In the United States, education regarding retirement planning is sparse. The concept of "financial wellness" is not nearly as popular as other wellness movements sweeping the nation, like keto diets, going vegan, meditation practices, or cutting sugar from a diet. I would argue that financial wellness is just as important as physical and spiritual wellness, however. Being financially secure can reduce stress and give a person peace of mind.
According to a new Boston College study, 51% of U.S. households are at risk of not being able to meet their standard of living in retirement. In other words, people half of the population is set to have to make sacrifices in their twilight years -- the opposite of which should be true.
The figures keep getting worse. In 2007 - which of course was before the Global Financial Crisis - only about 40% of U.S. households were at risk of being unable to reach their retirement goals. This percentage was too high then, and it is certainly too high now, in my view.
I've written before about simple steps a person can take to boost retirement savings and become better savers in general. For complete and total simplicity, I will break it down into two steps:
Taking just these two steps will put you in a better position than at least 50% of Americans, but probably many more than that.
Below, Tickeron's A.I. takes a detailed look at tickers that represent the S&P 500 and ACWX.
Moving higher for three straight days is viewed as a bullish sign. Keep an eye on this stock for future growth. Considering data from situations where SPY advanced for three days, in of 365 cases, the price rose further within the following month. The odds of a continued upward trend are .
The Aroon Indicator entered an Uptrend today. In of 429 cases where SPY Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are .
The RSI Oscillator demonstrated that the stock has entered the overbought zone. This may point to a price pull-back soon.
The Stochastic Oscillator entered the overbought zone. Expect a price pull-back in the foreseeable future.
The Moving Average Convergence Divergence Histogram (MACD) for SPY turned negative on July 15, 2025. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 53 similar instances when the indicator turned negative. In of the 53 cases the stock turned lower in the days that followed. This puts the odds of success at .
Following a 3-day decline, the stock is projected to fall further. Considering past instances where SPY declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
SPY broke above its upper Bollinger Band on June 26, 2025. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows
Category LargeBlend