Advertisement
LPLA vs SCHW
Which Stock Would AI Choose? LPL Financial Holdings Inc. (LPLA) vs. Charles Schwab Corporation (SCHW) Stock Comparison
Key Takeaways
- SCHW shows stronger year-to-date performance at approximately +8.8% compared to LPLA's +6.5% amid recent market activity.
- SCHW commands a much larger market capitalization of around $159 billion versus LPLA's $27 billion, reflecting greater scale.
- SCHW's trailing P/E ratio (price-to-earnings, a valuation multiple) of 18 signals relative value compared to LPLA's 31.
- Recent record quarterly revenue and client asset inflows have driven positive momentum for SCHW.
- LPLA experienced a cybersecurity incident in recent weeks, contributing to sentiment volatility ahead of earnings.
- Both stocks benefit from sector tailwinds but diverge in growth drivers and risk profiles.
Introduction
In the competitive financial services sector, LPLA and SCHW stand out as key players in wealth management and brokerage. LPL Financial Holdings Inc. empowers independent financial advisors with brokerage and technology platforms, while Charles Schwab Corporation offers comprehensive investing, trading, and banking services to retail and institutional clients. This comparison is particularly relevant for traders eyeing relative performance in brokerage stocks and investors assessing exposure to advisor services versus diversified financial platforms amid evolving market conditions like interest rate shifts and client asset growth.
LPLA Overview and Recent Performance
LPL Financial Holdings Inc. (LPLA) operates as a leading independent broker-dealer and investment advisor platform, supporting over 30,000 advisors with technology, clearing, and compliance services. Revenue primarily stems from assets under management (AUM, total client assets managed), advisory fees, and commissions. In recent market activity, LPLA shares have shown resilience, rising about 5-6% over the past month after earlier dips of around 15% in prior weeks. Influences include broader equity market gains and advisor recruitment momentum, tempered by a cybersecurity incident where hackers accessed client accounts via advisors' devices, raising compliance concerns. Shares trade near $334 within a 52-week range of $282-$404, with upcoming quarterly earnings anticipated to reflect revenue growth to nearly $5 billion.
SCHW Overview and Recent Performance
Charles Schwab Corporation (SCHW) is a full-service financial powerhouse providing brokerage, wealth management, banking, and retirement services to millions of clients. It generates income from trading commissions, net interest income (NII, interest revenue minus funding costs), and asset-based fees. Recent quarters highlight robust momentum, with record Q1 revenue of $6.5 billion (up 16%) and net income surpassing $2.5 billion, fueled by 1.3 million new brokerage accounts and $140 billion in net new assets. Plans to launch spot cryptocurrency trading add future catalysts. Shares hover around $91 in a 52-week range of $79-$108, with modest weekly dips offset by year-to-date gains, supported by sustained client engagement in a high-interest environment.
Trending AI Robots
Tickeron’s Trending AI Robots page showcases a curated selection of 25 top-performing AI trading bots from its library of 351 bots that analyze and trade thousands of tickers across stocks, ETFs, and crypto. These bots are dynamically selected based on AI-driven assessments of current market conditions, featuring diverse strategies like short-term scalping (5-60 minute timeframes) or longer holds, with performance stats including win rates often above 60%, profit factors exceeding 1.5, average returns in the double digits monthly for top performers, and Sharpe ratios (risk-adjusted return measure) above 1.0. Whether focused on technical patterns, fundamentals, or volatility plays, they cater to various risk tolerances and styles. Traders can copy these bots' signals for automated execution—explore the page to identify bots suited to today's trends.
Head-to-Head Comparison
Both LPLA and SCHW thrive in financial services but differ in scale and model: LPLA specializes in advisor-centric platforms with revenue tied closely to recruiter success and AUM growth, while SCHW leverages a broader ecosystem including banking for diversified NII exposure. Growth drivers favor SCHW's massive client inflows versus LPLA's advisor transitions. Recent momentum tilts to SCHW with superior 12-month returns (+23% vs. +8%) and stability (beta 0.9 vs. 0.6). Risk factors include regulatory scrutiny and cyber threats for both, but SCHW benefits from higher dividend yield (1.4% vs. 0.4%). Market sentiment remains constructive for SCHW post-earnings, positioning it ahead in relative value.
Tickeron AI Verdict
Tickeron’s AI models currently lean toward SCHW based on superior trend consistency, explosive client growth catalysts, quarterly stability, and attractive valuation relative to peers. While LPLA offers advisor niche upside, its recent volatility and pending earnings introduce uncertainty, making SCHW the probabilistically stronger pick in prevailing conditions.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LPLA is a Hold and SCHW is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
LPLA’s FA Score shows that 0 FA rating(s) are green whileSCHW’s FA Score has 1 green FA rating(s).
- LPLA’s FA Score: 0 green, 5 red.
- SCHW’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
LPLA’s TA Score shows that 5 TA indicator(s) are bullish while SCHW’s TA Score has 4 bullish TA indicator(s).
- LPLA’s TA Score: 5 bullish, 5 bearish.
- SCHW’s TA Score: 4 bullish, 4 bearish.
Price Growth
LPLA (@Investment Banks/Brokers) experienced а +2.98% price change this week, while SCHW (@Investment Banks/Brokers) price change was +3.38% for the same time period.
The average weekly price growth across all stocks in the @Investment Banks/Brokers industry was +2.38%. For the same industry, the average monthly price growth was +1.99%, and the average quarterly price growth was -5.08%.
Reported Earning Dates
LPLA is expected to report earnings on Jul 23, 2026.
SCHW is expected to report earnings on Jul 21, 2026.
Industries' Descriptions
@Investment Banks/Brokers (+2.38% weekly)These banks specialize in underwriting (helping companies with debt financing or equity issuances), IPOs, facilitating mergers and other corporate reorganizations and acting as a broker or financial advisor for institutions. They might also trade securities on their own accounts. Investment banks potentially thrive on expanding its network of clients, since that could help them increase profits. Goldman Sachs, Morgan Stanley and CME Group Inc are some of the largest investment banking companies.
| LPLA | SCHW | LPLA / SCHW | |
| Capitalization | 23.5B | 159B | 15% |
| EBITDA | 2.3B | N/A | - |
| Gain YTD | -17.534 | -7.577 | 231% |
| P/E Ratio | 26.46 | 18.23 | 145% |
| Revenue | 18.3B | 24.8B | 74% |
| Total Cash | 1.11B | N/A | - |
| Total Debt | 7.41B | 33.1B | 22% |
LPLA | SCHW | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 15 | 11 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 77 Overvalued | 79 Overvalued | |
PROFIT vs RISK RATING 1..100 | 44 | 67 | |
SMR RATING 1..100 | 45 | 7 | |
PRICE GROWTH RATING 1..100 | 61 | 58 | |
P/E GROWTH RATING 1..100 | 52 | 83 | |
SEASONALITY SCORE 1..100 | 33 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
LPLA's Valuation (77) in the Investment Banks Or Brokers industry is in the same range as SCHW (79). This means that LPLA’s stock grew similarly to SCHW’s over the last 12 months.
LPLA's Profit vs Risk Rating (44) in the Investment Banks Or Brokers industry is in the same range as SCHW (67). This means that LPLA’s stock grew similarly to SCHW’s over the last 12 months.
SCHW's SMR Rating (7) in the Investment Banks Or Brokers industry is somewhat better than the same rating for LPLA (45). This means that SCHW’s stock grew somewhat faster than LPLA’s over the last 12 months.
SCHW's Price Growth Rating (58) in the Investment Banks Or Brokers industry is in the same range as LPLA (61). This means that SCHW’s stock grew similarly to LPLA’s over the last 12 months.
LPLA's P/E Growth Rating (52) in the Investment Banks Or Brokers industry is in the same range as SCHW (83). This means that LPLA’s stock grew similarly to SCHW’s over the last 12 months.
| LPLA | SCHW | |
|---|---|---|
| RSI ODDS (%) | 4 days ago 89% | 4 days ago 43% |
| Stochastic ODDS (%) | 4 days ago 63% | 4 days ago 55% |
| Momentum ODDS (%) | 4 days ago 73% | 4 days ago 61% |
| MACD ODDS (%) | 4 days ago 71% | 4 days ago 73% |
| TrendWeek ODDS (%) | 4 days ago 69% | 4 days ago 60% |
| TrendMonth ODDS (%) | 4 days ago 63% | 4 days ago 61% |
| Advances ODDS (%) | 5 days ago 66% | 5 days ago 56% |
| Declines ODDS (%) | 14 days ago 61% | 19 days ago 60% |
| BollingerBands ODDS (%) | 4 days ago 71% | 4 days ago 50% |
| Aroon ODDS (%) | 4 days ago 55% | N/A |
Advertisement
LPLA and
Correlation & Price change
A.I.dvisor indicates that over the last year, LPLA has been closely correlated with RJF. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if LPLA jumps, then RJF could also see price increases.
| Ticker / NAME | Correlation To LPLA | 1D Price Change % | ||
|---|---|---|---|---|
| LPLA | 100% | -3.46% | ||
| RJF - LPLA | 71% Closely correlated | -1.83% | ||
| SCHW - LPLA | 67% Closely correlated | -2.97% | ||
| SF - LPLA | 56% Loosely correlated | +0.11% | ||
| NDAQ - LPLA | 55% Loosely correlated | -1.26% | ||
| MORN - LPLA | 52% Loosely correlated | -6.46% | ||
More | ||||
SCHW and
Correlation & Price change
A.I.dvisor indicates that over the last year, SCHW has been closely correlated with RJF. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if SCHW jumps, then RJF could also see price increases.
| Ticker / NAME | Correlation To SCHW | 1D Price Change % | ||
|---|---|---|---|---|
| SCHW | 100% | -2.97% | ||
| RJF - SCHW | 72% Closely correlated | -1.83% | ||
| LPLA - SCHW | 68% Closely correlated | -3.46% | ||
| NDAQ - SCHW | 62% Loosely correlated | -1.26% | ||
| MORN - SCHW | 57% Loosely correlated | -6.46% | ||
| SPGI - SCHW | 56% Loosely correlated | -1.70% | ||
More | ||||