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RJF vs SCHW
Which Stock Would AI Choose? Raymond James Financial (RJF) vs. The Charles Schwab Corporation (SCHW) Stock Comparison
Key Takeaways
- Both RJF and SCHW operate in the financial services sector as major brokerage and wealth management firms, with SCHW emphasizing retail scale and RJF focusing on advisor-centric services.
- Recent market activity shows both stocks trading near 52-week highs amid analyst optimism, with multiple price target increases reported in recent weeks.
- Upcoming quarterly earnings releases—RJF on July 22, 2026, and SCHW on July 21, 2026—represent key near-term catalysts supported by upward earnings estimate revisions.
- RJF has demonstrated record client asset growth and expected EPS expansion of approximately 33.5% year-over-year, while SCHW has posted strong net new assets and client account additions.
- Valuation metrics and business model differences highlight trade-offs: RJF offers a more concentrated advisor platform, whereas SCHW benefits from broader retail distribution and technology investments.
- Sector exposure to interest rates, client cash balances, and market volatility influences relative performance for both companies in the current environment.
Introduction
Raymond James Financial (RJF) and The Charles Schwab Corporation (SCHW) are prominent players in the wealth management and brokerage industry, making them relevant for investors comparing established financial services firms. This stock comparison examines their recent performance, business positioning, and market dynamics to assist professional traders and individual investors evaluating relative opportunities within the sector. The analysis draws on observable data such as analyst revisions, client asset trends, and upcoming earnings to provide a factual basis for understanding how these stocks have behaved in recent market activity.
RJF Overview and Recent Performance
Raymond James Financial provides financial planning, investment advisory, and capital markets services primarily through a network of financial advisors. In recent weeks, the stock has traded near the upper end of its 52-week range, closing at approximately $168.36 on July 17, 2026. Recent market activity reflects positive sentiment driven by record client assets under administration and multiple analyst price target upgrades, including raises to $174, $192, and $200. The company is scheduled to report third-quarter 2026 results on July 22, with expectations of strong EPS growth of about 33.5% year-over-year, supported by margin expansion and asset inflows.
SCHW Overview and Recent Performance
The Charles Schwab Corporation operates a large-scale retail brokerage platform offering trading, banking, and wealth management services to individual and institutional clients. The stock closed around $101.56 on July 17, 2026, also positioned near the top of its recent trading range. Recent market activity has featured upward revisions to earnings estimates ahead of the second-quarter 2026 report due on July 21, alongside continued strength in net new assets and client account growth. Analyst price targets have been increased in recent weeks, reflecting confidence in the firm’s ability to convert expanding client balances into revenue amid ongoing digital and operational initiatives.
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Head-to-Head Comparison
RJF and SCHW both serve wealth management clients but differ in scale and focus: SCHW maintains a larger retail footprint with extensive technology infrastructure, while RJF emphasizes personalized advisor relationships and a more concentrated client base. Recent momentum for both has been supported by asset growth and analyst upgrades, though SCHW’s broader distribution channels provide greater exposure to retail investor flows. Risk factors include sensitivity to interest rate changes affecting net interest income (NII) and client cash sweep balances, with SCHW facing potentially larger impacts due to its deposit base. Sector exposure centers on capital markets and asset management, where market volatility can influence trading volumes and assets under management (AUM). Sentiment remains constructive for both amid earnings catalysts, yet trade-offs emerge in valuation multiples and growth drivers, with RJF showing more pronounced recent EPS expansion expectations relative to its smaller market capitalization.
Tickeron AI Verdict
Based on observable factors such as trend consistency in client assets, stability in recent price action near 52-week highs, and multiple positive analyst revisions, Tickeron’s AI would currently assign a probabilistic edge to RJF for relative positioning ahead of its earnings release. SCHW exhibits comparable strengths in scale and upcoming catalysts, suggesting balanced outcomes depending on execution and broader market conditions.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is RJF is a Hold and SCHW is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
RJF’s FA Score shows that 2 FA rating(s) are green whileSCHW’s FA Score has 2 green FA rating(s).
- RJF’s FA Score: 2 green, 3 red.
- SCHW’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
RJF’s TA Score shows that 6 TA indicator(s) are bullish while SCHW’s TA Score has 4 bullish TA indicator(s).
- RJF’s TA Score: 6 bullish, 4 bearish.
- SCHW’s TA Score: 4 bullish, 6 bearish.
Price Growth
RJF (@Investment Managers) experienced а +0.30% price change this week, while SCHW (@Investment Banks/Brokers) price change was -1.13% for the same time period.
The average weekly price growth across all stocks in the @Investment Managers industry was -0.59%. For the same industry, the average monthly price growth was -1.06%, and the average quarterly price growth was -10.73%.
The average weekly price growth across all stocks in the @Investment Banks/Brokers industry was +2.23%. For the same industry, the average monthly price growth was -6.53%, and the average quarterly price growth was -16.17%.
Reported Earning Dates
RJF is expected to report earnings on Jul 22, 2026.
SCHW is expected to report earnings on Oct 15, 2026.
Industries' Descriptions
@Investment Managers (-0.59% weekly)Investment Managers manage financial assets and other investments of clients. Management includes designing a short- or long-term strategy for buying/holding and selling of portfolio holdings. It can also include tax services and other aspects of financial planning as well. While it is perceived that the industry is faced with growing competition from robo-advisors/digital platforms and passive/ index-tracking funds, many investors still find value in actively managed in-person services that investment management companies often emphasize on. At the same time, many wealth managers are also incorporating digital initiatives/low cost options in addition to their in-person customized services. Their main sources of revenues are fees as a percentage of assets under management, in addition to a certain portion of clients’ gains from asset appreciation. BlackRock, Inc., Blackstone Group Inc and Brookfield Asset Management are some of the major investment management companies.
@Investment Banks/Brokers (+2.23% weekly)These banks specialize in underwriting (helping companies with debt financing or equity issuances), IPOs, facilitating mergers and other corporate reorganizations and acting as a broker or financial advisor for institutions. They might also trade securities on their own accounts. Investment banks potentially thrive on expanding its network of clients, since that could help them increase profits. Goldman Sachs, Morgan Stanley and CME Group Inc are some of the largest investment banking companies.
| RJF | SCHW | RJF / SCHW | |
| Capitalization | 32.7B | 174B | 19% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 5.692 | 0.748 | 761% |
| P/E Ratio | 15.86 | 19.87 | 80% |
| Revenue | 14.5B | 24.8B | 58% |
| Total Cash | 2.61B | N/A | - |
| Total Debt | 4.22B | 33.1B | 13% |
RJF | SCHW | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 58 | 26 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 72 Overvalued | 84 Overvalued | |
PROFIT vs RISK RATING 1..100 | 26 | 60 | |
SMR RATING 1..100 | 15 | 7 | |
PRICE GROWTH RATING 1..100 | 47 | 27 | |
P/E GROWTH RATING 1..100 | 46 | 75 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
RJF's Valuation (72) in the Investment Banks Or Brokers industry is in the same range as SCHW (84). This means that RJF’s stock grew similarly to SCHW’s over the last 12 months.
RJF's Profit vs Risk Rating (26) in the Investment Banks Or Brokers industry is somewhat better than the same rating for SCHW (60). This means that RJF’s stock grew somewhat faster than SCHW’s over the last 12 months.
SCHW's SMR Rating (7) in the Investment Banks Or Brokers industry is in the same range as RJF (15). This means that SCHW’s stock grew similarly to RJF’s over the last 12 months.
SCHW's Price Growth Rating (27) in the Investment Banks Or Brokers industry is in the same range as RJF (47). This means that SCHW’s stock grew similarly to RJF’s over the last 12 months.
RJF's P/E Growth Rating (46) in the Investment Banks Or Brokers industry is in the same range as SCHW (75). This means that RJF’s stock grew similarly to SCHW’s over the last 12 months.
| RJF | SCHW | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 50% | 1 day ago 44% |
| Stochastic ODDS (%) | 1 day ago 66% | 1 day ago 62% |
| Momentum ODDS (%) | 1 day ago 66% | 1 day ago 67% |
| MACD ODDS (%) | 1 day ago 55% | 1 day ago 54% |
| TrendWeek ODDS (%) | 1 day ago 64% | 1 day ago 60% |
| TrendMonth ODDS (%) | 1 day ago 59% | 1 day ago 61% |
| Advances ODDS (%) | 8 days ago 60% | 7 days ago 57% |
| Declines ODDS (%) | 1 day ago 58% | 9 days ago 59% |
| BollingerBands ODDS (%) | 1 day ago 52% | 1 day ago 51% |
| Aroon ODDS (%) | 1 day ago 56% | 1 day ago 54% |
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SCHW and
Correlation & Price change
A.I.dvisor indicates that over the last year, SCHW has been closely correlated with RJF. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if SCHW jumps, then RJF could also see price increases.
| Ticker / NAME | Correlation To SCHW | 1D Price Change % | ||
|---|---|---|---|---|
| SCHW | 100% | -2.52% | ||
| RJF - SCHW | 72% Closely correlated | -0.23% | ||
| LPLA - SCHW | 69% Closely correlated | +0.08% | ||
| NDAQ - SCHW | 62% Loosely correlated | -1.77% | ||
| MORN - SCHW | 57% Loosely correlated | -3.53% | ||
| SPGI - SCHW | 56% Loosely correlated | -3.81% | ||
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