Advertisement
COIN vs FICO
Which Stock Would AI Choose? Coinbase Global (COIN) vs. Fair Isaac (FICO) Stock Comparison
Key Takeaways
- COIN shows higher volatility with a beta of 3.61 (a measure of stock price sensitivity to market movements), compared to FICO's more stable beta of 1.38.
- In recent weeks, COIN has climbed approximately 16% from mid-April levels around $165, driven by crypto market gains.
- FICO posted strong Q2 2026 results with $692 million in revenue and GAAP EPS (earnings per share) of $11.14, though shares remain volatile amid short-selling pressure.
- Market caps stand at roughly $50 billion for COIN and $24 billion for FICO, reflecting differing scales in fintech and analytics sectors.
- P/E ratios (price-to-earnings, a valuation metric) are 42.88x for COIN and 32.79x for FICO, indicating premium pricing for growth potential.
- Both stocks trail broader market gains year-to-date amid sector-specific challenges, but recent momentum favors COIN.
Introduction
This comparison pits COIN, a leading cryptocurrency platform, against FICO, a dominant provider of credit analytics software. Traders eyeing high-growth fintech plays may favor COIN's exposure to digital assets, while those seeking resilient software models might lean toward FICO. Investors navigating current market volatility—marked by crypto rallies and economic uncertainty—can use this analysis to weigh relative performance, sector dynamics, and momentum in recent market activity. Understanding these contrasts aids in portfolio positioning across volatile and stable growth themes.
COIN Overview and Recent Performance
Coinbase Global (COIN) operates as a premier platform for cryptocurrency trading, custody, and developer tools, serving retail and institutional clients globally. Its revenue ties closely to trading volumes and crypto prices. In recent weeks, COIN shares have advanced from mid-April lows near $165 to around $191, reflecting a roughly 16% gain amid Bitcoin's push above $78,000 and ETF inflows. Sentiment has brightened with stablecoin yield compromises aiding U.S. crypto legislation, tokenized asset launches, and broader market optimism, though regulatory lawsuits introduce caution. High beta underscores crypto-driven swings, contrasting steadier peers.
FICO Overview and Recent Performance
Fair Isaac (FICO) develops analytics software, renowned for FICO Scores used in credit decisions worldwide. It operates Scores and Software segments, delivering predictive models for lending, fraud, and marketing. Recent market activity saw shares fluctuate around $950-$1,040 in late April, closing near $1,035 after Q2 2026 earnings beat estimates with $692 million revenue and $11.14 GAAP EPS. A prominent short position sparked volatility, yet robust Scores demand amid lending recovery supported gains. Lower beta highlights relative stability versus high-volatility sectors.
Trending AI Robots
Tickeron’s Trending AI Robots page showcases 25 top-performing AI trading bots curated from over 350 total bots that trade thousands of tickers across stocks, ETFs, and crypto. These bots feature diverse strategies like trend-following, AI/ML technical analysis, and take-profit/stop-loss corridors, with timeframes from 1 day to 49 days. Standout stats include annualized returns up to +163%, win rates ranging 51%-88%, and profit factors from 1.51 to 11.70. While none currently focus on COIN or FICO, they target hot sectors like semiconductors and energy. Explore these high-conviction signals tailored to prevailing conditions for potential market outperformance.
Head-to-Head Comparison
COIN and FICO diverge sharply in business models: COIN's transaction-based crypto exchange versus FICO's recurring revenue from analytics subscriptions. Growth drivers contrast crypto adoption and regulation for COIN against steady demand for credit tools amid economic shifts for FICO. Recent momentum tilts to COIN with sharper gains, while FICO offers post-earnings recovery. Risk factors amplify for COIN via crypto exposure and beta, versus FICO's short interest and valuation pressures. Sector-wise, fintech volatility meets software resilience; sentiment favors COIN on crypto tailwinds but FICO for fundamentals.
Tickeron AI Verdict
Tickeron’s AI currently leans toward COIN based on superior recent trend consistency, crypto catalysts like regulatory progress, and relative outperformance in recent weeks. FICO presents stability with earnings strength, but momentum edges COIN in the near term, subject to market shifts.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is COIN is a Hold and FICO is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
COIN’s FA Score shows that 1 FA rating(s) are green whileFICO’s FA Score has 1 green FA rating(s).
- COIN’s FA Score: 1 green, 4 red.
- FICO’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
COIN’s TA Score shows that 4 TA indicator(s) are bullish while FICO’s TA Score has 5 bullish TA indicator(s).
- COIN’s TA Score: 4 bullish, 6 bearish.
- FICO’s TA Score: 5 bullish, 5 bearish.
Price Growth
COIN (@Financial Publishing/Services) experienced а +4.84% price change this week, while FICO (@Packaged Software) price change was +3.68% for the same time period.
The average weekly price growth across all stocks in the @Financial Publishing/Services industry was +1.54%. For the same industry, the average monthly price growth was -0.99%, and the average quarterly price growth was -16.69%.
The average weekly price growth across all stocks in the @Packaged Software industry was -2.27%. For the same industry, the average monthly price growth was +0.37%, and the average quarterly price growth was -8.09%.
Reported Earning Dates
COIN is expected to report earnings on Jul 30, 2026.
FICO is expected to report earnings on Aug 05, 2026.
Industries' Descriptions
@Financial Publishing/Services (+1.54% weekly)The financial publishing /services sector includes companies that provide informational products and services that are of value to investors, financial/analytics professionals and other interested readers. The products include real-time stock quotes, financial news and analyses. Think S&P Global, Inc., Moody`s Corporation, Thomson-Reuters Corp and IHS Markit Ltd. Information is critical in making financial or investment decisions, and what makes this industry’s output relevant at all times, across various economic conditions.
@Packaged Software (-2.27% weekly)Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.
| COIN | FICO | COIN / FICO | |
| Capitalization | 42.1B | 27.3B | 154% |
| EBITDA | 1.29B | 1.16B | 110% |
| Gain YTD | -29.345 | -30.251 | 97% |
| P/E Ratio | 58.74 | 37.39 | 157% |
| Revenue | 6.56B | 2.26B | 291% |
| Total Cash | 10.7B | 219M | 4,886% |
| Total Debt | 7.96B | 3.66B | 218% |
FICO | ||
|---|---|---|
OUTLOOK RATING 1..100 | 82 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 92 Overvalued | |
PROFIT vs RISK RATING 1..100 | 72 | |
SMR RATING 1..100 | 7 | |
PRICE GROWTH RATING 1..100 | 60 | |
P/E GROWTH RATING 1..100 | 94 | |
SEASONALITY SCORE 1..100 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
| COIN | FICO | |
|---|---|---|
| RSI ODDS (%) | 3 days ago 84% | 3 days ago 57% |
| Stochastic ODDS (%) | 3 days ago 84% | 3 days ago 69% |
| Momentum ODDS (%) | 3 days ago 74% | 3 days ago 63% |
| MACD ODDS (%) | 3 days ago 90% | 3 days ago 57% |
| TrendWeek ODDS (%) | 3 days ago 83% | 3 days ago 73% |
| TrendMonth ODDS (%) | 3 days ago 86% | 3 days ago 77% |
| Advances ODDS (%) | 17 days ago 85% | 6 days ago 73% |
| Declines ODDS (%) | 5 days ago 85% | 3 days ago 64% |
| BollingerBands ODDS (%) | 3 days ago 85% | 3 days ago 50% |
| Aroon ODDS (%) | 3 days ago 85% | 3 days ago 74% |
Advertisement
FICO and
Correlation & Price change
A.I.dvisor indicates that over the last year, FICO has been loosely correlated with WIX. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if FICO jumps, then WIX could also see price increases.
| Ticker / NAME | Correlation To FICO | 1D Price Change % | ||
|---|---|---|---|---|
| FICO | 100% | -0.52% | ||
| WIX - FICO | 49% Loosely correlated | +4.18% | ||
| CPAY - FICO | 46% Loosely correlated | +1.50% | ||
| COIN - FICO | 45% Loosely correlated | -0.41% | ||
| PANW - FICO | 45% Loosely correlated | +0.03% | ||
| COMP - FICO | 44% Loosely correlated | +1.66% | ||
More | ||||