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BSBR vs INTR
Which Stock Would AI Choose? Banco Santander (Brasil) S.A. (BSBR) vs. Inter & Co, Inc. (INTR) Stock Comparison
Key Takeaways
- Both BSBR and INTR operate as regional banks in Brazil's financial services sector, but BSBR boasts a significantly larger market capitalization of approximately $45 billion compared to INTR's $3.5 billion.
- BSBR offers a higher dividend yield of 5.67%, appealing to income-focused investors, while INTR yields 1.41% with greater growth potential.
- INTR has outperformed year-to-date with a 4.47% return versus BSBR's 0.39%, reflecting stronger recent momentum.
- BSBR exhibits lower volatility with a beta of 0.32, compared to INTR's 1.24, suiting conservative portfolios.
- Tickeron's comparison system views BSBR as a better long-term buy over INTR.
Introduction
This stock comparison pits BSBR, a established traditional bank, against INTR, a digital banking innovator, both serving Brazil's dynamic financial market. Investors eyeing emerging market exposure, regional banking stability, or fintech growth may find value here. With Brazil's economy navigating interest rate shifts and digital adoption, understanding their relative performance, risk profiles, and market positioning aids informed decisions on portfolio allocation or trading opportunities. Recent market activity highlights contrasts in momentum and sentiment, making this analysis timely for traders assessing short-term trades versus long-term holds.
BSBR Overview and Recent Performance
Banco Santander (Brasil) S.A. (BSBR) is the Brazilian arm of global banking giant Santander, offering comprehensive services including retail banking, corporate finance, and wealth management to individuals, SMEs (small and medium-sized enterprises), and large corporations. In recent weeks, BSBR's stock has traded around $6.04, within a 52-week range of $4.62 to $7.32, reflecting steady behavior amid broader market fluctuations. Its low beta of 0.32 indicates reduced volatility, supported by a solid dividend yield of 5.67% (forward annual) and ROE (return on equity) of 10.52%. Sentiment has been bolstered by analyst upgrades like UBS's Buy rating and anticipation for upcoming quarterly earnings, contributing to a one-year return of 26.41% despite modest YTD gains.
INTR Overview and Recent Performance
Inter & Co, Inc. (INTR) operates a digital banking platform in Brazil, emphasizing mobile-first services, payments, investments, and loans to retail clients and businesses. Trading near $8.00 lately, within a 52-week range of $6.34 to $10.36, the stock has shown resilience with a YTD return of 4.47% and one-year gain of 21.28%. Key metrics include a trailing P/E (price-to-earnings) ratio of 13.56 and ROE of 14.36%, signaling efficient growth. Recent market activity features analyst upgrades to Buy, stock moves up 5.2% in sessions, and positive valuation notes, driving sentiment amid Brazil's fintech expansion, though higher beta of 1.24 reflects elevated risk.
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Head-to-Head Comparison
BSBR and INTR share sector exposure in Brazilian regional banking but diverge in business models: BSBR's traditional full-service operations provide scale and diversification, while INTR's digital model drives client acquisition and loan growth. Growth drivers favor INTR with higher ROE and recent revenue beats, versus BSBR's emphasis on net interest income stability. Recent momentum tilts to INTR via upgrades and price strength, but BSBR leads in dividend reliability. Risk factors include INTR's higher beta exposing it to market swings, contrasted by BSBR's defensive profile. Market sentiment reflects INTR's growth allure against BSBR's maturity.
Tickeron AI Verdict
Tickeron's AI analysis favors BSBR over INTR in the current environment, citing superior long-term trend consistency, lower volatility, and attractive valuation relative to stability. While INTR shows promising catalysts like growth metrics, BSBR's positioning offers higher probability of sustained performance amid uncertain markets.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BSBR is a StrongBuy and INTR is a StrongBuy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BSBR’s FA Score shows that 2 FA rating(s) are green whileINTR’s FA Score has 2 green FA rating(s).
- BSBR’s FA Score: 2 green, 3 red.
- INTR’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BSBR’s TA Score shows that 5 TA indicator(s) are bullish while INTR’s TA Score has 5 bullish TA indicator(s).
- BSBR’s TA Score: 5 bullish, 5 bearish.
- INTR’s TA Score: 5 bullish, 3 bearish.
Price Growth
BSBR (@Regional Banks) experienced а +3.44% price change this week, while INTR (@Regional Banks) price change was +1.76% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +3.72%. For the same industry, the average monthly price growth was +7.76%, and the average quarterly price growth was +12.20%.
Reported Earning Dates
BSBR is expected to report earnings on Jul 22, 2026.
INTR is expected to report earnings on Aug 17, 2026.
Industries' Descriptions
@Regional Banks (+3.72% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| BSBR | INTR | BSBR / INTR | |
| Capitalization | 20B | 2.55B | 785% |
| EBITDA | N/A | N/A | - |
| Gain YTD | -4.698 | -31.095 | 15% |
| P/E Ratio | 17.14 | 9.37 | 183% |
| Revenue | 46.7B | 9B | 519% |
| Total Cash | N/A | N/A | - |
| Total Debt | 29.3B | 15.8B | 185% |
BSBR | ||
|---|---|---|
OUTLOOK RATING 1..100 | 19 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 17 Undervalued | |
PROFIT vs RISK RATING 1..100 | 84 | |
SMR RATING 1..100 | 3 | |
PRICE GROWTH RATING 1..100 | 55 | |
P/E GROWTH RATING 1..100 | 53 | |
SEASONALITY SCORE 1..100 | 75 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
| BSBR | INTR | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 77% | 2 days ago 72% |
| Stochastic ODDS (%) | 2 days ago 63% | 2 days ago 85% |
| Momentum ODDS (%) | 2 days ago 72% | 2 days ago 78% |
| MACD ODDS (%) | 2 days ago 71% | 2 days ago 90% |
| TrendWeek ODDS (%) | 2 days ago 65% | 2 days ago 81% |
| TrendMonth ODDS (%) | 2 days ago 65% | 2 days ago 74% |
| Advances ODDS (%) | 2 days ago 66% | 2 days ago 79% |
| Declines ODDS (%) | 6 days ago 70% | 6 days ago 75% |
| BollingerBands ODDS (%) | 2 days ago 65% | 6 days ago 90% |
| Aroon ODDS (%) | 2 days ago 59% | 2 days ago 75% |
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INTR and
Correlation & Price change
A.I.dvisor indicates that over the last year, INTR has been closely correlated with BBD. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if INTR jumps, then BBD could also see price increases.
| Ticker / NAME | Correlation To INTR | 1D Price Change % | ||
|---|---|---|---|---|
| INTR | 100% | +1.05% | ||
| BBD - INTR | 71% Closely correlated | +1.74% | ||
| BSBR - INTR | 70% Closely correlated | +0.93% | ||
| ITUB - INTR | 67% Closely correlated | +1.01% | ||
| NU - INTR | 60% Loosely correlated | +0.83% | ||
| BSAC - INTR | 55% Loosely correlated | +0.28% | ||
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