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OPFI vs SWRD
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OPFI is a Hold and SWRD is a Buy.
OPFI's RSI Indicator climbs out of oversold territory
The RSI Oscillator for OPFI moved out of oversold territory on October 21, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 38 similar instances when the indicator left oversold territory. In 35 of the 38 cases the stock moved higher. This puts the odds of a move higher at 90%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 8 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.
The Moving Average Convergence Divergence (MACD) for OPFI just turned positive on October 07, 2026. Looking at past instances where OPFI's MACD turned positive, the stock continued to rise in 40 of 49 cases over the following month. The odds of a continued upward trend are 82%.
Following a +2.16% 3-day Advance, the price is estimated to grow further. Considering data from situations where OPFI advanced for three days, in 221 of 259 cases, the price rose further within the following month. The odds of a continued upward trend are 85%.
OPFI may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on September 17, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on OPFI as a result. In 68 of 86 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 79%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where OPFI declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 80%.
The Aroon Indicator for OPFI entered a downward trend on October 21, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 15 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.168) is normal, around the industry mean (3.718). P/E Ratio (1.786) is within average values for comparable stocks, (6.568). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (3.918). Dividend Yield (0.176) settles around the average of (0.386) among similar stocks. P/S Ratio (0.655) is also within normal values, averaging (5.901).
The Tickeron SMR rating for this company is 22 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 82 (best 1 - 100 worst), indicating slightly worse than average price growth. OPFI’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 95 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron PE Growth Rating for this company is 97 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. OPFI’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock worse than average.
OPFI | SWRD | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 10 | 88 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 15 Undervalued | 12 Undervalued | |
PROFIT vs RISK RATING 1..100 | 100 | 100 | |
SMR RATING 1..100 | 22 | 100 | |
PRICE GROWTH RATING 1..100 | 82 | 62 | |
P/E GROWTH RATING 1..100 | 97 | 100 | |
SEASONALITY SCORE 1..100 | 90 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
SWRD's Valuation (12) in the null industry is in the same range as OPFI (15). This means that SWRD’s stock grew similarly to OPFI’s over the last 12 months.
SWRD's Profit vs Risk Rating (100) in the null industry is in the same range as OPFI (100). This means that SWRD’s stock grew similarly to OPFI’s over the last 12 months.
OPFI's SMR Rating (22) in the null industry is significantly better than the same rating for SWRD (100). This means that OPFI’s stock grew significantly faster than SWRD’s over the last 12 months.
SWRD's Price Growth Rating (62) in the null industry is in the same range as OPFI (82). This means that SWRD’s stock grew similarly to OPFI’s over the last 12 months.
OPFI's P/E Growth Rating (97) in the null industry is in the same range as SWRD (100). This means that OPFI’s stock grew similarly to SWRD’s over the last 12 months.
| OPFI | |
|---|---|
| RSI ODDS (%) | 2 days ago 90% |
| Stochastic ODDS (%) | 2 days ago 84% |
| Momentum ODDS (%) | 4 days ago 79% |
| MACD ODDS (%) | 2 days ago 82% |
| TrendWeek ODDS (%) | 2 days ago 83% |
| TrendMonth ODDS (%) | 2 days ago 81% |
| Advances ODDS (%) | 2 days ago 85% |
| Declines ODDS (%) | 4 days ago 80% |
| BollingerBands ODDS (%) | 2 days ago 90% |
| Aroon ODDS (%) | 2 days ago 76% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
OPFI’s FA Score shows that 2 FA rating(s) are green while SWRD’s FA Score has 1 green FA rating(s).
- OPFI’s FA Score: 2 green, 3 red.
- SWRD’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
OPFI’s TA Score shows that 5 TA indicator(s) are bullish.
- OPFI’s TA Score: 5 bullish, 3 bearish.
Price Growth
OPFI (@Savings Banks) experienced а -0.18% price change this week, while SWRD (@Savings Banks) price change was +3.54% for the same time period.
The average weekly price growth across all stocks in the @Savings Banks industry was -1.33%. For the same industry, the average monthly price growth was -4.67%, and the average quarterly price growth was -7.49%.
Reported Earning Dates
OPFI is expected to report earnings on Oct 28, 2026.
Industries' Descriptions
@Savings Banks (-1.33% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
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OPFI and
Correlation & Price change
A.I.dvisor indicates that over the last year, OPFI has been loosely correlated with ATLC. These tickers have moved in lockstep 39% of the time. This A.I.-generated data suggests there is some statistical probability that if OPFI jumps, then ATLC could also see price increases.
| Ticker / NAME | Correlation To OPFI | 1D Price Change % | ||
|---|---|---|---|---|
| OPFI | 100% | +0.89% | ||
| ATLC - OPFI | 39% Loosely correlated | +1.84% | ||
| ENVA - OPFI | 39% Loosely correlated | +0.33% | ||
| OMF - OPFI | 39% Loosely correlated | +1.45% | ||
| COIN - OPFI | 38% Loosely correlated | +3.65% | ||
| URI - OPFI | 38% Loosely correlated | +2.41% | ||
More | ||||
SWRD and
Correlation & Price change
A.I.dvisor tells us that SWRD and JF have been poorly correlated (+12% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that SWRD and JF's prices will move in lockstep.
| Ticker / NAME | Correlation To SWRD | 1D Price Change % | ||
|---|---|---|---|---|
| SWRD | 100% | +11.91% | ||
| JF - SWRD | 12% Poorly correlated | -2.13% | ||
| OPFI - SWRD | 8% Poorly correlated | +0.89% | ||
| PYPL - SWRD | 5% Poorly correlated | +0.11% | ||
| ANTA - SWRD | -0% Poorly correlated | -6.81% | ||
| HTT - SWRD | -1% Poorly correlated | -1.46% | ||
More | ||||
| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| GOF | 8.68 | 0.16 | +1.88% |
| Guggenheim Strategic Opportunities Fund | |||
| TMFX | 24.64 | 0.09 | +0.37% |
| Motley Fool Next Index ETF (TMFX) | |||
| NLSI | 59.95 | 0.15 | +0.24% |
| NEOS Long/Short Equity Income ETF (NLSI) | |||
| ILS | 20.28 | 0.01 | +0.05% |
| Brookmont Catastrophic Bond ETF | |||
| LALT | 24.87 | 0.01 | +0.04% |
| First Trust Multi-Strategy Alternative ETF (LALT) | |||