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FUTU vs TIGR
Which Stock Would AI Choose? Futu Holdings (FUTU) vs. UP Fintech Holding (TIGR) Stock Comparison
Key Takeaways
- Both FUTU and TIGR are Chinese-founded online brokerages that have shifted aggressively toward international markets after a 2026 regulatory crackdown by the China Securities Regulatory Commission (CSRC).
- FUTU operates at a larger scale, with roughly 3.59 million funded accounts versus about 1.32 million for TIGR, and generates significantly higher revenue.
- Both companies booked one-time CSRC penalties that pressured reported profits, but FUTU has sustained stronger earnings growth and higher margins on an adjusted basis.
- TIGR trades at a notably lower valuation, near 9x forward price-to-earnings (P/E), but faces thinner commission take rates and rising customer acquisition costs.
- Relative performance diverged sharply: FUTU has rebounded from its lows in recent months, while TIGR remains under pressure after its latest earnings release.
- Market positioning differs: FUTU leans on its Moomoo brand across Asia and the U.S., while TIGR is heavily concentrated in Singapore and Hong Kong.
Introduction
Futu Holdings Limited (FUTU) and UP Fintech Holding Limited (TIGR), the parent of Tiger Brokers, are two of the most closely watched Chinese-founded online brokerages listed in the United States. Both companies built their early businesses serving mainland Chinese investors trading U.S. and Hong Kong equities, and both are now navigating a post-crackdown era defined by international expansion. For traders and investors evaluating fintech exposure in Asia, this stock comparison highlights meaningful differences in scale, profitability, momentum, and risk. Understanding how these two firms' relative performance and market positioning have diverged can help clarify which stock better aligns with a given investment approach.
FUTU Overview and Recent Performance
FUTU operates two digital brokerage platforms, Futubull and Moomoo, serving clients across Hong Kong, Singapore, Malaysia, Japan, Australia, and the United States. The company is the larger and more diversified of the two, with funded accounts exceeding 3.5 million and client assets growing at a double-digit year-over-year (YoY) pace in recent quarters. Overseas markets now account for roughly 60% of funded accounts, with mainland Chinese clients representing a shrinking minority of the base.
Recent market activity has been shaped by both regulatory and operational news. In May 2026, FUTU shares fell sharply after the CSRC's Shenzhen bureau issued an administrative penalty over cross-border brokerage activity, which weighed on reported net income. Excluding that one-time charge, however, the company has posted strong underlying results, including a roughly 42% YoY increase in adjusted net income and record quarterly trading volume in recent reports. A subsequent pullback in the shares has left FUTU trading well below its 52-week high, with a single-digit forward P/E and a consensus analyst posture that remains largely favorable.
TIGR Overview and Recent Performance
TIGR, through its Tiger Brokers platform, serves retail clients across Singapore, Hong Kong, Australia, New Zealand, and the United States, and is headquartered in Singapore. It is materially smaller than FUTU, with roughly 1.32 million funded accounts and total client assets near $60.7 billion as of its most recent report. Singapore and Hong Kong together account for more than 70% of new funded accounts, reflecting the company's geographic concentration.
Like its rival, TIGR was fined by the CSRC in May 2026, which pushed it to a quarterly net loss. In the following quarter the company returned to profitability, reporting record quarterly revenue of about $182 million, up more than 31% YoY, helped by rising commission and interest income. Still, the stock has lagged: it declined after its most recent earnings report, as investors weighed a falling cash-equity commission take rate, a sharp rise in marketing expense, and higher customer acquisition costs, now approaching $450 per new funded account. These factors have kept sentiment cautious despite the revenue rebound.
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Head-to-Head Comparison
The clearest contrast between the two companies is scale. FUTU holds roughly 2.7 times the funded accounts of TIGR, and its revenue base is several times larger. That scale supports a stronger margin profile and greater diversification across markets, including a sizable presence in Malaysia and Japan that TIGR does not replicate to the same degree. TIGR, by contrast, is more concentrated in Singapore and Hong Kong, which gives it clearer near-term catalysts in those markets but also less geographic insulation.
On valuation, the trade-off is notable. TIGR trades near 9x forward earnings, a discount to FUTU's already low multiple, reflecting higher execution risk and thinner take rates. Momentum also diverges: FUTU has recovered more meaningfully from its 2026 lows, while TIGR remains closer to its recent trough. Both face shared risk factors, including residual regulatory exposure in mainland China, securities litigation, and sensitivity to trading volumes in U.S. technology and artificial intelligence names.
Tickeron AI Verdict
Based on observable trend consistency, scale, and margin stability, Tickeron's AI would likely favor FUTU over TIGR in the current environment. FUTU demonstrates more consistent earnings growth, a stronger relative recovery from its 2026 selloff, broader geographic diversification, and healthier profitability. TIGR offers a cheaper valuation and a credible rebound story, but thinner take rates and rising acquisition costs present ongoing headwinds. This assessment is probabilistic rather than definitive, grounded in current data and subject to change as market conditions and company fundamentals evolve.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FUTU is a StrongBuy and TIGR is a Hold.
FUTU in upward trend: price may jump up because it broke its lower Bollinger Band on November 05, 2026
FUTU may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options. In 29 of 33 cases where FUTU's price broke its lower Bollinger Band, its price rose further in the following month. The odds of a continued upward trend are 88%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where FUTU's RSI Indicator exited the oversold zone, 16 of 19 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 84%.
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 55 of 65 cases where FUTU's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 85%.
Following a +3.20% 3-day Advance, the price is estimated to grow further. Considering data from situations where FUTU advanced for three days, in 255 of 312 cases, the price rose further within the following month. The odds of a continued upward trend are 82%.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 19, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on FUTU as a result. In 66 of 84 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 79%.
The Moving Average Convergence Divergence Histogram (MACD) for FUTU turned negative on October 16, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 44 similar instances when the indicator turned negative. In 35 of the 44 cases the stock turned lower in the days that followed. This puts the odds of success at 80%.
FUTU moved below its 50-day moving average on October 14, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where FUTU declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 80%.
The Aroon Indicator for FUTU entered a downward trend on November 06, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 33 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 60 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.354) is normal, around the industry mean (3.120). P/E Ratio (1.231) is within average values for comparable stocks, (6.734). Projected Growth (PEG Ratio) (0.010) is also within normal values, averaging (0.809). Dividend Yield (0.106) settles around the average of (8.976) among similar stocks. P/S Ratio (4.699) is also within normal values, averaging (16.899).
The Tickeron Price Growth Rating for this company is 75 (best 1 - 100 worst), indicating slightly worse than average price growth. FUTU’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 88 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. FUTU’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 88, placing this stock worse than average.
The Tickeron PE Growth Rating for this company is 97 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
Momentum Indicator for TIGR turns negative, indicating new downward trend
TIGR saw its Momentum Indicator move below the 0 level on October 16, 2026. This is an indication that the stock could be shifting in to a new downward move. Traders may want to consider selling the stock or exploring put options. Tickeron's A.I.dvisor looked at 85 similar instances where the indicator turned negative. In 71 of the 85 cases, the stock moved further down in the following days. The odds of a decline are at 84%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Moving Average Convergence Divergence Histogram (MACD) for TIGR turned negative on October 30, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 41 similar instances when the indicator turned negative. In 34 of the 41 cases the stock turned lower in the days that followed. This puts the odds of success at 83%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where TIGR declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 81%.
The Aroon Indicator for TIGR entered a downward trend on November 06, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Bullish Trend Analysis
The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where TIGR's RSI Indicator exited the oversold zone, 25 of 31 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 81%.
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 50 of 63 cases where TIGR's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 79%.
Following a +2.97% 3-day Advance, the price is estimated to grow further. Considering data from situations where TIGR advanced for three days, in 196 of 238 cases, the price rose further within the following month. The odds of a continued upward trend are 82%.
TIGR may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 59 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 64 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.791) is normal, around the industry mean (3.120). P/E Ratio (7.647) is within average values for comparable stocks, (6.734). Projected Growth (PEG Ratio) (0.020) is also within normal values, averaging (0.809). Dividend Yield (0.000) settles around the average of (8.976) among similar stocks. P/S Ratio (1.257) is also within normal values, averaging (16.899).
The Tickeron Price Growth Rating for this company is 78 (best 1 - 100 worst), indicating slightly worse than average price growth. TIGR’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 91 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. TIGR’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 88, placing this stock worse than average.
FUTU | TIGR | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 50 | 50 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 60 Fair valued | 64 Fair valued | |
PROFIT vs RISK RATING 1..100 | 88 | 100 | |
SMR RATING 1..100 | 33 | 59 | |
PRICE GROWTH RATING 1..100 | 75 | 78 | |
P/E GROWTH RATING 1..100 | 97 | 91 | |
SEASONALITY SCORE 1..100 | n/a | n/a |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
FUTU's Valuation (60) in the null industry is in the same range as TIGR (64) in the Investment Banks Or Brokers industry. This means that FUTU’s stock grew similarly to TIGR’s over the last 12 months.
FUTU's Profit vs Risk Rating (88) in the null industry is in the same range as TIGR (100) in the Investment Banks Or Brokers industry. This means that FUTU’s stock grew similarly to TIGR’s over the last 12 months.
FUTU's SMR Rating (33) in the null industry is in the same range as TIGR (59) in the Investment Banks Or Brokers industry. This means that FUTU’s stock grew similarly to TIGR’s over the last 12 months.
FUTU's Price Growth Rating (75) in the null industry is in the same range as TIGR (78) in the Investment Banks Or Brokers industry. This means that FUTU’s stock grew similarly to TIGR’s over the last 12 months.
TIGR's P/E Growth Rating (91) in the Investment Banks Or Brokers industry is in the same range as FUTU (97) in the null industry. This means that TIGR’s stock grew similarly to FUTU’s over the last 12 months.
| FUTU | TIGR | |
|---|---|---|
| RSI ODDS (%) | 3 days ago 84% | 3 days ago 81% |
| Stochastic ODDS (%) | 3 days ago 85% | 3 days ago 79% |
| Momentum ODDS (%) | 3 days ago 79% | 3 days ago 84% |
| MACD ODDS (%) | 3 days ago 80% | 3 days ago 83% |
| TrendWeek ODDS (%) | 3 days ago 80% | 3 days ago 81% |
| TrendMonth ODDS (%) | 3 days ago 79% | 3 days ago 80% |
| Advances ODDS (%) | 13 days ago 82% | 13 days ago 82% |
| Declines ODDS (%) | 4 days ago 80% | 10 days ago 81% |
| BollingerBands ODDS (%) | 3 days ago 88% | 3 days ago 82% |
| Aroon ODDS (%) | 3 days ago 77% | 3 days ago 77% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FUTU’s FA Score shows that 1 FA rating(s) are green while TIGR’s FA Score has 0 green FA rating(s).
- FUTU’s FA Score: 1 green, 4 red.
- TIGR’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FUTU’s TA Score shows that 4 TA indicator(s) are bullish while TIGR’s TA Score has 4 bullish TA indicator(s).
- FUTU’s TA Score: 4 bullish, 5 bearish.
- TIGR’s TA Score: 4 bullish, 4 bearish.
Price Growth
FUTU (@Investment Banks/Brokers) experienced а -0.40% price change this week, while TIGR (@Investment Banks/Brokers) price change was +0.78% for the same time period.
The average weekly price growth across all stocks in the @Investment Banks/Brokers industry was -5.39%. For the same industry, the average monthly price growth was -22.29%, and the average quarterly price growth was -27.51%.
Reported Earning Dates
FUTU is expected to report earnings on Nov 19, 2026.
TIGR is expected to report earnings on Dec 03, 2026.
Industries' Descriptions
@Investment Banks/Brokers (-5.39% weekly)These banks specialize in underwriting (helping companies with debt financing or equity issuances), IPOs, facilitating mergers and other corporate reorganizations and acting as a broker or financial advisor for institutions. They might also trade securities on their own accounts. Investment banks potentially thrive on expanding its network of clients, since that could help them increase profits. Goldman Sachs, Morgan Stanley and CME Group Inc are some of the largest investment banking companies.
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FUTU and
Correlation & Price change
A.I.dvisor indicates that over the last year, FUTU has been closely correlated with TIGR. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if FUTU jumps, then TIGR could also see price increases.
| Ticker / NAME | Correlation To FUTU | 1D Price Change % | ||
|---|---|---|---|---|
| FUTU | 100% | +4.27% | ||
| TIGR - FUTU | 82% Closely correlated | +4.00% | ||
| IBKR - FUTU | 49% Loosely correlated | +4.25% | ||
| HOOD - FUTU | 40% Loosely correlated | +3.21% | ||
| BMNR - FUTU | 39% Loosely correlated | -1.26% | ||
| CIFR - FUTU | 37% Loosely correlated | +17.93% | ||
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TIGR and
Correlation & Price change
A.I.dvisor indicates that over the last year, TIGR has been closely correlated with FUTU. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if TIGR jumps, then FUTU could also see price increases.
| Ticker / NAME | Correlation To TIGR | 1D Price Change % | ||
|---|---|---|---|---|
| TIGR | 100% | +4.00% | ||
| FUTU - TIGR | 82% Closely correlated | +4.27% | ||
| IBKR - TIGR | 50% Loosely correlated | +4.25% | ||
| BMNR - TIGR | 44% Loosely correlated | -1.26% | ||
| HOOD - TIGR | 43% Loosely correlated | +3.21% | ||
| SBET - TIGR | 42% Loosely correlated | -2.80% | ||
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