TOWN
Price
$34.18
Change
-$0.17 (-0.49%)
Updated
Jun 30 closing price
Capitalization
2.06B
23 days until earnings call
UCB
Price
$29.79
Change
-$0.16 (-0.53%)
Updated
Jun 30 closing price
Capitalization
3.13B
22 days until earnings call
Interact to see
Advertisement

TOWN vs UCB

Header iconTOWN vs UCB Comparison
Open Charts TOWN vs UCBBanner chart's image
TowneBank
Price$34.18
Change-$0.17 (-0.49%)
Volume$269.15K
Capitalization2.06B
United Community Banks
Price$29.79
Change-$0.16 (-0.53%)
Volume$794.49K
Capitalization3.13B
TOWN vs UCB Comparison Chart in %
Loading...
TOWN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UCB
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
TOWN vs. UCB commentary
Jul 01, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is TOWN is a StrongBuy and UCB is a StrongBuy.

Interact to see
Advertisement
COMPARISON
Comparison
Jul 01, 2025
Stock price -- (TOWN: $34.18 vs. UCB: $29.79)
Brand notoriety: TOWN and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: TOWN: 114% vs. UCB: 128%
Market capitalization -- TOWN: $2.06B vs. UCB: $3.13B
TOWN [@Regional Banks] is valued at $2.06B. UCB’s [@Regional Banks] market capitalization is $3.13B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

TOWN’s FA Score shows that 2 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • TOWN’s FA Score: 2 green, 3 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, TOWN is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

TOWN’s TA Score shows that 6 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • TOWN’s TA Score: 6 bullish, 4 bearish.
  • UCB’s TA Score: 4 bullish, 2 bearish.
According to our system of comparison, both TOWN and UCB are a good buy in the short-term.

Price Growth

TOWN (@Regional Banks) experienced а +1.53% price change this week, while UCB (@Regional Banks) price change was +3.94% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.90%. For the same industry, the average monthly price growth was +2.47%, and the average quarterly price growth was +9.21%.

Reported Earning Dates

TOWN is expected to report earnings on Jul 24, 2025.

UCB is expected to report earnings on Jul 23, 2025.

Industries' Descriptions

@Regional Banks (+1.90% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
UCB($3.13B) has a higher market cap than TOWN($2.06B). UCB has higher P/E ratio than TOWN: UCB (16.42) vs TOWN (13.37). TOWN YTD gains are higher at: 1.885 vs. UCB (-6.226). UCB has more cash in the bank: 201M vs. TOWN (83.9M). UCB has less debt than TOWN: UCB (325M) vs TOWN (460M). UCB has higher revenues than TOWN: UCB (872M) vs TOWN (695M).
TOWNUCBTOWN / UCB
Capitalization2.06B3.13B66%
EBITDAN/AN/A-
Gain YTD1.885-6.226-30%
P/E Ratio13.3716.4281%
Revenue695M872M80%
Total Cash83.9M201M42%
Total Debt460M325M142%
FUNDAMENTALS RATINGS
TOWN vs UCB: Fundamental Ratings
TOWN
UCB
OUTLOOK RATING
1..100
169
VALUATION
overvalued / fair valued / undervalued
1..100
67
Overvalued
66
Overvalued
PROFIT vs RISK RATING
1..100
2458
SMR RATING
1..100
1311
PRICE GROWTH RATING
1..100
5150
P/E GROWTH RATING
1..100
4771
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UCB's Valuation (66) in the Regional Banks industry is in the same range as TOWN (67). This means that UCB’s stock grew similarly to TOWN’s over the last 12 months.

TOWN's Profit vs Risk Rating (24) in the Regional Banks industry is somewhat better than the same rating for UCB (58). This means that TOWN’s stock grew somewhat faster than UCB’s over the last 12 months.

UCB's SMR Rating (11) in the Regional Banks industry is in the same range as TOWN (13). This means that UCB’s stock grew similarly to TOWN’s over the last 12 months.

UCB's Price Growth Rating (50) in the Regional Banks industry is in the same range as TOWN (51). This means that UCB’s stock grew similarly to TOWN’s over the last 12 months.

TOWN's P/E Growth Rating (47) in the Regional Banks industry is in the same range as UCB (71). This means that TOWN’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
TOWNUCB
RSI
ODDS (%)
Bullish Trend 1 day ago
65%
N/A
Stochastic
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 1 day ago
70%
Momentum
ODDS (%)
Bullish Trend 1 day ago
62%
Bullish Trend 1 day ago
61%
MACD
ODDS (%)
Bullish Trend 1 day ago
63%
Bullish Trend 1 day ago
76%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 1 day ago
61%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
58%
Bullish Trend 1 day ago
58%
Advances
ODDS (%)
Bullish Trend 5 days ago
59%
Bullish Trend 5 days ago
61%
Declines
ODDS (%)
Bearish Trend 15 days ago
56%
Bearish Trend 15 days ago
72%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
69%
Bullish Trend 1 day ago
68%
Aroon
ODDS (%)
Bearish Trend 1 day ago
63%
N/A
View a ticker or compare two or three
Interact to see
Advertisement
TOWN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UCB
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
GBFAX15.34N/A
N/A
VanEck Emerging Markets A
RMFAX58.22N/A
N/A
American Funds American Mutual R1
NWHHX15.08N/A
N/A
Nationwide Bailard Cogntv Val Instl Svc
INSLX43.40N/A
N/A
Invesco International Small-Mid Com R5
SPMHX8.80N/A
N/A
Invesco SteelPath MLP Alpha R5

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with ABCB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then ABCB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
-0.53%
ABCB - UCB
92%
Closely correlated
-0.03%
UBSI - UCB
92%
Closely correlated
N/A
CATY - UCB
92%
Closely correlated
-0.31%
HWC - UCB
92%
Closely correlated
-0.43%
SBCF - UCB
92%
Closely correlated
+0.51%
More