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RJF vs SCHW
Which Stock Would AI Choose? Raymond James Financial (RJF) vs. The Charles Schwab Corporation (SCHW) Stock Comparison
Key Takeaways
- Both RJF and SCHW operate in wealth management and brokerage services, with SCHW maintaining a larger scale and broader retail client base.
- Recent market activity shows RJF trading near $165 with analyst price target upgrades, while SCHW posted gains above 3% on select days amid record trading metrics.
- Year-to-date returns favor modest outperformance by SCHW relative to RJF, though both lag the broader S&P 500 benchmark.
- Upcoming earnings releases in late July 2026 for both firms represent key near-term catalysts for sentiment shifts.
- RJF emphasizes advisory and wealth management with stable client asset growth, whereas SCHW highlights banking integration and digital asset expansion.
- Relative positioning reflects trade-offs between RJF's focused regional strength and SCHW's scale-driven momentum in trading activity.
Introduction
Raymond James Financial (RJF) and The Charles Schwab Corporation (SCHW) represent two prominent players in the U.S. financial services sector, particularly within wealth management, brokerage, and investment advisory. This comparison examines their recent stock behavior, business models, and market positioning amid evolving interest rate environments and client asset flows. Institutional investors, active traders, and portfolio managers evaluating exposure to financials may find the relative performance and sector-specific drivers relevant for assessing diversification opportunities or tactical allocations in the current market setting.
RJF Overview and Recent Performance
Raymond James Financial provides wealth management, investment banking, and capital markets services primarily to high-net-worth individuals and institutions. In recent weeks, RJF shares have traded in a range near $165, reflecting modest year-to-date gains of approximately 4% that trail the S&P 500. Recent market activity includes analyst price target increases, such as an upgrade to $175, alongside reports of record client assets under administration in prior months. Sentiment has been influenced by stable earnings visibility ahead of the July 22, 2026 earnings release and a declared quarterly dividend of $0.54 per share. Broader sector rotation and index adjustments have contributed to contained volatility.
SCHW Overview and Recent Performance
The Charles Schwab Corporation operates a large-scale brokerage platform integrated with banking services, serving retail and institutional clients. In recent weeks, SCHW shares have shown intraday strength, including a gain exceeding 3% on one session, with prices hovering near $102. Year-to-date performance has been modestly positive, supported by record levels in the Schwab Trading Activity Index for June and ongoing expansion in digital assets. Upcoming earnings on July 21, 2026, along with monthly activity reports, have shaped sentiment. Performance reflects resilience in trading volumes and client engagement amid broader market conditions.
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Head-to-Head Comparison
RJF and SCHW differ in scale and emphasis: RJF focuses on advisory-led wealth management with strong regional presence, while SCHW leverages its extensive retail brokerage and banking franchise for higher trading volumes. Growth drivers for RJF center on client asset accumulation and fee-based revenue stability; SCHW benefits from net interest income sensitivity and digital initiatives such as crypto capabilities. Recent momentum has tilted toward SCHW on trading activity metrics, though RJF exhibits lower beta and more contained drawdowns. Risk factors include interest rate exposure for both, with SCHW carrying greater banking balance-sheet sensitivity. Market sentiment reflects RJF's valuation discipline versus SCHW's growth-oriented positioning.
Tickeron AI Verdict
Based on observable factors including recent trading momentum, consistency of client engagement metrics, and positioning ahead of earnings, Tickeron’s AI models currently assign a modestly higher probabilistic edge to SCHW for near-term relative strength, driven by elevated activity indices and expansion catalysts. RJF demonstrates greater stability in asset trends that could support outperformance in lower-volatility regimes. This assessment remains probabilistic and subject to evolving data inputs.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is RJF is a StrongBuy and SCHW is a StrongBuy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
RJF’s FA Score shows that 3 FA rating(s) are green whileSCHW’s FA Score has 2 green FA rating(s).
- RJF’s FA Score: 3 green, 2 red.
- SCHW’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
RJF’s TA Score shows that 6 TA indicator(s) are bullish while SCHW’s TA Score has 6 bullish TA indicator(s).
- RJF’s TA Score: 6 bullish, 4 bearish.
- SCHW’s TA Score: 6 bullish, 4 bearish.
Price Growth
RJF (@Investment Managers) experienced а +0.34% price change this week, while SCHW (@Investment Banks/Brokers) price change was +1.75% for the same time period.
The average weekly price growth across all stocks in the @Investment Managers industry was -2.61%. For the same industry, the average monthly price growth was -2.43%, and the average quarterly price growth was -11.98%.
The average weekly price growth across all stocks in the @Investment Banks/Brokers industry was -7.53%. For the same industry, the average monthly price growth was -8.39%, and the average quarterly price growth was -19.38%.
Reported Earning Dates
RJF is expected to report earnings on Jul 22, 2026.
SCHW is expected to report earnings on Jul 21, 2026.
Industries' Descriptions
@Investment Managers (-2.61% weekly)Investment Managers manage financial assets and other investments of clients. Management includes designing a short- or long-term strategy for buying/holding and selling of portfolio holdings. It can also include tax services and other aspects of financial planning as well. While it is perceived that the industry is faced with growing competition from robo-advisors/digital platforms and passive/ index-tracking funds, many investors still find value in actively managed in-person services that investment management companies often emphasize on. At the same time, many wealth managers are also incorporating digital initiatives/low cost options in addition to their in-person customized services. Their main sources of revenues are fees as a percentage of assets under management, in addition to a certain portion of clients’ gains from asset appreciation. BlackRock, Inc., Blackstone Group Inc and Brookfield Asset Management are some of the major investment management companies.
@Investment Banks/Brokers (-7.53% weekly)These banks specialize in underwriting (helping companies with debt financing or equity issuances), IPOs, facilitating mergers and other corporate reorganizations and acting as a broker or financial advisor for institutions. They might also trade securities on their own accounts. Investment banks potentially thrive on expanding its network of clients, since that could help them increase profits. Goldman Sachs, Morgan Stanley and CME Group Inc are some of the largest investment banking companies.
| RJF | SCHW | RJF / SCHW | |
| Capitalization | 32.5B | 178B | 18% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 5.094 | 3.187 | 160% |
| P/E Ratio | 15.77 | 20.35 | 77% |
| Revenue | 14.5B | 24.8B | 58% |
| Total Cash | 2.61B | N/A | - |
| Total Debt | 4.22B | 33.1B | 13% |
RJF | SCHW | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 17 | 30 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 71 Overvalued | 84 Overvalued | |
PROFIT vs RISK RATING 1..100 | 26 | 57 | |
SMR RATING 1..100 | 15 | 7 | |
PRICE GROWTH RATING 1..100 | 26 | 23 | |
P/E GROWTH RATING 1..100 | 47 | 80 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
RJF's Valuation (71) in the Investment Banks Or Brokers industry is in the same range as SCHW (84). This means that RJF’s stock grew similarly to SCHW’s over the last 12 months.
RJF's Profit vs Risk Rating (26) in the Investment Banks Or Brokers industry is in the same range as SCHW (57). This means that RJF’s stock grew similarly to SCHW’s over the last 12 months.
SCHW's SMR Rating (7) in the Investment Banks Or Brokers industry is in the same range as RJF (15). This means that SCHW’s stock grew similarly to RJF’s over the last 12 months.
SCHW's Price Growth Rating (23) in the Investment Banks Or Brokers industry is in the same range as RJF (26). This means that SCHW’s stock grew similarly to RJF’s over the last 12 months.
RJF's P/E Growth Rating (47) in the Investment Banks Or Brokers industry is somewhat better than the same rating for SCHW (80). This means that RJF’s stock grew somewhat faster than SCHW’s over the last 12 months.
| RJF | SCHW | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 51% | 1 day ago 44% |
| Stochastic ODDS (%) | 1 day ago 58% | 1 day ago 52% |
| Momentum ODDS (%) | 1 day ago 64% | 1 day ago 64% |
| MACD ODDS (%) | 1 day ago 55% | 6 days ago 60% |
| TrendWeek ODDS (%) | 1 day ago 64% | 1 day ago 61% |
| TrendMonth ODDS (%) | 1 day ago 59% | 1 day ago 60% |
| Advances ODDS (%) | 8 days ago 60% | 5 days ago 56% |
| Declines ODDS (%) | 1 day ago 58% | 20 days ago 60% |
| BollingerBands ODDS (%) | 1 day ago 55% | 1 day ago 48% |
| Aroon ODDS (%) | 1 day ago 53% | 1 day ago 57% |
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SCHW and
Correlation & Price change
A.I.dvisor indicates that over the last year, SCHW has been closely correlated with RJF. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if SCHW jumps, then RJF could also see price increases.
| Ticker / NAME | Correlation To SCHW | 1D Price Change % | ||
|---|---|---|---|---|
| SCHW | 100% | -0.72% | ||
| RJF - SCHW | 72% Closely correlated | -0.68% | ||
| LPLA - SCHW | 67% Closely correlated | +1.27% | ||
| NDAQ - SCHW | 62% Loosely correlated | +1.28% | ||
| MORN - SCHW | 57% Loosely correlated | +5.07% | ||
| SPGI - SCHW | 56% Loosely correlated | +1.70% | ||
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