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ASB vs FHN
Which Stock Would AI Choose? Associated Banc-Corp (ASB) vs. First Horizon Corporation (FHN) Stock Comparison
Key Takeaways
- Associated Banc-Corp (ASB) has shown stronger recent relative performance, while First Horizon Corporation (FHN) has lagged peers despite solid profitability.
- Both are regional banks, but they operate in different geographies: ASB is concentrated in the Midwest, while FHN is anchored in the Southeast.
- ASB carries a higher dividend yield (near 3.4%) and a stronger analyst consensus, while FHN has consistently delivered return on tangible common equity (ROTCE) above 15%.
- Credit quality is a key watch item for ASB amid rising net charge-offs; FHN faces near-term momentum pressure after a post-earnings decline.
- ASB is pivoting toward commercial and industrial (C&I) lending and an acquisition-driven expansion, while FHN is expanding fee-based wealth and treasury businesses.
Introduction
Investors evaluating regional bank stocks often weigh momentum, profitability, and credit risk when deciding where to allocate capital. ASB, the parent of Associated Bank, and FHN, First Horizon Corporation, are two mid-cap financial franchises that invite exactly this kind of side-by-side stock comparison. Both are publicly traded U.S. regional lenders with meaningful capital-return programs and active growth strategies, yet their recent market positioning has diverged. This comparison is most relevant to traders and investors tracking relative performance, dividend income, and sector sentiment within financials, and who want an objective view of how these two names currently stack up.
ASB Overview and Recent Performance
Associated Banc-Corp (ASB) is a Green Bay, Wisconsin-based bank holding company serving customers across Wisconsin, Illinois, Iowa, Minnesota, Missouri, and Nebraska, with a growing presence in markets such as Texas. In recent weeks, ASB has been among the stronger performers in the regional banking group, with notable year-to-date and trailing one-year gains that have outpaced the broader market. Sentiment has been supported by a strategic pivot toward higher-yielding C&I lending, which is replacing lower-yielding residential balances and driving margin expansion. The bank has also issued guidance calling for meaningful net interest income (NII) growth, reinforced by its American National acquisition. Offsetting these positives, investors are monitoring rising net charge-offs and exposure to commercial real estate (CRE), which have kept the credit-quality conversation central to the ASB narrative.
FHN Overview and Recent Performance
First Horizon Corporation (FHN) is a Memphis, Tennessee-based regional financial services company with roughly $84 billion in assets and a footprint spanning the Southeast. FHN has delivered consistent profitability, with adjusted ROTCE holding above 15% for four consecutive quarters and net income available to common shareholders rising year over year. However, recent market activity has been more cautious: the stock declined following its latest earnings release despite a revenue beat, reflecting broader regional-bank concerns around deposit costs, yield-curve dynamics, and fixed-income revenue. Strategically, FHN is deepening fee-based businesses through wealth management and treasury management, supported by its LPL Financial partnership. The company continues to deploy capital through share repurchases while targeting a Common Equity Tier 1 (CET1) ratio near 10.5%.
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Head-to-Head Comparison
The clearest contrast between these two franchises lies in geography and growth strategy. ASB is a Midwest-centric lender aggressively expanding its commercial banking footprint and leaning into C&I relationships, a move that supports margins but concentrates its risk in commercial and CRE lending. FHN, by comparison, runs a more diversified Southeast franchise with meaningful fee-income contributions from wealth management, treasury management, and fixed income, providing some counter-cyclical balance when rates decline. On relative performance, ASB has demonstrated stronger recent momentum and a higher dividend yield, while FHN offers steadier profitability but has faced a post-earnings pullback and underperformance versus close regional peers. Risk factors differ as well: ASB's principal concern is rising credit losses, whereas FHN's revolves around deposit repricing and softer capital ratios following aggressive buybacks. Market sentiment currently tilts slightly more favorably toward ASB's momentum, even as FHN's diversification argues for resilience.
Tickeron AI Verdict
Based on observable factors, Tickeron's AI would likely lean toward ASB at present. The stock's stronger trend consistency, favorable relative performance, higher dividend yield, and more constructive analyst consensus provide a clearer short-to-intermediate-term signal than FHN's steadier but currently softer momentum profile. That said, the verdict is probabilistic rather than definitive: ASB's rising net charge-offs and commercial credit exposure represent meaningful counterweights, while FHN's diversified revenue base and disciplined profitability could reassert themselves if regional-bank sentiment stabilizes. In an environment where momentum and relative positioning matter, ASB appears marginally better aligned with the prevailing market trend, but both names warrant ongoing monitoring as catalysts develop.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ASB is a Buy and FHN is a Buy.
ASB's MACD Histogram crosses above signal line
The Moving Average Convergence Divergence (MACD) for ASB turned positive on October 09, 2026. Looking at past instances where ASB's MACD turned positive, the stock continued to rise in 29 of 44 cases over the following month. The odds of a continued upward trend are 66%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 20, 2026. You may want to consider a long position or call options on ASB as a result. In 55 of 90 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 61%.
ASB moved above its 50-day moving average on October 22, 2026 date and that indicates a change from a downward trend to an upward trend.
The 10-day moving average for ASB crossed bullishly above the 50-day moving average on October 29, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 11 of 17 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 65%.
Following a +1.81% 3-day Advance, the price is estimated to grow further. Considering data from situations where ASB advanced for three days, in 177 of 302 cases, the price rose further within the following month. The odds of a continued upward trend are 59%.
The Aroon Indicator entered an Uptrend today. In 113 of 222 cases where ASB Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 51%.
Bearish Trend Analysis
The 10-day RSI Indicator for ASB moved out of overbought territory on November 05, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 34 similar instances where the indicator moved out of overbought territory. In 20 of the 34 cases, the stock moved lower in the following days. This puts the odds of a move lower at 59%.
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 33 of 59 cases where ASB's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 56%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where ASB declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 60%.
ASB broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 11 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 29 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock better than average.
The Tickeron Valuation Rating of 44 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.053) is normal, around the industry mean (1.262). P/E Ratio (10.542) is within average values for comparable stocks, (13.480). Projected Growth (PEG Ratio) (0.340) is also within normal values, averaging (1.194). Dividend Yield (0.032) settles around the average of (0.035) among similar stocks. P/S Ratio (3.203) is also within normal values, averaging (3.740).
The Tickeron Price Growth Rating for this company is 45 (best 1 - 100 worst), indicating steady price growth. ASB’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron PE Growth Rating for this company is 94 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
FHN in upward trend: price rose above 50-day moving average on November 10, 2026
FHN moved above its 50-day moving average on November 10, 2026 date and that indicates a change from a downward trend to an upward trend. In 25 of 33 similar past instances, the stock price increased further within the following month. The odds of a continued upward trend are 76%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 36 of 51 cases where FHN's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 71%.
The Momentum Indicator moved above the 0 level on November 09, 2026. You may want to consider a long position or call options on FHN as a result. In 53 of 83 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 64%.
The Moving Average Convergence Divergence (MACD) for FHN just turned positive on October 15, 2026. Looking at past instances where FHN's MACD turned positive, the stock continued to rise in 20 of 48 cases over the following month. The odds of a continued upward trend are 42%.
Following a +2.26% 3-day Advance, the price is estimated to grow further. Considering data from situations where FHN advanced for three days, in 179 of 321 cases, the price rose further within the following month. The odds of a continued upward trend are 56%.
FHN may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The 50-day moving average for FHN moved below the 200-day moving average on October 19, 2026. This could be a long-term bearish signal for the stock as the stock shifts to an downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where FHN declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 53%.
The Aroon Indicator for FHN entered a downward trend on October 26, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 9 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 38 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.286) is normal, around the industry mean (1.262). P/E Ratio (10.971) is within average values for comparable stocks, (13.480). Projected Growth (PEG Ratio) (0.050) is also within normal values, averaging (1.194). Dividend Yield (0.030) settles around the average of (0.035) among similar stocks. P/S Ratio (3.448) is also within normal values, averaging (3.740).
The Tickeron Seasonality Score of 41 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Price Growth Rating for this company is 52 (best 1 - 100 worst), indicating fairly steady price growth. FHN’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 55 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock slightly better than average.
The Tickeron PE Growth Rating for this company is 67 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
ASB | FHN | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 35 | 20 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 44 Fair valued | 38 Fair valued | |
PROFIT vs RISK RATING 1..100 | 29 | 55 | |
SMR RATING 1..100 | 11 | 9 | |
PRICE GROWTH RATING 1..100 | 45 | 52 | |
P/E GROWTH RATING 1..100 | 94 | 67 | |
SEASONALITY SCORE 1..100 | 50 | 41 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
FHN's Valuation (38) in the Regional Banks industry is in the same range as ASB (44). This means that FHN’s stock grew similarly to ASB’s over the last 12 months.
ASB's Profit vs Risk Rating (29) in the Regional Banks industry is in the same range as FHN (55). This means that ASB’s stock grew similarly to FHN’s over the last 12 months.
FHN's SMR Rating (9) in the Regional Banks industry is in the same range as ASB (11). This means that FHN’s stock grew similarly to ASB’s over the last 12 months.
ASB's Price Growth Rating (45) in the Regional Banks industry is in the same range as FHN (52). This means that ASB’s stock grew similarly to FHN’s over the last 12 months.
FHN's P/E Growth Rating (67) in the Regional Banks industry is in the same range as ASB (94). This means that FHN’s stock grew similarly to ASB’s over the last 12 months.
| ASB | FHN | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 59% | N/A |
| Stochastic ODDS (%) | 2 days ago 56% | 2 days ago 71% |
| Momentum ODDS (%) | 2 days ago 61% | 2 days ago 64% |
| MACD ODDS (%) | 2 days ago 66% | 2 days ago 42% |
| TrendWeek ODDS (%) | 2 days ago 60% | 2 days ago 57% |
| TrendMonth ODDS (%) | 2 days ago 56% | 2 days ago 51% |
| Advances ODDS (%) | 2 days ago 59% | 2 days ago 56% |
| Declines ODDS (%) | 6 days ago 60% | 6 days ago 53% |
| BollingerBands ODDS (%) | 2 days ago 64% | 2 days ago 63% |
| Aroon ODDS (%) | 2 days ago 51% | 2 days ago 61% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
ASB’s FA Score shows that 2 FA rating(s) are green while FHN’s FA Score has 1 green FA rating(s).
- ASB’s FA Score: 2 green, 3 red.
- FHN’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
ASB’s TA Score shows that 6 TA indicator(s) are bullish while FHN’s TA Score has 6 bullish TA indicator(s).
- ASB’s TA Score: 6 bullish, 4 bearish.
- FHN’s TA Score: 6 bullish, 3 bearish.
Price Growth
ASB (@Regional Banks) experienced а -0.06% price change this week, while FHN (@Regional Banks) price change was +0.90% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -1.23%. For the same industry, the average monthly price growth was +2.41%, and the average quarterly price growth was +11.80%.
Reported Earning Dates
ASB is expected to report earnings on Jan 28, 2027.
FHN is expected to report earnings on Jan 21, 2027.
Industries' Descriptions
@Regional Banks (-1.23% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
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ASB and
Correlation & Price change
A.I.dvisor indicates that over the last year, ASB has been closely correlated with ONB. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if ASB jumps, then ONB could also see price increases.
| Ticker / NAME | Correlation To ASB | 1D Price Change % | ||
|---|---|---|---|---|
| ASB | 100% | +0.06% | ||
| ONB - ASB | 90% Closely correlated | -0.39% | ||
| FULT - ASB | 89% Closely correlated | -0.54% | ||
| FNB - ASB | 89% Closely correlated | +0.05% | ||
| SSB - ASB | 87% Closely correlated | -0.25% | ||
| WTFC - ASB | 86% Closely correlated | -0.23% | ||
More | ||||
FHN and
Correlation & Price change
A.I.dvisor indicates that over the last year, FHN has been closely correlated with CFG. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if FHN jumps, then CFG could also see price increases.
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