Advertisement
BBD vs INTR
Which Stock Would AI Choose? Banco Bradesco (BBD) vs. Inter & Co (INTR) Stock Comparison
Key Takeaways
- BBD is an established Brazilian universal bank and insurer trading at a low valuation with a roughly 6% dividend yield, while INTR is a high-growth digital "super app" bank still scaling its customer base.
- Recent market activity has favored BBD, which has rallied on falling Brazilian interest rates and improving earnings, whereas INTR has posted negative year-to-date returns despite strong revenue growth.
- The two names represent a classic value-versus-growth trade-off: an incumbent with lower beta and income support versus a disruptor with higher volatility and faster expansion.
- Both are exposed to Brazil's macro cycle, but their risk profiles differ sharply in scale, profitability, and credit concentration.
- Analyst sentiment has improved on both, with major banks raising price targets in recent weeks.
Introduction
Investors weighing Brazilian financials often face a choice between a proven incumbent and a fast-growing challenger. This stock comparison examines BBD (Banco Bradesco S.A.) and INTR (Inter & Co, Inc.), two publicly traded names tied to the same macro backdrop but with very different business models and market positioning. The comparison is relevant to value-oriented investors seeking dividends and relative performance stability, as well as growth-focused traders assessing momentum and long-term scalability. Understanding how these two institutions respond to Brazil's interest-rate cycle, credit conditions, and digital banking trends can help clarify which profile better matches a given risk tolerance.
BBD Overview and Recent Performance
BBD is Banco Bradesco, one of Brazil's largest private-sector banks and the country's leading insurer, with a diversified business spanning retail and corporate banking, asset management, payments, and insurance. The company is a mature, incumbent institution with a broad physical and digital footprint serving individuals, small and medium-sized businesses (SMBs), and large corporates.
In recent weeks, BBD has attracted renewed attention as Brazilian interest rates have moved lower, easing credit costs and supporting loan demand. The shares have advanced meaningfully off earlier lows, with the ADR (American Depositary Receipt) trading near the upper end of its 52-week range. Sentiment has been reinforced by improving profitability — including a rise in net income and return on average equity (ROAE) in the latest quarter — and by a wave of insider share purchases by executives and directors. Analysts have also adjusted their views, with at least one major bank upgrading the stock while others trimmed or maintained neutral ratings. The stock's low beta and dividend yield continue to anchor its appeal among income-oriented investors, though its profitability still trails some domestic peers.
INTR Overview and Recent Performance
INTR is Inter & Co, a Brazil-based digital bank operating through a "super app" that combines banking, investments, insurance brokerage, e-commerce, and payments. The company has expanded into the United States, opening a Miami branch and launching wearable payment products, and it recently acquired full control of its insurance vertical. Its strategy emphasizes low-cost, fully digital customer acquisition and cross-selling financial products to a growing base of tens of millions of clients.
Recent market activity for INTR has been more volatile. The stock has delivered strong short-term gains in certain stretches while remaining down on a year-to-date and one-year basis, reflecting a broader de-rating of growth fintech names despite solid underlying results. Operationally, the company has reported rapid revenue growth, record net income, an improving return on equity (ROE), and continued expansion of active customers. Several brokers have raised their price targets and maintained positive ratings in recent weeks, citing stronger earnings expectations, though lingering concerns around credit quality in certain loan books and higher leverage remain part of the debate.
Trending AI Robots
For traders seeking a data-driven edge, Tickeron's Trending AI Robots page offers a curated view of the platform's AI-powered trading tools. Tickeron hosts hundreds of AI Trading Bots that monitor thousands of different tickers, each with its own trading style, strategy, timeframe, performance record, and set of covered securities. Because bots vary widely in approach and results, only those best suited to prevailing market conditions are featured in the Trending AI Robots section, helping users filter for the most timely and relevant strategies. Whether the focus is trend-following, swing trading, or other automated approaches, the section lets traders compare bots by their statistics and positioning. To explore which bots are currently aligned with conditions in names like BBD and INTR, visit the Trending AI Robots page.
Head-to-Head Comparison
The clearest contrast between these two companies is business model. BBD is a diversified incumbent with a large loan book, insurance operations, and a long dividend history, generating income that appeals to defensive, value-oriented investors. INTR is a digital-first challenger whose growth relies on rapidly expanding customers, monetizing them through cross-selling, and scaling its U.S. presence — a profile that appeals to growth investors tolerant of higher volatility.
On relative performance, BBD has shown stronger recent momentum, supported by the rate-cutting cycle and its recovery narrative. INTR, by contrast, has lagged over the trailing year despite faster revenue growth, suggesting the market has demanded a higher discount for its execution and credit risks. Risk factors differ as well: BBD carries exposure to Brazil's broader credit cycle and a profitability gap versus top peers, while INTR faces concentration in faster-growing but less-proven lending lines, higher leverage, and rising non-performing loans (NPLs) in select segments. Market positioning is also distinct — an established, low-beta dividend payer versus a smaller, higher-beta growth story.
Tickeron AI Verdict
Based on observable factors, Tickeron's AI would likely favor BBD in the current environment, primarily for its more consistent recent trend, improving profitability, and the tailwind from lower Brazilian interest rates. The stock's stability and income support also contribute to a relatively favorable positioning on a trend and volatility basis. INTR retains a compelling long-term growth story and improving fundamentals, but its negative trailing returns and higher volatility make its near-term trend less consistent. This assessment reflects probabilistic, model-driven analysis of momentum and positioning rather than a definitive forecast, and the relative ranking could shift as new catalysts and market conditions emerge.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BBD is a Buy and INTR is a Buy.
Aroon Indicator for BBD shows an upward move is likely
BBD's Aroon Indicator triggered a bullish signal on October 07, 2026. Tickeron's A.I.dvisor detected that the AroonUp green line is above 70 while the AroonDown red line is below 30. When the up indicator moves above 70 and the down indicator remains below 30, it is a sign that the stock could be setting up for a bullish move. Traders may want to buy the stock or look to buy calls options. A.I.dvisor looked at 275 similar instances where the Aroon Indicator showed a similar pattern. In 218 of the 275 cases, the stock moved higher in the days that followed. This puts the odds of a move higher at 79%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Indicator shows that the ticker has stayed in the oversold zone for 5 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an Uptrend is expected.
The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 5 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.
Following a +23.64% 3-day Advance, the price is estimated to grow further. Considering data from situations where BBD advanced for three days, in 189 of 274 cases, the price rose further within the following month. The odds of a continued upward trend are 69%.
BBD may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 19, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on BBD as a result. In 58 of 84 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 69%.
The Moving Average Convergence Divergence Histogram (MACD) for BBD turned negative on October 19, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 42 similar instances when the indicator turned negative. In 31 of the 42 cases the stock turned lower in the days that followed. This puts the odds of success at 74%.
BBD moved below its 50-day moving average on October 26, 2026 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for BBD crossed bearishly below the 50-day moving average on October 29, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 9 of 14 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 64%.
The 50-day moving average for BBD moved below the 200-day moving average on October 28, 2026. This could be a long-term bearish signal for the stock as the stock shifts to an downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where BBD declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 67%.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 1 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 13 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: BBD's P/B Ratio (0.149) is slightly lower than the industry average of (1.276). P/E Ratio (1.164) is within average values for comparable stocks, (13.599). Projected Growth (PEG Ratio) (1.623) is also within normal values, averaging (1.190). BBD has a moderately high Dividend Yield (0.093) as compared to the industry average of (0.036). BBD's P/S Ratio (1.539) is slightly lower than the industry average of (3.738).
The Tickeron Price Growth Rating for this company is 81 (best 1 - 100 worst), indicating slightly worse than average price growth. BBD’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 94 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. BBD’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.
The Tickeron PE Growth Rating for this company is 96 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
INTR's Stochastic Oscillator is sitting in oversold zone for 4 days
The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an uptrend is expected.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Indicator shows that the ticker has stayed in the oversold zone for 4 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an Uptrend is expected.
Following a +7.88% 3-day Advance, the price is estimated to grow further. Considering data from situations where INTR advanced for three days, in 203 of 259 cases, the price rose further within the following month. The odds of a continued upward trend are 78%.
INTR may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 21, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on INTR as a result. In 55 of 69 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 80%.
The Moving Average Convergence Divergence Histogram (MACD) for INTR turned negative on October 22, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 33 similar instances when the indicator turned negative. In 27 of the 33 cases the stock turned lower in the days that followed. This puts the odds of success at 82%.
INTR moved below its 50-day moving average on October 26, 2026 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for INTR crossed bearishly below the 50-day moving average on October 30, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 8 of 11 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 73%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where INTR declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 76%.
The Aroon Indicator for INTR entered a downward trend on October 02, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 5 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: INTR's P/B Ratio (0.169) is slightly lower than the industry average of (1.258). P/E Ratio (1.165) is within average values for comparable stocks, (13.468). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (1.190). INTR has a moderately high Dividend Yield (0.112) as compared to the industry average of (0.036). INTR's P/S Ratio (1.298) is slightly lower than the industry average of (3.738).
The Tickeron SMR rating for this company is 9 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 85 (best 1 - 100 worst), indicating slightly worse than average price growth. INTR’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 97 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. INTR’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 57, placing this stock worse than average.
BBD | ||
|---|---|---|
OUTLOOK RATING 1..100 | 63 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 13 Undervalued | |
PROFIT vs RISK RATING 1..100 | 94 | |
SMR RATING 1..100 | 1 | |
PRICE GROWTH RATING 1..100 | 81 | |
P/E GROWTH RATING 1..100 | 96 | |
SEASONALITY SCORE 1..100 | 75 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
| BBD | INTR | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 59% | 4 days ago 77% |
| Stochastic ODDS (%) | 1 day ago 73% | 4 days ago 86% |
| Momentum ODDS (%) | 1 day ago 69% | 4 days ago 80% |
| MACD ODDS (%) | 1 day ago 74% | 4 days ago 82% |
| TrendWeek ODDS (%) | 1 day ago 69% | 4 days ago 75% |
| TrendMonth ODDS (%) | 1 day ago 60% | 4 days ago 75% |
| Advances ODDS (%) | 28 days ago 69% | 14 days ago 78% |
| Declines ODDS (%) | 4 days ago 67% | 6 days ago 76% |
| BollingerBands ODDS (%) | 1 day ago 74% | 4 days ago 77% |
| Aroon ODDS (%) | 1 day ago 79% | 4 days ago 75% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BBD’s FA Score shows that 2 FA rating(s) are green while INTR’s FA Score has 2 green FA rating(s).
- BBD’s FA Score: 2 green, 3 red.
- INTR’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BBD’s TA Score shows that 5 TA indicator(s) are bullish while INTR’s TA Score has 4 bullish TA indicator(s).
- BBD’s TA Score: 5 bullish, 6 bearish.
- INTR’s TA Score: 4 bullish, 6 bearish.
Price Growth
BBD (@Regional Banks) experienced а -12.63% price change this week, while INTR (@Regional Banks) price change was -44.23% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +0.78%. For the same industry, the average monthly price growth was +1.63%, and the average quarterly price growth was +8.36%.
Reported Earning Dates
BBD is expected to report earnings on Feb 10, 2027.
INTR is expected to report earnings on Nov 12, 2026.
Industries' Descriptions
@Regional Banks (+0.78% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
Advertisement
INTR and
Correlation & Price change
A.I.dvisor indicates that over the last year, INTR has been closely correlated with BBD. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if INTR jumps, then BBD could also see price increases.
| Ticker / NAME | Correlation To INTR | 1D Price Change % | ||
|---|---|---|---|---|
| INTR | 100% | -3.84% | ||
| BBD - INTR | 70% Closely correlated | -3.04% | ||
| ITUB - INTR | 67% Closely correlated | -3.26% | ||
| BSBR - INTR | 61% Loosely correlated | -3.50% | ||
| BSAC - INTR | 61% Loosely correlated | -3.05% | ||
| BCH - INTR | 57% Loosely correlated | -4.49% | ||
More | ||||