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FHN vs KEY
Which Stock Would AI Choose? First Horizon Corporation (FHN) vs. KeyCorp (KEY) Stock Comparison
Key Takeaways
- Both FHN and KEY are regional banks navigating a stable interest rate environment in recent weeks, with comparable focus on net interest income (NII) and loan growth.
- FHN has shown resilience with a year-to-date return of approximately 9.27% and upcoming second-quarter earnings scheduled for July 15, 2026.
- KEY reported strong first-quarter results with net income of $486 million and continues leadership initiatives, including a new check fraud protection tool launched in early July 2026.
- Market sentiment for both remains neutral to cautiously optimistic amid broader sector stability, with analyst price targets suggesting modest upside for each.
- Relative positioning favors FHN slightly on tangible book value growth trends, while KEY benefits from higher trading volume and analyst buy ratings.
- Risk factors include exposure to commercial real estate and potential shifts in Federal Reserve policy affecting both stocks similarly.
Introduction
Regional banks FHN (First Horizon Corporation) and KEY (KeyCorp) operate in the same sector and face overlapping macroeconomic influences, making them natural candidates for comparison. Investors and traders seeking exposure to U.S. regional banking often evaluate these names side-by-side due to similarities in business models, geographic footprints, and sensitivity to interest rates and credit conditions. This analysis examines their recent performance, key developments, and relative positioning to provide objective context for market participants monitoring the group.
FHN Overview and Recent Performance
First Horizon Corporation provides banking services across the southeastern United States, with emphasis on commercial lending, wealth management, and retail banking. In recent market activity, the stock has traded near its 52-week high of $26.56, closing at $25.74 on July 10, 2026, reflecting a year-to-date gain of 9.27%. Recent leadership appointments in Tennessee and North Carolina markets have supported operational continuity. The company is scheduled to release second-quarter 2026 results on July 15, 2026, following a solid first-quarter performance that included year-over-year net income growth. Broader sentiment has been influenced by stable net interest margins and disciplined expense management amid a steady economic backdrop.
KEY Overview and Recent Performance
KeyCorp operates primarily in the Midwest, Northeast, and Pacific Northwest, offering commercial banking, consumer banking, and investment services. The stock closed at $23.30 on July 10, 2026, after trading within a tight range near its 52-week high of $23.72. Year-to-date performance has shown gains exceeding 13% from early-year levels, supported by first-quarter net income of $486 million. In early July 2026, the company introduced Check Control for Business, a fraud mitigation tool aimed at small business clients. Upcoming second-quarter earnings are expected on July 21, 2026. Sentiment in recent weeks has reflected steady loan demand and ongoing share repurchase activity.
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Head-to-Head Comparison
Both companies are regional banks with overlapping exposure to commercial lending and deposit gathering, yet they differ in primary geographic focus—southeast for FHN versus broader Midwest and Northeast for KEY. Growth drivers include loan origination and fee income, with FHN recently emphasizing tangible book value per share expansion and KEY highlighting digital fraud tools and capital return programs. Recent momentum has been steadier for FHN near all-time highs, while KEY has experienced higher daily trading volumes. Risk factors such as commercial real estate concentrations and net interest margin pressure affect both similarly, though KEY carries a larger analyst following with more buy ratings. Market sentiment remains balanced, with neither demonstrating clear outperformance in the past several weeks.
Tickeron AI Verdict
Based on observable factors including trend consistency near recent highs, upcoming earnings catalysts, and relative positioning within the regional bank sector, Tickeron’s AI models would currently assign a modestly higher probability of favorable near-term performance to FHN. This assessment reflects its slightly stronger year-to-date stability and operational updates in recent weeks, though outcomes remain subject to broader market and interest rate developments.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FHN is a Hold and KEY is a StrongBuy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FHN’s FA Score shows that 1 FA rating(s) are green whileKEY’s FA Score has 2 green FA rating(s).
- FHN’s FA Score: 1 green, 4 red.
- KEY’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FHN’s TA Score shows that 3 TA indicator(s) are bullish while KEY’s TA Score has 3 bullish TA indicator(s).
- FHN’s TA Score: 3 bullish, 5 bearish.
- KEY’s TA Score: 3 bullish, 6 bearish.
Price Growth
FHN (@Regional Banks) experienced а -0.12% price change this week, while KEY (@Regional Banks) price change was -0.90% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -0.58%. For the same industry, the average monthly price growth was +2.41%, and the average quarterly price growth was +15.22%.
Reported Earning Dates
FHN is expected to report earnings on Jul 15, 2026.
KEY is expected to report earnings on Jul 21, 2026.
Industries' Descriptions
@Regional Banks (-0.58% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| FHN | KEY | FHN / KEY | |
| Capitalization | 12.3B | 25.1B | 49% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 9.614 | 14.739 | 65% |
| P/E Ratio | 12.97 | 14.25 | 91% |
| Revenue | 3.37B | 7.47B | 45% |
| Total Cash | 889M | N/A | - |
| Total Debt | 3.29B | 17B | 19% |
FHN | KEY | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 39 | 67 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 45 Fair valued | 37 Fair valued | |
PROFIT vs RISK RATING 1..100 | 56 | 73 | |
SMR RATING 1..100 | 14 | 10 | |
PRICE GROWTH RATING 1..100 | 48 | 24 | |
P/E GROWTH RATING 1..100 | 67 | 85 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
KEY's Valuation (37) in the Major Banks industry is in the same range as FHN (45) in the Regional Banks industry. This means that KEY’s stock grew similarly to FHN’s over the last 12 months.
FHN's Profit vs Risk Rating (56) in the Regional Banks industry is in the same range as KEY (73) in the Major Banks industry. This means that FHN’s stock grew similarly to KEY’s over the last 12 months.
KEY's SMR Rating (10) in the Major Banks industry is in the same range as FHN (14) in the Regional Banks industry. This means that KEY’s stock grew similarly to FHN’s over the last 12 months.
KEY's Price Growth Rating (24) in the Major Banks industry is in the same range as FHN (48) in the Regional Banks industry. This means that KEY’s stock grew similarly to FHN’s over the last 12 months.
FHN's P/E Growth Rating (67) in the Regional Banks industry is in the same range as KEY (85) in the Major Banks industry. This means that FHN’s stock grew similarly to KEY’s over the last 12 months.
| FHN | KEY | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 64% | 1 day ago 70% |
| Stochastic ODDS (%) | 1 day ago 52% | 1 day ago 62% |
| Momentum ODDS (%) | N/A | 1 day ago 64% |
| MACD ODDS (%) | 1 day ago 53% | 1 day ago 67% |
| TrendWeek ODDS (%) | 1 day ago 50% | 1 day ago 66% |
| TrendMonth ODDS (%) | 1 day ago 53% | 1 day ago 60% |
| Advances ODDS (%) | 1 day ago 59% | 4 days ago 64% |
| Declines ODDS (%) | 6 days ago 51% | 6 days ago 68% |
| BollingerBands ODDS (%) | 1 day ago 63% | 1 day ago 75% |
| Aroon ODDS (%) | 1 day ago 49% | 1 day ago 62% |
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KEY and
Correlation & Price change
A.I.dvisor indicates that over the last year, KEY has been closely correlated with CFG. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if KEY jumps, then CFG could also see price increases.