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JXN vs UNM
Which Stock Would AI Choose? Jackson Financial Inc. (JXN) vs. Unum Group (UNM) Stock Comparison
Key Takeaways
- Both JXN and UNM operate in the life insurance sector, but JXN focuses on retail annuities while UNM emphasizes group disability and life benefits.
- JXN provides a higher dividend yield at 3.18% compared to UNM's 2.37%, appealing to income-focused investors.
- JXN has outperformed year-to-date with a 7% gain versus UNM's 1.18% rise, reflecting stronger momentum in recent market activity.
- UNM boasts a larger market capitalization of $12.5 billion and higher profitability margins (5.65%) compared to JXN's $8 billion cap and 0.4% margin.
- Analyst consensus targets imply potential upside: 8% for JXN to $122 and 20% for UNM to $93.
Introduction
Jackson Financial Inc. (JXN) and Unum Group (UNM) are key players in the life insurance subindustry within financial services, making them compelling for comparison. JXN centers on annuity products for retirement savings, while UNM specializes in employer-sponsored disability and life coverage. This analysis suits dividend-seeking investors, those eyeing sector exposure amid interest rate shifts, and traders assessing relative performance in a volatile market. By examining recent trends, financial metrics, and market positioning, readers gain insights into potential trade-offs between growth potential and stability.
JXN Overview and Recent Performance
Jackson Financial Inc. (JXN) provides annuities—including variable, fixed index, and payout varieties—alongside institutional products and closed life blocks through subsidiaries. Headquartered in Lansing, Michigan, the company targets retail investors via broker-dealers and advisors. In recent market activity, JXN shares have traded stably between $110 and $114, near the upper end of their 52-week range of $75 to $124. Performance has been supported by robust Q4 2025 earnings, with EPS of $6.61 beating estimates, record retail annuity sales up 27%, and a 14th consecutive customer service award. Higher interest rates have bolstered annuity demand, driving positive sentiment despite a trailing P/E of 15.3 and modest TTM profit margins.
UNM Overview and Recent Performance
Unum Group (UNM), based in Chattanooga, Tennessee, delivers financial protection solutions like group long-term and short-term disability, life insurance, and voluntary benefits across Unum US, International, Colonial Life, and Closed Block segments. Products reach employers via brokers and agents. Recently, UNM shares have hovered around $77, within a 52-week range of $68 to $83, showing resilience with minor gains. Key influences include a quarterly dividend declaration of $0.46 per share and analyst target raises amid steady premium growth. Stronger profitability (TTM EPS $4.27, P/E 18.2) and lower volatility (beta 0.18, a measure of stock price sensitivity to market moves) have sustained investor interest in recent weeks.
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Head-to-Head Comparison
JXN and UNM share life insurance sector exposure but diverge in models: JXN’s annuity emphasis benefits from rising rates via higher crediting, while UNM’s group benefits rely on premium stability and claims management. Growth drivers contrast with JXN’s sales surges versus UNM’s earnings consistency. Recent momentum favors JXN (YTD +7%, 12-month total return ~48%), but UNM offers lower risk via reduced beta and debt-to-equity (37% vs. 55%). Sentiment tilts toward UNM’s “Buy” rating amid profitability edges, though JXN’s yield draws income traders.
Tickeron AI Verdict
Tickeron’s AI would likely favor JXN in the current environment, given its trend consistency, superior YTD gains, elevated dividend yield, and annuity catalysts amid sustained rates. While UNM provides stability and profitability, JXN’s relative momentum and positioning suggest higher probability of near-term outperformance for momentum-oriented strategies.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is JXN is a StrongBuy and UNM is a StrongBuy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
JXN’s FA Score shows that 2 FA rating(s) are green whileUNM’s FA Score has 2 green FA rating(s).
- JXN’s FA Score: 2 green, 3 red.
- UNM’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
JXN’s TA Score shows that 4 TA indicator(s) are bullish while UNM’s TA Score has 3 bullish TA indicator(s).
- JXN’s TA Score: 4 bullish, 5 bearish.
- UNM’s TA Score: 3 bullish, 5 bearish.
Price Growth
JXN (@Life/Health Insurance) experienced а -6.83% price change this week, while UNM (@Life/Health Insurance) price change was -2.12% for the same time period.
The average weekly price growth across all stocks in the @Life/Health Insurance industry was -0.92%. For the same industry, the average monthly price growth was +3.01%, and the average quarterly price growth was +3.37%.
Reported Earning Dates
JXN is expected to report earnings on Aug 11, 2026.
UNM is expected to report earnings on Jul 28, 2026.
Industries' Descriptions
@Life/Health Insurance (-0.92% weekly)Life insurance companies mainly sell policies that pay a death benefit as a lump sum upon the death of the insured to their beneficiaries. Life insurance policies may be sold as term life, (which guarantees payment of a stated death benefit and expires at the end of a specified term) or permanent /typically whole life (which is more expensive but lasts a lifetime and carries a cash accumulation component). Life insurance firms may also sell long-term disability policies that help to replace the insured individual’s income if they become sick or disabled. Health insurance, on the other hand, helps pay for medical expenses. Anthem, Inc., MetLife, Inc. and Aflac Incorporated are some of the largest U.S. companies in this industry.
| JXN | UNM | JXN / UNM | |
| Capitalization | 7.14B | 14.3B | 50% |
| EBITDA | N/A | N/A | - |
| Gain YTD | -2.338 | 16.745 | -14% |
| P/E Ratio | 15.31 | 19.61 | 78% |
| Revenue | 5.7B | 13.2B | 43% |
| Total Cash | N/A | 35.5B | - |
| Total Debt | 4.57B | 3.76B | 121% |
UNM | ||
|---|---|---|
OUTLOOK RATING 1..100 | 85 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 45 Fair valued | |
PROFIT vs RISK RATING 1..100 | 4 | |
SMR RATING 1..100 | 90 | |
PRICE GROWTH RATING 1..100 | 45 | |
P/E GROWTH RATING 1..100 | 10 | |
SEASONALITY SCORE 1..100 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
| JXN | UNM | |
|---|---|---|
| RSI ODDS (%) | N/A | 1 day ago 41% |
| Stochastic ODDS (%) | 1 day ago 89% | 1 day ago 70% |
| Momentum ODDS (%) | 1 day ago 62% | 1 day ago 44% |
| MACD ODDS (%) | 1 day ago 65% | 1 day ago 49% |
| TrendWeek ODDS (%) | 1 day ago 64% | 1 day ago 44% |
| TrendMonth ODDS (%) | 1 day ago 77% | 1 day ago 70% |
| Advances ODDS (%) | 9 days ago 78% | 6 days ago 71% |
| Declines ODDS (%) | 1 day ago 64% | 1 day ago 43% |
| BollingerBands ODDS (%) | 1 day ago 90% | 1 day ago 49% |
| Aroon ODDS (%) | 1 day ago 75% | 1 day ago 69% |
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JXN and
Correlation & Price change
A.I.dvisor indicates that over the last year, JXN has been closely correlated with CNO. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if JXN jumps, then CNO could also see price increases.
UNM and
Correlation & Price change
A.I.dvisor indicates that over the last year, UNM has been loosely correlated with CNO. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if UNM jumps, then CNO could also see price increases.