Advertisement
SBSI vs UBSI
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SBSI is a StrongBuy and UBSI is a Hold.
SBSI's RSI Indicator recovers from oversold territory
The RSI Oscillator for SBSI moved out of oversold territory on October 01, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 21 similar instances when the indicator left oversold territory. In 14 of the 21 cases the stock moved higher. This puts the odds of a move higher at 67%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 39 of 69 cases where SBSI's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 57%.
The Momentum Indicator moved above the 0 level on October 19, 2026. You may want to consider a long position or call options on SBSI as a result. In 54 of 92 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 59%.
The Moving Average Convergence Divergence (MACD) for SBSI just turned positive on October 13, 2026. Looking at past instances where SBSI's MACD turned positive, the stock continued to rise in 31 of 52 cases over the following month. The odds of a continued upward trend are 60%.
Following a +1.46% 3-day Advance, the price is estimated to grow further. Considering data from situations where SBSI advanced for three days, in 144 of 271 cases, the price rose further within the following month. The odds of a continued upward trend are 53%.
Bearish Trend Analysis
The 50-day moving average for SBSI moved below the 200-day moving average on October 02, 2026. This could be a long-term bearish signal for the stock as the stock shifts to an downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where SBSI declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 61%.
SBSI broke above its upper Bollinger Band on October 20, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for SBSI entered a downward trend on October 16, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron PE Growth Rating for this company is 20 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is 28 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 45 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.040) is normal, around the industry mean (1.246). P/E Ratio (12.075) is within average values for comparable stocks, (13.217). Projected Growth (PEG Ratio) (0.140) is also within normal values, averaging (1.190). Dividend Yield (0.048) settles around the average of (0.035) among similar stocks. P/S Ratio (3.826) is also within normal values, averaging (3.738).
The Tickeron Price Growth Rating for this company is 56 (best 1 - 100 worst), indicating fairly steady price growth. SBSI’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Profit vs. Risk Rating rating for this company is 93 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. SBSI’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 57, placing this stock worse than average.
UBSI's MACD Histogram just turned positive
The Moving Average Convergence Divergence (MACD) for UBSI turned positive on October 15, 2026. Looking at past instances where UBSI's MACD turned positive, the stock continued to rise in 30 of 46 cases over the following month. The odds of a continued upward trend are 65%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 20, 2026. You may want to consider a long position or call options on UBSI as a result. In 44 of 90 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 49%.
UBSI moved above its 50-day moving average on October 20, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a +1.84% 3-day Advance, the price is estimated to grow further. Considering data from situations where UBSI advanced for three days, in 151 of 294 cases, the price rose further within the following month. The odds of a continued upward trend are 51%.
UBSI may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Stochastic Oscillator has been in the overbought zone for 1 day. Expect a price pull-back in the near future.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where UBSI declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 54%.
The Aroon Indicator for UBSI entered a downward trend on October 16, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 11 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 34 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 57, placing this stock slightly better than average.
The Tickeron PE Growth Rating for this company is 35 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 44 (best 1 - 100 worst), indicating steady price growth. UBSI’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Valuation Rating of 78 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.166) is normal, around the industry mean (1.246). P/E Ratio (12.821) is within average values for comparable stocks, (13.217). Projected Growth (PEG Ratio) (0.260) is also within normal values, averaging (1.190). Dividend Yield (0.032) settles around the average of (0.035) among similar stocks. P/S Ratio (5.184) is also within normal values, averaging (3.738).
The Tickeron Seasonality Score of 95 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
SBSI | UBSI | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 16 | 20 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 45 Fair valued | 78 Overvalued | |
PROFIT vs RISK RATING 1..100 | 93 | 34 | |
SMR RATING 1..100 | 28 | 11 | |
PRICE GROWTH RATING 1..100 | 56 | 44 | |
P/E GROWTH RATING 1..100 | 20 | 35 | |
SEASONALITY SCORE 1..100 | 85 | 90 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
SBSI's Valuation (45) in the Regional Banks industry is somewhat better than the same rating for UBSI (78). This means that SBSI’s stock grew somewhat faster than UBSI’s over the last 12 months.
UBSI's Profit vs Risk Rating (34) in the Regional Banks industry is somewhat better than the same rating for SBSI (93). This means that UBSI’s stock grew somewhat faster than SBSI’s over the last 12 months.
UBSI's SMR Rating (11) in the Regional Banks industry is in the same range as SBSI (28). This means that UBSI’s stock grew similarly to SBSI’s over the last 12 months.
UBSI's Price Growth Rating (44) in the Regional Banks industry is in the same range as SBSI (56). This means that UBSI’s stock grew similarly to SBSI’s over the last 12 months.
SBSI's P/E Growth Rating (20) in the Regional Banks industry is in the same range as UBSI (35). This means that SBSI’s stock grew similarly to UBSI’s over the last 12 months.
| SBSI | UBSI | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 67% | N/A |
| Stochastic ODDS (%) | 2 days ago 57% | 2 days ago 62% |
| Momentum ODDS (%) | 2 days ago 59% | 2 days ago 49% |
| MACD ODDS (%) | 2 days ago 60% | 2 days ago 65% |
| TrendWeek ODDS (%) | 2 days ago 54% | 2 days ago 55% |
| TrendMonth ODDS (%) | 2 days ago 59% | 2 days ago 49% |
| Advances ODDS (%) | 7 days ago 53% | 2 days ago 51% |
| Declines ODDS (%) | 16 days ago 61% | 16 days ago 54% |
| BollingerBands ODDS (%) | 2 days ago 65% | 2 days ago 60% |
| Aroon ODDS (%) | 2 days ago 64% | 2 days ago 61% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
SBSI’s FA Score shows that 2 FA rating(s) are green while UBSI’s FA Score has 1 green FA rating(s).
- SBSI’s FA Score: 2 green, 3 red.
- UBSI’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
SBSI’s TA Score shows that 5 TA indicator(s) are bullish while UBSI’s TA Score has 5 bullish TA indicator(s).
- SBSI’s TA Score: 5 bullish, 4 bearish.
- UBSI’s TA Score: 5 bullish, 3 bearish.
Price Growth
SBSI (@Regional Banks) experienced а +1.89% price change this week, while UBSI (@Regional Banks) price change was +3.06% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +2.86%. For the same industry, the average monthly price growth was -0.06%, and the average quarterly price growth was +8.94%.
Reported Earning Dates
SBSI is expected to report earnings on Oct 29, 2026.
UBSI is expected to report earnings on Oct 22, 2026.
Industries' Descriptions
@Regional Banks (+2.86% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
Advertisement
SBSI and
Correlation & Price change
A.I.dvisor indicates that over the last year, SBSI has been closely correlated with FULT. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if SBSI jumps, then FULT could also see price increases.
| Ticker / NAME | Correlation To SBSI | 1D Price Change % | ||
|---|---|---|---|---|
| SBSI | 100% | -0.42% | ||
| FULT - SBSI | 80% Closely correlated | -0.44% | ||
| BUSE - SBSI | 79% Closely correlated | -0.43% | ||
| EFSC - SBSI | 79% Closely correlated | -0.50% | ||
| ABCB - SBSI | 78% Closely correlated | -0.07% | ||
| UBSI - SBSI | 78% Closely correlated | +0.08% | ||
More | ||||