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What is Mortgage Interest Deduction?
Mortgage Interest Deductions are allowable income tax deductions that equal the amount of mortgage payments in a year that are attributable to interest rather than principal repayments. Mortgage insurance premiums may also be deductible.
Interest deductions are subject to the Pease phaseout, while mortgage insurance premium deductions are not allowed over certain income levels. Interest payments on mortgages are generally deductible from income taxes.
Since 2013, however, the Pease phaseout, which limits the deductions allowable by higher income households, was reinstated after years of being recalled. For household adjusted gross incomes over $300,000 or $250,000 for single filers, a reduction of the deductions applied for is calculated based on two options, either of which might be more advantageous based on the amount of income earned.
Mortgage interest is not eligible for a deduction if the total amount of mortgage loans is over $1,000,000. There is a deduction available for private mortgage insurance (PMI) premiums, but it is not available if the household income is over about $110,000, or if the mortgage loan was taken out before 2007.
What is Investment Interest Expense?
What is Accrued Interest?
What is a Federal Credit Union?
Federal Credit Unions are essentially banks that are owned by their clients instead of publicly traded or what-have-you
What is a Dividend ETF?
Dividend ETFs invest primarily in preferred stock and stocks that pay regular dividends. Strategically, they tend to...
What is a Plus Tick?
A plus tick is a transaction which occurs at a price higher than the transaction before it, also called an uptick
Who is the best custodian for my investments?
Custodians are the institutions which hold your securities for you and provide some related services. Some will hav
Channel Up (Bullish)
A Channel Up pattern shows a clearly defined uptrend and describes the behavior of the price contained between upward sloping parallel lines.
What is the SEC?
The Securities and Exchange Commission (SEC) is a govt. agency which polices the practices of the securities industry
What is a Breakeven Price?
The breakeven price will be the strike price plus the amount of the investor’s premium or net debit. Breakeven price can apply to a multi-option strategy
What is Bankruptcy Court?
Bankruptcy court is a special judicial proceeding which determines how a debtor can settle accounts and move on. Bankruptcy courts are always federal..
What is a Callable Bond?
A callable bond, also known as a “redeemable bond,” is one where the issuer has the ability to pay off the debt prior...
What is present value?
One simple example of Present Value is the amount that needs to be invested in order to grow to a specific amount later