ESNT
Price
$63.35
Change
-$0.46 (-0.72%)
Updated
Sep 15, 04:59 PM (EDT)
Capitalization
6.29B
46 days until earnings call
NMIH
Price
$39.03
Change
-$0.65 (-1.64%)
Updated
Sep 15, 04:59 PM (EDT)
Capitalization
3.08B
50 days until earnings call
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ESNT vs NMIH

Header iconESNT vs NMIH Comparison
Open Charts ESNT vs NMIHBanner chart's image
Essent Group
Price$63.35
Change-$0.46 (-0.72%)
Volume$2.56K
Capitalization6.29B
NMI Holdings
Price$39.03
Change-$0.65 (-1.64%)
Volume$6.54K
Capitalization3.08B
ESNT vs NMIH Comparison Chart in %
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ESNT
Daily Signalchanged days ago
Gain/Loss if bought
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NMIH
Daily Signalchanged days ago
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ESNT vs. NMIH commentary
Sep 16, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ESNT is a StrongBuy and NMIH is a StrongBuy.

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COMPARISON
Comparison
Sep 16, 2025
Stock price -- (ESNT: $63.81 vs. NMIH: $39.68)
Brand notoriety: ESNT and NMIH are both not notable
Both companies represent the Specialty Insurance industry
Current volume relative to the 65-day Moving Average: ESNT: 68% vs. NMIH: 58%
Market capitalization -- ESNT: $6.29B vs. NMIH: $3.08B
ESNT [@Specialty Insurance] is valued at $6.29B. NMIH’s [@Specialty Insurance] market capitalization is $3.08B. The market cap for tickers in the [@Specialty Insurance] industry ranges from $16.45B to $0. The average market capitalization across the [@Specialty Insurance] industry is $3.63B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ESNT’s FA Score shows that 1 FA rating(s) are green whileNMIH’s FA Score has 1 green FA rating(s).

  • ESNT’s FA Score: 1 green, 4 red.
  • NMIH’s FA Score: 1 green, 4 red.
According to our system of comparison, ESNT is a better buy in the long-term than NMIH.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ESNT’s TA Score shows that 4 TA indicator(s) are bullish while NMIH’s TA Score has 6 bullish TA indicator(s).

  • ESNT’s TA Score: 4 bullish, 5 bearish.
  • NMIH’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, NMIH is a better buy in the short-term than ESNT.

Price Growth

ESNT (@Specialty Insurance) experienced а -0.08% price change this week, while NMIH (@Specialty Insurance) price change was -0.75% for the same time period.

The average weekly price growth across all stocks in the @Specialty Insurance industry was -0.17%. For the same industry, the average monthly price growth was +1.36%, and the average quarterly price growth was +12.23%.

Reported Earning Dates

ESNT is expected to report earnings on Oct 31, 2025.

NMIH is expected to report earnings on Nov 04, 2025.

Industries' Descriptions

@Specialty Insurance (-0.17% weekly)

Specialty insurance typically caters to niche-markets, and covers items that are special or unique and/or items that are not typically covered under other insurance policies. Restoration or purchase of a one-of-a-kind collector’s item, high-value home, recreational vehicles, sailboat or even jet skis, horses and farms, all-terrain vehicle, funerals, museums and fine art collections are some examples– one or more of which are covered by a specialty insurance provider. In some cases, a specialty insurance could also complement someone’s existing auto, home and umbrella policies. Markel Corp, for Fidelity National Financial, Inc., Assurant, Inc. and Athene Holding Ltd. are examples of specialty insurance providers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ESNT($6.29B) has a higher market cap than NMIH($3.08B). ESNT has higher P/E ratio than NMIH: ESNT (9.30) vs NMIH (8.42). ESNT YTD gains are higher at: 19.105 vs. NMIH (7.943). ESNT has more cash in the bank: 6.06B vs. NMIH (461M). NMIH has less debt than ESNT: NMIH (416M) vs ESNT (495M). ESNT has higher revenues than NMIH: ESNT (1.3B) vs NMIH (680M).
ESNTNMIHESNT / NMIH
Capitalization6.29B3.08B204%
EBITDAN/AN/A-
Gain YTD19.1057.943241%
P/E Ratio9.308.42110%
Revenue1.3B680M190%
Total Cash6.06B461M1,314%
Total Debt495M416M119%
FUNDAMENTALS RATINGS
ESNT vs NMIH: Fundamental Ratings
ESNT
NMIH
OUTLOOK RATING
1..100
8672
VALUATION
overvalued / fair valued / undervalued
1..100
84
Overvalued
93
Overvalued
PROFIT vs RISK RATING
1..100
2321
SMR RATING
1..100
7557
PRICE GROWTH RATING
1..100
5157
P/E GROWTH RATING
1..100
4563
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ESNT's Valuation (84) in the Specialty Insurance industry is in the same range as NMIH (93) in the Property Or Casualty Insurance industry. This means that ESNT’s stock grew similarly to NMIH’s over the last 12 months.

NMIH's Profit vs Risk Rating (21) in the Property Or Casualty Insurance industry is in the same range as ESNT (23) in the Specialty Insurance industry. This means that NMIH’s stock grew similarly to ESNT’s over the last 12 months.

NMIH's SMR Rating (57) in the Property Or Casualty Insurance industry is in the same range as ESNT (75) in the Specialty Insurance industry. This means that NMIH’s stock grew similarly to ESNT’s over the last 12 months.

ESNT's Price Growth Rating (51) in the Specialty Insurance industry is in the same range as NMIH (57) in the Property Or Casualty Insurance industry. This means that ESNT’s stock grew similarly to NMIH’s over the last 12 months.

ESNT's P/E Growth Rating (45) in the Specialty Insurance industry is in the same range as NMIH (63) in the Property Or Casualty Insurance industry. This means that ESNT’s stock grew similarly to NMIH’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ESNTNMIH
RSI
ODDS (%)
Bearish Trend 4 days ago
54%
Bearish Trend 4 days ago
53%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
56%
Bearish Trend 4 days ago
56%
Momentum
ODDS (%)
N/A
Bullish Trend 4 days ago
71%
MACD
ODDS (%)
Bearish Trend 4 days ago
45%
Bullish Trend 8 days ago
63%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
50%
Bearish Trend 4 days ago
56%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
53%
Bullish Trend 4 days ago
66%
Advances
ODDS (%)
Bullish Trend 5 days ago
61%
Bullish Trend 5 days ago
70%
Declines
ODDS (%)
Bearish Trend 7 days ago
53%
Bearish Trend 7 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 6 days ago
56%
Bearish Trend 6 days ago
59%
Aroon
ODDS (%)
Bullish Trend 4 days ago
48%
Bullish Trend 4 days ago
61%
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ESNT
Daily Signalchanged days ago
Gain/Loss if bought
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NMIH
Daily Signalchanged days ago
Gain/Loss if bought
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ESNT and

Correlation & Price change

A.I.dvisor indicates that over the last year, ESNT has been closely correlated with RDN. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if ESNT jumps, then RDN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ESNT
1D Price
Change %
ESNT100%
-0.70%
RDN - ESNT
87%
Closely correlated
-1.01%
MTG - ESNT
86%
Closely correlated
-1.69%
NMIH - ESNT
70%
Closely correlated
-1.64%
ACT - ESNT
69%
Closely correlated
-0.82%
FAF - ESNT
58%
Loosely correlated
-0.76%
More

NMIH and

Correlation & Price change

A.I.dvisor indicates that over the last year, NMIH has been closely correlated with MTG. These tickers have moved in lockstep 79% of the time. This A.I.-generated data suggests there is a high statistical probability that if NMIH jumps, then MTG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To NMIH
1D Price
Change %
NMIH100%
-1.64%
MTG - NMIH
79%
Closely correlated
-1.69%
ACT - NMIH
75%
Closely correlated
-0.82%
RDN - NMIH
74%
Closely correlated
-1.01%
ESNT - NMIH
70%
Closely correlated
-0.70%
FNF - NMIH
62%
Loosely correlated
-0.25%
More