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LPLA vs SCHW
Which Stock Would AI Choose? LPL Financial Holdings Inc. (LPLA) vs. The Charles Schwab Corporation (SCHW) Stock Comparison
Key Takeaways
- LPLA and SCHW operate in the wealth management and brokerage sector, with LPLA focused primarily on independent financial advisors and SCHW serving a broader retail and institutional client base.
- Both companies reported strong second-quarter 2026 results, with revenue growth exceeding 20% year over year driven by asset gathering and client activity.
- Recent market activity shows LPLA shares trading near $328 amid an 8% year-to-date decline, while SCHW shares hover around $105 with more resilient 1-year performance.
- Analyst sentiment remains constructive for both, with price targets implying upside, though SCHW benefits from larger scale and diversified revenue streams including net interest income.
- Key growth drivers include advisor recruitment and net new assets (NNA) for LPLA, contrasted with record trading volumes and account openings at SCHW.
- Risk factors for both include interest rate sensitivity and market volatility, with SCHW exhibiting greater exposure to banking-related net interest income (NII).
Introduction
Investors and traders evaluating opportunities in the financial services sector often compare LPLA and SCHW due to their prominent positions in wealth management and brokerage services. This stock comparison highlights differences in business models, recent performance trends, and market positioning within a competitive industry. Professionals seeking exposure to asset growth, advisor platforms, or retail brokerage dynamics may find the relative performance of these two stocks particularly relevant for portfolio construction and sector allocation decisions.
LPLA Overview and Recent Performance
LPLA, or LPL Financial Holdings Inc., operates as the largest independent broker-dealer in the United States, serving more than 32,000 financial advisors and managing approximately $2.4 trillion in client assets under management (AUM) or advisory assets as of late 2025. The company has emphasized advisor recruitment, platform enhancements, and strategic affiliations to expand its reach. In recent weeks, LPLA shares have eased from 52-week highs near $400, closing around $328 amid broader market fluctuations and an approximately 8% year-to-date decline. Positive second-quarter earnings, featuring 35% revenue growth to $5.19 billion and earnings per share (EPS) beats, supported sentiment, alongside ongoing advisor additions and high asset retention rates above 97%. Institutional ownership remains elevated at over 95%, reflecting sustained interest despite valuation considerations.
SCHW Overview and Recent Performance
SCHW, or The Charles Schwab Corporation, provides a comprehensive suite of brokerage, banking, and wealth management services to retail investors, advisors, and institutions, with total client assets exceeding $13 trillion. The firm has leveraged scale in trading, lending, and advisory solutions to drive growth. Recent market activity shows SCHW shares trading near $105, with a 1-year gain of roughly 13% despite pullbacks from summer highs above $113. Record second-quarter results included 21% revenue growth to $7.1 billion, robust core net new assets (NNA) of $120 billion, and daily average trades reaching 11.9 million. Monthly activity reports in recent weeks have highlighted continued account openings and asset inflows, reinforcing the company’s position amid favorable client engagement trends.
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Head-to-Head Comparison
LPLA and SCHW differ markedly in scale and focus: LPLA centers on an independent advisor platform with recurring fee-based revenues from AUM, while SCHW combines brokerage with significant banking operations that contribute to net interest income (NII). Growth drivers favor SCHW through broader client acquisition and trading activity, whereas LPLA excels in targeted advisor headcount expansion. Recent momentum has been steadier for SCHW on a relative basis, supported by record metrics, while LPLA contends with share price pressure despite operational strength. Risk profiles include interest-rate sensitivity for both, though SCHW faces amplified exposure via its balance sheet. Market sentiment reflects constructive analyst views for each, tempered by macroeconomic variables affecting the sector.
Tickeron AI Verdict
Based on observable factors such as trend consistency in asset inflows, earnings stability, and relative positioning within the brokerage sector, Tickeron’s AI would currently assign a probabilistic edge to SCHW. The company’s larger scale, diversified revenue streams, and recent record activity levels provide a foundation for more consistent performance signals compared to LPLA’s advisor-centric model, which shows solid but comparatively narrower momentum in the latest period. This assessment remains subject to evolving market conditions and data updates.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LPLA is a StrongBuy and SCHW is a StrongBuy.
LPLA | SCHW | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 53 | 66 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 81 Overvalued | 86 Overvalued | |
PROFIT vs RISK RATING 1..100 | 38 | 60 | |
SMR RATING 1..100 | 48 | 5 | |
PRICE GROWTH RATING 1..100 | 60 | 55 | |
P/E GROWTH RATING 1..100 | 33 | 78 | |
SEASONALITY SCORE 1..100 | 85 | 85 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
LPLA's Valuation (81) in the Investment Banks Or Brokers industry is in the same range as SCHW (86). This means that LPLA’s stock grew similarly to SCHW’s over the last 12 months.
LPLA's Profit vs Risk Rating (38) in the Investment Banks Or Brokers industry is in the same range as SCHW (60). This means that LPLA’s stock grew similarly to SCHW’s over the last 12 months.
SCHW's SMR Rating (5) in the Investment Banks Or Brokers industry is somewhat better than the same rating for LPLA (48). This means that SCHW’s stock grew somewhat faster than LPLA’s over the last 12 months.
SCHW's Price Growth Rating (55) in the Investment Banks Or Brokers industry is in the same range as LPLA (60). This means that SCHW’s stock grew similarly to LPLA’s over the last 12 months.
LPLA's P/E Growth Rating (33) in the Investment Banks Or Brokers industry is somewhat better than the same rating for SCHW (78). This means that LPLA’s stock grew somewhat faster than SCHW’s over the last 12 months.
| LPLA | SCHW | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 90% | 1 day ago 76% |
| Stochastic ODDS (%) | 2 days ago 67% | 1 day ago 75% |
| Momentum ODDS (%) | 2 days ago 59% | 1 day ago 56% |
| MACD ODDS (%) | N/A | 5 days ago 62% |
| TrendWeek ODDS (%) | 2 days ago 68% | 1 day ago 60% |
| TrendMonth ODDS (%) | 2 days ago 65% | 1 day ago 61% |
| Advances ODDS (%) | 8 days ago 67% | 12 days ago 58% |
| Declines ODDS (%) | 3 days ago 63% | 5 days ago 58% |
| BollingerBands ODDS (%) | 2 days ago 83% | 1 day ago 68% |
| Aroon ODDS (%) | 2 days ago 59% | 1 day ago 60% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
LPLA’s FA Score shows that 1 FA rating(s) are green while SCHW’s FA Score has 1 green FA rating(s).
- LPLA’s FA Score: 1 green, 4 red.
- SCHW’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
LPLA’s TA Score shows that 5 TA indicator(s) are bullish while SCHW’s TA Score has 4 bullish TA indicator(s).
- LPLA’s TA Score: 5 bullish, 5 bearish.
- SCHW’s TA Score: 4 bullish, 6 bearish.
Price Growth
LPLA (@Investment Banks/Brokers) experienced а +0.66% price change this week, while SCHW (@Investment Banks/Brokers) price change was -2.35% for the same time period.
The average weekly price growth across all stocks in the @Investment Banks/Brokers industry was -4.83%. For the same industry, the average monthly price growth was -1.27%, and the average quarterly price growth was +9.74%.
Reported Earning Dates
LPLA is expected to report earnings on Oct 22, 2026.
SCHW is expected to report earnings on Oct 15, 2026.
Industries' Descriptions
@Investment Banks/Brokers (-4.83% weekly)These banks specialize in underwriting (helping companies with debt financing or equity issuances), IPOs, facilitating mergers and other corporate reorganizations and acting as a broker or financial advisor for institutions. They might also trade securities on their own accounts. Investment banks potentially thrive on expanding its network of clients, since that could help them increase profits. Goldman Sachs, Morgan Stanley and CME Group Inc are some of the largest investment banking companies.
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LPLA and
Correlation & Price change
A.I.dvisor indicates that over the last year, LPLA has been closely correlated with RJF. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if LPLA jumps, then RJF could also see price increases.
| Ticker / NAME | Correlation To LPLA | 1D Price Change % | ||
|---|---|---|---|---|
| LPLA | 100% | +2.08% | ||
| RJF - LPLA | 71% Closely correlated | +1.10% | ||
| SCHW - LPLA | 68% Closely correlated | +0.64% | ||
| NDAQ - LPLA | 55% Loosely correlated | -0.37% | ||
| MORN - LPLA | 52% Loosely correlated | +0.62% | ||
| MS - LPLA | 49% Loosely correlated | -0.04% | ||
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