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COIN or GWRE or INTU
Which Stock Would AI Choose? Coinbase Global (COIN) vs. Guidewire Software (GWRE) vs. Intuit (INTU) Stock Comparison
Key Takeaways
- COIN reported a third consecutive quarterly net loss amid softer crypto trading volumes, though it achieved a record 10.3% global market share and maintained positive adjusted EBITDA.
- GWRE demonstrated robust growth with annual recurring revenue up 19% year-over-year and raised full-year guidance, supported by cloud adoption and AI product initiatives.
- INTU delivered full-year revenue growth of 14% and raised its dividend, but faced a post-earnings pullback on softer fiscal 2027 outlook and broader market concerns over AI disruption in tax services.
- Relative performance in recent market activity shows GWRE with stronger momentum and lower volatility compared to the crypto-sensitive swings in COIN and the significant year-to-date decline in INTU.
- Sector exposure differs markedly: COIN remains tied to digital asset markets, GWRE benefits from insurance technology modernization, and INTU serves broad small-business and consumer financial management needs.
- Valuation sensitivity varies, with COIN exhibiting higher beta to market sentiment shifts and GWRE and INTU showing more stable recurring revenue profiles.
Introduction
Traders and investors often compare stocks across technology and financial services sectors to assess relative performance, risk profiles, and positioning amid evolving market conditions. COIN, GWRE, and INTU represent distinct business models within fintech and software: cryptocurrency exchange services, insurance core systems, and consumer and small-business financial platforms, respectively. This comparison highlights differences in recent price behavior, growth drivers, and market sentiment, providing context for those evaluating exposure across volatile digital assets, vertical SaaS stability, and established consumer software. The analysis draws on observable developments from recent market activity to support informed decision-making without forward-looking predictions.
COIN Overview and Recent Performance
COIN operates as a leading cryptocurrency exchange and financial infrastructure provider. In recent market activity, the stock experienced downward pressure following quarterly results that reflected weaker trading volumes tied to broader crypto market conditions. Despite reporting a net loss, the company achieved record market share gains in spot and derivatives trading and continued to diversify revenue through subscriptions and stablecoin-related services. Adjusted EBITDA remained positive for the fourteenth consecutive quarter, underscoring operational discipline amid revenue contraction. Sentiment has been influenced by crypto price volatility and competitive dynamics, resulting in pronounced share price movements relative to broader equity indices.
GWRE Overview and Recent Performance
GWRE provides cloud-based software platforms for property and casualty insurers. Recent market activity has featured steady upward momentum, driven by strong annual recurring revenue growth and expanding adoption of cloud and AI-enhanced solutions. The company reported meaningful increases in subscription revenue and improved operating margins, prompting raised full-year guidance. New product releases focused on AI agent capabilities have supported pipeline strength. Stock performance has reflected investor confidence in recurring revenue visibility and vertical market positioning, with lower correlation to macro volatility than more cyclical sectors.
INTU Overview and Recent Performance
INTU delivers financial management software including tax preparation, accounting, and credit services. In recent market activity, the company posted full-year revenue growth and expanded its dividend, supported by gains in QuickBooks Online and assisted tax offerings. However, shares faced pressure following earnings that included softer forward guidance, amid ongoing discussions around competitive dynamics and potential AI impacts on traditional tax workflows. Share repurchases and operating cash flow generation have remained robust. Market sentiment has balanced the company’s scale and recurring revenue base against near-term growth moderation and sector rotation pressures.
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Head-to-Head Comparison
Business models create clear contrasts: COIN derives significant revenue from transaction volumes in a cyclical crypto environment, GWRE generates predictable recurring revenue from insurance software subscriptions, and INTU combines transaction and subscription elements across consumer and small-business financial tools. Growth drivers include market share expansion for COIN, cloud and AI adoption for GWRE, and ecosystem expansion for INTU. Recent momentum has favored GWRE stability over the sharper swings seen in COIN and the year-to-date drawdown in INTU. Risk factors encompass crypto market dependence for COIN, implementation cycles in insurance for GWRE, and regulatory or competitive pressures for INTU. Sector exposure places COIN in digital assets, GWRE in vertical enterprise software, and INTU in broad fintech applications, leading to differing valuation sensitivities to interest rates and growth expectations.
Tickeron AI Verdict
Based on observable factors such as trend consistency, revenue visibility, and relative positioning in recent market activity, Tickeron’s AI models may currently assign a higher probability of favorable characteristics to GWRE. Its recurring revenue base and recent guidance updates provide a steadier profile compared with the volatility associated with COIN or the guidance-related adjustments observed in INTU. This assessment reflects probabilistic evaluation of historical patterns and current metrics rather than any guarantee of future outcomes.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
Disclaimers and LimitationsLong-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
COIN’s FA Score shows that 0 FA rating(s) are green whileGWRE’s FA Score has 0 green FA rating(s), and INTU’s FA Score reflects 1 green FA rating(s).
- COIN’s FA Score: 0 green, 5 red.
- GWRE’s FA Score: 0 green, 5 red.
- INTU’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
COIN’s TA Score shows that 5 TA indicator(s) are bullish while GWRE’s TA Score has 4 bullish TA indicator(s), and INTU’s TA Score reflects 3 bullish TA indicator(s).
- COIN’s TA Score: 5 bullish, 5 bearish.
- GWRE’s TA Score: 4 bullish, 5 bearish.
- INTU’s TA Score: 3 bullish, 5 bearish.
Price Growth
COIN (@Financial Publishing/Services) experienced а +3.36% price change this week, while GWRE (@Packaged Software) price change was -21.10% , and INTU (@Packaged Software) price fluctuated -7.08% for the same time period.
The average weekly price growth across all stocks in the @Financial Publishing/Services industry was -2.48%. For the same industry, the average monthly price growth was +5.16%, and the average quarterly price growth was +5.59%.
The average weekly price growth across all stocks in the @Packaged Software industry was -3.96%. For the same industry, the average monthly price growth was -2.40%, and the average quarterly price growth was +3.47%.
Reported Earning Dates
COIN is expected to report earnings on Oct 29, 2026.
GWRE is expected to report earnings on Dec 03, 2026.
INTU is expected to report earnings on Dec 01, 2026.
Industries' Descriptions
@Financial Publishing/Services (-2.48% weekly)The financial publishing /services sector includes companies that provide informational products and services that are of value to investors, financial/analytics professionals and other interested readers. The products include real-time stock quotes, financial news and analyses. Think S&P Global, Inc., Moody`s Corporation, Thomson-Reuters Corp and IHS Markit Ltd. Information is critical in making financial or investment decisions, and what makes this industry’s output relevant at all times, across various economic conditions.
@Packaged Software (-3.96% weekly)Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.
| COIN | GWRE | INTU | |
| Capitalization | 48.7B | 13.5B | 91B |
| EBITDA | -901.23M | 200M | 6.92B |
| Gain YTD | -18.351 | -19.198 | -49.303 |
| P/E Ratio | 60.14 | 87.32 | 20.21 |
| Revenue | 6.28B | 1.42B | 20.9B |
| Total Cash | 9.02B | 750M | 8.44B |
| Total Debt | 6.67B | 704M | 6.9B |
GWRE | INTU | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 50 | 50 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 80 Overvalued | 12 Undervalued | |
PROFIT vs RISK RATING 1..100 | 80 | 100 | |
SMR RATING 1..100 | 64 | 43 | |
PRICE GROWTH RATING 1..100 | 53 | 62 | |
P/E GROWTH RATING 1..100 | 99 | 97 | |
SEASONALITY SCORE 1..100 | 21 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
INTU's Valuation (12) in the Packaged Software industry is significantly better than the same rating for GWRE (80) in the Information Technology Services industry. This means that INTU’s stock grew significantly faster than GWRE’s over the last 12 months.
GWRE's Profit vs Risk Rating (80) in the Information Technology Services industry is in the same range as INTU (100) in the Packaged Software industry. This means that GWRE’s stock grew similarly to INTU’s over the last 12 months.
INTU's SMR Rating (43) in the Packaged Software industry is in the same range as GWRE (64) in the Information Technology Services industry. This means that INTU’s stock grew similarly to GWRE’s over the last 12 months.
GWRE's Price Growth Rating (53) in the Information Technology Services industry is in the same range as INTU (62) in the Packaged Software industry. This means that GWRE’s stock grew similarly to INTU’s over the last 12 months.
INTU's P/E Growth Rating (97) in the Packaged Software industry is in the same range as GWRE (99) in the Information Technology Services industry. This means that INTU’s stock grew similarly to GWRE’s over the last 12 months.
| COIN | GWRE | INTU | |
|---|---|---|---|
| RSI ODDS (%) | 4 days ago 88% | 4 days ago 50% | 4 days ago 60% |
| Stochastic ODDS (%) | 4 days ago 89% | 4 days ago 63% | 4 days ago 65% |
| Momentum ODDS (%) | 4 days ago 84% | 4 days ago 59% | 4 days ago 69% |
| MACD ODDS (%) | 4 days ago 77% | 4 days ago 67% | 4 days ago 69% |
| TrendWeek ODDS (%) | 4 days ago 84% | 4 days ago 67% | 4 days ago 65% |
| TrendMonth ODDS (%) | 4 days ago 83% | 4 days ago 71% | 4 days ago 61% |
| Advances ODDS (%) | 18 days ago 84% | 11 days ago 69% | 8 days ago 61% |
| Declines ODDS (%) | 6 days ago 85% | 6 days ago 66% | 6 days ago 67% |
| BollingerBands ODDS (%) | 4 days ago 81% | 4 days ago 76% | 4 days ago 78% |
| Aroon ODDS (%) | 4 days ago 78% | 4 days ago 69% | 4 days ago 68% |
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COIN and
Correlation & Price change
A.I.dvisor indicates that over the last year, COIN has been closely correlated with AFRM. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if COIN jumps, then AFRM could also see price increases.
| Ticker / NAME | Correlation To COIN | 1D Price Change % | ||
|---|---|---|---|---|
| COIN | 100% | -4.18% | ||
| AFRM - COIN | 81% Closely correlated | -2.62% | ||
| MSTR - COIN | 81% Closely correlated | -1.39% | ||
| RIOT - COIN | 77% Closely correlated | +3.12% | ||
| U - COIN | 74% Closely correlated | -1.00% | ||
| HOOD - COIN | 73% Closely correlated | -2.09% | ||
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GWRE and
Correlation & Price change
A.I.dvisor indicates that over the last year, GWRE has been closely correlated with NOW. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if GWRE jumps, then NOW could also see price increases.
| Ticker / NAME | Correlation To GWRE | 1D Price Change % | ||
|---|---|---|---|---|
| GWRE | 100% | -19.93% | ||
| NOW - GWRE | 71% Closely correlated | -2.97% | ||
| CRM - GWRE | 67% Closely correlated | -1.97% | ||
| TTAN - GWRE | 66% Loosely correlated | -5.56% | ||
| ADSK - GWRE | 63% Loosely correlated | -8.26% | ||
| COIN - GWRE | 63% Loosely correlated | -4.18% | ||
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INTU and
Correlation & Price change
A.I.dvisor indicates that over the last year, INTU has been closely correlated with WDAY. These tickers have moved in lockstep 73% of the time. This A.I.-generated data suggests there is a high statistical probability that if INTU jumps, then WDAY could also see price increases.
| Ticker / NAME | Correlation To INTU | 1D Price Change % | ||
|---|---|---|---|---|
| INTU | 100% | -3.37% | ||
| WDAY - INTU | 73% Closely correlated | -5.38% | ||
| CLSK - INTU | 65% Loosely correlated | +0.87% | ||
| COIN - INTU | 64% Loosely correlated | -4.18% | ||
| MANH - INTU | 62% Loosely correlated | -3.86% | ||
| ADSK - INTU | 62% Loosely correlated | -8.26% | ||
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