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BAP vs BBD
Which Stock Would AI Choose? Credicorp Ltd. (BAP) vs. Banco Bradesco S.A. (BBD) Stock Comparison
Key Takeaways
- Credicorp Ltd. (BAP) has delivered stronger year-to-date returns compared with Banco Bradesco S.A. (BBD), supported by robust earnings growth and favorable analyst sentiment.
- BBD trades at a lower valuation multiple with a higher dividend yield, reflecting its scale in Brazil and exposure to domestic economic conditions.
- Recent market activity shows BAP maintaining positions near 52-week highs, while BBD has experienced more muted price movement amid capital-raising initiatives.
- Both companies operate in the financial services sector but differ in geographic focus, with BAP concentrated in Peru and BBD diversified across Brazil.
- Sector sentiment remains constructive for Latin American banks, though macroeconomic variables such as interest rates and currency fluctuations continue to influence relative performance.
- Observable trend consistency currently favors BAP in short-term momentum indicators.
Introduction
Investors and traders frequently compare BAP and BBD to evaluate opportunities within Latin American banking. Credicorp Ltd. (BAP) and Banco Bradesco S.A. (BBD) represent established financial institutions with distinct market positions. This comparison appeals to those seeking exposure to emerging-market banks, particularly individuals focused on relative performance, dividend income, and regional economic trends. The analysis highlights differences in business models, recent price behavior, and market positioning without forecasting future outcomes.
BAP Overview and Recent Performance
Credicorp Ltd. (BAP) is a leading financial services holding company headquartered in Peru, offering banking, insurance, and pension services primarily through its subsidiary Banco de Crédito del Perú. In recent weeks, the stock has traded near the upper end of its 52-week range, supported by record quarterly earnings and loan growth. Analyst commentary has remained largely constructive, with several firms maintaining Buy or Hold ratings and modest price-target adjustments. Performance metrics show BAP outpacing broader benchmarks on a year-to-date basis, reflecting resilience in its core Peruvian operations amid stable regional conditions.
BBD Overview and Recent Performance
Banco Bradesco S.A. (BBD) is one of Brazil’s largest private banks, providing retail and corporate banking, asset management, and insurance products across the country. Over recent market activity, the stock has shown relatively flat to modestly lower price movement, influenced by a capital increase and ongoing strategic investments. The company reported sequential earnings improvements in prior quarters, with emphasis on secured lending and digital initiatives. BBD continues to offer an attractive dividend yield relative to peers, though its valuation reflects broader Brazilian market dynamics and macroeconomic considerations.
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Head-to-Head Comparison
Credicorp Ltd. (BAP) and Banco Bradesco S.A. (BBD) differ markedly in scale and geographic concentration. BAP derives the majority of its revenue from Peruvian operations, offering a more focused exposure to that economy, while BBD benefits from Brazil’s larger market and diversified revenue streams including insurance. Valuation metrics favor BBD on a price-to-earnings basis, whereas BAP has demonstrated superior recent price momentum and earnings consistency. Risk factors for BAP include Peru-specific regulatory and political developments; BBD faces greater sensitivity to Brazilian interest-rate cycles and fiscal policy. Market sentiment appears more supportive of BAP’s near-term trajectory based on relative price action and analyst coverage intensity.
Tickeron AI Verdict
Based on observable factors including trend consistency, earnings stability, and relative positioning within the sector, Tickeron’s AI would currently assign a higher probability of favorable near-term characteristics to Credicorp Ltd. (BAP) over Banco Bradesco S.A. (BBD). This assessment rests on documented performance differentials and does not constitute investment advice.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BAP is a Hold and BBD is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BAP’s FA Score shows that 3 FA rating(s) are green whileBBD’s FA Score has 2 green FA rating(s).
- BAP’s FA Score: 3 green, 2 red.
- BBD’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BAP’s TA Score shows that 4 TA indicator(s) are bullish while BBD’s TA Score has 4 bullish TA indicator(s).
- BAP’s TA Score: 4 bullish, 4 bearish.
- BBD’s TA Score: 4 bullish, 6 bearish.
Price Growth
BAP (@Regional Banks) experienced а -1.91% price change this week, while BBD (@Regional Banks) price change was -0.96% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -2.32%. For the same industry, the average monthly price growth was +0.91%, and the average quarterly price growth was +9.01%.
Reported Earning Dates
BAP is expected to report earnings on Nov 09, 2026.
BBD is expected to report earnings on Nov 04, 2026.
Industries' Descriptions
@Regional Banks (-2.32% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| BAP | BBD | BAP / BBD | |
| Capitalization | 30.1B | 32.1B | 94% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 32.045 | -3.918 | -818% |
| P/E Ratio | 14.05 | 7.36 | 191% |
| Revenue | 24.6B | 121B | 20% |
| Total Cash | N/A | N/A | - |
| Total Debt | 25B | N/A | - |
BAP | BBD | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 61 | 50 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 49 Fair valued | 10 Undervalued | |
PROFIT vs RISK RATING 1..100 | 4 | 93 | |
SMR RATING 1..100 | 6 | 3 | |
PRICE GROWTH RATING 1..100 | 46 | 63 | |
P/E GROWTH RATING 1..100 | 28 | 63 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
BBD's Valuation (10) in the Major Banks industry is somewhat better than the same rating for BAP (49) in the Regional Banks industry. This means that BBD’s stock grew somewhat faster than BAP’s over the last 12 months.
BAP's Profit vs Risk Rating (4) in the Regional Banks industry is significantly better than the same rating for BBD (93) in the Major Banks industry. This means that BAP’s stock grew significantly faster than BBD’s over the last 12 months.
BBD's SMR Rating (3) in the Major Banks industry is in the same range as BAP (6) in the Regional Banks industry. This means that BBD’s stock grew similarly to BAP’s over the last 12 months.
BAP's Price Growth Rating (46) in the Regional Banks industry is in the same range as BBD (63) in the Major Banks industry. This means that BAP’s stock grew similarly to BBD’s over the last 12 months.
BAP's P/E Growth Rating (28) in the Regional Banks industry is somewhat better than the same rating for BBD (63) in the Major Banks industry. This means that BAP’s stock grew somewhat faster than BBD’s over the last 12 months.
| BAP | BBD | |
|---|---|---|
| RSI ODDS (%) | N/A | 3 days ago 59% |
| Stochastic ODDS (%) | 3 days ago 66% | 3 days ago 76% |
| Momentum ODDS (%) | 3 days ago 53% | 3 days ago 63% |
| MACD ODDS (%) | N/A | 3 days ago 69% |
| TrendWeek ODDS (%) | 3 days ago 60% | 3 days ago 70% |
| TrendMonth ODDS (%) | 3 days ago 61% | 3 days ago 63% |
| Advances ODDS (%) | 3 days ago 70% | 21 days ago 68% |
| Declines ODDS (%) | 6 days ago 56% | 6 days ago 66% |
| BollingerBands ODDS (%) | 3 days ago 74% | 3 days ago 68% |
| Aroon ODDS (%) | 3 days ago 63% | 3 days ago 63% |
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BBD and
Correlation & Price change
A.I.dvisor indicates that over the last year, BBD has been closely correlated with BSBR. These tickers have moved in lockstep 77% of the time. This A.I.-generated data suggests there is a high statistical probability that if BBD jumps, then BSBR could also see price increases.
| Ticker / NAME | Correlation To BBD | 1D Price Change % | ||
|---|---|---|---|---|
| BBD | 100% | +4.36% | ||
| BSBR - BBD | 77% Closely correlated | +3.05% | ||
| INTR - BBD | 71% Closely correlated | +3.65% | ||
| BBDO - BBD | 68% Closely correlated | +3.97% | ||
| BSAC - BBD | 64% Loosely correlated | +1.71% | ||
| BCH - BBD | 61% Loosely correlated | +2.80% | ||
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