International equities poised for outperformance with Vanguard projecting 5-7% annualized returns over the next decade versus 4-5% for U. S.

Global economic growth projected at 2.25%–2.8% in 2026, supporting broad equity exposure through diversified U. S.

VEU targets large- and mid-cap ex-U.S. stocks with ~3,800 holdings. VXUS offers broad all-cap exposure, including ~8,600 stocks across small-, mid-, and large-cap companies.

This is your lane for heightened precautions, safety measures, and so on. In the other lane, I think you maintain a positive, long-term outlook on how the economy and market are likely to stage a full recovery, with asset prices swinging back to new highs perhaps even by the end of the year.But in my view, it’s views like this that separate the smart money from the not-so-smart money over time. The fact that volatility tends to strike in scary clusters makes this kind of long-term thinking very difficult for many investors.

But the tone changed this week, as the S&P 500 posted sharp declines early in the week as confirmed cases grew sharply across the world – particularly in developed economies like South Korea, Japan, Italy, and even here in the US. While equities sold off sharply, the yield on the 10-year US Treasury fell to a record low and oil prices dropped below $50 a barrel – all signs of growing investor concern over demand and economic growth in the coming months and quarters. In my view, volatility is likely to persist as investor attention is decisively shifted away from fundamentals (revenues and earnings) and towards the unknown (headlines).In short, however, I also think the fear of the coronavirus as a global pandemic is arguably greater, for now, than the actual economic impact it is likely to have.

Despite mounting student loan, credit card, and other debt, millennials are optimistic about their financial future. TD Ameritrade released a survey in June that found 53 percent of millennials believe they will become millionaires in their lifetime, with 23 percent expecting to reach $1 million by age 50.Nearly 20 percent believe they will get to that threshold by 40 years old, and 7 percent expect to be there by 30. These expectations may sound lofty, but becoming a millionaire doesn’t have to be a far-fetched concept.

The best advice is the yawn-inspiring, time-tested, 'effective-since-the-advent-of-the-stock market' approach, and it's no secret. It's diversification. I know what you're thinking: quit wasting my time with this boring stuff!And I get it - you've probably heard the 'diversification' bit a million times. But I'd argue that the concept of diversification isn't boring at all.

The iShares MSCI ACWI ETF (Nasdaq: ACWI) bounced off of an upwardly sloped trend line this past week and has since turned higher.If the ETF continues to rally, it could be setting up a showdown at the $75 area. First, the ACWI stands for All Country World Index.

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The world economy is headed for a period of "dull, low" growth, according to fund manager Janus Henderson, but the risk of an outright recession remains small.READ MORE...