BYFC
Price
$11.81
Change
-$0.04 (-0.34%)
Updated
Sep 11 closing price
Capitalization
109.95M
Intraday BUY SELL Signals
EFSC
Price
$64.13
Change
+$0.21 (+0.33%)
Updated
Sep 11 closing price
Capitalization
2.32B
43 days until earnings call
Intraday BUY SELL Signals
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BYFC vs EFSC

BYFC vs EFSC Comparison Chart in %
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BYFC vs. EFSC commentary
Sep 13, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BYFC is a Hold and EFSC is a StrongBuy.

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SUMMARIES
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FUNDAMENTALS
Fundamentals
EFSC($2.32B) has a higher market cap than BYFC($110M). BYFC has higher P/E ratio than EFSC: BYFC (173.00) vs EFSC (12.75). BYFC YTD gains are higher at: 59.595 vs. EFSC (20.127). EFSC has more cash in the bank: 259M vs. BYFC (6.04M). BYFC has less debt than EFSC: BYFC (94M) vs EFSC (682M). EFSC has higher revenues than BYFC: EFSC (643M) vs BYFC (38.5M).
BYFCEFSCBYFC / EFSC
Capitalization110M2.32B5%
EBITDAN/AN/A-
Gain YTD59.59520.127296%
P/E Ratio173.0012.751,357%
Revenue38.5M643M6%
Total Cash6.04M259M2%
Total Debt94M682M14%
FUNDAMENTALS RATINGS
BYFC vs EFSC: Fundamental Ratings
BYFC
EFSC
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
96
Overvalued
54
Fair valued
PROFIT vs RISK RATING
1..100
10044
SMR RATING
1..100
9415
PRICE GROWTH RATING
1..100
3849
P/E GROWTH RATING
1..100
231
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

EFSC's Valuation (54) in the Regional Banks industry is somewhat better than the same rating for BYFC (96) in the Savings Banks industry. This means that EFSC’s stock grew somewhat faster than BYFC’s over the last 12 months.

EFSC's Profit vs Risk Rating (44) in the Regional Banks industry is somewhat better than the same rating for BYFC (100) in the Savings Banks industry. This means that EFSC’s stock grew somewhat faster than BYFC’s over the last 12 months.

EFSC's SMR Rating (15) in the Regional Banks industry is significantly better than the same rating for BYFC (94) in the Savings Banks industry. This means that EFSC’s stock grew significantly faster than BYFC’s over the last 12 months.

BYFC's Price Growth Rating (38) in the Savings Banks industry is in the same range as EFSC (49) in the Regional Banks industry. This means that BYFC’s stock grew similarly to EFSC’s over the last 12 months.

BYFC's P/E Growth Rating (2) in the Savings Banks industry is in the same range as EFSC (31) in the Regional Banks industry. This means that BYFC’s stock grew similarly to EFSC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BYFCEFSC
RSI
ODDS (%)
Bearish Trend 3 days ago
89%
Bullish Trend 3 days ago
60%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
71%
Bearish Trend 3 days ago
66%
Momentum
ODDS (%)
Bearish Trend 3 days ago
81%
Bullish Trend 3 days ago
68%
MACD
ODDS (%)
Bearish Trend 3 days ago
76%
Bullish Trend 3 days ago
67%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
78%
Bearish Trend 3 days ago
62%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
70%
Bearish Trend 3 days ago
57%
Advances
ODDS (%)
Bullish Trend 10 days ago
71%
Bullish Trend 3 days ago
58%
Declines
ODDS (%)
Bearish Trend 5 days ago
77%
Bearish Trend 5 days ago
62%
BollingerBands
ODDS (%)
Bearish Trend 5 days ago
82%
Bullish Trend 3 days ago
57%
Aroon
ODDS (%)
Bullish Trend 3 days ago
76%
Bearish Trend 3 days ago
59%
COMPARISON
Comparison
Sep 13, 2026
Stock price -- (BYFC: $11.81 vs. EFSC: $64.13)
Brand notoriety: BYFC and EFSC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BYFC: 4% vs. EFSC: 90%
Market capitalization -- BYFC: $109.95M vs. EFSC: $2.32B
BYFC [@Regional Banks] is valued at $109.95M. EFSC’s [@Regional Banks] market capitalization is $2.32B. The market cap for tickers in the [@Regional Banks] industry ranges from $10.73K to $142.82B. The average market capitalization across the [@Regional Banks] industry is $6.47B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BYFC’s FA Score shows that 1 FA rating(s) are green while EFSC’s FA Score has 2 green FA rating(s).

  • BYFC’s FA Score: 1 green, 4 red.
  • EFSC’s FA Score: 2 green, 3 red.
According to our system of comparison, EFSC is a better buy in the long-term than BYFC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BYFC’s TA Score shows that 3 TA indicator(s) are bullish while EFSC’s TA Score has 5 bullish TA indicator(s).

  • BYFC’s TA Score: 3 bullish, 5 bearish.
  • EFSC’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, EFSC is a better buy in the short-term than BYFC.

Price Growth

BYFC (@Regional Banks) experienced а -2.48% price change this week, while EFSC (@Regional Banks) price change was -0.82% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.96%. For the same industry, the average monthly price growth was -1.25%, and the average quarterly price growth was +19.22%.

Reported Earning Dates

EFSC is expected to report earnings on Oct 26, 2026.

Industries' Descriptions

@Regional Banks (-0.96% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

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BYFC
Daily Signal:
Gain/Loss:
EFSC
Daily Signal:
Gain/Loss:
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EFSC and

Correlation & Price change

A.I.dvisor indicates that over the last year, EFSC has been closely correlated with FRME. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if EFSC jumps, then FRME could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EFSC
1D Price
Change %
EFSC100%
+0.33%
FRME - EFSC
86%
Closely correlated
+0.02%
BUSE - EFSC
86%
Closely correlated
+0.20%
BY - EFSC
85%
Closely correlated
+0.76%
THFF - EFSC
85%
Closely correlated
+0.05%
UVSP - EFSC
85%
Closely correlated
+0.23%
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