have moved in lockstep 66% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBS jumps, then BCS could also see price increases.