Credicorp Ltd. (BAP) is Peru's largest financial holding company, operating universal banking, microfinance, insurance, pensions, and investment banking. It is covered by a modest but active sell-side community. For this article, seven current, dated price targets from identifiable firms were reviewed:
The arithmetic mean of these seven targets is approximately $441.57, which rounds to a $440 central target. The range spans roughly $350 to $482. Sentiment is broadly constructive — most firms rate the stock Buy or Overweight — but the wide spread matters: Goldman Sachs ($399, Neutral) and HSBC ($350, Buy) are notably more cautious on valuation, while JPMorgan, Morgan Stanley, UBS, and BofA see meaningful further upside. This is a calculated average, not an official published consensus; independent aggregators report slightly different averages depending on which analysts they count.
BAP recently traded near $390.55, toward the upper end of a 52-week range of $230.45 to $413.25, with a trailing P/E (price-to-earnings ratio) around 14.7 and a dividend yield near 3.75%. Reaching $440 would require a gain of about 13%, a modest move in percentage terms but one that sits just below the stock's 52-week high — meaning the shares would need to clear their prior peak to get there. The likely path runs through continued double-digit loan growth, a resilient net interest margin, and stable asset quality in Peru, where analysts cite domestic demand growing above 5% year over year and record copper prices.
The shares are in a long-term uptrend, trading above both their 50-day and 200-day moving averages. The most important resistance is the 52-week high near $413 — a level the stock would need to break decisively to build momentum toward $440. On the downside, the 50-day moving average near $380 and the 200-day average near $356 mark key support zones; a failure to hold those would weaken the bullish structure. The $400 round-number level is a notable psychological hurdle immediately overhead.
Analyst price targets generally reflect a roughly 12-month research horizon, though firms differ in how they roll forward their valuation bases (BofA, for example, recently shifted its basis to 2027). Key items to watch include the third-quarter earnings release scheduled for early November 2026, loan-growth and cost-of-risk guidance, net interest margin trends, copper prices, Peru's political transition, and any analyst revisions to targets or ratings. Weather forecasts tied to El Niño also matter for credit quality expectations.
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A $440 central target for Credicorp Ltd. (BAP) — the rounded mean of seven current analyst price targets — sits about 13% above the recent price near $390.55. The path is plausible but not assured: strong Peru macro conditions, digital scale in Yape, and high profitability support the case, while concentration risk, an already re-rated valuation, and potential credit headwinds stand in the way. The wide $350-to-$482 target range shows analysts genuinely disagree about how much of Peru's recovery is already priced in. Whether BAP reaches $440 will likely hinge on sustained loan growth, stable credit, and whether the shares can clear their 52-week high near $413. This analysis makes no prediction or recommendation.
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A.I.dvisor indicates that over the last year, BAP has been closely correlated with IFS. These tickers have moved in lockstep 77% of the time. This A.I.-generated data suggests there is a high statistical probability that if BAP jumps, then IFS could also see price increases.
| Ticker / NAME | Correlation To BAP | 1D Price Change % |
|---|---|---|
| BAP | 100% | -0.02% |
| BAP (2 stocks) | 100% Closely correlated | -0.77% |
| Banks (430 stocks) | 26% Poorly correlated | -0.16% |
| Regional Banks (357 stocks) | 18% Poorly correlated | -0.02% |