Advertisement
RJF vs SCHW
Which Stock Would AI Choose? Raymond James Financial (RJF) vs. Charles Schwab (SCHW) Stock Comparison
Key Takeaways
- Both RJF and SCHW operate in the wealth management and brokerage sector, with SCHW holding significantly larger scale in client assets and market capitalization.
- Recent quarterly results showed strong year-over-year revenue and earnings growth for both firms, driven by asset management fees, trading activity, and net interest income.
- RJF reported record fiscal third-quarter 2026 revenues of $3.93 billion and diluted EPS of $3.01, while SCHW posted second-quarter revenues of $7.1 billion and adjusted EPS of $1.62.
- Stock performance in recent weeks reflected broader market volatility, with RJF experiencing a notable short-term decline and SCHW showing mixed but relatively stable trading around $105.
- Key contrasts include RJF’s focused regional presence versus SCHW’s expansive national platform, including banking and emerging crypto offerings.
- Market sentiment remains supported by robust client asset inflows and capital returns for both companies amid a favorable interest-rate environment.
Introduction
Raymond James Financial (RJF) and Charles Schwab (SCHW) represent two prominent players in the U.S. financial services industry, offering brokerage, wealth management, and investment advisory services. This comparison examines their relative performance, business models, and recent market positioning to assist institutional and retail investors evaluating exposure within the capital markets sector. Traders and portfolio managers focused on financial stocks may find the analysis useful for assessing diversification, momentum, and risk-adjusted characteristics in the current environment.
RJF Overview and Recent Performance
Raymond James Financial provides private client group services, capital markets, asset management, and banking solutions primarily through its network of advisors. In recent market activity, the company delivered record fiscal third-quarter 2026 results, with net revenues rising 16% year over year to $3.93 billion and diluted EPS increasing 42% to $3.01. Client assets under administration reached $1.92 trillion, supported by strong net new asset growth and fee-based account expansion. Stock behavior in recent weeks included a period of consolidation and a short-term decline amid broader sector volatility, with shares trading near $164 following a nine-day losing streak. Factors influencing sentiment included solid earnings beats, share repurchases, and stable capital ratios, offset by general market pressures on financial names.
SCHW Overview and Recent Performance
Charles Schwab operates a diversified platform encompassing brokerage, banking, asset management, and retirement services on a national scale. The firm reported record second-quarter 2026 results, including net revenues of $7.1 billion, up 21% year over year, and adjusted EPS of $1.62. Core net new assets totaled $120 billion, contributing to client assets of $13.08 trillion. Recent stock activity showed resilience with trading around $105, punctuated by modest fluctuations tied to trading volumes and asset-gathering trends. Developments such as expanded crypto offerings, AI-enhanced tools, and continued account growth have supported positioning, while the company raised its full-year revenue outlook.
Trending AI Robots
Tickeron’s Trending AI Robots page curates top-performing AI trading bots from hundreds available that trade thousands of tickers. Only those demonstrating the strongest suitability for prevailing market conditions, based on backtested statistics, win rates, drawdowns, and consistency across strategies and timeframes, appear in this section. Available bots span diverse approaches including momentum, mean-reversion, and trend-following, with performance metrics varying by ticker set and market regime. Ranges for key statistics often include win rates from 55% to over 70% and varying Sharpe ratios depending on the bot’s risk profile. Investors seeking automated strategies can explore the full selection on the Trending AI Robots page for data-driven options aligned with individual objectives.
Head-to-Head Comparison
Business models differ in scale and focus: RJF emphasizes advisor-centric wealth management with a regional emphasis, while SCHW leverages a broader retail and institutional platform including significant banking operations. Growth drivers for RJF center on private client net new assets and capital markets activity; SCHW benefits from high trading volumes, lending solutions, and record asset inflows. Recent momentum favors SCHW on asset-gathering metrics, whereas RJF posted notable EPS expansion. Risk factors include interest-rate sensitivity for both, with SCHW carrying larger balance-sheet exposure and RJF showing lower beta. Sector exposure remains concentrated in financials, and market sentiment reflects optimism around fee income and client engagement amid stable rates.
Tickeron AI Verdict
Based on observable factors such as trend consistency in asset inflows, revenue stability, and relative positioning, Tickeron’s AI would currently assign a modestly higher probabilistic preference to SCHW over RJF. SCHW’s larger scale and sustained client asset growth provide a buffer in varied market conditions, though both stocks exhibit competitive fundamentals with limited differentiation in recent catalysts.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
Disclaimers and LimitationsTo compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is RJF is a Hold and SCHW is a StrongBuy.
RJF | SCHW | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 68 | 66 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 70 Overvalued | 86 Overvalued | |
PROFIT vs RISK RATING 1..100 | 31 | 60 | |
SMR RATING 1..100 | 9 | 5 | |
PRICE GROWTH RATING 1..100 | 55 | 55 | |
P/E GROWTH RATING 1..100 | 62 | 78 | |
SEASONALITY SCORE 1..100 | 85 | 85 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
RJF's Valuation (70) in the Investment Banks Or Brokers industry is in the same range as SCHW (86). This means that RJF’s stock grew similarly to SCHW’s over the last 12 months.
RJF's Profit vs Risk Rating (31) in the Investment Banks Or Brokers industry is in the same range as SCHW (60). This means that RJF’s stock grew similarly to SCHW’s over the last 12 months.
SCHW's SMR Rating (5) in the Investment Banks Or Brokers industry is in the same range as RJF (9). This means that SCHW’s stock grew similarly to RJF’s over the last 12 months.
SCHW's Price Growth Rating (55) in the Investment Banks Or Brokers industry is in the same range as RJF (55). This means that SCHW’s stock grew similarly to RJF’s over the last 12 months.
RJF's P/E Growth Rating (62) in the Investment Banks Or Brokers industry is in the same range as SCHW (78). This means that RJF’s stock grew similarly to SCHW’s over the last 12 months.
| RJF | SCHW | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 86% | 1 day ago 76% |
| Stochastic ODDS (%) | 1 day ago 58% | 1 day ago 75% |
| Momentum ODDS (%) | 1 day ago 62% | 1 day ago 56% |
| MACD ODDS (%) | N/A | 5 days ago 62% |
| TrendWeek ODDS (%) | 1 day ago 61% | 1 day ago 60% |
| TrendMonth ODDS (%) | 1 day ago 60% | 1 day ago 61% |
| Advances ODDS (%) | 5 days ago 59% | 12 days ago 58% |
| Declines ODDS (%) | 3 days ago 57% | 5 days ago 58% |
| BollingerBands ODDS (%) | 1 day ago 74% | 1 day ago 68% |
| Aroon ODDS (%) | 1 day ago 62% | 1 day ago 60% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
RJF’s FA Score shows that 2 FA rating(s) are green while SCHW’s FA Score has 1 green FA rating(s).
- RJF’s FA Score: 2 green, 3 red.
- SCHW’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
RJF’s TA Score shows that 4 TA indicator(s) are bullish while SCHW’s TA Score has 4 bullish TA indicator(s).
- RJF’s TA Score: 4 bullish, 5 bearish.
- SCHW’s TA Score: 4 bullish, 6 bearish.
Price Growth
RJF (@Investment Managers) experienced а -0.70% price change this week, while SCHW (@Investment Banks/Brokers) price change was -2.35% for the same time period.
The average weekly price growth across all stocks in the @Investment Managers industry was +1.16%. For the same industry, the average monthly price growth was +5.59%, and the average quarterly price growth was +11.77%.
The average weekly price growth across all stocks in the @Investment Banks/Brokers industry was -4.83%. For the same industry, the average monthly price growth was -1.27%, and the average quarterly price growth was +9.74%.
Reported Earning Dates
RJF is expected to report earnings on Oct 28, 2026.
SCHW is expected to report earnings on Oct 15, 2026.
Industries' Descriptions
@Investment Managers (+1.16% weekly)Investment Managers manage financial assets and other investments of clients. Management includes designing a short- or long-term strategy for buying/holding and selling of portfolio holdings. It can also include tax services and other aspects of financial planning as well. While it is perceived that the industry is faced with growing competition from robo-advisors/digital platforms and passive/ index-tracking funds, many investors still find value in actively managed in-person services that investment management companies often emphasize on. At the same time, many wealth managers are also incorporating digital initiatives/low cost options in addition to their in-person customized services. Their main sources of revenues are fees as a percentage of assets under management, in addition to a certain portion of clients’ gains from asset appreciation. BlackRock, Inc., Blackstone Group Inc and Brookfield Asset Management are some of the major investment management companies.
@Investment Banks/Brokers (-4.83% weekly)These banks specialize in underwriting (helping companies with debt financing or equity issuances), IPOs, facilitating mergers and other corporate reorganizations and acting as a broker or financial advisor for institutions. They might also trade securities on their own accounts. Investment banks potentially thrive on expanding its network of clients, since that could help them increase profits. Goldman Sachs, Morgan Stanley and CME Group Inc are some of the largest investment banking companies.
Advertisement
RJF and
Correlation & Price change
A.I.dvisor indicates that over the last year, RJF has been closely correlated with SF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if RJF jumps, then SF could also see price increases.
SCHW and
Correlation & Price change
A.I.dvisor indicates that over the last year, SCHW has been closely correlated with RJF. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if SCHW jumps, then RJF could also see price increases.
| Ticker / NAME | Correlation To SCHW | 1D Price Change % | ||
|---|---|---|---|---|
| SCHW | 100% | -1.70% | ||
| RJF - SCHW | 72% Closely correlated | -0.97% | ||
| LPLA - SCHW | 68% Closely correlated | +1.37% | ||
| NDAQ - SCHW | 62% Loosely correlated | -1.46% | ||
| MORN - SCHW | 57% Loosely correlated | -3.75% | ||
| SPGI - SCHW | 56% Loosely correlated | -0.49% | ||
More | ||||