INDB
Price
$73.27
Change
+$1.22 (+1.69%)
Updated
Dec 1 closing price
Capitalization
3.63B
44 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$30.96
Change
+$0.40 (+1.31%)
Updated
Dec 1 closing price
Capitalization
3.76B
49 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

INDB vs UCB

Header iconINDB vs UCB Comparison
Open Charts INDB vs UCBBanner chart's image
Independent Bank
Price$73.27
Change+$1.22 (+1.69%)
Volume$177.28K
Capitalization3.63B
United Community Banks
Price$30.96
Change+$0.40 (+1.31%)
Volume$594.61K
Capitalization3.76B
INDB vs UCB Comparison Chart in %
INDB
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
INDB vs. UCB commentary
Dec 02, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is INDB is a StrongBuy and UCB is a StrongBuy.

Interact to see
Advertisement
COMPARISON
Comparison
Dec 02, 2025
Stock price -- (INDB: $73.24 vs. UCB: $30.96)
Brand notoriety: INDB and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: INDB: 60% vs. UCB: 89%
Market capitalization -- INDB: $3.63B vs. UCB: $3.76B
INDB [@Regional Banks] is valued at $3.63B. UCB’s [@Regional Banks] market capitalization is $3.76B. The market cap for tickers in the [@Regional Banks] industry ranges from $172.49B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

INDB’s FA Score shows that 2 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • INDB’s FA Score: 2 green, 3 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, INDB is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

INDB’s TA Score shows that 6 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • INDB’s TA Score: 6 bullish, 4 bearish.
  • UCB’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, INDB is a better buy in the short-term than UCB.

Price Growth

INDB (@Regional Banks) experienced а +3.21% price change this week, while UCB (@Regional Banks) price change was +2.04% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.80%. For the same industry, the average monthly price growth was +3.81%, and the average quarterly price growth was +14.42%.

Reported Earning Dates

INDB is expected to report earnings on Jan 15, 2026.

UCB is expected to report earnings on Jan 20, 2026.

Industries' Descriptions

@Regional Banks (+1.80% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
UCB($3.76B) and INDB($3.63B) have the same market capitalization . INDB has higher P/E ratio than UCB: INDB (18.04) vs UCB (12.29). INDB YTD gains are higher at: 17.226 vs. UCB (-1.786). INDB has more cash in the bank: 219M vs. UCB (202M). UCB has less debt than INDB: UCB (155M) vs INDB (759M). UCB has higher revenues than INDB: UCB (953M) vs INDB (705M).
INDBUCBINDB / UCB
Capitalization3.63B3.76B96%
EBITDAN/AN/A-
Gain YTD17.226-1.786-965%
P/E Ratio18.0412.29147%
Revenue705M953M74%
Total Cash219M202M108%
Total Debt759M155M490%
FUNDAMENTALS RATINGS
INDB vs UCB: Fundamental Ratings
INDB
UCB
OUTLOOK RATING
1..100
2418
VALUATION
overvalued / fair valued / undervalued
1..100
95
Overvalued
76
Overvalued
PROFIT vs RISK RATING
1..100
6863
SMR RATING
1..100
1613
PRICE GROWTH RATING
1..100
4856
P/E GROWTH RATING
1..100
2690
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UCB's Valuation (76) in the Regional Banks industry is in the same range as INDB (95). This means that UCB’s stock grew similarly to INDB’s over the last 12 months.

UCB's Profit vs Risk Rating (63) in the Regional Banks industry is in the same range as INDB (68). This means that UCB’s stock grew similarly to INDB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is in the same range as INDB (16). This means that UCB’s stock grew similarly to INDB’s over the last 12 months.

INDB's Price Growth Rating (48) in the Regional Banks industry is in the same range as UCB (56). This means that INDB’s stock grew similarly to UCB’s over the last 12 months.

INDB's P/E Growth Rating (26) in the Regional Banks industry is somewhat better than the same rating for UCB (90). This means that INDB’s stock grew somewhat faster than UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
INDBUCB
RSI
ODDS (%)
Bearish Trend 1 day ago
69%
N/A
Stochastic
ODDS (%)
Bearish Trend 1 day ago
64%
Bearish Trend 1 day ago
73%
Momentum
ODDS (%)
Bullish Trend 1 day ago
62%
Bullish Trend 1 day ago
56%
MACD
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 1 day ago
57%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
63%
Bullish Trend 1 day ago
56%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
62%
Bullish Trend 1 day ago
52%
Advances
ODDS (%)
Bullish Trend 7 days ago
60%
Bullish Trend 13 days ago
56%
Declines
ODDS (%)
Bearish Trend 4 days ago
73%
Bearish Trend 4 days ago
71%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
71%
Bearish Trend 1 day ago
62%
Aroon
ODDS (%)
Bullish Trend 1 day ago
53%
Bearish Trend 1 day ago
56%
View a ticker or compare two or three
Interact to see
Advertisement
INDB
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
NIAGX14.46N/A
N/A
Nia Impact Solutions
PIBQX19.84N/A
N/A
PGIM Balanced R6
CGIOX53.73-0.31
-0.57%
Calamos Growth and Income R6
TRZAX49.91-0.39
-0.78%
T. Rowe Price Value Z
RGCIX10.46-0.10
-0.95%
Russell Inv Global Infrastructure C

INDB and

Correlation & Price change

A.I.dvisor indicates that over the last year, INDB has been closely correlated with STBA. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if INDB jumps, then STBA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To INDB
1D Price
Change %
INDB100%
+1.65%
STBA - INDB
89%
Closely correlated
+1.19%
HOMB - INDB
89%
Closely correlated
+0.86%
FNB - INDB
89%
Closely correlated
+1.03%
UBSI - INDB
88%
Closely correlated
+1.21%
UCB - INDB
88%
Closely correlated
+1.31%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with UBSI. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
+1.31%
UBSI - UCB
91%
Closely correlated
+1.21%
WSFS - UCB
91%
Closely correlated
+0.65%
FNB - UCB
91%
Closely correlated
+1.03%
HWC - UCB
91%
Closely correlated
+2.28%
FFBC - UCB
90%
Closely correlated
+1.46%
More