BYFC
Price
$9.73
Change
+$0.01 (+0.10%)
Updated
Jul 7 closing price
Capitalization
90.09M
Intraday BUY SELL Signals
EFSC
Price
$64.16
Change
-$0.88 (-1.35%)
Updated
Jul 8, 01:10 PM (EDT)
Capitalization
2.38B
19 days until earnings call
Intraday BUY SELL Signals
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BYFC vs EFSC

BYFC vs EFSC Comparison Chart in %
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BYFC vs. EFSC commentary
Jul 08, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BYFC is a StrongBuy and EFSC is a Hold.

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COMPARISON
Comparison
Jul 08, 2026
Stock price -- (BYFC: $9.72 vs. EFSC: $65.68)
Brand notoriety: BYFC and EFSC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BYFC: 8% vs. EFSC: 28%
Market capitalization -- BYFC: $90.09M vs. EFSC: $2.38B
BYFC [@Regional Banks] is valued at $90.09M. EFSC’s [@Regional Banks] market capitalization is $2.38B. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.47B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BYFC’s FA Score shows that 1 FA rating(s) are green whileEFSC’s FA Score has 0 green FA rating(s).

  • BYFC’s FA Score: 1 green, 4 red.
  • EFSC’s FA Score: 0 green, 5 red.
According to our system of comparison, EFSC is a better buy in the long-term than BYFC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BYFC’s TA Score shows that 5 TA indicator(s) are bullish while EFSC’s TA Score has 4 bullish TA indicator(s).

  • BYFC’s TA Score: 5 bullish, 2 bearish.
  • EFSC’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, BYFC is a better buy in the short-term than EFSC.

Price Growth

BYFC (@Regional Banks) experienced а +0.62% price change this week, while EFSC (@Regional Banks) price change was -0.30% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -2.55%. For the same industry, the average monthly price growth was +4.74%, and the average quarterly price growth was +13.97%.

Reported Earning Dates

EFSC is expected to report earnings on Jul 27, 2026.

Industries' Descriptions

@Regional Banks (-2.55% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
EFSC($2.38B) has a higher market cap than BYFC($90.1M). BYFC has higher P/E ratio than EFSC: BYFC (173.00) vs EFSC (11.94). BYFC YTD gains are higher at: 31.351 vs. EFSC (23.031). EFSC has more cash in the bank: 259M vs. BYFC (6.04M). BYFC has less debt than EFSC: BYFC (309M) vs EFSC (413M). EFSC has higher revenues than BYFC: EFSC (634M) vs BYFC (36.2M).
BYFCEFSCBYFC / EFSC
Capitalization90.1M2.38B4%
EBITDAN/AN/A-
Gain YTD31.35123.031136%
P/E Ratio173.0011.941,449%
Revenue36.2M634M6%
Total Cash6.04M259M2%
Total Debt309M413M75%
FUNDAMENTALS RATINGS
BYFC vs EFSC: Fundamental Ratings
BYFC
EFSC
OUTLOOK RATING
1..100
5790
VALUATION
overvalued / fair valued / undervalued
1..100
95
Overvalued
52
Fair valued
PROFIT vs RISK RATING
1..100
10046
SMR RATING
1..100
9635
PRICE GROWTH RATING
1..100
4344
P/E GROWTH RATING
1..100
140
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

EFSC's Valuation (52) in the Regional Banks industry is somewhat better than the same rating for BYFC (95) in the Savings Banks industry. This means that EFSC’s stock grew somewhat faster than BYFC’s over the last 12 months.

EFSC's Profit vs Risk Rating (46) in the Regional Banks industry is somewhat better than the same rating for BYFC (100) in the Savings Banks industry. This means that EFSC’s stock grew somewhat faster than BYFC’s over the last 12 months.

EFSC's SMR Rating (35) in the Regional Banks industry is somewhat better than the same rating for BYFC (96) in the Savings Banks industry. This means that EFSC’s stock grew somewhat faster than BYFC’s over the last 12 months.

BYFC's Price Growth Rating (43) in the Savings Banks industry is in the same range as EFSC (44) in the Regional Banks industry. This means that BYFC’s stock grew similarly to EFSC’s over the last 12 months.

BYFC's P/E Growth Rating (1) in the Savings Banks industry is somewhat better than the same rating for EFSC (40) in the Regional Banks industry. This means that BYFC’s stock grew somewhat faster than EFSC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BYFCEFSC
RSI
ODDS (%)
N/A
Bearish Trend 1 day ago
69%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
73%
Bearish Trend 1 day ago
67%
Momentum
ODDS (%)
Bullish Trend 1 day ago
67%
Bullish Trend 1 day ago
58%
MACD
ODDS (%)
Bullish Trend 7 days ago
76%
Bullish Trend 1 day ago
59%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
78%
Bearish Trend 1 day ago
61%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
70%
Bullish Trend 1 day ago
51%
Advances
ODDS (%)
Bullish Trend about 1 month ago
73%
Bullish Trend 14 days ago
56%
Declines
ODDS (%)
Bearish Trend 24 days ago
78%
Bearish Trend 23 days ago
62%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
76%
Bearish Trend 1 day ago
51%
Aroon
ODDS (%)
Bullish Trend 1 day ago
69%
Bullish Trend 1 day ago
46%
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BYFC
Daily Signal:
Gain/Loss:
EFSC
Daily Signal:
Gain/Loss:
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BYFC and

Correlation & Price change

A.I.dvisor tells us that BYFC and FITB have been poorly correlated (+28% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that BYFC and FITB's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BYFC
1D Price
Change %
BYFC100%
N/A
FITB - BYFC
28%
Poorly correlated
+0.05%
HWBK - BYFC
27%
Poorly correlated
N/A
HBAN - BYFC
27%
Poorly correlated
N/A
COLB - BYFC
26%
Poorly correlated
N/A
EFSC - BYFC
26%
Poorly correlated
N/A
More

EFSC and

Correlation & Price change

A.I.dvisor indicates that over the last year, EFSC has been closely correlated with FRME. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if EFSC jumps, then FRME could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EFSC
1D Price
Change %
EFSC100%
N/A
FRME - EFSC
87%
Closely correlated
N/A
BUSE - EFSC
86%
Closely correlated
N/A
THFF - EFSC
86%
Closely correlated
N/A
MBWM - EFSC
85%
Closely correlated
N/A
SRCE - EFSC
85%
Closely correlated
N/A
More